Guardian Credit Union (AL) is headquartered in Montgomery and is the 11th largest credit union in the state of Alabama. It is also the 521st largest credit union in the nation. It was established in 1958 and as of September of 2020, it had grown to 219 employees and 74,379 members at 15 locations. Guardian Credit Union (AL)'s money market rates are 36% higher than the national average, and it has an A health rating.
Membership in Guardian Credit Union is open to individuals who live, work, worship, or attend school in the Alabama counties of Autauga, Butler, Chilton, Coosa, Crenshaw, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, or Tallapoosa. Active or retired Alabama Army or Air National Guard personnel also qualify for membership.
See current membership details
Overall | |
---|---|
NCUA # | 68374 |
Year Chartered | 1958 |
Employees | 219 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.8% |
Return on Equity - YTD | 9.24% |
Annual Interest Income | $24.9MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $665.8MM$552.1MM |
Loans | Q3 2020vs Q3 2019 | $518.4MM$443.3MM |
Deposits | Q3 2020vs Q3 2019 | $574.8MM$468.5MM |
Equity Capital | Q3 2020vs Q3 2019 | $57.2MM$51.9MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $6.0MM$5.2MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $2.9MM$5.3MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $529.00K$63.00K |
Always verify rates and promotions with the bank or credit union. We are not Guardian Credit Union (AL); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
5.10% | - | - | RoundUp Savings | ||
0.50% | - | - | Variable Rate IRA | ||
0.20%* | $3k* | - | Christmas Club | ||
OTHER TIERS: 0.10% → $100 - $3k | |||||
0.20%* | $3k* | - | Regular Share | ||
OTHER TIERS: 0.10% → $100 - $3k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.60%* | $100k* | - | Money Market | ||
OTHER TIERS: 0.25% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.07%* | - | $30k | Ultimate Checking | ||
OTHER TIERS: 0.05% → $30k+ | |||||
0.20% | $5k | - | Premier Checking | ||
0.05% | $2.5k | - | Guardian Free Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.00% | $500 | - | 60 Month IRA | |
0.80% | $500 | - | 36 Month IRA | |
0.80% | $500 | - | 48 Month IRA | |
0.60% | $500 | - | 24 Month IRA | |
0.45% | $500 | - | 18 Month IRA | |
0.35% | $500 | - | 12 Month IRA | |
0.30% | $500 | - | 6 Month IRA |