Guardian Savings Bank (OH)

Guardian Savings Bank (OH)


Overview / Commentary
513-942-3500
6100 West Chester Road
West Chester, OH 45069

Guardian Savings Bank (OH) is headquartered in West Chester and is the 25th largest bank in the state of Ohio. It is also the 830th largest bank in the nation. It was established in 1895 and as of December of 2018, it had grown to 164 employees at 11 locations. Guardian Savings Bank (OH) has an A health rating.

Reviews (1)

Why I'm happy with my bank.

There are always options when it comes to banking. Within a 20 minute drive I can find numerous large banks, a few small banks, and several credit unions. Despite all that, I've maintained an account with Guardian for over 20 years. I like having tellers that remember my name. I enjoy courtesy calls when my account needs attention. I feel good knowing that my money is held by a local bank, and not being used for rent in a skyscraper in a big city hundreds of miles away. I like that I can refinance my house easily, and quickly, and for only $250. I like that I call a local number, and speak to a live person when I have questions. I enjoy the smile on my sons face when he can look at his bank savings book, and see how his money is growing. I like my bank, and I'll never leave them.



Health

Health Grade Components

Overall
FDIC Certificate #27998
Year Established1895
Employees164
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.8%
Return on Equity - YTD15.17%
Annual Interest Income$33.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$933.3MM$929.5MM
LoansQ4 2018vs Q4 2017$778.8MM$776.6MM
DepositsQ4 2018vs Q4 2017$812.7MM$817.5MM
Equity CapitalQ4 2018vs Q4 2017$114.1MM$106.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$10.1MM$9.8MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.4MM$7.4MM
Real Estate OwnedQ4 2018vs Q4 2017$434.00K$804.00K
Rates

Sorry, we do not have rate data for Guardian Savings Bank (OH).

Locations

Availability



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