2. Guardian Credit Union (AL)

Guardian Credit Union (AL)

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
4.07%Reward Checking
1.76% - National Average
3.30%5-year CD
3.00% - Discover Bank 5 Year CD
2.02%1-year CD
2.65% - Discover Bank 12 Month CD
View all Guardian Credit Union (AL) rates »

Overview / Commentary
www.myguardiancu.com
334-244-9999
418 Madison Ave
Montgomery, AL 36104

Guardian Credit Union (AL) is headquartered in Montgomery and is the 11th largest credit union in the state of Alabama. It is also the 574th largest credit union in the nation. It was established in 1958 and as of December of 2018, it had grown to 202 employees and 64,720 members at 15 locations. Guardian Credit Union (AL)'s CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Guardian Credit Union is open to individuals who live, work, worship, or attend school in the Alabama counties of Autauga, Butler, Chilton, Coosa, Crenshaw, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, or Tallapoosa. Active or retired Alabama Army or Air National Guard personnel also qualify for membership.
See current membership details

Related Posts

Guardian Credit Union (AL) Unveils Ultimate Checking, 4.07% APY - 4/15/2019

Guardian Credit Union has added a new rewards checking account: Ultimate Checking, which earns 4.07% APY on qualifying balances up to $30k.

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Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #68374
Year Chartered1958
Employees202
Primary Regulator
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD13.46%
Annual Interest Income$26.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$487.0MM$450.1MM
LoansQ4 2018vs Q4 2017$415.0MM$357.0MM
DepositsQ4 2018vs Q4 2017$424.3MM$391.7MM
Equity CapitalQ4 2018vs Q4 2017$47.0MM$41.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$4.9MM$4.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.8MM$4.6MM
Real Estate OwnedQ4 2018vs Q4 2017$88.00K$290.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guardian Credit Union (AL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.10%--RoundUp Savings
0.75%--Variable Rate IRA
0.35%*$3k*-Christmas Club
OTHER TIERS: 0.20% → $100 - $3k
0.35%*$3k*-Regular Share
OTHER TIERS: 0.20% → $100 - $3k

Guardian Credit Union (AL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$100k*$1mMoney Market
OTHER TIERS: 0.25% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k

Guardian Credit Union (AL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%*-$30kUltimate Checking
OTHER TIERS: 0.50% → $30k+
0.50%$5k-Premier Checking
0.15%$2.5k-Guardian Free Checking

Guardian Credit Union (AL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$500-60 Month CD
2.84%$500-48 Month CD
2.79%$10k-36 Month CD Special
2.73%$10k-24 Month CD Special
2.63%$500-36 Month CD
2.63%$10k-12 Month CD Special
2.53%$500-24 Month CD
2.38%$500-18 Month CD
2.32%$500-12 Month CD
2.02%$10k-11 Month No Penalty CD Special
1.51%$500-6 Month CD

Guardian Credit Union (AL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$500-60 Month IRA
2.84%$500-48 Month IRA
2.63%$500-36 Month IRA
2.53%$500-24 Month IRA
2.38%$500-18 Month IRA
2.32%$500-12 Month IRA
1.51%$500-6 Month IRA
Locations

Availability



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