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Heritage Federal Credit Union (IN)

Popular Accounts at this Credit Union

1.92%5-year CD5 Year CD
0.91%1-year CD1 Year CD
0.15%SavingsPrimary Share Account

Overview / Commentary
5388 W State Route 66
Newburgh, IN 47630

Heritage Federal Credit Union (IN) is headquartered in Newburgh and is the 13th largest credit union in the state of Indiana. It is also the 483rd largest credit union in the nation. It was established in 1965 and as of March of 2017, it had grown to 153 employees and 54,033 members at 10 locations. Heritage Federal Credit Union (IN) has an A health rating.

Field of Membership Restrictions

Membership is open to those who live in Warrick, Vanderburgh and Posey Counties in Indiana and Henderson County in Kentucky.
See current membership details

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Reviews (1)

I will never switch!

Posted by: Slemge | Sep 19, 2016

I have had an account with Heritage Federal Credit Union since I was a kid in school and have stuck by them as a secondary account even when I left Evansville. They have ALWAYS treated me respectfully and have assisted me many times. There have been two times in the last few years where they very much impressed me. I had made rather large purchases, which were definitely made by me. The purchases went through with my debit card just fine, but a member from the bank DID contact me anyway shortly after to ensure that the purchases were accurate because it was unusual activity. There was also a time recently where there was a hold on my account for a purchase that WAS NOT made by me, and a representative took care of it for me very quickly. She actually contacted me back after our initial conversation to let me know that they were looking into it further because it was a strange transaction (just seconds after a purchase that I DID make at the same location). She had the hold removed and I never had the transaction pull from my account. They are an amazing credit union and I will never close my account with them. I recommend them to everyone I know in Evansville.


Health Grade Components

NCUA #16626
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD4.71%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$562.4MM$516.6MM
LoansQ1 2017vs Q1 2016$380.9MM$340.7MM
DepositsQ1 2017vs Q1 2016$501.3MM$457.5MM
Equity CapitalQ1 2017vs Q1 2016$55.2MM$53.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.5MM$1.7MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.1MM$1.6MM
Real Estate OwnedQ1 2017vs Q1 2016$108.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Federal Credit Union (IN) Savings Account Rates

1.76%--Health Savings Checking
0.30%*$100k*-Prime Performance Savings
OTHER TIERS: 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k
0.30%--IRA Savings
0.20%--Graduate Planning Account (GPA)
0.15%*$25k*-Primary Share Account
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.15%*$25k*-Christmas Club Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.15%*$25k*-Primary Share< Age 19
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.05%$1k-Business Primary Share

Heritage Federal Credit Union (IN) Money Market Rates

0.25%*$25k*-Money Market Account
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $25k

Heritage Federal Credit Union (IN) Checking Account Rates

0.10%$15k-Premium Business Checking
0.05%$500-Merit Checking
0.05%--Future Advantage Checking
0.05%--Prime Advantage Checking
0.05%$5k-Business Checking

Heritage Federal Credit Union (IN) CD Rates

1.92%$500-5 Year CD
1.92%$500-Business 5 Year CD
1.56%$500-4 Year CD
1.56%$500-Business 4 Year CD
1.36%$500-3 Year CD
1.36%$500-Business 3 Year CD
1.21%$500-30 Month CD
1.21%$500-Business 30 Month CD
1.10%$500-2 Year CD
1.10%$500-Business 2 Year CD
1.00%$500-18 Month CD
1.00%$500-Business 18 Month CD
0.91%$500-1 Year CD
0.91%$500-Business 1 Year CD
0.25%$2,500-6 Month CD
0.25%$2,500-Business 6 Month CD
0.15%$2,500-91 Day CD
0.15%$2,500-Business 91 Day CD

Heritage Federal Credit Union (IN) IRA Rates

1.97%$500-5 Year IRA
1.61%$500-4 Year IRA
1.41%$500-3 Year IRA
1.26%$500-30 Month IRA
1.15%$500-2 Year IRA
1.06%$500-18 Month IRA
0.96%$500-1 Year IRA
0.30%$2,500-6 Month IRA
0.20%$2,500-91 Day IRA

Heritage Federal Credit Union (IN) Locations
Branch Office5422 Darlington RoadNewburgh, IN 47630
Branch Office331 E Boonville New Harmony RdEvansville, IN 47725
Branch Office3540 N 1st AveEvansville, IN 47710
Branch Office4920 Vogel RdEvansville, IN 47715
Branch Office966 N State Route 61Boonville, IN 47601
Branch Office8266 Bell Oaks DrNewburgh, IN 47630
Branch Office5343 Pearl DrEvansville, IN 47712
Corporate Office8266 Bell Oaks DrNewburgh, IN 47630-2588
Branch Office502 Main StNew Harmony, IN 47631-9614
Branch Office5388 W State Route 66Newburgh, IN 47630