Featured Savings Rates
Featured Accounts
Overview / Commentary
6100 West Chester Road
West Chester, OH 45069

Guardian Savings Bank (OH) is headquartered in West Chester and is the 23rd largest bank in the state of Ohio. It is also the 812th largest bank in the nation. It was established in 1895 and as of September of 2017, it had grown to 205 employees at 11 locations. Guardian Savings Bank (OH) has a B+ health rating.

Reviews (1)

Why I'm happy with my bank.

There are always options when it comes to banking. Within a 20 minute drive I can find numerous large banks, a few small banks, and several credit unions. Despite all that, I've maintained an account with Guardian for over 20 years. I like having tellers that remember my name. I enjoy courtesy calls when my account needs attention. I feel good knowing that my money is held by a local bank, and not being used for rent in a skyscraper in a big city hundreds of miles away. I like that I can refinance my house easily, and quickly, and for only $250. I like that I call a local number, and speak to a live person when I have questions. I enjoy the smile on my sons face when he can look at his bank savings book, and see how his money is growing. I like my bank, and I'll never leave them.


Health Grade Components

FDIC Certificate #27998
Year Established1895
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.81%
Return on Equity - YTD17.01%
Annual Interest Income$22.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$936.4MM$947.4MM
LoansQ3 2017vs Q3 2016$784.8MM$711.1MM
DepositsQ3 2017vs Q3 2016$823.9MM$839.0MM
Equity CapitalQ3 2017vs Q3 2016$101.8MM$101.8MM
Loan Loss AllowanceQ3 2017vs Q3 2016$9.6MM$9.3MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$6.2MM$11.1MM
Real Estate OwnedQ3 2017vs Q3 2016$947.00K$847.00K

Sorry, we do not have rate data for Guardian Savings Bank (OH).