Illinois Bank & Trust

Overview / Commentary
4571 Guilford Rd
Rockford, IL 61107

Illinois Bank & Trust is headquartered in DENVER and is the 2nd largest bank in the state of Colorado. It is also the 152nd largest bank in the nation. It was established in 2006 and as of March of 2023, it had grown to 1,455 employees at 51 locations. Illinois Bank & Trust's money market rates are 9X the national average, and it has an A health rating.

Reviews (2)

Rewards Checking Still 3.01%

Posted by: |

On balances up to $20,000.. Great know the customer local Community Bank Service!

Poor Customer Service

I have been a customer for several years, and prior to the merger a few years back, I was always happy with the customer service and hometown feel. In December of last year I had to undergo a double mastectomy, ending up hospitalized for a week, I lost my job and was going through a divorce. I spoke with a personal banker, knowing that I would have difficulties financially; fast forward to no empathy, no options and I am now -1,600 with an account that I thought was paid and closed.


Health Grade Components

FDIC Certificate #58458
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD14.64%
Annual Interest Income$115.7MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$10.51B$2.65B
LoansQ1 2023vs Q1 2022$6.30B$1.43B
DepositsQ1 2023vs Q1 2022$9.28B$2.28B
Equity CapitalQ1 2023vs Q1 2022$956.1MM$347.3MM
Loan Loss AllowanceQ1 2023vs Q1 2022$60.2MM$16.6MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$17.6MM$3.7MM
Real Estate OwnedQ1 2023vs Q1 2022$1.6MM$663.00K
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Always verify rates and promotions with the bank or credit union. We are not Illinois Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Illinois Bank & Trust Savings Account Rates

1.26%*$250k*-Signature Series Savings
OTHER TIERS: 0.50% $50k - $150k | 1.00% $150k - $250k
0.75%*$50k*-Platinum Savings
OTHER TIERS: 0.25% Up to $50k
0.25%$100-Regular Savings
0.10%--IRA Savings
0.05%--High Yield Savings Account

Illinois Bank & Trust Money Market Rates

4.10%*$25k*$1mPremium Money Market Special - New Money
OTHER TIERS: 0.05% Up to $25k | 1.75% $1m+
1.75%*$1m*-Premium Money Market Savings
OTHER TIERS: 0.05% Up to $100k | 1.25% $100k - $1m
1.00%*$100k*-Regular Money Market Savings
OTHER TIERS: 0.05% Up to $100k

Illinois Bank & Trust Checking Account Rates

2.00%*-$50kPlatinum Checking Special
OTHER TIERS: 1.00% $50k+
1.75%*$250k*-Signature Series Checking
OTHER TIERS: 0.25% $50k - $150k | 1.25% $150k - $250k
1.00%*$50k*-Platinum Checking
OTHER TIERS: 0.10% Up to $50k

Illinois Bank & Trust CD Rates

5.05%--8 Month CD Special - New Money
4.00%--9 Month CD
0.75%--48 Month CD
0.75%--60 Month CD
0.70%--36 Month CD
0.60%--24 Month CD
0.60%--18 Month CD
0.55%--12 Month CD
0.25%--6 Month CD
0.10%--3 Month CD

Illinois Bank & Trust IRA Rates

5.05%--8 Month IRA Special - New Money
4.00%--9 Month IRA
0.75%--48 Month IRA
0.75%--60 Month IRA
0.70%--36 Month IRA
0.60%--24 Month IRA
0.60%--18 Month IRA
0.55%--12 Month IRA
0.25%--6 Month IRA
0.10%--3 Month IRA

Illinois Bank & Trust Locations
Rt. 173 Banking Center Branch1515 West Lane RdMachesney Park, IL 61115
Sterling Banking Center2403 North Locust StreetSterling, IL 61081
Harrison Avenue Branch2625 Stowmarket AvenueRockford, IL 61109
Illinois Bank & Trust4571 Guilford RdRockford, IL 61107
South Main Facility400 South Main StreetGalena, IL 61036
Stewart Square Office Branch308 W. State Street Suite 100Rockford, IL 61101
Rockford Branch6855 E Riverside BlvdRockford, IL 61114
Galena Branch716 S. Bench StreetGalena, IL 61036

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