KodaBank

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.40%	5-year CD	60 Month CD Special 2.35% - Synchrony Bank 60 Month CD
0.60%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.10%	Savings	Passbook Savings Account 1.15% - CIT Bank Spring Savings

View all KodaBank rates »

Overview / Commentary

www.kodabank.com

701-454-3317

104 South Main Street
Drayton, ND 58225

KodaBank is headquartered in Drayton and is the 32^nd largest bank in the state of North Dakota. It is also the 3,677^th largest bank in the nation. It was established in 1916 and as of March of 2017, it had grown to 26 employees at 4 locations. KodaBank has an A+ health rating.

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Health

A+

Data as of Q1 2017

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Health Grade Components

Overall
FDIC Certificate #	8386
Year Established	1916
Employees	26
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.24%
Return on Equity - YTD	19.86%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$142.0MM$140.4MM
Loans	Q1 2017vs Q1 2016	$108.4MM$110.4MM
Deposits	Q1 2017vs Q1 2016	$125.1MM$120.1MM
Equity Capital	Q1 2017vs Q1 2016	$16.5MM$16.1MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.7MM$1.4MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$531.00K$1.3MM
Real Estate Owned	Q1 2017vs Q1 2016	$163.00K$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

KodaBank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	-	-	Passbook Savings Account

KodaBank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$2,500	-	Money Market Checking

KodaBank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$750	-	NOW Checking Account

KodaBank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.40%	$2,500	-	60 Month CD Special
0.95%^*	$100k^*	-	36 Month CD
OTHER TIERS: 0.85% → $1k - $25k \| 0.90% → $25k - $100k
0.75%^*	$100k^*	-	24 Month CD
OTHER TIERS: 0.65% → $1k - $25k \| 0.70% → $25k - $100k
0.60%^*	$100k^*	-	12 Month CD
OTHER TIERS: 0.50% → $1k - $25k \| 0.55% → $25k - $100k
0.45%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.35% → $1k - $25k \| 0.40% → $25k - $100k
0.35%^*	$100k^*	-	3 Month CD
OTHER TIERS: 0.25% → $1k - $25k \| 0.30% → $25k - $100k

Locations

KodaBank Locations
Kennedy Facility	101 5th Street East	Kennedy, MN 56733
Stephen Branch	398 Pacific Avenue	Stephen, MN 56757
Bank Of Minto Branch	521 2nd Street	Minto, ND 58261
Kodabank	104 South Main Street	Drayton, ND 58225