HomeTrust Bank


Overview / Commentary
828-254-8144
10 Woodfin Street
Asheville, NC 28801

HomeTrust Bank is headquartered in Asheville and is the 7th largest bank in the state of North Carolina. It is also the 309th largest bank in the nation. It was established in 1926 and as of December of 2020, it had grown to 587 employees at 41 locations. HomeTrust Bank has an A health rating.

Reviews (1)

Love HomeTrust

I came to HomeTrust after becoming frustrated with not only national banks but also other local banks, all of whom kept raising the cost of doing business with them and lowering the value of the experience. HomeTrust has given me an excellent customer service experience, no fees on my basic checking account, convenient locations and hours, and continued improvements to their online and mobile banking experiences. They are the only physical bank I know of that still offers a personalized experience and a no-fees checking account. The only problem I have had with them in over a year is that their mobile app seems to have problems pretty often, and I find myself unable to log in. Their webpage also frequently requires additional verification, which I know is for security but can be inconvenient. However, unlike other banks I've used, HomeTrust seems committed to improving customer service and continually adds features and fixes to their website and app. They're not perfect yet, but they're always improving!



Health

Health Grade Components

Overall
FDIC Certificate #27677
Year Established1926
Employees587
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD5.25%
Annual Interest Income$124.9MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$3.68B$3.47B
LoansQ4 2020vs Q4 2019$2.76B$2.65B
DepositsQ4 2020vs Q4 2019$2.75B$2.57B
Equity CapitalQ4 2020vs Q4 2019$391.5MM$401.0MM
Loan Loss AllowanceQ4 2020vs Q4 2019$39.8MM$22.0MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$14.5MM$14.7MM
Real Estate OwnedQ4 2020vs Q4 2019$109.00K$929.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HomeTrust Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Super Saver
OTHER TIERS: 0.08% $5k - $10k | 0.12% $10k - $50k
0.05%--Statement Savings

HomeTrust Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Select Plus Money Market
OTHER TIERS: 0.10% $5k - $25k
0.12%*$50k*-Gold Money Market Account
OTHER TIERS: 0.08% Up to $10k | 0.10% $10k - $50k
0.10%*$25k*-Select Money Market
OTHER TIERS: 0.05% $5k - $25k
0.08%--Money Market Account

HomeTrust Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Premier Checking
Locations

Availability



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