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Overview / Commentary
701-454-3317
900 Main Street
Drayton, ND 58225

KodaBank is headquartered in Drayton and is the 32nd largest bank in the state of North Dakota. It is also the 3,590th largest bank in the nation. It was established in 1916 and as of September of 2016, it had grown to 25 employees at 4 locations. KodaBank has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #8386
Year Established1916
Employees25
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.61%
Return on Equity - YTD22.88%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$148.1MM$144.9MM
LoansQ3 2016vs Q3 2015$117.5MM$110.1MM
DepositsQ3 2016vs Q3 2015$120.6MM$116.5MM
Equity CapitalQ3 2016vs Q3 2015$17.4MM$15.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.4MM$1.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.1MM$248.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

KodaBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Passbook Savings Account

KodaBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$2,500-Money Market Checking

KodaBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$750-NOW Checking Account

KodaBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$2,500-60 Month CD Special
0.80%*$100k*-36 Month CD
OTHER TIERS: 0.70% $1k - $25k | 0.75% $25k - $100k
0.60%*$100k*-24 Month CD
OTHER TIERS: 0.50% $1k - $25k | 0.55% $25k - $100k
0.45%*$100k*-12 Month CD
OTHER TIERS: 0.35% $1k - $25k | 0.40% $25k - $100k
0.25%*$100k*-6 Month CD
OTHER TIERS: 0.15% $1k - $25k | 0.20% $25k - $100k
0.20%*$100k*-3 Month CD
OTHER TIERS: 0.10% $1k - $25k | 0.15% $25k - $100k
Locations


KodaBank Locations
Kennedy Facility101 5th Street EastKennedy, MN 56733
Stephen Branch398 Pacific AvenueStephen, MN 56757
Bank Of Minto Branch521 2nd StreetMinto, ND 58261
Kodabank104 South Main StreetDrayton, ND 58225