Guardian Savings Bank, A Federal Savings Bank is headquartered in Cincinnati and is the 22nd largest bank in the state of Ohio. It is also the 804th largest bank in the nation. It was established in 1895 and as of June of 2016, it had grown to 183 employees at 11 locations. Guardian Savings Bank, A Federal Savings Bank has a B+ health rating.
There are always options when it comes to banking. Within a 20 minute drive I can find numerous large banks, a few small banks, and several credit unions. Despite all that, I've maintained an account with Guardian for over 20 years. I like having tellers that remember my name. I enjoy courtesy calls when my account needs attention. I feel good knowing that my money is held by a local bank, and not being used for rent in a skyscraper in a big city hundreds of miles away. I like that I can refinance my house easily, and quickly, and for only $250. I like that I call a local number, and speak to a live person when I have questions. I enjoy the smile on my sons face when he can look at his bank savings book, and see how his money is growing. I like my bank, and I'll never leave them.
|FDIC Certificate #||27998|
|Return on Assets - YTD||1.72%|
|Return on Equity - YTD||16.29%|
|Annual Interest Income||$12.6MM|
|Assets and Liabilities|
|Assets||Q2 2016vs Q2 2015||$902.4MM$847.5MM|
|Loans||Q2 2016vs Q2 2015||$654.8MM$667.8MM|
|Deposits||Q2 2016vs Q2 2015||$797.3MM$713.8MM|
|Equity Capital||Q2 2016vs Q2 2015||$94.0MM$93.6MM|
|Loan Loss Allowance||Q2 2016vs Q2 2015||$8.5MM$8.8MM|
|Unbacked Noncurrent Loans||Q2 2016vs Q2 2015||$11.5MM$11.3MM|
|Real Estate Owned||Q2 2016vs Q2 2015||$521.00K$1.4MM|
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