Heritage Federal Credit Union (IN)


Overview / Commentary
812-253-6928
5388 Old State Rd. 66
Newburgh, IN 47630

Heritage Federal Credit Union (IN) is headquartered in Newburgh and is the 13th largest credit union in the state of Indiana. It is also the 472nd largest credit union in the nation. It was established in 1965 and as of December of 2019, it had grown to 172 employees and 61,055 members at 12 locations. Heritage Federal Credit Union (IN)'s savings rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Heritage Federal Credit Union is open to those who live, work, worship, or attend school in the Indiana counties of Posey, Vanderburgh, or Warrick, or in Henderson County in Kentucky.
See current membership details

Related Posts

Heritage Federal Credit Union Kasasa Cash Nears First Anniversary - 4/15/2020

Heritage Federal Credit Union's (IN/KY) Kasasa Cash Checking currently earns 3.25% APY on qualifying balances up to $50k. Kasasa Saver earns 1.50% APY up to $100k.

View all posts from:


Reviews (1)

I will never switch!

Posted by: |

I have had an account with Heritage Federal Credit Union since I was a kid in school and have stuck by them as a secondary account even when I left Evansville. They have ALWAYS treated me respectfully and have assisted me many times. There have been two times in the last few years where they very much impressed me. I had made rather large purchases, which were definitely made by me. The purchases went through with my debit card just fine, but a member from the bank DID contact me anyway shortly after to ensure that the purchases were accurate because it was unusual activity. There was also a time recently where there was a hold on my account for a purchase that WAS NOT made by me, and a representative took care of it for me very quickly. She actually contacted me back after our initial conversation to let me know that they were looking into it further because it was a strange transaction (just seconds after a purchase that I DID make at the same location). She had the hold removed and I never had the transaction pull from my account. They are an amazing credit union and I will never close my account with them. I recommend them to everyone I know in Evansville.



Health

Health Grade Components

Overall
NCUA #16626
Year Chartered1965
Employees172
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD6.52%
Annual Interest Income$24.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$657.4MM$601.5MM
LoansQ4 2019vs Q4 2018$490.9MM$457.8MM
DepositsQ4 2019vs Q4 2018$544.8MM$502.7MM
Equity CapitalQ4 2019vs Q4 2018$65.4MM$60.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$3.5MM$3.3MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.4MM$2.8MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Heritage Federal Credit Union (IN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Federal Credit Union (IN) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%--Health Savings Checking
1.50%*-$100kKasasa Saver
OTHER TIERS: 0.50% $100k+
0.75%*-$10kChristmas Club Account
OTHER TIERS: 0.05% $10k - $25k | 0.10% $25k+
0.65%*$250k*-General Club
OTHER TIERS: 0.40% $100 - $10k | 0.50% $10k - $25k
0.50%--Companion Savings (w/ open Companion Certificate)
0.50%--Business Companion Savings (w/ open Companion Certificate)
0.30%*$250k*-Prime Performance Savings
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k | 0.25% $100k - $250k
0.15%*$25k*-Primary Share Account
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.15%*$25k*-Primary Share< Age 19
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.15%--Graduate Planning Account (GPA)
0.15%*$250k*-General Share
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.10%--Companion Savings (w/o open Companion Certificate)
0.10%--Business Companion Savings (w/out open Companion Certificate)
0.05%--IRA Savings
0.05%$1k-Business Primary Share

Heritage Federal Credit Union (IN) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Money Market Checking
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $25k

Heritage Federal Credit Union (IN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*-$50kKasasa Cash Checking
OTHER TIERS: 0.50% $50k+
0.10%$15k-Premium Business Checking
0.05%$500-Merit Checking
0.05%--Future Advantage Checking
0.05%--Prime Advantage Checking
0.05%$5k-Business Checking

Heritage Federal Credit Union (IN) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$500-59 Month Companion CD
0.55%$500-47 Month Companion CD
0.55%$500-35 Month Companion CD
0.55%$500-23 Month Companion CD
0.55%$500-17 Month Companion CD
0.55%$500-Business 17 Month Companion CD
0.55%$500-Business 23 Month Companion CD
0.55%$500-Business 35 Month Companion CD
0.55%$500-Business 47 Month Companion CD
0.55%$500-Business 59 Month Companion CD
0.50%$500-1 Year CD
0.50%$500-2 Year CD
0.50%$500-3 Year CD
0.50%$500-4 Year CD
0.50%$500-5 Year CD
0.50%$500-18 Month CD
0.50%$500-30 Month CD
0.50%$500-Business 1 Year CD
0.50%$500-Business 18 Month CD
0.50%$500-Business 2 Year CD
0.50%$500-Business 30 Month CD
0.50%$500-Business 3 Year CD
0.50%$500-Business 4 Year CD
0.50%$500-Business 5 Year CD
0.40%$2.5k-6 Month CD
0.40%$2.5k-Business 6 Month CD
0.30%$2.5k-91 Day CD
0.30%$2.5k-Business 91 Day CD

Heritage Federal Credit Union (IN) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-1 Year IRA
0.50%$500-2 Year IRA
0.50%$500-3 Year IRA
0.50%$500-4 Year IRA
0.50%$500-5 Year IRA
0.50%$500-18 Month IRA
0.50%$500-30 Month IRA
0.40%$2.5k-6 Month IRA
0.30%$2.5k-91 Day IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.