Guardian CU (AL)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.02%	5-year CD	60 Month CD 1.85% - Synchrony Bank 60 Month CD
0.85%	1-year CD	11 Month No Penalty CD 1.05% - Ally Bank High Yield 12-Month CD
0.30%	Savings	Regular Share 1.00% - Ally Bank Online Savings Account

View all Guardian CU (AL) rates »

Overview / Commentary

www.myguardiancu.com

244-9999

1789 Cong W L Dickinson Dr
Montgomery, AL 36109-2601

Guardian CU (AL) is headquartered in Montgomery and is the 14^th largest credit union in the state of Alabama. It is also the 663^rd largest credit union in the nation. It was established in 1958 and as of June of 2016, it had grown to 154 employees and 46,217 members at 10 locations. Guardian CU (AL)'s money market rates are 93% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Guardian Credit Union of Alabama is open to the residents, church members, registered students, and the people that maintain employment within these qualified counties: Autauga, Butler, Chilton, Coosa, Crenshaw, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, and Tallapoosa, the active and retired members of the Alabama National Guard, members of other credit unions that carried over through a merger, and the members of the other various organizations that the credit union recognizes as eligible.
See current membership details

Overall
NCUA #	68374
Year Chartered	1958
Employees	154
Primary Regulator

Profit Margin
Return on Assets - YTD	0.62%
Return on Equity - YTD	6.13%
Annual Interest Income	$9.0MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$355.4MM$314.8MM
Loans	Q2 2016vs Q2 2015	$266.7MM$220.4MM
Deposits	Q2 2016vs Q2 2015	$294.9MM$256.7MM
Equity Capital	Q2 2016vs Q2 2015	$35.4MM$33.6MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$3.4MM$2.4MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$2.9MM$3.5MM
Real Estate Owned	Q2 2016vs Q2 2015	$250.00K$199.00K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guardian CU (AL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.09%	-	-	RoundUp Savings
0.60%	$25	-	Variable Quarterly IRA
0.30%^*	$3k^*	-	Club Account
OTHER TIERS: 0.20% → $100 - $3k
0.30%^*	$3k^*	-	Regular Share
OTHER TIERS: 0.20% → $100 - $3k

Guardian CU (AL) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.85%^*	$100k^*	-	Money Market
OTHER TIERS: 0.25% → $2,500 - $10k \| 0.40% → $10k - $25k \| 0.50% → $25k - $50k \| 0.75% → $50k - $100k

Guardian CU (AL) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%	$5k	-	Premier Checking
0.15%	$2,500	-	Free Checking

Guardian CU (AL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$500	-	60 Month CD
1.76%	$500	-	48 Month CD
1.36%	$10k	-	36 Month CD Special
1.26%	$500	-	36 Month CD
1.21%	$10k	-	24 Month CD Special
1.11%	$500	-	24 Month CD
1.05%	$500	-	18 Month CD
1.00%	$10k	-	12 Month CD Special
0.90%	$500	-	12-17 Month CD
0.85%	$10k	-	11 Month No Penalty CD
0.65%	$500	-	6 Month CD

Guardian CU (AL) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.36%	$500	-	36 Month IRA
1.21%	$500	-	24 Month IRA
1.00%	$500	-	12 Month IRA
0.65%	$500	-	6 Month IRA

Locations

Guardian CU (AL) Locations
Branch Office	102 Interstate Ct	Prattville, AL 36066-7363
Branch Office	18 S Ann Ave	Tallassee, AL 36078
Branch Office	105 N Memorial Dr	Prattville, AL 36067
Branch Office	3380 Eastdale Cir	Montgomery, AL 36117
Branch Office	418 Madison Ave	Montgomery, AL 36104
Branch Office	15 E South St	Montgomery, AL 36104-4111
Branch Office	1789 Cong W L Dickinson Dr	Montgomery, AL 36109-2601
Branch Office	616 Madison Ave	Montgomery, AL 36104-3600
Branch Office	323 Greenville Byp	Greenville, AL 36037
Branch Office	2755 Taylor Rd	Montgomery, AL 36117