Jersey Shore State Bank

Overview / Commentary
300 Market Street
Williamsport, PA 17701

Jersey Shore State Bank is headquartered in Williamsport and is the 35th largest bank in the state of Pennsylvania. It is also the 759th largest bank in the nation. It was established in 1934 and as of June of 2022, it had grown to 239 employees at 19 locations. Jersey Shore State Bank has an A health rating.

Reviews (1)


This is the absolute worst bank I have ever had. They messed up our joint bank account online banking and didn't make anything accessible by both persons, only one. I haven't even been with this bank for a year and I have already been flagged for fraudulent activity when trying to buy things from GNC and another time for bikinis. After confirming these were not fraud it still would not let me use my card like they said it will. Their hours are awful and it is overall an inconvenience. When I move I am 100% leaving this bank and NEVER returning. I had Fulton Bank previously for 3 years and NEVER had ONE issue.


Health Grade Components

FDIC Certificate #14359
Year Established1934
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD11.59%
Annual Interest Income$21.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.36B$1.31B
LoansQ2 2022vs Q2 2021$1.07B$970.5MM
DepositsQ2 2022vs Q2 2021$1.11B$1.06B
Equity CapitalQ2 2022vs Q2 2021$107.3MM$106.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$10.6MM$9.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.1MM$4.6MM
Real Estate OwnedQ2 2022vs Q2 2021$127.00K$68.00K

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