Illinois Bank & Trust is headquartered in Rockford and is the 35th largest bank in the state of Illinois. It is also the 643rd largest bank in the nation. It was established in 1995 and as of December of 2021, it had grown to 88 employees at 10 locations. Illinois Bank & Trust has an A health rating.
On balances up to $20,000.. Great know the customer local Community Bank Service!
2021 covid overdraft fee's.. like taking candy from a baby.. there are tons of banks now offering better online banking services with no ridiculous fees
I have been a customer for several years, and prior to the merger a few years back, I was always happy with the customer service and hometown feel. In December of last year I had to undergo a double mastectomy, ending up hospitalized for a week, I lost my job and was going through a divorce. I spoke with a personal banker, knowing that I would have difficulties financially; fast forward to no empathy, no options and I am now -1,600 with an account that I thought was paid and closed.
Overall | |
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FDIC Certificate # | 34076 |
Year Established | 1995 |
Employees | 88 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.34% |
Return on Equity - YTD | 14.66% |
Annual Interest Income | $49.3MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $1.69B$1.53B |
Loans | Q4 2021vs Q4 2020 | $830.8MM$870.3MM |
Deposits | Q4 2021vs Q4 2020 | $1.50B$1.34B |
Equity Capital | Q4 2021vs Q4 2020 | $145.1MM$148.4MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $7.8MM$11.0MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $875.00K$3.5MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $804.00K$1.5MM |
Always verify rates and promotions with the bank or credit union. We are not Illinois Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.01% | - | - | Platinum Checking | |
0.01% | $50k | - | Signature Series Checking | |
0.01% | - | - | Commercial interest checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $1k | - | 48 Month CD | |
0.25% | $1k | - | 60 Month CD | |
0.20% | $1k | - | 36 Month CD | |
0.15% | $1k | - | 24 Month CD | |
0.10% | $1k | - | 12 Month CD | |
0.10% | $1k | - | 18 Month CD | |
0.05% | $1k | - | 6 Month CD | |
0.01% | $1k | - | 3 Month CD |
Elizabeth Branches | ||
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The Elizabeth State Bank Branch | 151 Main Street | Elizabeth, IL 61028 |
Galena Branches | ||
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Galena State Bank & Trust Co. | 971 Gear Street | Galena, IL 61036 |
South Main Facility | 400 South Main Street | Galena, IL 61036 |
Machesney Park Branches | ||
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Rt. 173 Banking Center Branch | 1515 West Lane Rd | Machesney Park, IL 61115 |
Rockford Branches | ||
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Harrison Avenue Branch | 2625 Stowmarket Avenue | Rockford, IL 61109 |
Illinois Bank & Trust | 4571 Guilford Rd | Rockford, IL 61107 |
Stewart Square Office Branch | 308 W. State Street Suite 100 | Rockford, IL 61101 |
Rockford Branch | 6855 E Riverside Blvd | Rockford, IL 61114 |
Sterling Branches | ||
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Sterling Banking Center | 2403 North Locust Street | Sterling, IL 61081 |
Stockton Branches | ||
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Stockton Branch | 11655 U.S. 20 E. | Stockton, IL 61085 |