Iberiabank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.05% | Savings | Statement Savings 1.00% - Ally Bank Online Savings Account |
| 0.30% | Checking | High Interest Checking 0.13% - National Average |
| 0.25% | Money Market | Select Money Market 0.85% - Ally Bank Money Market Account |
Iberiabank is headquartered in Lafayette and is the largest bank in the state of Louisiana. It is also the 77th largest bank in the nation. It was established in 1887 and as of June of 2016, it had grown to 2,858 employees at 199 locations. Iberiabank has a B+ health rating.
Related Posts
2/23 - IBERIABANK Continues To Grow With Acquisitions
Palm Springs FL Branch
This branch is operated by some of the nicest women I've met in banking! Iberia doesn't have some of the fancier looking web designs for their online banking, but they have made up for it in service.
Thank you Des, Jodi and Aida!
Always a pleasure doing my banking with Iberia.
jd178
Old Florida now Iberia; still great
I have been a customer of Old Florida for a long time, and loved the community feel. It was nice to have a bank that wasn't so invested in nickel and dime-ing you to death. All the tellers and other employees knew be my first name, products were competitive, and I was generally happy. When I became aware they would be taken over by Iberia, I was skeptical. Major changes in banking systems have never benefited me in the past, and I was worried the same would happen. Thankfully, the service has remained, and we are now a part of a larger network, with more locations, and the products are even better. The only thing I'm not fond of is the mobile system. It is a bit of a hassle, and needs some major improvements. Once that is resolved, this will be the absolutely perfect bank!
Average At Best
I began using this bank in the 1990s when it was Pocahontas Federal. It changed names and began to go downhill a bit. They messed up my account only a couple times in almost 5 years, but I never gained a sense of family or care from the staff in a small town of only 3,000 people. When I moved to a city for college, I kept my account. However, when my checkbook was stolen and a couple checks written, it was a nightmare trying to get that account closed and money restored to me. They questioned if I had written one of the stolen checks myself, and I honestly don't recall how that ended, but I was not happy. I cancelled my checking account and
Broken Online Banking, No Support, Terrible Bank
I opened a business checking account with Iberia. I chose them because it appeared to be very internet friendly. It appeared I would be able to do everything online, from setting up an account with my incorporated business to online banking. Pretty much NOTHING was able to happen online. I had to make numerous trips to a branch (across town). Once to set up the account in person, once to request online access to my account, and more times to deal with problems accessing my online account.
THEN, after I was finally able to access my account online, I find that their system allows me to visit about once a day. After my first visit, which times out very rapidly, I will not be able to log in again for 24 hours. After entering my credentials, I receive an error message saying "Sorry, the system is temporarily down. Please try back later." I can cause this error to begin to take place simply by logging in once. Even subsequent login attempts from other computers will not let me in.
There is no tech support. Any inquiry online is met with, "please visit a local branch for further assistance". The local branch is polite, but they seem to have no idea why I would want to do any banking online when I can just visit them in person. They also generally have no idea how to fix the problems. I'm pretty sure they think I'm making it up. Anyway. I'm done with Iberia. This has truly been a colossal waste of time and resources.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28100 |
| Year Established | 1887 |
| Employees | 2858 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.97% |
| Return on Equity - YTD | 7.77% |
| Annual Interest Income | $355.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $20.08B$19.15B |
| Loans | Q2 2016vs Q2 2015 | $14.81B$14.05B |
| Deposits | Q2 2016vs Q2 2015 | $16.04B$16.19B |
| Equity Capital | Q2 2016vs Q2 2015 | $2.54B$2.33B |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $147.5MM$128.1MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $147.8MM$138.6MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $24.0MM$34.0MM |
Always verify rates and promotions with the bank or credit union. We are not Iberiabank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Iberiabank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Statement Savings | |
| 0.05% | - | - | Business Statement Savings |
Iberiabank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $500k* | - | High Interest Money Market | ||
| OTHER TIERS: 0.05% → $5k - $10k | 0.15% → $10k - $50k | 0.25% → $50k - $100k | 0.35% → $100k - $500k | |||||
| 0.40%* | $500k* | - | Business High Interest MMDA | ||
| OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $500k | |||||
| 0.25%* | $100k* | - | Select Money Market | ||
| OTHER TIERS: 0.05% → $2,500 - $50k | 0.15% → $50k - $100k | |||||
| 0.25%* | $1m* | - | Business Select Money Market | ||
| OTHER TIERS: 0.05% → $5k - $50k | 0.15% → $50k - $500k | 0.20% → $500k - $1mm | |||||
Iberiabank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $250k* | - | High Interest Checking | ||
| OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.13% → $25k - $50k | 0.15% → $50k - $100k | 0.25% → $100k - $250k | |||||
| 0.30%* | $250k* | - | Bank at Work Interest Checking | ||
| OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.13% → $25k - $50k | 0.15% → $50k - $100k | 0.25% → $100k - $250k | |||||
| 0.10% | $10k | $1m | Business Interest Checking | ||
Iberiabank has 199 locations. Click to view all Iberiabank locations.