Special CD Rates at Iberia Bank in Southeast Florida - Local Only


Update 1/5/2011: These CD specials are no longer available.

Iberia Bank has two competitive CD specials at its southeast Florida branches. The first is a 1.25% APY 13-month CD, and the other is a 1.50% APY 30-month CD. Minimum deposit is $1,000. These are not listed at the bank's website. A reader emailed me info on these, and I called some of the branches for more details. One thing that adds complications is that the rates can vary by branch and by location. These special rates appear to only be available at Iberia Bank's southeast Florida branches. I verified them at the Fort Lauderdale and West Palm Beach branches as of 9/13/2011. The Fort Lauderdale rep said they required a checking or money market account to qualify for these special rates. However, the West Palm Beach rep said a relationship wasn't required. A branch visit is required.

The rates at branches in southwest Florida are much lower. The 13-month CD APY is only 1.00% and the 30-month APY is 1.31%. I also called a Houston Texas branch, and its 13-month CD APY was even lower at 0.60%. So if you have an Iberia Bank branch in your area, be sure to call for the latest rates.

In addition to Florida and Texas, Iberia Bank branches are located in Louisiana, Arkansas, Tennessee and Alabama.

It's a sizable bank with $11.36 billion in assets. It has an overall health score at DepositAccounts.com of 4 stars (out of 5) with a Texas Ratio of 61.13% (below average) based on June 2011 data. Please refer to our financial overview of Iberia Bank for more details. The bank has been a FDIC member since 1935 (FDIC Certificate # 28100).

How These CD Rates Compare

The best nationally available 12-month CD rate is 1.30% APY at Alliant Credit Union. You can get a higher rate of 1.50% APY at Connexus Credit Union, but this requires an active checking account. For a bank, the best 1-year CD rate is 1.21% APY at AloStar Bank. These rates are accurate as of 9/13/2011.

Best CD Rates

To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of DepositAccounts.com.

Related Pages: CD rates, IRA rates

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Where did you get this information?
4.60% 15-Month / 4.25% 7-Month CD at a Florida Bank (Century).
Update 8/16/08: The CD rates have fallen. Please check the bank's website for the latest rates.

Update 8/08/08: The special CD rates have changed a little. The 13-month CD yield has gone down from 4.55% to 4.25% APY. However, the 15-month CD remains at 4.60% APY. The title has been modified to reflect this change.

Century Bank is offering several attractive CD rates. These include a 4.25% APY 7-month CD, a 4.35% APY 9-month CD, a 4.50% APY 12-month CD, a 4.55% APY 13-month CD and a 4.60% APY 15-month CD....

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3.56% 6-Month / 3.76% 12-Month CD at a Florida Bank (Bank of St. Petersburg).
Update 6/07/08: The special CD rates have fallen. Please check the bank's website for the latest rates.

Bank of St. Petersburg is offering some attractive rates on its promotional CDs. These includea a 3.56% APY 6-month CD and a 3.76% APY CD with terms of 12 and 18 months. The minimum deposit is $1,000.

It appears that a branch visit is required to open accounts. Branches are located in Tampa, St. Petersburg and Oldsmar, FL. The bank has been FDIC insured since 1985 (FDIC Certificate # 26280).

Thanks to the reader who mentioned...

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5.82% 11-Month CD at an Idaho/Wyoming Bank (ANB Financial)
Update 5/09/08: The bank has been closed. See post for more details.

ANB Financial is offering a special 5.82% APY 11-month certificate of deposit. The minimum deposit is $500. There's a 3-month interest penalty for early withdrawals. It's not listed at the bank's website. A reader emailed me the info on this, and I called this afternoon for further details.

The special CD is part of the grand opening of its new branch in Idaho Falls. The banking rep said the special is also available at its Jackson, Wyoming branch. A branch...

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5.13% 12-Month / 5.28% 36-Month CD at an Idaho Bank (ANB Financial).
Update 5/09/08: The bank has been closed. See post for more details.

Update 3/5/08: The bank's Idaho Falls CD rates will be falling to match Jackson's CD rates.

ANB Financial has several CD terms with yields over 5%. These include a 5.13% APY 12-month CD, a 5.23% APY 24-month CD, a 5.28% APY 36-month CD and a 5.32% APY 60-month CD. The minimum deposit is $500. These are not listed at the bank's website. A reader emailed me the info on this, and I contacted the bank for further details.

Please note that...

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6.00% 3-Month CD at a Florida Bank (Century Bank).
Century Bank is offeringa a 6.00% APY 3-month certificate of deposit. The minimum is $500 and the maximum deposit is $100K. The CD requires a checking account with direct deposit. The checking account can be any type. The bank does offer a free checking account with no minimum balance requirements and only requires $100 initial deposit. This CD offer is running through the end of this week.

This CD special is not listed at the bank's website. It was advertised in the Sarasota Herald Tribune. The ad is available online here....

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