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Overview / Commentary
701-454-3317
104 South Main Street
Drayton, ND 58225

KodaBank is headquartered in Drayton and is the 33rd largest bank in the state of North Dakota. It is also the 3,505th largest bank in the nation. It was established in 1916 and as of March of 2018, it had grown to 25 employees at 4 locations. KodaBank's CD rates are 44% higher than the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #8386
Year Established1916
Employees25
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.2%
Return on Equity - YTD18.7%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$147.3MM$142.0MM
LoansQ1 2018vs Q1 2017$109.7MM$108.4MM
DepositsQ1 2018vs Q1 2017$129.1MM$125.1MM
Equity CapitalQ1 2018vs Q1 2017$17.7MM$16.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.8MM$1.7MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.8MM$531.00K
Real Estate OwnedQ1 2018vs Q1 2017$363.00K$163.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not KodaBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

KodaBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Passbook Savings Account

KodaBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$500k*-Money Market Checking
OTHER TIERS: 0.20% $2,500 - $25k | 0.25% $25k - $100k | 0.40% $100k - $250k | 0.50% $250k - $500k

KodaBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$750-NOW Checking Account

KodaBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%*$100k*-60 Month CD
OTHER TIERS: 2.00% $1k - $25k | 2.10% $25k - $100k
1.95%*$100k*-48 Month CD
OTHER TIERS: 1.75% $1k - $25k | 1.85% $25k - $100k
1.70%*$100k*-36 Month CD
OTHER TIERS: 1.50% $1k - $25k | 1.60% $25k - $100k
1.45%*$100k*-24 Month CD
OTHER TIERS: 1.25% $1k - $25k | 1.35% $25k - $100k
1.35%$2.5k-18 Month CD Special
1.30%*$100k*-12 Month CD
OTHER TIERS: 1.10% $1k - $25k | 1.20% $25k - $100k
1.00%*$100k*-6 Month CD
OTHER TIERS: 0.80% $1k - $25k | 0.90% $25k - $100k
0.80%*$100k*-3 Month CD
OTHER TIERS: 0.60% $1k - $25k | 0.70% $25k - $100k
Locations


KodaBank Locations
Kennedy Facility101 5th Street EastKennedy, MN 56733
Stephen Branch398 Pacific AvenueStephen, MN 56757
Bank Of Minto Branch521 2nd StreetMinto, ND 58261
Kodabank104 South Main StreetDrayton, ND 58225

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