Howard Bank

Overview / Commentary

www.howardbank.com

410-750-3285

3301 Boston Street
Baltimore, MD 21224

Howard Bank is headquartered in Baltimore and is the 4^th largest bank in the state of Maryland. It is also the 379^th largest bank in the nation. It was established in 2004 and as of December of 2019, it had grown to 303 employees at 17 locations. Howard Bank has a B+ health rating.

View all posts from:

2018
2009
2006

8/20 - Howard Bank (MD) Adds 29-Month Bump Up CD

4/6 - 2.75% 12-Month CD at NBRS Financial Bank in MD & PA

11/22 - 5.70% 30-Month CD at a Maryland Bank (Howard)

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	57776
Year Established	2004
Employees	303
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.82%
Return on Equity - YTD	5.77%
Annual Interest Income	$91.4MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$2.37B$2.27B
Loans	Q4 2019vs Q4 2018	$1.77B$1.66B
Deposits	Q4 2019vs Q4 2018	$1.72B$1.69B
Equity Capital	Q4 2019vs Q4 2018	$332.8MM$316.8MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$10.4MM$9.9MM
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$17.8MM$24.4MM
Real Estate Owned	Q4 2019vs Q4 2018	$3.1MM$4.4MM

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Howard Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Howard Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.08%^*	$100k^*	-	Health Savings Account
OTHER TIERS: 0.01% → Up to $1k \| 0.03% → $1k - $50k \| 0.05% → $50k - $100k
0.01%	-	-	Junior Savings
0.01%	-	-	Personal Savings
0.01%	-	-	Business Savings

Howard Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$100k^*	-	Personal Money Market
OTHER TIERS: 0.01% → Up to $1k \| 0.05% → $1k - $10k \| 0.07% → $10k - $100k
0.07%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.03% → Up to $50k \| 0.05% → $50k - $100k

Howard Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$1m^*	-	Community Business Checking
OTHER TIERS: 0.01% → $10k - $1m
0.25%^*	$250k^*	-	Premium Checking
OTHER TIERS: 0.03% → Up to $10k \| 0.05% → $10k - $250k
0.07%^*	$100k^*	-	Relationship Checking
OTHER TIERS: 0.01% → Up to $1k \| 0.03% → $1k - $50k \| 0.05% → $50k - $100k

Howard Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$500	-	60 Month CD
0.60%	$500	-	48 - 59 Month CD
0.50%	$500	-	36 - 47 Month CD
0.40%	$500	-	24 - 35 Month CD
0.25%	$500	-	12 - 23 Month CD
0.20%	$500	-	6 - 11 Month CD
0.10%	$500	-	1 - 5 Month CD

Howard Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$500	-	60 Month IRA
0.60%	$500	-	48 - 59 Month IRA
0.50%	$500	-	36 - 47 Month IRA
0.40%	$500	-	24 - 35 Month IRA
0.25%	$500	-	12 - 23 Month IRA
0.20%	$500	-	6 - 11 Month IRA
0.10%	$500	-	1 - 5 Month IRA

Locations

Availability

Baltimore Area

Baltimore Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.