Guardian Credit Union (AL)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.30% | 5-year CD | |
| 2.02% | 1-year CD | |
| 0.35% | Savings |
Guardian Credit Union (AL) is headquartered in Montgomery and is the 11th largest credit union in the state of Alabama. It is also the 566th largest credit union in the nation. It was established in 1958 and as of June of 2018, it had grown to 186 employees and 62,172 members at 15 locations. Guardian Credit Union (AL)'s CD rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Guardian Credit Union of Alabama is open to the residents, church members, registered students, and the people that maintain employment within these qualified counties: Autauga, Butler, Chilton, Coosa, Crenshaw, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, and Tallapoosa, the active and retired members of the Alabama National Guard, members of other credit unions that carried over through a merger, and the members of the other various organizations that the credit union recognizes as eligible.
See current membership details
Related Posts
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68374 |
| Year Chartered | 1958 |
| Employees | 186 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.9% |
| Return on Equity - YTD | 10.08% |
| Annual Interest Income | $12.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $488.4MM$403.3MM |
| Loans | Q2 2018vs Q2 2017 | $410.2MM$320.6MM |
| Deposits | Q2 2018vs Q2 2017 | $417.1MM$343.9MM |
| Equity Capital | Q2 2018vs Q2 2017 | $42.8MM$38.5MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $4.9MM$4.1MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $3.8MM$3.0MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $30.00K$16.00K |
Always verify rates and promotions with the bank or credit union. We are not Guardian Credit Union (AL); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Guardian Credit Union (AL) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 5.10% | - | - | RoundUp Savings | ||
| 0.75% | - | - | Variable Rate IRA | ||
| 0.35%* | $3k* | - | Christmas Club | ||
| OTHER TIERS: 0.20% → $100 - $3k | |||||
| 0.35%* | $3k* | - | Regular Share | ||
| OTHER TIERS: 0.20% → $100 - $3k | |||||
Guardian Credit Union (AL) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.26%* | $100k* | $1m | Money Market | ||
| OTHER TIERS: 0.25% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k | |||||
Guardian Credit Union (AL) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $5k | - | Premier Checking | |
| 0.15% | $2.5k | - | Free Checking |
Guardian Credit Union (AL) CD Rates
Guardian Credit Union (AL) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.30% | $500 | - | 60 Month IRA | |
| 2.84% | $500 | - | 48 Month IRA | |
| 2.63% | $500 | - | 36 Month IRA | |
| 2.53% | $500 | - | 24 Month IRA | |
| 2.38% | $500 | - | 18 Month IRA | |
| 2.32% | $500 | - | 12 Month IRA | |
| 1.51% | $500 | - | 6 Month IRA |
