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Overview / Commentary
608-268-5090
1212 Huxley St
Madison, WI 53704

Heritage Credit Union is headquartered in MADISON and is the 20th largest credit union in the state of Wisconsin. It is also the 744th largest credit union in the nation. It was established in 1978 and as of September of 2016, it had grown to 89 employees and 27,215 members at 13 locations. Heritage Credit Union's money market rates are 48% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Heritage Credit Union of Wisconsin is open to the residents and the people that maintain employment within the qualified counties of Illinois and Wisconsin that are listed on the credit union website, along with the employees and members of the credit union affiliated select employee groups and organizations that are listed on the credit union website and the family members of these eligible people.
See current membership details

Related Posts

$100 Money Market Promotion In WI And IL - 11/10/2016

Looks similar to their checking promo which is still active. Heritage Credit Union will email you a coupon to qualify you for the $100 bonus. From the small print Coupon must be presented by December 31, 2016, and prior to opening the account. Receive $100 bonus for opening a new money market and depositing at least $10,000 or more within 10 days of opening and maintaining at least $10,000 balance for 90 days after deposit. Receive $50 bonus for opening a new money market and depositing $5,000-$9,999.99 within 10 days of opening and maintaining a balance of $5,000-$9,999.99 for 90 days after deposit. Promotion link

$100 Checking Account Bonus In WI And IL - 10/22/2016

Heritage Credit Union will email you a coupon to qualify you for the $100 bonus. from the small print: Coupon must be presented by December 31, 2016, and prior to opening the account. $100 will be credited to your Heritage primary share account within 30 days of receipt of your first direct deposit of $100 or more into a new qualifying checking account. Direct deposit must be received within 30 days of opening new checking account Promotion link

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Reviews (1)

Terrible Service, Would Not Recommend

Posted by: misha07 | Mar 15, 2013

Terrible service - online, in person, over the phone. After setting up my account, I didn't receive my debit card in the mail for 2 weeks, and then had to wait another week to receive my pin number. Then teller services couldn't activate my card. I couldn't set up online banking because they had entered my personal information wrong and misspelled "gmail.com". I've banked with multiple other credit unions and never had a single problem. I will be switching as soon as they let me access my card and money again. Would not recommend this credit union to anyone.



Health
A+

Health Grade Components

Overall
NCUA #68385
Year Chartered1978
Employees89
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD5.84%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$310.9MM$288.2MM
LoansQ3 2016vs Q3 2015$235.3MM$216.4MM
DepositsQ3 2016vs Q3 2015$254.2MM$239.7MM
Equity CapitalQ3 2016vs Q3 2015$36.2MM$35.6MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.1MM$1.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$631.00K$812.00K
Real Estate OwnedQ3 2016vs Q3 2015$35.00K$90.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

$100 Money Market Promotion In WI And IL

susanc   |  
Looks similar to their checking promo which is still active.

Heritage Credit Union will email you a coupon to qualify you for the $100 bonus.

From the small print

Coupon must be presented by December 31, 2016, and prior to opening the account.

Receive $100 bonus for opening a new money market and depositing at least $10,000 or more within 10 days of opening and maintaining at least $10,000 balance for 90 days after deposit.

Receive $50 bonus for opening a new money market and depositing $5,000-$9,999.99 within 10 days of opening and maintaining a balance of $5,000-$9,999.99 for 90 days after deposit.

Promotion link

$100 Checking Account Bonus In WI And IL

susanc   |  
Heritage Credit Union will email you a coupon to qualify you for the $100 bonus.

from the small print:

Coupon must be presented by December 31, 2016, and prior to opening the account.

$100 will be credited to your Heritage primary share account within 30 days of receipt of your first direct deposit of $100 or more into a new qualifying checking account. Direct deposit must be received within 30 days of opening new checking account

Promotion link

Rates
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Always verify rates and promotions with the bank or credit union. We are not Heritage Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Heritage Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Youth Savings
0.15%--Escrow
0.05%$100-Share Account
0.05%$100-IRA Share
0.05%$100-CESA Share
0.05%$100-Holiday Club

Heritage Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$250k*-High Yield Money Market
OTHER TIERS: 0.05% $100 - $75k | 0.35% $75k - $125k | 0.45% $125k - $200k | 0.55% $200k - $250k
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.05% $2k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k

Heritage Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Dividend Checking
0.05%$2,500-Free 50 Business Checking

Heritage Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$1k-48 Month CD
1.25%$1k-36 Month CD
1.21%$5k-26 Month Rising CD Special
1.05%$1k-24 Month CD
1.00%$5k-17 Month Share Certificate Special
0.50%$1k-12 Month CD
0.20%$1k-6 Month CD
Locations

Heritage Credit Union has 13 locations. Click to view all Heritage Credit Union locations.