Overview / Commentary
104 South Main Street
Drayton, ND 58225

KodaBank is headquartered in Drayton and is the 21st largest bank in the state of North Dakota. It is also the 2,100th largest bank in the nation. It was established in 1916 and as of June of 2022, it had grown to 61 employees at 11 locations. KodaBank has an A+ health rating.


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Health Grade Components

FDIC Certificate #8386
Year Established1916
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.38%
Return on Equity - YTD12.62%
Annual Interest Income$6.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$388.0MM$373.2MM
LoansQ2 2022vs Q2 2021$283.2MM$229.0MM
DepositsQ2 2022vs Q2 2021$341.5MM$324.6MM
Equity CapitalQ2 2022vs Q2 2021$41.9MM$44.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.1MM$3.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$163.00K$1.5MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for KodaBank are currently being reviewed.



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