Jersey Shore State Bank is headquartered in Williamsport and is the 38th largest bank in the state of Pennsylvania. It is also the 739th largest bank in the nation. It was established in 1934 and as of December of 2020, it had grown to 250 employees at 20 locations. Jersey Shore State Bank has an A health rating.
WORST BANK
This is the absolute worst bank I have ever had. They messed up our joint bank account online banking and didn't make anything accessible by both persons, only one. I haven't even been with this bank for a year and I have already been flagged for fraudulent activity when trying to buy things from GNC and another time for bikinis. After confirming these were not fraud it still would not let me use my card like they said it will. Their hours are awful and it is overall an inconvenience. When I move I am 100% leaving this bank and NEVER returning. I had Fulton Bank previously for 3 years and NEVER had ONE issue.
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 14359 |
| Year Established | 1934 |
| Employees | 250 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1% |
| Return on Equity - YTD | 12.52% |
| Annual Interest Income | $45.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $1.31B$1.23B |
| Loans | Q4 2020vs Q4 2019 | $978.9MM$1.00B |
| Deposits | Q4 2020vs Q4 2019 | $1.04B$942.2MM |
| Equity Capital | Q4 2020vs Q4 2019 | $104.8MM$99.1MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $9.3MM$7.9MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $6.5MM$8.5MM |
| Real Estate Owned | Q4 2020vs Q4 2019 | $237.00K$413.00K |
