Overview / Commentary
800-858-1693
5388 W State Route 66
Newburgh, IN 47630

Heritage Federal Credit Union (IN) is headquartered in Newburgh and is the 14th largest credit union in the state of Indiana. It is also the 483rd largest credit union in the nation. It was established in 1965 and as of September of 2018, it had grown to 166 employees and 59,401 members at 12 locations. Heritage Federal Credit Union (IN)'s CD rates are 44% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live in Warrick, Vanderburgh and Posey Counties in Indiana and Henderson County in Kentucky.
See current membership details

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Reviews (1)

I will never switch!

Posted by: Slemge | Sep 19, 2016

I have had an account with Heritage Federal Credit Union since I was a kid in school and have stuck by them as a secondary account even when I left Evansville. They have ALWAYS treated me respectfully and have assisted me many times. There have been two times in the last few years where they very much impressed me. I had made rather large purchases, which were definitely made by me. The purchases went through with my debit card just fine, but a member from the bank DID contact me anyway shortly after to ensure that the purchases were accurate because it was unusual activity. There was also a time recently where there was a hold on my account for a purchase that WAS NOT made by me, and a representative took care of it for me very quickly. She actually contacted me back after our initial conversation to let me know that they were looking into it further because it was a strange transaction (just seconds after a purchase that I DID make at the same location). She had the hold removed and I never had the transaction pull from my account. They are an amazing credit union and I will never close my account with them. I recommend them to everyone I know in Evansville.



Health

Health Grade Components

Overall
NCUA #16626
Year Chartered1965
Employees166
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD6.17%
Annual Interest Income$14.9MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$590.0MM$553.9MM
LoansQ3 2018vs Q3 2017$445.4MM$402.5MM
DepositsQ3 2018vs Q3 2017$503.2MM$490.7MM
Equity CapitalQ3 2018vs Q3 2017$59.7MM$56.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$3.2MM$2.9MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.6MM$3.0MM
Real Estate OwnedQ3 2018vs Q3 2017$0$98.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Heritage Federal Credit Union (IN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Federal Credit Union (IN) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.06%--Health Savings Checking
1.50%--Companion Savings (w/ open Companion Certificate)
1.50%--Business Companion Savings (w/ open Companion Certificate)
0.50%*$250k*-Prime Performance Savings
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k
0.30%--IRA Savings
0.20%--Graduate Planning Account (GPA)
0.15%*$25k*-Primary Share Account
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.15%*$25k*-Christmas Club Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.15%*$25k*-Primary Share< Age 19
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.10%--Companion Savings (w/out open Companion Certificate)
0.10%--Business Companion Savings (w/out open Companion Certificate)
0.05%$1k-Business Primary Share

Heritage Federal Credit Union (IN) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Money Market Account
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $25k

Heritage Federal Credit Union (IN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$15k-Premium Business Checking
0.05%$500-Merit Checking
0.05%--Future Advantage Checking
0.05%--Prime Advantage Checking
0.05%$5k-Business Checking

Heritage Federal Credit Union (IN) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500-58 Month CD
2.75%$500-Business 58 Month CD
2.60%$500-59 Month Companion CD
2.60%$500-Business 59 Month Companion CD
2.50%$500-47 Month Companion CD
2.50%$500-27 Month CD
2.50%$500-Business 47 Month Companion CD
2.50%$500-Business 27 Month CD
2.40%$500-35 Month Companion CD
2.40%$500-Business 35 Month Companion CD
2.27%$500-23 Month Companion CD
2.27%$500-Business 23 Month Companion CD
2.05%$500-5 Year CD
2.05%$500-Business 5 Year CD
2.00%$500-17 Month Companion CD
2.00%$500-11 Month CD
2.00%$500-Business 17 Month Companion CD
2.00%$500-Business 11 Month CD
1.95%$500-4 Year CD
1.95%$500-Business 4 Year CD
1.80%$500-3 Year CD
1.80%$500-Business 3 Year CD
1.70%$500-30 Month CD
1.70%$500-Business 30 Month CD
1.65%$500-2 Year CD
1.65%$500-Business 2 Year CD
1.60%$500-18 Month CD
1.60%$500-Business 18 Month CD
1.30%$500-1 Year CD
1.30%$500-Business 1 Year CD
1.00%$2.5k-6 Month CD
1.00%$2.5k-Business 6 Month CD
0.35%$2.5k-91 Day CD
0.35%$2.5k-Business 91 Day CD

Heritage Federal Credit Union (IN) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500-58 Month IRA
2.75%$500-27 Month IRA Special (New Money)
2.05%$500-5 Year IRA
2.00%$500-11 Month IRA
1.95%$500-4 Year IRA
1.80%$500-3 Year IRA
1.70%$500-30 Month IRA
1.65%$500-2 Year IRA
1.60%$500-18 Month IRA
1.30%$500-1 Year IRA
1.00%$2.5k-6 Month IRA
0.35%$2.5k-91 Day IRA
Locations

Availability



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