IBERIABANK
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.05% | Savings | 0.26% - National Average |
| 0.65% | Money Market | |
| 0.30% | Checking | 1.01% - nbkc bank Personal Account |
IBERIABANK is headquartered in Lafayette and is the largest bank in the state of Louisiana. It is also the 64th largest bank in the nation. It was established in 1887 and as of December of 2018, it had grown to 3,137 employees at 192 locations. IBERIABANK's money market rates are 3X the national average, and it boasts an A+ health rating.
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2/23 - IBERIABANK Continues To Grow With Acquisitions
Palm Springs FL Branch
This branch is operated by some of the nicest women I've met in banking! Iberia doesn't have some of the fancier looking web designs for their online banking, but they have made up for it in service.
Thank you Des, Jodi and Aida!
Always a pleasure doing my banking with Iberia.
jd178
Iberia Bank
I use IberiaBank as my primary bank for checking, savings, and safe deposit box. I also retain an account at a major bank with a fixed amount of funds in case I need to stop/close my IberiaBank account due to identity theft. I have never had to close my IberiaBank accounts due to identity theft. Working with IberiaBank has been great. My preferred branch office is walking distance from my home with a another branch about 10 minutes from work. When reviewing charges against my account, I have not had any issues with challenging charges that appear to be fraudulent. I simply walk into my local branch and they take my information and act on it promptly. Each issue has been successfully resolved in my favor. Also, my local branch remembers me by name (my family has lived in the area for generations) and will work readily with me over the telephone. Their online presence is adequate for most banking activities. Being a smaller bank, they are typically behind the major banks in introducing new features (e.g. photographing a check for deposit). They do get these features implemented a few months behind the major banks.
Iberia Bank Experience
I have been banking with Iberia Bank in Baton Rouge, LA for a couple of years now. It's silly, but I really like their newer buildings, it makes me feel like things are more secure and up-to-date for keeping my money safe. I really enjoy going there because the employees actually recognize me when I come in, not like at some of the larger national banks in town. I don't see myself switching to another bank any time soon because I'm happy with Iberia. It was super easy to open a checking and savings account and as long as I keep enough money in the accounts, there are no monthly fees, so I really like that. Their mobile app is okay, not great, not terrible, I guess that's one minor area of improvement.
Just Plain Bad
Wow, where to start- you cannot change your address over the phone or online; you must visit a Branch in person. Kind of a catch 22 if you move where there are no branches.
The managers at the Tower branch in Lafayette are a joke, They do not care about helping anyone, customer service or basic decency. They do enjoy exercising petty little power trips. Iberaibank has closed 22 branches this year. what does that tell you?
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28100 |
| Year Established | 1887 |
| Employees | 3137 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.27% |
| Return on Equity - YTD | 9.8% |
| Annual Interest Income | $1.22B |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $30.73B$27.82B |
| Loans | Q4 2018vs Q4 2017 | $22.49B$20.08B |
| Deposits | Q4 2018vs Q4 2017 | $23.95B$21.64B |
| Equity Capital | Q4 2018vs Q4 2017 | $3.95B$3.61B |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $140.6MM$140.9MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $134.4MM$147.6MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $30.4MM$20.6MM |
Always verify rates and promotions with the bank or credit union. We are not IBERIABANK; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
IBERIABANK Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05%† | - | - | Statement Savings | |
| 0.05%† | - | - | Business Statement Savings |
IBERIABANK Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.55%*† | $250k* | - | Business Premier Money Market | ||
| OTHER TIERS: 0.05% → Up to $10k | 0.25% → $10k - $25k | 1.40% → $25k - $50k | 1.45% → $50k - $250k | |||||
| 1.45%*† | $250k* | - | Premier Money Market | ||
| OTHER TIERS: 0.05% → Up to $10k | 0.25% → $10k - $25k | 1.35% → $25k - $50k | 1.40% → $50k - $250k | |||||
| 0.65%*† | $1m* | - | SelectPlus Money Market | ||
| OTHER TIERS: 0.05% → $5k - $10k | 0.25% → $10k - $50k | 0.45% → $50k - $100k | 0.55% → $100k - $1m | |||||
| 0.65%*† | $1m* | - | Business SelectPlus Money Market | ||
| OTHER TIERS: 0.05% → $5k - $10k | 0.25% → $10k - $50k | 0.45% → $50k - $100k | 0.55% → $100k - $1m | |||||
IBERIABANK Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%*† | $250k* | - | High Interest Checking | ||
| OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | 0.13% → $25k - $50k | 0.15% → $50k - $100k | 0.25% → $100k - $250k | |||||
| 0.10%† | $10k | - | Business Interest Checking | ||
