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HAPO Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.hapo.org
509-943-5676
601 Williams Blvd
Richland, WA 99354

HAPO Community Credit Union is headquartered in Richland and is the 10th largest credit union in the state of Washington. It is also the 206th largest credit union in the nation. It was established in 1953 and as of December of 2024, it had grown to 518 employees and 209,477 members at 21 locations. HAPO Community Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in HAPO Community Credit Union is open to those who live, work, worship, or attend school anywhere in Washington State, or in the Oregon counties of Clackamas, Clatsop, Columbia, Gillam, Hood River, Morrow, Multnomah, Sherman, Umatilla, Wasco, or Washington. Relatives of a current HPAO member or someone who is membership-eligible also qualifies for membership.
See current membership details

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68239
Year Chartered1953
Employees518
Primary Regulator
Profit Margin
Return on Assets - YTD1.41%
Return on Equity - YTD12.4%
Annual Interest Income$123.5MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.37B$2.37B
LoansQ4 2024vs Q4 2023$1.89B$1.89B
DepositsQ4 2024vs Q4 2023$1.96B$1.95B
Equity CapitalQ4 2024vs Q4 2023$268.7MM$234.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$19.6MM$19.6MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$6.3MM$6.2MM
Real Estate OwnedQ4 2024vs Q4 2023$122K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not HAPO Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HAPO Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Savings Account

HAPO Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$300k*-Money Market Account
OTHER TIERS: 0.10% → $2.5k - $5k | 0.15% → $5k - $15k | 0.20% → $15k - $50k | 0.25% → $50k - $100k | 2.00% → $100k - $300k

HAPO Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$2.5k-Checking Account

HAPO Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$100-6 Month CD
4.00%$5k-Business 6 Month CD
3.75%$100-12 Month CD
3.75%$5k-Business 12 Month CD
3.50%$100-18 Month CD
3.50%$5k-Business 18 Month CD
3.25%$100-24 Month CD
3.25%$5k-Business 24 Month CD
3.00%$100-30 Month CD
3.00%$100-36 Month CD
3.00%$100-48 Month CD
3.00%$100-60 Month CD
3.00%$5k-Business 30 Month CD
3.00%$5k-Business 36 Month CD
3.00%$5k-Business 48 Month CD
3.00%$5k-Business 60 Month CD

HAPO Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$1-IRA Savings
4.00%$100-6 Month IRA
3.75%$100-12 Month IRA
3.50%$100-18 Month IRA
3.25%$100-24 Month IRA
3.00%$100-30 Month IRA
3.00%$100-36 Month IRA
3.00%$100-48 Month IRA
3.00%$100-60 Month IRA
Locations

Availability

Yakima Area

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