F.N.B. Corporation (NYSE: FNB), headquartered in Pittsburgh, Pennsylvania, is a diversified financial services company operating in seven states and the District of Columbia. FNB’s market coverage spans several major metropolitan areas including: Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; and Charlotte, Raleigh, Durham and the Piedmont Triad (Winston-Salem, Greensboro and High Point) in North Carolina. The Company is one of the largest banks headquartered in Pennsylvania by assets with hundreds of branch offices located throughout Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Virginia and the District of Columbia.
The consumer banking segment provides a full line of consumer banking products and services, including deposit products, mortgage lending, consumer lending and a complete suite of mobile and online banking services. Personal depository banking products offered by First National Bank of Pennsylvania include: checking accounts, savings accounts, money market accounts, Certificates of Deposit (CDs), IRA Savings and IRA CDs.
The bank’s personal checking account options include both interest bearing and non-interest bearing accounts First National Bank of Pennsylvania’s CD terms range from 3 to 60 months. Online and mobile banking options are available, in addition to access to funds through debit cards and ATMs.
First National Bank of Pennsylvania offers several different business checking accounts, which vary primarily by business type and size. The bank also offers specialized business savings accounts, business money market accounts and “jumbo” CDs for large deposits, with terms ranging from 7 to 365 days.
STAY FAR AWAY
I decided to remortgage and consolidate debt. FNB has the base rate at the time but the worst experience ever. Pay the extra. List of issues for a standard loan.
1. Manager put me on hold and forgot me. Had to call back.
2. The wrong rate was put on the disclosure. 2 percentage points higher. Received final disclosure after closing.
4. Manager kept asking for data that was sent to her over a week prior.
3. Closing moved multiple times. Showed up to the closing and the paperwork was not reading. Manager never called to let us know. It was rescheduled for the next day. Had to keep emailing the manager to find out if she received the documents.
4. At closing, we were rushed through closing. We were told it was a 20 year and that payments would be mailed overnight in three days. Three days was to give me time to review the documents that were did not receive in advance.
5. Got home and read the documents. The documents showed the loan was 15 not 20 as requested. Manager never changed from our original email exchange. Manager confirmed it was incorrectly processed as 15. I decided just to leave it rather that go through the process again.
6. On the fourth business day I checked the loan balance to be paid off. No payments. On the 6 business day no payments so I sent an email. The manager blamed another manager who I never met. 8 buisness day after the loan, still none of the loans to be paid off showed payments. Emailed new manager. Found out the payments were not sent over night as stated a closing so I am now paying double interest. 10 business day and still waiting for the loans to be paid off.
7. I asked who will track down these payments. My guess is the payments were sent snail mail several days after they were processed. Hoping to get copies of the envelop with the post mark date. Apparently I have to track down the payments that FNB cant even prove were mailed.
8. The manager cared more about pushing a $5000 credit card which a repeatedly said I did not want.
THIS BANK DOES NOT EVEN DESERVE A SINGLE STAR. STAY AS FAR AWAY FROM THIS BANK AS POSSIBLE. WHEN THE RATES DROP SIGNIFICANTLY WHICH I ANTICIPATE THEY WILL. I WILL REMORTGAGE AND GET AWAY FROM THIS BANK.
Worst. Bank. Ever
This bank is so bad that it's scary. Never ever bank here. They are unprofessional. They absolutely do not care about anyone but their shareholders. As others have said, the fees are incredibly ridiculous. I could write a thesis on how awful this bank is. At least many of their locations are closing so hopefully they are on the way out. It has taken me so long to get free because of all the hoops that I have had to jump through. I seriously can't stress how terrible this bank is. Worse than any bank that has ever existed or ever will. DO NOT BANK HERE! FOR THE LOVE OF GOD, DO NOT!
DO NOT USE FIRST NATIONAL BANK OF PENNSYLVANIA
Single Dad with full custody, recently lost his job! My bank account was hacked through an ebay scam. I have never been hacked before, I notified my bank ( FIRST NATIONAL BANK OF PA ) at once. Did everything they told me to, filed a police report, had my devices cleaned. Closed all my accounts. Reset all passwords etc. $2500 dollars was pulled from my account funneled through Coinbase app. That was all the money I had and my unemployment has not kicked in yet. Everyone told me not to worry that it had happened to them or someone they knew and their banks all refunded their money. Not one person from the bank reached out to me, I emailed the fraud department asking what else I could do. They never returned my emails. And they denied returning my money. They banks are insured through the government when stuff like this happens. Anyhow their reasoning was, because I had used the Coinbase app in past ( to buy small amounts of cryptocurrency) that they would not help me out. I we ( My daughter and I ) are now being evicted from our home. My car loan is through FNB, they will probably repo my car!! I have never ever been scammed or asked a bank to stand behind and protect me and my daughter! Do not trust this bank with your money or looking out for you as a customer! They only care about themselves !! You have been warned!
My GOD LOOK AT THEIR REVIEWS!
Don’T. Just Don’T.
Worst bank ever. I can’t write everything here, there’s so much, but basically we signed something saying no more overdrafts or fees and now we are at the Christmas season and $200 has been taken out of our account for overdrafts. We have called and called with no one returning our calls. My husband is disabled, we don’t have much to spend on Christmas in the first place and now we are without the $200 we desperately need. I recently lost my mom which I knew would make this holiday hard, but this is making it that much harder. This is not the first time they’ve screwed us over and I’m officially done. Please do not trust this bank with your money, especially if you already struggle to make ends meet.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7888 |
| Year Established | 1864 |
| Employees | 4101 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.08% |
| Return on Equity - YTD | 8.38% |
| Annual Interest Income | $563.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $48.8B$45.78B |
| Loans | Q1 2025vs Q1 2024 | $33.96B$32.25B |
| Deposits | Q1 2025vs Q1 2024 | $38.16B$35.08B |
| Equity Capital | Q1 2025vs Q1 2024 | $6.32B$5.97B |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $425.6MM$403.4MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $151.4MM$120.8MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $2.7MM$2.9MM |
