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Overview / Commentary
888-280-8260
3465 E Foothill Blvd
Pasadena, CA 91107
Reviews (2)

This online bank values customer service

I have used Gobank for about three years now. In those three years I have only had one instance that gave me any trouble. The instance in question was when a fraudulent charge appeared on my card out of nowhere. This charge was to a foreign website that I had no way of knowing about or even understanding. I called in with the bank and they were able to get me my money back after filling out a simple form. Their customer service was really helpful.

Other than that instance I have never had a problem with them. I am a fan of the no monthly fees and love that I can load up my account at any Walmart or 7-11 store. It is easy to transfer money between my savings account portion of the website and back to the checking in a matter of clicks. When you sign up you will receive an account number and routing number so this account can be used for any traditional banking needs.

Simplify your money

It is a great online bank to be a customer with. I installed the banking app, where I could open accounts, order debit cards, and pay my bills too. And the best of all, the app has a transparent fee schedule.It means that I had to decide how much I want to pay each month between $0 and $9. The voluntary monthly fee shows the creators are pretty sure you're going to love them and find it worth your money. Money transfers are really fast. The only problem with this bank is I wanted to earn higher interest rates to establish my savings for which purpose this bank didn't seem the right option. Another convenient thing I found about this bank is that I could go at any nearby Walmart and deposit money into my account without any fee or extra charge. This bank was also proved convenient for me because I send money every month out of country for which this bank proved to be great. It only takes a couple of minutes to send money anywhere in the world.



Health
B+

Health Grade Components

Overall
FDIC Certificate #22653
Year Established1978
Employees23
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.54%
Return on Equity - YTD13.14%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$1.03B$839.7MM
LoansQ3 2017vs Q3 2016$20.2MM$5.7MM
DepositsQ3 2017vs Q3 2016$914.9MM$648.3MM
Equity CapitalQ3 2017vs Q3 2016$101.7MM$147.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$237.00K$272.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$540.00K$380.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates

Sorry, we do not have rate data for GoBank.

Locations

GoBank is an Internet only bank and does not have branch locations. Its headquarters is located at 3465 E Foothill Blvd - Pasadena, CA 91107