Illinois Bank & Trust

Deposits held and insured by HTLF Bank

Overview / Commentary
4571 Guilford Rd
Rockford, IL 61107
Deposits held and insured by HTLF Bank
Reviews (2)

Rewards Checking Still 3.01%

Posted by: |

On balances up to $20,000.. Great know the customer local Community Bank Service!

Poor Customer Service

I have been a customer for several years, and prior to the merger a few years back, I was always happy with the customer service and hometown feel. In December of last year I had to undergo a double mastectomy, ending up hospitalized for a week, I lost my job and was going through a divorce. I spoke with a personal banker, knowing that I would have difficulties financially; fast forward to no empathy, no options and I am now -1,600 with an account that I thought was paid and closed.


Data as of Q1 2024

Data displayed below is for insuring bank: HTLF Bank
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Health Grade Components

FDIC Certificate #58458
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD11.71%
Annual Interest Income$251.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$19.05B$10.51B
LoansQ1 2024vs Q1 2023$11.87B$6.3B
DepositsQ1 2024vs Q1 2023$16.19B$9.28B
Equity CapitalQ1 2024vs Q1 2023$2B$956.1MM
Loan Loss AllowanceQ1 2024vs Q1 2023$123.9MM$60.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$82.6MM$17.6MM
Real Estate OwnedQ1 2024vs Q1 2023$18.7MM$1.6MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Illinois Bank & Trust Savings Account Rates

1.26%*$250k*-Signature Series Savings
OTHER TIERS: 0.25% $50k - $150k | 1.00% $150k - $250k
0.75%*$50k*-Platinum Savings
OTHER TIERS: 0.25% $0 - $50k
0.25%$0-Regular Savings
0.10%$0-IRA Savings
0.05%$0-High Yield Savings Account

Illinois Bank & Trust Money Market Rates

4.10%*$25k*$5mPremium Money Market Special - New Money
OTHER TIERS: 0.05% $0 - $25k | 1.75% $5m+
1.75%*$1m*-Premium Money Market Savings
OTHER TIERS: 0.05% $0 - $100k | 1.25% $100k - $1m
1.00%*$100k*-Regular Money Market Savings
OTHER TIERS: 0.05% $0 - $100k

Illinois Bank & Trust Checking Account Rates

1.50%*$250k*-Signature Series Checking
OTHER TIERS: 0.25% $50k - $150k | 0.99% $150k - $250k
0.10%$0-Platinum Checking

Illinois Bank & Trust CD Rates

5.00%$0-8 Month CD Special - New Money
0.75%$0-48 Month CD
0.75%$0-60 Month CD
0.70%$0-36 Month CD
0.60%$0-24 Month CD
0.60%$0-18 Month CD
0.55%$0-12 Month CD
0.25%$0-6 Month CD
0.10%$0-3 Month CD

Illinois Bank & Trust IRA Rates

5.00%$0-8 Month IRA Special - New Money
0.75%$0-48 Month IRA
0.75%$0-60 Month IRA
0.70%$0-36 Month IRA
0.60%$0-24 Month IRA
0.60%$0-18 Month IRA
0.55%$0-12 Month IRA
0.25%$0-6 Month IRA
0.10%$0-3 Month IRA

Illinois Bank & Trust Locations
Rt. 173 Banking Center Branch1515 West Lane RdMachesney Park, IL 61115
Sterling Banking Center2403 North Locust StreetSterling, IL 61081
Harrison Avenue Branch2625 Stowmarket AvenueRockford, IL 61109
Illinois Bank & Trust4571 Guilford RdRockford, IL 61107
South Main Facility400 South Main StreetGalena, IL 61036
Stewart Square Office Branch308 W. State Street Suite 100Rockford, IL 61101
Rockford Branch6855 E Riverside BlvdRockford, IL 61114
Galena Branch716 S. Bench StreetGalena, IL 61036

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