Heartland Credit Union (KS)


Overview / Commentary
800-428-8472
4000 N Monroe St
Hutchinson, KS 67502

Heartland Credit Union (KS) is headquartered in Hutchinson and is the 8th largest credit union in the state of Kansas. It is also the 641st largest credit union in the nation. It was established in 1948 and as of March of 2024, it had grown to 135 employees and 39,321 members at 11 locations. Heartland Credit Union (KS)'s money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Heartland Credit Union is open to who live, work, worship, or are paid from the Kansas counties of Atchison, Barton, Butler, Clay, Cloud, Cowley, Douglas, Edwards, Ellis, Ellsworth, Finney, Ford, Geary, Graham, Harvey, Hodgeman, Jackson, Jefferson, Jewell, Johnson, Kingman, Kiowa, Leavenworth, Lincoln, Lyon, Marion, McPherson, Miami, Mitchell, Morris, Ness, Osborne, Ottawa, Pawnee, Pottawatomie, Pratt, Reno, Rice, Riley, Rooks, Rush, Russell, Saline, Sedgewick, Shawnee, Stafford, Sumner, Trego, Wabaunsee, or Wyandotte. Employees, retirees, and patrons of more than 35 SEGs are also eligible to join. Family members of current Heartland Credit Union membership also qualify for membership.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #62031
Year Chartered1948
Employees135
Primary Regulator
Profit Margin
Return on Assets - YTD-0.48%
Return on Equity - YTD-5.51%
Annual Interest Income$8.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$631.7MM$604.5MM
LoansQ1 2024vs Q1 2023$527.6MM$523MM
DepositsQ1 2024vs Q1 2023$543.4MM$515.9MM
Equity CapitalQ1 2024vs Q1 2023$54MM$54.8MM
Loan Loss AllowanceQ1 2024vs Q1 2023$5.7MM$4.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$5.8MM$6.5MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Heartland Credit Union (KS); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heartland Credit Union (KS) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-HSA Share
0.25%$0-IRA Share
0.05%$100-Prime Share
0.05%$25-Gateway Savings
0.05%$0-Business Share Account
0.05%$25-Smart Start Savings

Heartland Credit Union (KS) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$1m*-Money Market
OTHER TIERS: 0.05% $10k - $25k | 1.00% $25k - $50k | 1.10% $50k - $100k | 1.50% $100k - $250k | 1.70% $250k - $500k | 2.00% $500k - $1m
2.25%*$1m*-Business Money Market
OTHER TIERS: 0.05% $10k - $25k | 1.00% $25k - $50k | 1.10% $50k - $100k | 1.50% $100k - $250k | 1.70% $250k - $500k | 2.00% $500k - $1m
0.35%*$10k*-Investment Shares
OTHER TIERS: 0.05% $0 - $2.5k | 0.20% $2.5k - $10k
0.35%*$10k*-Business Investment Share
OTHER TIERS: 0.05% $100 - $2.5k | 0.20% $2.5k - $10k

Heartland Credit Union (KS) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$10k*-Rewards Dividend Checking
OTHER TIERS: 0.05% $0 - $2.5k | 0.20% $2.5k - $10k
0.15%*$50k*-Advantage Business Checking
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $50k

Heartland Credit Union (KS) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500-24 Month Certificate
5.00%$500-24 Month HSA Certificate
5.00%$100-24 Month Scottie Saver Certificate
5.00%$100-24 Month Gateway Certificate
5.00%$500-13 Month Pick Your-Term Certificate Special
5.00%$100-13 Month Pick Your-Term Scottie Saver Certificate Special
5.00%$500-24 Month Pick Your-Term Certificate Special
5.00%$100-24 Month Pick Your-Term Scottie Saver Certificate Special
4.15%*$100k*-36 Month Certificate
OTHER TIERS: 4.05% $500 - $25k | 4.10% $25k - $100k
4.15%*$100k*-36 Month HSA Certificate
OTHER TIERS: 4.05% $500 - $25k | 4.10% $25k - $100k
4.15%*$100k*-36 Month Scottie Saver Certificate
OTHER TIERS: 4.05% $100 - $25k | 4.10% $25k - $100k
4.15%*$100k*-36 Month Gateway Certificate
OTHER TIERS: 4.05% $100 - $25k | 4.10% $25k - $100k
4.00%$500-6 Month Certificate
4.00%$500-6 Month HSA Certificate
4.00%*$100k*-48 Month Certificate
OTHER TIERS: 3.90% $500 - $25k | 3.95% $25k - $100k
4.00%*$100k*-48 Month HSA Certificate
OTHER TIERS: 3.90% $500 - $25k | 3.95% $25k - $100k
4.00%$100-6 Month Scottie Saver Certificate
4.00%*$100k*-48 Month Scottie Saver Certificate
OTHER TIERS: 3.90% $100 - $25k | 3.95% $25k - $100k
4.00%$100-6 Month Gateway Certificate
4.00%*$100k*-48 Month Gateway Certificate
OTHER TIERS: 3.90% $100 - $25k | 3.95% $25k - $100k
3.85%*$100k*-60 Month Certificate
OTHER TIERS: 3.75% $500 - $25k | 3.80% $25k - $100k
3.85%*$100k*-60 Month HSA Certificate
OTHER TIERS: 3.75% $500 - $25k | 3.80% $25k - $100k
3.85%*$100k*-60 Month Scottie Saver Certificate
OTHER TIERS: 3.75% $100 - $25k | 3.80% $25k - $100k
3.85%*$100k*-60 Month Gateway Certificate
OTHER TIERS: 3.75% $100 - $25k | 3.80% $25k - $100k
3.10%*$100k*-12 Month Certificate
OTHER TIERS: 3.00% $500 - $25k | 3.05% $25k - $100k
3.10%*$100k*-12 Month HSA Certificate
OTHER TIERS: 3.00% $500 - $25k | 3.05% $25k - $100k
3.10%*$100k*-12 Month Scottie Saver Certificate
OTHER TIERS: 3.00% $100 - $25k | 3.05% $25k - $100k
3.10%*$100k*-12 Month Gateway Certificate
OTHER TIERS: 3.00% $100 - $25k | 3.05% $25k - $100k
3.03%$500-30 Month Add-On Scottie Saver Certificate
3.03%$500-30 Month Add-On Gateway Certificate
3.03%$500-30 Month Add-On Certificate
0.15%$500-3 Month Certificate
0.15%$500-3 Month HSA Certificate
0.15%$100-3 Month Scottie Saver Certificate
0.15%$100-3 Month Gateway Certificate

Heartland Credit Union (KS) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500-24 Month IRA Certificate
4.15%*$100k*-36 Month IRA Certificate
OTHER TIERS: 4.05% $500 - $25k | 4.10% $25k - $100k
4.00%$500-6 Month IRA Certificate
4.00%*$100k*-48 Month IRA Certificate
OTHER TIERS: 3.90% $500 - $25k | 3.95% $25k - $100k
3.85%*$100k*-60 Month IRA Certificate
OTHER TIERS: 3.75% $500 - $25k | 3.80% $25k - $100k
3.10%*$100k*-12 Month IRA Certificate
OTHER TIERS: 3.00% $500 - $25k | 3.05% $25k - $100k
0.15%$500-3 Month IRA Certificate
Locations

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