HomeTrust Bank

Overview / Commentary
10 Woodfin Street
Asheville, NC 28801

HomeTrust Bank is headquartered in ASHEVILLE and is the 7th largest bank in the state of North Carolina. It is also the 290th largest bank in the nation. It was established in 1926 and as of March of 2023, it had grown to 560 employees at 37 locations. HomeTrust Bank has an A+ health rating.

Reviews (1)

Love HomeTrust

I came to HomeTrust after becoming frustrated with not only national banks but also other local banks, all of whom kept raising the cost of doing business with them and lowering the value of the experience. HomeTrust has given me an excellent customer service experience, no fees on my basic checking account, convenient locations and hours, and continued improvements to their online and mobile banking experiences. They are the only physical bank I know of that still offers a personalized experience and a no-fees checking account. The only problem I have had with them in over a year is that their mobile app seems to have problems pretty often, and I find myself unable to log in. Their webpage also frequently requires additional verification, which I know is for security but can be inconvenient. However, unlike other banks I've used, HomeTrust seems committed to improving customer service and continually adds features and fixes to their website and app. They're not perfect yet, but they're always improving!


Health Grade Components

FDIC Certificate #27677
Year Established1926
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD6.61%
Annual Interest Income$50.7MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$4.53B$3.54B
LoansQ1 2023vs Q1 2022$3.69B$2.75B
DepositsQ1 2023vs Q1 2022$3.68B$3.06B
Equity CapitalQ1 2023vs Q1 2022$478.6MM$386.8MM
Loan Loss AllowanceQ1 2023vs Q1 2022$47.5MM$31.0MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$7.9MM$5.8MM
Real Estate OwnedQ1 2023vs Q1 2022$123.00K$0

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