Heritage Bank, Inc.


Overview / Commentary
859-342-0920
456 Commonwealth Avenue
Erlanger, KY 41018

Heritage Bank, Inc. is headquartered in ERLANGER and is the 10th largest bank in the state of Kentucky. It is also the 644th largest bank in the nation. It was established in 1990 and as of March of 2024, it had grown to 197 employees at 19 locations. Heritage Bank, Inc.'s CD rates are 67% higher than the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #33119
Year Established1990
Employees197
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD13.44%
Annual Interest Income$21.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.77B$1.58B
LoansQ1 2024vs Q1 2023$1.02B$973MM
DepositsQ1 2024vs Q1 2023$1.64B$1.39B
Equity CapitalQ1 2024vs Q1 2023$93.4MM$81.2MM
Loan Loss AllowanceQ1 2024vs Q1 2023$12.4MM$13.7MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$2.5MM$861K
Real Estate OwnedQ1 2024vs Q1 2023$0$420K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Heritage Bank, Inc.; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Bank, Inc. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Savings Account
0.10%$0-IRA Savings Account
0.10%$100-Business Savings Account
0.10%$0-Business IRA Savings Account

Heritage Bank, Inc. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$25k*-Money Market Accounts
OTHER TIERS: 0.35% $0 - $10k | 0.45% $10k - $25k
0.55%*$25k*-Business Money Market Accounts
OTHER TIERS: 0.35% $0 - $10k | 0.45% $10k - $25k

Heritage Bank, Inc. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-NOW Accounts
OTHER TIERS: 0.05% $0 - $10k | 0.10% $10k - $25k
0.15%*$25k*-Heritage 50
OTHER TIERS: 0.05% $0 - $10k | 0.10% $10k - $25k
0.15%*$25k*-Business NOW Accounts
OTHER TIERS: 0.05% $0 - $10k | 0.10% $10k - $25k
0.15%*$25k*-Business Heritage 50
OTHER TIERS: 0.05% $0 - $10k | 0.10% $10k - $25k
0.10%$10k-Legacy Small Business Checking Account

Heritage Bank, Inc. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$2k-3 Month CD Special
5.00%$2k-Business 3 Month CD Special
4.50%$2k-11 Month CD Special
4.50%$2k-Business 11 Month CD Special
1.50%$500-12 Month CD
1.50%$500-60 Month CD
1.50%$500-Business 12 Month CD
1.50%$500-Business 60 Month CD
1.45%$500-36 Month CD
1.45%$500-48 Month CD
1.45%$500-Business 36 Month CD
1.45%$500-Business 48 Month CD
1.40%$500-24 Month CD
1.40%$500-Business 24 Month CD
1.30%$500-18 Month CD
1.30%$500-Business 18 Month CD
0.40%$1.5k-182-364 Day CD
0.40%$1.5k-Business 182-364 Day CD
0.30%$1.5k-91-181 Day CD
0.30%$1.5k-Business 91-181 Day CD
0.20%$1.5k-32-90 Day CD
0.20%$1.5k-Business 32-90 Day CD
0.10%$1.5k-7-31 Day CD
0.10%$1.5k-Business 7-31 Day CD

Heritage Bank, Inc. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-12 Month IRA
1.50%$500-60 Month IRA
1.45%$500-36 Month IRA
1.45%$500-48 Month IRA
1.40%$500-24 Month IRA
1.30%$500-18 Month IRA
0.40%$1.5k-182-364 Day IRA
0.30%$1.5k-91-181 Day IRA
0.20%$1.5k-32-90 Day IRA
0.10%$1.5k-7-31 Day IRA
Locations

Availability



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