1. Banks
  2. Guardian Credit Union (AL)

Guardian Credit Union (AL)


Overview / Commentary
www.myguardiancu.com
334-244-9999
418 Madison Ave
Montgomery, AL 36104

Guardian Credit Union (AL) is headquartered in Montgomery and is the 11th largest credit union in the state of Alabama. It is also the 522nd largest credit union in the nation. It was established in 1958 and as of March of 2020, it had grown to 222 employees and 70,488 members at 15 locations. Guardian Credit Union (AL)'s money market rates are 82% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Guardian Credit Union is open to individuals who live, work, worship, or attend school in the Alabama counties of Autauga, Butler, Chilton, Coosa, Crenshaw, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, or Tallapoosa. Active or retired Alabama Army or Air National Guard personnel also qualify for membership.
See current membership details

Related Posts

Guardian Credit Union (AL) Offers Top 60-Month CD, 3.30% APY - 9/6/2019

Guardian Credit Union (AL) is offering a 60-month CD (3.30% APY, $500 min) and a 11-month No Penalty CD (2.02% APY, $10k min, early closure only).

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q1 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #68374
Year Chartered1958
Employees222
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD4.95%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$603.0MM$510.6MM
LoansQ1 2020vs Q1 2019$447.8MM$421.3MM
DepositsQ1 2020vs Q1 2019$516.6MM$445.8MM
Equity CapitalQ1 2020vs Q1 2019$53.4MM$48.4MM
Loan Loss AllowanceQ1 2020vs Q1 2019$5.4MM$5.0MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$5.6MM$3.4MM
Real Estate OwnedQ1 2020vs Q1 2019$499.00K$33.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Guardian Credit Union (AL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guardian Credit Union (AL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.10%--RoundUp Savings
0.50%--Variable Rate IRA
0.20%*$3k*-Christmas Club
OTHER TIERS: 0.10% → $100 - $3k
0.20%*$3k*-Regular Share
OTHER TIERS: 0.10% → $100 - $3k

Guardian Credit Union (AL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$100k*-Money Market
OTHER TIERS: 0.25% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $100k

Guardian Credit Union (AL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%*-$30kUltimate Checking
OTHER TIERS: 0.05% → $30k+
0.20%$5k-Premier Checking
0.05%$2.5k-Guardian Free Checking

Guardian Credit Union (AL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$500-60 Month CD
1.11%$500-36 Month CD
1.11%$500-48 Month CD
1.00%$500-24 Month CD
0.80%$500-18 Month CD
0.70%$500-12 Month CD
0.60%$500-6 Month CD
0.60%$10k-11 Month No Penalty CD Special

Guardian Credit Union (AL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%$500-60 Month IRA
1.11%$500-36 Month IRA
1.11%$500-48 Month IRA
1.00%$500-24 Month IRA
0.80%$500-18 Month IRA
0.70%$500-12 Month IRA
0.60%$500-6 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.