Illinois Bank & Trust

Deposits held and insured by HTLF Bank

Overview / Commentary
815-489-2114
4571 Guilford Rd
Rockford, IL 61107
Deposits held and insured by HTLF Bank
Reviews (2)

Rewards Checking Still 3.01%

Posted by: |

On balances up to $20,000.. Great know the customer local Community Bank Service!

Poor Customer Service

I have been a customer for several years, and prior to the merger a few years back, I was always happy with the customer service and hometown feel. In December of last year I had to undergo a double mastectomy, ending up hospitalized for a week, I lost my job and was going through a divorce. I spoke with a personal banker, knowing that I would have difficulties financially; fast forward to no empathy, no options and I am now -1,600 with an account that I thought was paid and closed.



Health
A

Data as of Q4 2023

Data displayed below is for insuring bank: HTLF Bank
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #58458
Year Established2006
Employees1970
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD5.88%
Annual Interest Income$958.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$19.33B$9.18B
LoansQ4 2023vs Q4 2022$11.95B$5.37B
DepositsQ4 2023vs Q4 2022$16.49B$7.97B
Equity CapitalQ4 2023vs Q4 2022$1.97B$776.6MM
Loan Loss AllowanceQ4 2023vs Q4 2022$122.6MM$50.8MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$84.7MM$12.4MM
Real Estate OwnedQ4 2023vs Q4 2022$16.6MM$925K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Illinois Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Illinois Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$250k*-Signature Series Savings
OTHER TIERS: 0.25% $50k - $150k | 1.00% $150k - $250k
0.75%*$50k*-Platinum Savings
OTHER TIERS: 0.25% Up to $50k
0.25%--Regular Savings
0.10%--IRA Savings
0.05%--High Yield Savings Account

Illinois Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%*$25k*$5mPremium Money Market Special - New Money
OTHER TIERS: 0.05% Up to $25k | 1.75% $5m+
1.75%*$1m*-Premium Money Market Savings
OTHER TIERS: 0.05% Up to $100k | 1.25% $100k - $1m
1.00%*$100k*-Regular Money Market Savings
OTHER TIERS: 0.05% Up to $100k

Illinois Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$250k*-Signature Series Checking
OTHER TIERS: 0.25% $50k - $150k | 0.99% $150k - $250k
0.10%--Platinum Checking

Illinois Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%--8 Month CD Special - New Money
0.75%--48 Month CD
0.75%--60 Month CD
0.70%--36 Month CD
0.60%--24 Month CD
0.60%--18 Month CD
0.55%--12 Month CD
0.25%--6 Month CD
0.10%--3 Month CD

Illinois Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%--8 Month IRA Special - New Money
0.75%--48 Month IRA
0.75%--60 Month IRA
0.70%--36 Month IRA
0.60%--24 Month IRA
0.60%--18 Month IRA
0.55%--12 Month IRA
0.25%--6 Month IRA
0.10%--3 Month IRA
Locations


Illinois Bank & Trust Locations
Rt. 173 Banking Center Branch1515 West Lane RdMachesney Park, IL 61115
Sterling Banking Center2403 North Locust StreetSterling, IL 61081
Harrison Avenue Branch2625 Stowmarket AvenueRockford, IL 61109
Illinois Bank & Trust4571 Guilford RdRockford, IL 61107
South Main Facility400 South Main StreetGalena, IL 61036
Stewart Square Office Branch308 W. State Street Suite 100Rockford, IL 61101
Rockford Branch6855 E Riverside BlvdRockford, IL 61114
Galena Branch716 S. Bench StreetGalena, IL 61036

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