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Isabella Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.isabellabank.com
989-773-4729
200 East Broadway
Mount Pleasant, MI 48858

Isabella Bank is headquartered in MOUNT PLEASANT and is the 8th largest bank in the state of Michigan. It is also the 581st largest bank in the nation. It was established in 1903 and as of March of 2025, it had grown to 364 employees at 31 locations. Isabella Bank's money market rates are 5X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #1005
Year Established1903
Employees364
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD11.58%
Annual Interest Income$22.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.05B$2.01B
LoansQ1 2025vs Q1 2024$1.36B$1.35B
DepositsQ1 2025vs Q1 2024$1.83B$1.8B
Equity CapitalQ1 2025vs Q1 2024$164MM$152.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$12.7MM$13.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$199K$1.1MM
Real Estate OwnedQ1 2025vs Q1 2024$638K$530K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Isabella Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Health Savings Account
OTHER TIERS: 0.05% → $1 - $5k
0.05%$0-Kid's Club
0.05%$0-Christmas Club
0.05%$0-Local Savings

Isabella Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%*$1m*-Premium Money Market
OTHER TIERS: 0.75% → $25k - $50k | 0.90% → $50k - $100k | 1.35% → $100k - $200k | 1.79% → $200k - $500k | 2.34% → $500k - $1m
1.75%*$200k*-Money Market
OTHER TIERS: 0.10% → $1k - $2.5k | 0.25% → $2.5k - $10k | 0.45% → $10k - $25k | 0.60% → $25k - $50k | 0.90% → $50k - $100k | 1.35% → $100k - $200k

Isabella Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Elite Checking
OTHER TIERS: 0.05% → $1k - $25k | 0.06% → $25k - $50k | 0.08% → $50k - $100k
0.02%$1k-Senior (Tailored) Checking

Isabella Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$10k*-1 Year CD
OTHER TIERS: 2.75% → $500 - $10k
3.00%*$10k*-2 Year CD
OTHER TIERS: 2.75% → $500 - $10k
2.10%*$10k*-3 Year CD
OTHER TIERS: 2.00% → $500 - $10k
2.10%*$10k*-4 Year CD
OTHER TIERS: 2.00% → $500 - $10k
2.10%*$10k*-5 Year CD
OTHER TIERS: 2.00% → $500 - $10k
1.75%$500-6-11 Month CD
0.75%$500-3-5 Month CD
0.65%$500-1 Month CD
0.65%$500-2 Month CD

Isabella Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$10k*-12 Month IRA
OTHER TIERS: 2.75% → $500 - $10k
3.00%*$10k*-24 Month IRA
OTHER TIERS: 2.75% → $500 - $10k
3.00%*$10k*-18 Month IRA
OTHER TIERS: 2.75% → $500 - $10k
2.99%*$10k*-30 Month IRA
OTHER TIERS: 2.75% → $100 - $10k
2.10%*$10k*-36 Month IRA
OTHER TIERS: 2.00% → $500 - $10k
2.10%*$10k*-48 Month IRA
OTHER TIERS: 2.00% → $500 - $10k
2.10%*$10k*-60 Month IRA
OTHER TIERS: 2.00% → $500 - $10k
Locations

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