HomeTrust Bank


Overview / Commentary
828-254-8144
10 Woodfin Street
Asheville, NC 28801

HomeTrust Bank is headquartered in Asheville and is the 7th largest bank in the state of North Carolina. It is also the 331st largest bank in the nation. It was established in 1926 and as of June of 2021, it had grown to 563 employees at 41 locations. HomeTrust Bank has an A+ health rating.

Reviews (1)

Love HomeTrust

I came to HomeTrust after becoming frustrated with not only national banks but also other local banks, all of whom kept raising the cost of doing business with them and lowering the value of the experience. HomeTrust has given me an excellent customer service experience, no fees on my basic checking account, convenient locations and hours, and continued improvements to their online and mobile banking experiences. They are the only physical bank I know of that still offers a personalized experience and a no-fees checking account. The only problem I have had with them in over a year is that their mobile app seems to have problems pretty often, and I find myself unable to log in. Their webpage also frequently requires additional verification, which I know is for security but can be inconvenient. However, unlike other banks I've used, HomeTrust seems committed to improving customer service and continually adds features and fixes to their website and app. They're not perfect yet, but they're always improving!



Health
A+

Health Grade Components

Overall
FDIC Certificate #27677
Year Established1926
Employees563
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.4%
Annual Interest Income$58.2MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$3.52B$3.72B
LoansQ2 2021vs Q2 2020$2.79B$2.82B
DepositsQ2 2021vs Q2 2020$2.97B$2.79B
Equity CapitalQ2 2021vs Q2 2020$379.0MM$396.7MM
Loan Loss AllowanceQ2 2021vs Q2 2020$35.5MM$28.1MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$12.6MM$15.7MM
Real Estate OwnedQ2 2021vs Q2 2020$45.00K$194.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not HomeTrust Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HomeTrust Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Super Saver
OTHER TIERS: 0.08% $5k - $10k | 0.12% $10k - $50k
0.05%--Statement Savings

HomeTrust Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Select Plus Money Market
OTHER TIERS: 0.10% $5k - $25k
0.12%*$50k*-Gold Money Market Account
OTHER TIERS: 0.08% Up to $10k | 0.10% $10k - $50k
0.10%*$25k*-Select Money Market
OTHER TIERS: 0.05% $5k - $25k
0.08%--Money Market Account

HomeTrust Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Premier Checking
Locations

Availability

Greenville Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.