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Overview / Commentary
150 Almaden Boulevard
San Jose, CA 95113

Heritage Bank of Commerce is headquartered in San Jose and is the 36th largest bank in the state of California. It is also the 347th largest bank in the nation. It was established in 1994 and as of December of 2015, it had grown to 260 employees at 14 locations. Heritage Bank of Commerce has an A+ health rating.


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Health Grade Components

FDIC Certificate #33905
Year Established1994
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD8.82%
Annual Interest Income$79.1MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$2.36B$1.62B
LoansQ4 2015vs Q4 2014$1.35B$1.07B
DepositsQ4 2015vs Q4 2014$2.06B$1.40B
Equity CapitalQ4 2015vs Q4 2014$246.4MM$173.5MM
Loan Loss AllowanceQ4 2015vs Q4 2014$18.9MM$18.4MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$6.4MM$5.8MM
Real Estate OwnedQ4 2015vs Q4 2014$364.00K$696.00K

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Heritage Bank of Commerce has 12 locations. Click to view all Heritage Bank of Commerce locations.