Overview / Commentary
620-275-2151
1714 E Kansas Ave
Garden City, KS 67846-6235

Golden Plains Credit Union is headquartered in Garden City and is the 5th largest credit union in the state of Kansas. It is also the 466th largest credit union in the nation. It was established in 1951 and as of March of 2018, it had grown to 197 employees and 75,993 members at 15 locations. Golden Plains Credit Union has an A health rating.

Field of Membership Restrictions

Golden Plains Credit Union of Kansas is open to the residents, church members, and the people that maintain employment within these qualified counties: Anderson, Allen, Bourbon, Cherokee, Crawford, Labette, Linn, Montgomery, Neosho, and Wilson along with the Liberal Trade area, the members of the Lee Richardson Zoo, the credit union employees, members of credit union member affiliated organizations, and the family members of current credit union members.
See current membership details

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Reviews (7)

A Great Credit Union

Posted by: tripoley | Feb 18, 2011

I've been a customer with Golden Plains Credit Union since September of 2010.  I first became interested in GPCU because I'm a resident in central Kansas and because they have one of the best interest rates (4.44% as of this writing) in the country for rewards checking accounts.  The set up was easy, although I did have to submit some information by mail and send in a check for my deposit as they didn't have an ACH bank funding method at the time.  They were great to answer any questions I had and I was able to easily get a customer representative on the phone.  Overall it's been a great experience and I'm very satisfied with them.

Golden Plains Credit Union Opinion

I have had a bank account with Golden Plains for over 8 years. They have always been professional and courteous. I have a checking account with them, that has no monthly fee as long as I log on to Golden Plains Online, completing 10 GPCU VISA Check Card transactions that post and clear your account and accepting emailed statements (e-Statements). These are things that i would normally do with a checking account, so they are of no trouble for me to complete in a month. I am a big believer in not paying for a service, such as a checking account, at any bank. I have never had any issues with my account being inaccurate. Therefore, i have nothing negative to say about Golden Plains Credit Union.
They do send me alot of emails and ads about various services that they can provide, but i'm sure that happens with any financial institution.

Long Standing Account

Posted by: flagbert | Feb 17, 2017

The rate has come down over the years but this is my longest and the only remaining reward checking account. Recently I had some difficulty using my debit card at the grocery store and called to find out they cut off all small card transactions in my state due some to fraud concern. Not just my card, but everyone! They automatically decline all transactions less than $50. They won't remove the block for over two weeks until it expires next month. It doesn't make it easy to meet the requirements when the card won't work!

HORRIBLE Horrible

Extremely Horrible Customer Service And Very Hard To deal With

Just Plain Awful And A Huge Headache

Posted by: Rafa | Dec 16, 2015

I have a loan for a car from golden plains credit union and I have had nothing but trouble with them. Between them waiting forever to cash my payment and overdrawing my account to taking months to prove I have insurance on my vehicle. I am currently trying to solve that situation once again because we found better insurance provider and they have tacked on their insurance and want me to pay for the months that they couldn't see that I had insurance all that time. I can't even fully buy my car without having to pay for all that interest. I would have bought it out during last years tax season but come to find out I couldn't because I had to pay for the interest. Thanks to this company I may be ruining my credit by getting rid of the car and the loan altogether. I DO NOT RECOMMEND THIS COMPANY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Loans Bad Experience

Posted by: kc | Mar 22, 2012

Had loans with them for years then while moving asked about a new loan due to moving and they said it should be "no problem" and even pre approved us before we went house shopping. Then after accepting a contract and selling our home told us there was a mistake in the system and they couldn't give us the loan leaving us scrambling to find a loan at another bank with little time. We almost lost our new home and had already sold our old one. We won't do any further business with GPCU.

Poor Service

Posted by: bummed | Jan 11, 2012

This Credit Union in my opinion has poor customer service they are hard to deal with, management is absolutely no help, I wish I had never used them for a loan.

 

I would steer clear and use other banks or credit unions.

 

BTW I have made all my payments on time.

 



Health

Health Grade Components

Overall
NCUA #62542
Year Chartered1951
Employees197
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD5.76%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$612.3MM$592.6MM
LoansQ1 2018vs Q1 2017$553.9MM$536.4MM
DepositsQ1 2018vs Q1 2017$541.1MM$515.6MM
Equity CapitalQ1 2018vs Q1 2017$61.9MM$58.4MM
Loan Loss AllowanceQ1 2018vs Q1 2017$4.4MM$4.1MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$3.3MM$3.3MM
Real Estate OwnedQ1 2018vs Q1 2017$2.2MM$1.8MM
Rates

Sorry, we do not have rate data for Golden Plains Credit Union.

Locations

Availability



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