Heritage Credit Union

Deposits held and insured by Connexus Credit Union

Overview / Commentary
608-241-2191
4617 Liuna Way
Deforest, WI 53532
Deposits held and insured by Connexus Credit Union

Field of Membership Restrictions

Heritage Credit Union is open to anyone who lives or works in Boone, Jo Daviess, Lake, Knox, McHenry, WArren, Stephenson, or Winnebago counties in Illinois or the Wisconsin counties of Chippewa, Barron, Columbia, Dane, Dodge, Lincoln, Iowa, Milwaukee, Oneida, Price, Ozaukee, Rusk, Racine, Sauk, Waukesha, Washington, Taylor, or within 15 miles of Chetek or 25 miles of Sheldon. Membership is also open to employees or members of Kraft or Bombardier Company and its major U.S. subsidiaries, Rockwell Automation and its subsidiaries, Harley Owners Group, Buell Riders Adventure Group, and BMW Motorcycle Owners of America Group or its successor organizations of any motorcycle dealer located in Boone, Knox, Jo Daviess, Winnebago, Lake, Warren, Stephenson, or McHenry county Illinois or in the state of Wisconsin.
See current membership details

Reviews (2)

Trash Bank

Posted by: |

Trash bank, charges $6 withdrawal fees for taking our your own money. They'll even charge the fee months later when you don't expect it

Terrible Service, Would Not Recommend

Posted by: |

Terrible service - online, in person, over the phone. After setting up my account, I didn't receive my debit card in the mail for 2 weeks, and then had to wait another week to receive my pin number. Then teller services couldn't activate my card. I couldn't set up online banking because they had entered my personal information wrong and misspelled "gmail.com". I've banked with multiple other credit unions and never had a single problem. I will be switching as soon as they let me access my card and money again. Would not recommend this credit union to anyone.



Health
B+

Data as of Q4 2021

Data displayed below is for insuring bank: Connexus Credit Union
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Health Grade Components

Overall
NCUA #66538
Year Chartered1935
Employees503
Primary Regulator
Profit Margin
Return on Assets - YTD1.97%
Return on Equity - YTD18.96%
Annual Interest Income$237.0MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$3.88B$3.24B
LoansQ4 2021vs Q4 2020$3.40B$2.81B
DepositsQ4 2021vs Q4 2020$3.46B$2.89B
Equity CapitalQ4 2021vs Q4 2020$395.9MM$319.7MM
Loan Loss AllowanceQ4 2021vs Q4 2020$19.7MM$17.3MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$59.7MM$38.2MM
Real Estate OwnedQ4 2021vs Q4 2020$155.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Heritage Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Heritage Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Save More Savings
0.10%$100$5kYouth Savings
0.09%--Escrow
0.05%$100-Holiday Club
0.02%$100-Share Account
0.02%$100-IRA Share

Heritage Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%*$100k*-Save More Money Market Account
OTHER TIERS: 0.25% $2k - $25k | 1.00% $25k - $100k
1.11%*$125k*-High Yield Money Market
OTHER TIERS: 0.25% $100 - $75k | 1.00% $75k - $125k

Heritage Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%-$25kSave More Checking
0.05%$100-Dividend Checking
0.02%$2.5k-Free 50 Business Checking

Heritage Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%$5k-60 Month CD
2.40%$5k-48 Month CD
2.20%$5k-36 Month CD
2.00%$5k-24 Month CD
1.25%$5k-12 Month CD

Heritage Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%$5k-60 Month IRA
2.40%$5k-48 Month IRA
2.20%$5k-36 Month IRA
2.00%$5k-24 Month IRA
1.25%$5k-12 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.