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Isabella Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.isabellabank.com
989-773-4729
200 East Broadway
Mount Pleasant, MI 48858

Isabella Bank is headquartered in MOUNT PLEASANT and is the 9th largest bank in the state of Michigan. It is also the 582nd largest bank in the nation. It was established in 1903 and as of December of 2024, it had grown to 368 employees at 31 locations. Isabella Bank's money market rates are 5X the national average, and it has an A health rating.

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #1005
Year Established1903
Employees368
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD10.47%
Annual Interest Income$90.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.04B$2.01B
LoansQ4 2024vs Q4 2023$1.41B$1.34B
DepositsQ4 2024vs Q4 2023$1.78B$1.75B
Equity CapitalQ4 2024vs Q4 2023$155.9MM$157.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$12.9MM$13.1MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$301K$1.1MM
Real Estate OwnedQ4 2024vs Q4 2023$536K$368K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Isabella Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Health Savings Account
OTHER TIERS: 0.05% → $1 - $5k
0.05%$0-Kid's Club
0.05%$0-Christmas Club
0.05%$0-Local Savings

Isabella Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%*$1m*-Premium Money Market
OTHER TIERS: 0.75% → $25k - $50k | 0.90% → $50k - $100k | 1.35% → $100k - $200k | 1.79% → $200k - $500k | 2.34% → $500k - $1m
1.75%*$200k*-Money Market
OTHER TIERS: 0.10% → $1k - $2.5k | 0.25% → $2.5k - $10k | 0.45% → $10k - $25k | 0.60% → $25k - $50k | 0.90% → $50k - $100k | 1.35% → $100k - $200k

Isabella Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Elite Checking
OTHER TIERS: 0.05% → $1k - $25k | 0.06% → $25k - $50k | 0.08% → $50k - $100k
0.02%$1k-Senior (Tailored) Checking

Isabella Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$10k*-1 Year CD
OTHER TIERS: 2.75% → $500 - $10k
3.00%*$10k*-2 Year CD
OTHER TIERS: 2.75% → $500 - $10k
2.10%*$10k*-3 Year CD
OTHER TIERS: 2.00% → $500 - $10k
2.10%*$10k*-4 Year CD
OTHER TIERS: 2.00% → $500 - $10k
2.10%*$10k*-5 Year CD
OTHER TIERS: 2.00% → $500 - $10k
1.75%$500-6-11 Month CD
0.75%$500-3-5 Month CD
0.65%$500-1 Month CD
0.65%$500-2 Month CD

Isabella Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$10k*-12 Month IRA
OTHER TIERS: 2.75% → $500 - $10k
3.00%*$10k*-24 Month IRA
OTHER TIERS: 2.75% → $500 - $10k
3.00%*$10k*-18 Month IRA
OTHER TIERS: 2.75% → $500 - $10k
2.99%*$10k*-30 Month IRA
OTHER TIERS: 2.75% → $100 - $10k
2.10%*$10k*-36 Month IRA
OTHER TIERS: 2.00% → $500 - $10k
2.10%*$10k*-48 Month IRA
OTHER TIERS: 2.00% → $500 - $10k
2.10%*$10k*-60 Month IRA
OTHER TIERS: 2.00% → $500 - $10k
Locations

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