Heritage Credit Union is headquartered in MADISON and is the 20th largest credit union in the state of Wisconsin. It is also the 724th largest credit union in the nation. It was established in 1978 and as of June of 2019, it had grown to 105 employees and 29,341 members at 13 locations. Heritage Credit Union's money market rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Heritage Credit Union is open to anyone who lives or works in Boone, Jo Daviess, Lake, Knox, McHenry, WArren, Stephenson, or Winnebago counties in Illinois or the Wisconsin counties of Chippewa, Barron, Columbia, Dane, Dodge, Lincoln, Iowa, Milwaukee, Oneida, Price, Ozaukee, Rusk, Racine, Sauk, Waukesha, Washington, Taylor, or within 15 miles of Chetek or 25 miles of Sheldon. Membership is also open to employees or members of Kraft or Bombardier Company and its major U.S. subsidiaries, Rockwell Automation and its subsidiaries, Harley Owners Group, Buell Riders Adventure Group, and BMW Motorcycle Owners of America Group or its successor organizations of any motorcycle dealer located in Boone, Knox, Jo Daviess, Winnebago, Lake, Warren, Stephenson, or McHenry county Illinois or in the state of Wisconsin.
See current membership details
Related Posts
Terrible Service, Would Not Recommend
Terrible service - online, in person, over the phone. After setting up my account, I didn't receive my debit card in the mail for 2 weeks, and then had to wait another week to receive my pin number. Then teller services couldn't activate my card. I couldn't set up online banking because they had entered my personal information wrong and misspelled "gmail.com". I've banked with multiple other credit unions and never had a single problem. I will be switching as soon as they let me access my card and money again. Would not recommend this credit union to anyone.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68385 |
| Year Chartered | 1978 |
| Employees | 105 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.55% |
| Return on Equity - YTD | 4.74% |
| Annual Interest Income | $7.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $362.3MM$348.6MM |
| Loans | Q2 2019vs Q2 2018 | $291.9MM$267.8MM |
| Deposits | Q2 2019vs Q2 2018 | $305.0MM$289.6MM |
| Equity Capital | Q2 2019vs Q2 2018 | $42.0MM$40.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $1.3MM$1.1MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $1.6MM$1.1MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $20.00K$105.00K |
Always verify rates and promotions with the bank or credit union. We are not Heritage Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
Heritage Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75%† | - | - | Save More Savings | |
| 0.25%† | $100 | $5k | Youth Savings | |
| 0.15%† | - | - | Escrow | |
| 0.10%† | - | - | Saver's Sweepstakes | |
| 0.05%† | $100 | - | Holiday Club | |
| 0.02%† | $100 | - | Share Account | |
| 0.02%† | $100 | - | IRA Share |
Heritage Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | $75k* | - | High Yield Money Market | ||
| OTHER TIERS: 0.02% → $100 - $75k | |||||
| 0.30%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $2k - $10k | 0.20% → $10k - $50k | |||||
Heritage Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | $25k | Save More Checking | |
| 0.05%† | $100 | - | Dividend Checking | |
| 0.02%† | $2.5k | - | Free 50 Business Checking |
Heritage Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.80%† | $500 | - | 10 Month CD Special | |
| 1.00%† | $500 | - | 48 Month CD | |
| 0.80%† | $500 | - | 36 Month CD | |
| 0.50%† | $500 | - | 24 Month CD | |
| 0.30%† | $500 | - | 12 Month CD | |
| 0.15%† | $500 | - | 6 Month CD |
Heritage Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.80%† | $500 | - | 10 Month IRA Special | |
| 1.00%† | $500 | - | 48 Month IRA | |
| 0.80%† | $500 | - | 36 Month IRA | |
| 0.50%† | $500 | - | 24 Month IRA | |
| 0.30%† | $500 | - | 12 Month IRA | |
| 0.15%† | $500 | - | 6 Month IRA |
