Jersey Shore State Bank is headquartered in WILLIAMSPORT and is the 35th largest bank in the state of Pennsylvania. It is also the 708th largest bank in the nation. It was established in 1934 and as of December of 2023, it had grown to 235 employees at 18 locations. Jersey Shore State Bank has a B+ health rating.
WORST BANK
This is the absolute worst bank I have ever had. They messed up our joint bank account online banking and didn't make anything accessible by both persons, only one. I haven't even been with this bank for a year and I have already been flagged for fraudulent activity when trying to buy things from GNC and another time for bikinis. After confirming these were not fraud it still would not let me use my card like they said it will. Their hours are awful and it is overall an inconvenience. When I move I am 100% leaving this bank and NEVER returning. I had Fulton Bank previously for 3 years and NEVER had ONE issue.
Data as of Q4 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 14359 |
| Year Established | 1934 |
| Employees | 235 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.75% |
| Return on Equity - YTD | 9.97% |
| Annual Interest Income | $65.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2023vs Q4 2022 | $1.58B$1.45B |
| Loans | Q4 2023vs Q4 2022 | $1.31B$1.18B |
| Deposits | Q4 2023vs Q4 2022 | $1.1B$1.11B |
| Equity Capital | Q4 2023vs Q4 2022 | $125.4MM$109.8MM |
| Loan Loss Allowance | Q4 2023vs Q4 2022 | $9.5MM$11.5MM |
| Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $1.6MM$1.8MM |
| Real Estate Owned | Q4 2023vs Q4 2022 | $853K$83K |
