Heritage Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.30%	1-year CD	12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD
0.05%	Savings	Share Account 1.20% - Ally Bank Online Savings Account
1.00%	4-year CD	48 Month CD 1.50% - Ally Bank Raise Your Rate 4-Year CD

View all Heritage Credit Union rates »

Overview / Commentary

www.heritagecu.org

608-268-5090

1212 Huxley St
Madison, WI 53704

Heritage Credit Union is headquartered in MADISON and is the 20^th largest credit union in the state of Wisconsin. It is also the 738^th largest credit union in the nation. It was established in 1978 and as of June of 2017, it had grown to 90 employees and 27,536 members at 12 locations. Heritage Credit Union's money market rates are 48% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Heritage Credit Union of Wisconsin is open to the residents and the people that maintain employment within the qualified counties of Illinois and Wisconsin that are listed on the credit union website, along with the employees and members of the credit union affiliated select employee groups and organizations that are listed on the credit union website and the family members of these eligible people.
See current membership details

Looks similar to their checking promo which is still active. Heritage Credit Union will email you a coupon to qualify you for the $100 bonus. From the small print Coupon must be presented by December 31, 2016, and prior to opening the account. Receive $100 bonus for opening a new money market and depositing at least $10,000 or more within 10 days of opening and maintaining at least $10,000 balance for 90 days after deposit. Receive $50 bonus for opening a new money market and depositing $5,000-$9,999.99 within 10 days of opening and maintaining a balance of $5,000-$9,999.99 for 90 days after deposit. Promotion link

View all posts from:

2016
2009
2006

11/10 - $100 Money Market Promotion In WI And IL
10/22 - $100 Checking Account Bonus In WI And IL

10/24 - 3.50% Reward Checking Account at Heritage Credit Union in IL and WI

2/8 - 5% 12-Month CD at a Wisconsin/Illinois CU

Reviews (1)

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Terrible Service, Would Not Recommend

Posted by: misha07 | Mar 15, 2013

Terrible service - online, in person, over the phone. After setting up my account, I didn't receive my debit card in the mail for 2 weeks, and then had to wait another week to receive my pin number. Then teller services couldn't activate my card. I couldn't set up online banking because they had entered my personal information wrong and misspelled "gmail.com". I've banked with multiple other credit unions and never had a single problem. I will be switching as soon as they let me access my card and money again. Would not recommend this credit union to anyone.

Comment

5

Health

A+

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68385
Year Chartered	1978
Employees	90
Primary Regulator

Profit Margin
Return on Assets - YTD	0.71%
Return on Equity - YTD	6.09%
Annual Interest Income	$5.5MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$328.3MM$307.0MM
Loans	Q2 2017vs Q2 2016	$248.9MM$229.8MM
Deposits	Q2 2017vs Q2 2016	$272.2MM$249.0MM
Equity Capital	Q2 2017vs Q2 2016	$37.8MM$35.5MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$990.00K$1.2MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$781.00K$671.00K
Real Estate Owned	Q2 2017vs Q2 2016	$90.00K$93.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

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