Heritage Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.05% | Savings | Share Account 1.00% - Ally Bank Online Savings Account |
| 1.35% | 4-year CD | 48 Month CD |
Heritage Credit Union is headquartered in MADISON and is the 20th largest credit union in the state of Wisconsin. It is also the 742nd largest credit union in the nation. It was established in 1978 and as of June of 2016, it had grown to 90 employees and 27,291 members at 13 locations. Heritage Credit Union's money market rates are 48% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Heritage Credit Union of Wisconsin is open to the residents and the people that maintain employment within the qualified counties of Illinois and Wisconsin that are listed on the credit union website, along with the employees and members of the credit union affiliated select employee groups and organizations that are listed on the credit union website and the family members of these eligible people.
See current membership details
Related Posts
Terrible Service, Would Not Recommend
Terrible service - online, in person, over the phone. After setting up my account, I didn't receive my debit card in the mail for 2 weeks, and then had to wait another week to receive my pin number. Then teller services couldn't activate my card. I couldn't set up online banking because they had entered my personal information wrong and misspelled "gmail.com". I've banked with multiple other credit unions and never had a single problem. I will be switching as soon as they let me access my card and money again. Would not recommend this credit union to anyone.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68385 |
| Year Chartered | 1978 |
| Employees | 90 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.63% |
| Return on Equity - YTD | 5.39% |
| Annual Interest Income | $5.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $307.0MM$282.6MM |
| Loans | Q2 2016vs Q2 2015 | $229.8MM$211.0MM |
| Deposits | Q2 2016vs Q2 2015 | $249.0MM$236.4MM |
| Equity Capital | Q2 2016vs Q2 2015 | $35.5MM$35.1MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $1.2MM$1.3MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $671.00K$895.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $93.00K$212.00K |
Always verify rates and promotions with the bank or credit union. We are not Heritage Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
Heritage Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25%† | $100 | - | Youth Savings | |
| 0.15%† | - | - | Escrow | |
| 0.05%† | $100 | - | Share Account | |
| 0.05%† | $100 | - | IRA Share | |
| 0.05%† | $100 | - | CESA Share | |
| 0.05%† | $100 | - | Holiday Club |
Heritage Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $250k* | - | High Yield Money Market | ||
| OTHER TIERS: 0.05% → $100 - $75k | 0.35% → $75k - $125k | 0.45% → $125k - $200k | 0.55% → $200k - $250k | |||||
| 0.25%*† | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → $2k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | |||||
Heritage Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15%† | $100 | - | Dividend Checking | |
| 0.05%† | $2,500 | - | Free 50 Business Checking |
Heritage Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.35%† | $1k | - | 48 Month CD | |
| 1.25%† | $1k | - | 36 Month CD | |
| 1.18% | $5k | - | 26 Month Rising CD Special | |
| 1.05%† | $1k | - | 24 Month CD | |
| 1.00% | $5k | - | 17 Month Share Certificate Special | |
| 0.50%† | $1k | - | 12 Month CD | |
| 0.20%† | $1k | - | 6 Month CD |
Heritage Credit Union has 13 locations. Click to view all Heritage Credit Union locations.