Jersey Shore State Bank

Overview / Commentary
300 Market Street
Williamsport, PA 17701

Jersey Shore State Bank is headquartered in Williamsport and is the 28th largest bank in the state of Pennsylvania. It is also the 628th largest bank in the nation. It was established in 1934 and as of March of 2019, it had grown to 227 employees at 19 locations. Jersey Shore State Bank has a B health rating.

Reviews (1)


This is the absolute worst bank I have ever had. They messed up our joint bank account online banking and didn't make anything accessible by both persons, only one. I haven't even been with this bank for a year and I have already been flagged for fraudulent activity when trying to buy things from GNC and another time for bikinis. After confirming these were not fraud it still would not let me use my card like they said it will. Their hours are awful and it is overall an inconvenience. When I move I am 100% leaving this bank and NEVER returning. I had Fulton Bank previously for 3 years and NEVER had ONE issue.


Health Grade Components

FDIC Certificate #14359
Year Established1934
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD13.77%
Annual Interest Income$12.2MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$1.27B$1.14B
LoansQ1 2019vs Q1 2018$1.03B$956.2MM
DepositsQ1 2019vs Q1 2018$939.4MM$862.6MM
Equity CapitalQ1 2019vs Q1 2018$93.3MM$87.0MM
Loan Loss AllowanceQ1 2019vs Q1 2018$10.0MM$9.5MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$11.6MM$2.9MM
Real Estate OwnedQ1 2019vs Q1 2018$241.00K$191.00K

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