Guardian Savings Bank (OH) is headquartered in West Chester and is the 30th largest bank in the state of Ohio. It is also the 904th largest bank in the nation. It was established in 1895 and as of December of 2021, it had grown to 192 employees at 12 locations. Guardian Savings Bank (OH) has an A+ health rating.
There are always options when it comes to banking. Within a 20 minute drive I can find numerous large banks, a few small banks, and several credit unions. Despite all that, I've maintained an account with Guardian for over 20 years. I like having tellers that remember my name. I enjoy courtesy calls when my account needs attention. I feel good knowing that my money is held by a local bank, and not being used for rent in a skyscraper in a big city hundreds of miles away. I like that I can refinance my house easily, and quickly, and for only $250. I like that I call a local number, and speak to a live person when I have questions. I enjoy the smile on my sons face when he can look at his bank savings book, and see how his money is growing. I like my bank, and I'll never leave them.
|FDIC Certificate #||27998|
|Return on Assets - YTD||2.86%|
|Return on Equity - YTD||22.8%|
|Annual Interest Income||$27.6MM|
|Assets and Liabilities|
|Assets||Q4 2021vs Q4 2020||$1.13B$1.09B|
|Loans||Q4 2021vs Q4 2020||$487.6MM$617.7MM|
|Deposits||Q4 2021vs Q4 2020||$982.9MM$948.3MM|
|Equity Capital||Q4 2021vs Q4 2020||$145.0MM$138.9MM|
|Loan Loss Allowance||Q4 2021vs Q4 2020||$11.1MM$10.8MM|
|Unbacked Noncurrent Loans||Q4 2021vs Q4 2020||$3.1MM$6.6MM|
|Real Estate Owned||Q4 2021vs Q4 2020||$0$162.00K|
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