Featured Savings Rates
Featured Accounts

Inspirus Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
7.00%Reward CheckingADDvantage Checking
7.00%Reward SavingsADDvantage Savings
0.40%1-year CD12 Month CD

Overview / Commentary
206-628-4010
5200 Southcenter Blvd
Tukwila, WA 98188

Inspirus Credit Union is headquartered in Tukwila and is the 10th largest credit union in the state of Washington. It is also the 217th largest credit union in the nation. It was established in 1936 and as of September of 2016, it had grown to 143 employees and 81,359 members at 3 locations. Inspirus Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Inspirus Credit Union is open to those who live, work, attend school or worship in the state of Washington.
See current membership details

Reviews (2)

Great credit union.

Posted by: Marcelino | Jul 16, 2015

I've been using SECUWA for many years now. My mother used to work for a school district, so I was able to get an account that way. They are a pretty standard credit union in a lot of respects, and offer all the same services you can expect of most banks. The one thing that makes them stand out, at least to me, is their customer service. Every time I call there is usually no hold time, and a person picks up almost immediately. They are always able to solve my issue right away. I currently have a savings account here, and the interest rate is competitive. It's a good place to park my money while I wait to do other things with it. Their mobile app is decent. When they first released it a few years ago it had a lot missing, but over the years it's gotten much better. They allow you to move money between internal and external accounts, call them with the press of a button, among other things. Their website is also quite good, having evolved just as well over the years. The focus they've put into improving their mobile and website experience is a reflection of the fact they have no physical branches, so keep that in mind. But it's totally possible to do all your banking with this company without a physical branch. They even have a huge network of ATM's where you can make deposits and withdraw money for no fee. You can even deposit with the mobile app now. Over all, I would say this is a great credit union, but quite restrictive because you must be a school employee or relative in order to open an account.

Hassle-free banking

Posted by: Erika2 | Mar 31, 2014

We've been using this credit union for about 8 years, and we just love it. The staff are friendly and helpful. We love that it's a small credit union because the service feels very personal. We've taken out a few loans, and they were so helpful and encouraging to us.

I also like the products they provide: savings accounts for my children, mobile deposit, easy & quick transfer of funds, etc. I do wish there wasn't a fee to exceed a certain number of transfers per month. I don't understand why they would charge such a fee.

They also let us open "savings envelopes" to keep track of specific savings. I wish this feature were available online instead of having to go in to the office, but I really enjoy the feature nonetheless. This has helped us to isolate funds for various savings goals.



Health
A

Health Grade Components

Overall
NCUA #68362
Year Chartered1936
Employees143
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD8.3%
Annual Interest Income$25.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.19B$1.05B
LoansQ3 2016vs Q3 2015$831.2MM$655.1MM
DepositsQ3 2016vs Q3 2015$1.01B$934.2MM
Equity CapitalQ3 2016vs Q3 2015$116.5MM$106.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.9MM$3.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.8MM$1.6MM
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Inspirus Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
7.00%*-$500Elements Savings
OTHER TIERS: 0.20% $500+
7.00%*-$500e-Visions Savings
OTHER TIERS: 0.20% $500+
7.00%*-$500M3 Money Club Savings
OTHER TIERS: 0.20% $500+
7.00%*-$500ADDvantage Savings
OTHER TIERS: 0.20% $500+
1.51%--Coverdell Education Savings
0.25%--Traditional IRA Savings
0.25%--Roth IRA Savings
0.20%--Regular Savings

Inspirus Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
7.00%*-$500ADDvantage Checking
OTHER TIERS: 0.10% $500+
7.00%*-$500e-Visons Checking
OTHER TIERS: 0.10% $500+
7.00%*-$500Elements Checking
OTHER TIERS: 0.10% $500+
0.10%--Regular Checking

Inspirus Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$500-36 Month CD
0.65%$500-24 Month CD
0.50%$500-18 Month CD
0.40%$500-12 Month CD
0.30%$500-6 Month CD
Locations


Inspirus Credit Union Locations
Branch Office5123 E 3rd AveSpokane Valley, WA 99212
Corporate Office5200 Southcenter BlvdTukwila, WA 98188-2356
Branch Office3405 188th St SWLynnwood, WA 98037-4744