KodaBank


Overview / Commentary
701-454-3317
104 South Main Street
Drayton, ND 58225

KodaBank is headquartered in DRAYTON and is the 21st largest bank in the state of North Dakota. It is also the 1,737th largest bank in the nation. It was established in 1916 and as of March of 2025, it had grown to 72 employees at 12 locations. KodaBank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #8386
Year Established1916
Employees72
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD12.64%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$524.7MM$456.2MM
LoansQ1 2025vs Q1 2024$376MM$339.1MM
DepositsQ1 2025vs Q1 2024$454.5MM$388.6MM
Equity CapitalQ1 2025vs Q1 2024$50.9MM$46.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.4MM$4.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.1MM$37K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations

Availability



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