Howard Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	60 Month CD 3.00% - Barclays 60 Month Online CD
0.35%	1-year CD	12 - 23 Month CD 2.30% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Personal Savings 1.75% - American Express National Bank High Yield Savings Account

View all Howard Bank rates »

Overview / Commentary

www.howardbank.com

410-465-6645

6011 University Boulevard Suite 370
Ellicott City, MD 21043

Howard Bank is headquartered in Ellicott City and is the 6^th largest bank in the state of Maryland. It is also the 397^th largest bank in the nation. It was established in 2004 and as of March of 2018, it had grown to 481 employees at 29 locations. Howard Bank has a B+ health rating.

Overall
FDIC Certificate #	57776
Year Established	2004
Employees	481
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-1.36%
Return on Equity - YTD	-10.7%
Annual Interest Income	$14.4MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$2.12B$1.05B
Loans	Q1 2018vs Q1 2017	$1.67B$876.3MM
Deposits	Q1 2018vs Q1 2017	$1.55B$866.9MM
Equity Capital	Q1 2018vs Q1 2017	$293.8MM$115.5MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$6.1MM$5.4MM
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$31.1MM$6.0MM
Real Estate Owned	Q1 2018vs Q1 2017	$5.1MM$2.4MM

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Howard Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$100k^*	-	Howard Health Savings Account
OTHER TIERS: 0.10% → Up to $1k \| 0.15% → $1k - $50k \| 0.20% → $50k - $100k
0.10%	-	-	Junior Savings
0.10%	-	-	Personal Savings
0.10%	-	-	Business Savings

Howard Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$100k^*	-	Personal Money Market
OTHER TIERS: 0.10% → Up to $1k \| 0.15% → $1k - $10k \| 0.25% → $10k - $100k
0.35%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.15% → $1k - $10k \| 0.25% → $10k - $100k

Howard Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$250k^*	-	Howard Premium Checking
OTHER TIERS: 0.15% → Up to $10k \| 0.25% → $10k - $250k
0.25%^*	$100k^*	-	Howard Relationship Checking
OTHER TIERS: 0.10% → Up to $1k \| 0.15% → $1k - $50k \| 0.20% → $50k - $100k
0.10%	-	-	Community Business Checking

Howard Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.45%	$500	$1m	25 Month Bump Up CD Special
2.00%	$500	$1m	13 Month Bump Up CD Special
1.50%	-	-	60 Month CD
1.00%	-	-	48 - 59 Month CD
0.75%	-	-	36 - 47 Month CD
0.50%	-	-	24 - 35 Month CD
0.35%	-	-	12 - 23 Month CD
0.20%	-	-	6 - 11 Month CD
0.10%	-	-	3 - 5 Month CD

Locations

Availability

Baltimore Area

Baltimore Area bank & credit union details

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