2. Guardian Credit Union (AL)

Guardian Credit Union (AL)

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.30%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
2.02%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
0.35%Savings
0.26% - National Average
View all Guardian Credit Union (AL) rates »

Overview / Commentary
www.myguardiancu.com
334-244-9999
418 Madison Ave
Montgomery, AL 36104

Guardian Credit Union (AL) is headquartered in Montgomery and is the 11th largest credit union in the state of Alabama. It is also the 574th largest credit union in the nation. It was established in 1958 and as of December of 2018, it had grown to 202 employees and 64,720 members at 15 locations. Guardian Credit Union (AL)'s CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Guardian Credit Union of Alabama is open to the residents, church members, registered students, and the people that maintain employment within these qualified counties: Autauga, Butler, Chilton, Coosa, Crenshaw, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, and Tallapoosa, the active and retired members of the Alabama National Guard, members of other credit unions that carried over through a merger, and the members of the other various organizations that the credit union recognizes as eligible.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #68374
Year Chartered1958
Employees202
Primary Regulator
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD13.46%
Annual Interest Income$26.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$487.0MM$450.1MM
LoansQ4 2018vs Q4 2017$415.0MM$357.0MM
DepositsQ4 2018vs Q4 2017$424.3MM$391.7MM
Equity CapitalQ4 2018vs Q4 2017$47.0MM$41.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$4.9MM$4.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.8MM$4.6MM
Real Estate OwnedQ4 2018vs Q4 2017$88.00K$290.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Guardian Credit Union (AL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guardian Credit Union (AL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.10%--RoundUp Savings
0.75%--Variable Rate IRA
0.35%*$3k*-Christmas Club
OTHER TIERS: 0.20% → $100 - $3k
0.35%*$3k*-Regular Share
OTHER TIERS: 0.20% → $100 - $3k

Guardian Credit Union (AL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$100k*$1mMoney Market
OTHER TIERS: 0.25% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k

Guardian Credit Union (AL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$5k-Premier Checking
0.15%$2.5k-Free Checking

Guardian Credit Union (AL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$500-60 Month CD
2.84%$500-48 Month CD
2.79%$10k-36 Month CD Special
2.73%$10k-24 Month CD Special
2.63%$500-36 Month CD
2.63%$10k-12 Month CD Special
2.53%$500-24 Month CD
2.38%$500-18 Month CD
2.32%$500-12 Month CD
2.02%$10k-11 Month No Penalty CD Special
1.51%$500-6 Month CD

Guardian Credit Union (AL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$500-60 Month IRA
2.84%$500-48 Month IRA
2.63%$500-36 Month IRA
2.53%$500-24 Month IRA
2.38%$500-18 Month IRA
2.32%$500-12 Month IRA
1.51%$500-6 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.