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Langley Federal Credit Union


Overview / Commentary
www.langleyfcu.org
757-827-5328
721 Lakefront Cmns
Newport News, VA 23606

Langley Federal Credit Union is headquartered in Newport News and is the 4th largest credit union in the state of Virginia. It is also the 69th largest credit union in the nation. It was established in 1936 and as of September of 2022, it had grown to 687 employees and 349,120 members at 21 locations. Langley Federal Credit Union's money market rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Langley Federal Credit Union is open to all U.S. citizens/resident aliens who open a Share Savings Account with a $5 minimum deposit..
See current membership details

Related Posts

Langley Federal Credit Union Adds Competitive 15-Month Promo CD - 2/2/2023

Langley Federal Credit Union (easy membership) has a new, competitive 15-month Promotional CD, which can be opened with a $500 minimum deposit of new money.

Save With Peace Of Mind Knowing That Your Money Is Earning Great Returns In A Langley Certificate! - 2/1/2023

Langley is now offering a regular 15 month certificate at 5%...like all the others!!!! While this may not be worth chasing it may be of interest to anyone that already has an account at Langley. Annual Percentage Yield of 5.00% for a 15-Month Certificate. https://www.langleyfcu.org/deposits-certificate. The minimum balance to open the certificate is $500. No maximum deposit. Not eligible for Active Rewards rate enhancement and cannot be combined with any other promotional offer. Dividends compound monthly. Penalty for early withdrawal. Limited time offer. Some restrictions apply. Fees may reduce earnings on the account. Rate subject to change. Insured by NCUA.

Langley Fed Credit Union Adds Very Competitive 29-Month Promo IRA CD - 1/6/2023

Langley Federal Credit Union (easy membership) has a new, competitive 29-month Promo IRA CD, which can be opened with a $500 minimum deposit of new money.

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Reviews (15)

Very Efficient CU

Posted by: |

On Monday (10/3) my wife applied for membership online as she wanted to transfer an IRA. On Tuesday she received a welcome letter with her membership number. She went online a filled out an IRA application and that same day got a response with the documents to complete with all the necessary instructions. She returned them Wednesday and got an immediate response from a live representative that the request was being processed. That afternoon she received an email from the other institution telling her that a transfer request had been received and was being processed. None to done in three days. Can't beat that with a stick!

7

Langley FCU Charges Fee To Move Your IRA To Another Institution

Posted by: |

Opened an IRA CD when they had the 1% CD special recently. When I received the certificate in the mail, I discovered there is a $20 charge to move the IRA to another institution.

16

1.5% 22 Month CD

Posted by: |

In mouse type @ bottom of page says: "To qualify for the offer, certificates must be funded completely with new deposits or new members in VA, NC, MD, and DC. "
I'm going to email them to see if that quashes new deposits & new members from outside those states.
Can't really rate as I've not done business with Langley yet.

7

Denied Membership

Posted by: |

Applied for membership online. Received email denying membership with no explanation. Called for help and explanation. After long unproductive and contentious conversation was told identity could not be verified. Told to reapply online with different email. I am member in good standing of 5 other CUs with CDs. Was willing to provide passport, drivers license, voters registration, etc., to verify identity, but to no avail. Representative was curt, unwilling or unable to help.

13
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Health
B+

Data as of Q3 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #1261
Year Chartered1936
Employees687
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD8.52%
Annual Interest Income$116.4MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$5.00B$4.03B
LoansQ3 2022vs Q3 2021$4.21B$2.99B
DepositsQ3 2022vs Q3 2021$4.08B$3.35B
Equity CapitalQ3 2022vs Q3 2021$410.8MM$387.1MM
Loan Loss AllowanceQ3 2022vs Q3 2021$18.0MM$29.0MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$30.2MM$10.6MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Langley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Langley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.51%*-$1kLangley Saves
OTHER TIERS: 0.05% → $2.5k+ | 1.00% → $1k - $2.5k
0.05%$100-Savings Account

Langley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.51%*$1m*-Platinum Money Market Savings
OTHER TIERS: 1.35% → $25k - $100k | 1.75% → $100k - $250k | 2.25% → $250k - $500k | 3.00% → $500k - $1m
3.51%*$1m*-Business Platinum Money Market
OTHER TIERS: 1.35% → $25k - $100k | 1.75% → $100k - $250k | 2.25% → $250k - $500k | 3.00% → $500k - $1m
1.25%*$100k*-Traditional Money Market Savings
OTHER TIERS: 0.05% → $100 - $2.5k | 0.50% → $2.5k - $10k | 0.65% → $10k - $25k | 0.85% → $25k - $50k | 1.10% → $50k - $100k
1.25%*$100k*-Business Money Market
OTHER TIERS: 0.05% → $100 - $2.5k | 0.50% → $2.5k - $10k | 0.65% → $10k - $25k | 0.85% → $25k - $50k | 1.10% → $50k - $100k
0.50%$100-Money Market IRA

Langley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$10k-Platinum Checking

Langley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500$25k15 Month CD Special - New Money
5.00%$500$25kBusiness 15 Month CD Special - New Money
4.00%$500-Business 60 Month CD w/ Active Rewards
4.00%$500-60 Month CD w/ Active Rewards
3.75%$500-Business 48 Month CD w/ Active Rewards
3.75%$500-48 Month CD w/ Active Rewards
3.50%$500-Business 36 Month CD w/ Active Rewards
3.50%$500-36 Month CD w/ Active Rewards
3.35%$500-Business 18 Month CD w/ Active Rewards
3.35%$500-18 Month CD w/ Active Rewards
3.25%$500-Business 12 Month CD w/ Active Rewards
3.25%$500-Business 30 Month CD w/ Active Rewards
3.25%$500-12 Month CD w/ Active Rewards
3.25%$500-30 Month CD w/ Active Rewards
3.20%$500-Business 24 Month CD w/ Active Rewards
3.20%$500-24 Month CD w/ Active Rewards
0.50%$100-Business 6 Month CD w/ Active Rewards
0.50%$100-6 Month CD w/ Active Rewards
0.35%$100-Business 3 Month CD w/ Active Rewards
0.35%$100-3 Month CD w/ Active Rewards

Langley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500-29 Month IRA Special
4.00%$500-60 Month IRA
3.75%$500-48 Month IRA
3.50%$500-36 Month IRA
3.35%$500-18 Month IRA
3.25%$500-12 Month IRA
3.25%$500-30 Month IRA
3.20%$500-24 Month IRA
Locations

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