If you have an account at Happy State Bank, I would go first thing when the bank opens and pull out your money and close your account! This bank and the people in leadership are so deceptive. They had a data breach July 2022 and waited 8 months to notify affected clients their sensitive information had been exposed. That’s scary and a dereliction of duty! The negligence of this bank has caused great harm to my small business and my family. The corruption runs deep. I know I am not alone. The dishonesty and potentially criminal activity by this bank need to be exposed. If you would like to share your story of corruption or negligence by Happy State Bank or Centennial email: Happ[email protected] and expose what is going on.
This lender completely mishandled my PPP loan causing a burden far beyond what any small business should have to experience in this program. They do not care about small businesses, and they bully anyone who calls out the corruption and uses lawyers to intimate because they know small businesses are the weaker party. Your small business will never be a priority at this bank, unless of course you are 4G Metals and had a PPP sweetheart deal with Chris Castle. The SBA really should investigate the shady dealings with this company and Happy State Bank. I know there are a lot of people hurt from this bank and your voice has been silenced like mine. Nothing will change until our stories of how corrupt these people are become public. The first step is to close your account and get out, the second is to email me with your experience and we can work together to expose what is going on and the harm they are causing to mom-and-pop small businesses that are still hurting from the COVID closures.
|FDIC Certificate #||11241|
|Return on Assets - YTD||2.02%|
|Return on Equity - YTD||12.67%|
|Annual Interest Income||$578.4MM|
|Assets and Liabilities|
|Assets||Q2 2023vs Q2 2022||$22.06B$24.20B|
|Loans||Q2 2023vs Q2 2022||$13.90B$13.63B|
|Deposits||Q2 2023vs Q2 2022||$17.43B$19.94B|
|Equity Capital||Q2 2023vs Q2 2022||$3.60B$3.55B|
|Loan Loss Allowance||Q2 2023vs Q2 2022||$285.7MM$294.3MM|
|Unbacked Noncurrent Loans||Q2 2023vs Q2 2022||$58.0MM$59.4MM|
|Real Estate Owned||Q2 2023vs Q2 2022||$724.00K$373.00K|
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