Heritage Federal Credit Union (IN)

Overview / Commentary
5388 W State Route 66
Newburgh, IN 47630

Heritage Federal Credit Union (IN) is headquartered in Newburgh and is the 15th largest credit union in the state of Indiana. It is also the 494th largest credit union in the nation. It was established in 1965 and as of June of 2019, it had grown to 171 employees and 61,291 members at 12 locations. Heritage Federal Credit Union (IN)'s CD rates are 44% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live in Warrick, Vanderburgh and Posey Counties in Indiana and Henderson County in Kentucky.
See current membership details

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Reviews (1)

I will never switch!

Posted by: Slemge | Sep 19, 2016

I have had an account with Heritage Federal Credit Union since I was a kid in school and have stuck by them as a secondary account even when I left Evansville. They have ALWAYS treated me respectfully and have assisted me many times. There have been two times in the last few years where they very much impressed me. I had made rather large purchases, which were definitely made by me. The purchases went through with my debit card just fine, but a member from the bank DID contact me anyway shortly after to ensure that the purchases were accurate because it was unusual activity. There was also a time recently where there was a hold on my account for a purchase that WAS NOT made by me, and a representative took care of it for me very quickly. She actually contacted me back after our initial conversation to let me know that they were looking into it further because it was a strange transaction (just seconds after a purchase that I DID make at the same location). She had the hold removed and I never had the transaction pull from my account. They are an amazing credit union and I will never close my account with them. I recommend them to everyone I know in Evansville.


Health Grade Components

NCUA #16626
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD5.84%
Annual Interest Income$11.8MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$613.3MM$574.3MM
LoansQ2 2019vs Q2 2018$467.5MM$430.1MM
DepositsQ2 2019vs Q2 2018$524.4MM$508.8MM
Equity CapitalQ2 2019vs Q2 2018$63.0MM$59.2MM
Loan Loss AllowanceQ2 2019vs Q2 2018$3.5MM$3.0MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$2.0MM$2.7MM
Real Estate OwnedQ2 2019vs Q2 2018$0$45.00K
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Always verify rates and promotions with the bank or credit union. We are not Heritage Federal Credit Union (IN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Federal Credit Union (IN) Savings Account Rates

2.00%--Health Savings Checking
1.50%--Companion Savings (w/ open Companion Certificate)
1.50%--Business Companion Savings (w/ open Companion Certificate)
1.50%-$100kKasasa Saver
0.50%*$250k*-Prime Performance Savings
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k
0.30%--IRA Savings
0.20%--Graduate Planning Account (GPA)
0.15%*$25k*-Primary Share Account
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.15%*$25k*-Christmas Club Account
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.15%*$25k*-Primary Share< Age 19
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.15%*$250k*-General Share
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.15%*$250k*-General Club
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.10%--Companion Savings (w/out open Companion Certificate)
0.10%--Business Companion Savings (w/out open Companion Certificate)
0.05%$1k-Business Primary Share

Heritage Federal Credit Union (IN) Money Market Rates

0.25%*$25k*-Money Market Account
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $25k

Heritage Federal Credit Union (IN) Checking Account Rates

3.25%*-$50kKasasa Cash Checking
OTHER TIERS: 0.50% $50k+
0.10%$15k-Premium Business Checking
0.05%$500-Merit Checking
0.05%--Future Advantage Checking
0.05%--Prime Advantage Checking
0.05%$5k-Business Checking

Heritage Federal Credit Union (IN) CD Rates

2.15%$500-17 Month CD - New Money
2.15%$500-Business 17 Month CD - New Money
2.00%$500-59 Month Companion CD
2.00%$500-Business 59 Month Companion CD
1.95%$500-47 Month Companion CD
1.95%$500-Business 47 Month Companion CD
1.90%$500-35 Month Companion CD
1.90%$500-23 Month Companion CD
1.90%$500-Business 23 Month Companion CD
1.90%$500-Business 35 Month Companion CD
1.90%$500-17 Month CD
1.90%$500-Business 17 Month CD
1.80%$500-17 Month Companion CD
1.80%$500-Business 17 Month Companion CD
1.75%$500-4 Year CD
1.75%$500-5 Year CD
1.75%$500-Business 4 Year CD
1.75%$500-Business 5 Year CD
1.65%$500-18 Month CD
1.65%$500-Business 18 Month CD
1.60%$500-3 Year CD
1.60%$500-Business 3 Year CD
1.50%$500-30 Month CD
1.50%$500-Business 30 Month CD
1.45%$500-2 Year CD
1.45%$500-Business 2 Year CD
1.30%$500-1 Year CD
1.30%$500-Business 1 Year CD
1.01%$2.5k-6 Month CD
1.01%$2.5k-Business 6 Month CD
0.71%$2.5k-91 Day CD
0.71%$2.5k-Business 91 Day CD

Heritage Federal Credit Union (IN) IRA Rates

2.15%$500-17 Month IRA - New Money
1.90%$500-17 Month IRA
1.75%$500-4 Year IRA
1.75%$500-5 Year IRA
1.65%$500-18 Month IRA
1.60%$500-3 Year IRA
1.50%$500-30 Month IRA
1.45%$500-2 Year IRA
1.30%$500-1 Year IRA
1.01%$2.5k-6 Month IRA
0.71%$2.5k-91 Day IRA


Evansville Area

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