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Langley Federal Credit Union


Overview / Commentary
www.langleyfcu.org
757-827-5328
721 Lakefront Cmns
Newport News, VA 23606

Langley Federal Credit Union is headquartered in Newport News and is the 4th largest credit union in the state of Virginia. It is also the 78th largest credit union in the nation. It was established in 1936 and as of June of 2022, it had grown to 679 employees and 340,875 members at 21 locations. Langley Federal Credit Union's money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Langley Federal Credit Union is open to all U.S. citizens/resident aliens who open a Share Savings Account with a $5 minimum deposit..
See current membership details

Related Posts

Langley Federal Credit Union Adds Rate-Leading 16-Month Promo CD - 9/15/2022

Langley Federal Credit Union (easy membership) has a new and rate-leading 16-month Promo CD, which can be opened with a $500 minimum deposit of new money.

4% 16-Month CD - 9/15/2022

Another great special from Langley FCU. Annual Percentage Yield of 4.00% for a 16-Month Certificate. The minimum balance to open the certificate is $500. No maximum deposit. Includes IRA Certificates. The minimum to open the IRA certificate is $500.00. No maximum deposit. Not eligible for Active Rewards rate enhancement and cannot be combined with any other promotional offer. Dividends compound monthly. Penalty for early withdrawal. Limited time offer.

Langley Federal Credit Union Has New Competitive 19-Month Promo CD - 8/18/2022

Langley Federal Credit Union (easy membership) has a new and competitive 19-month Promo CD, which can be opened with a $500 minimum deposit.

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Reviews (12)

Langley FCU Charges Fee To Move Your IRA To Another Institution

Posted by: |

Opened an IRA CD when they had the 1% CD special recently. When I received the certificate in the mail, I discovered there is a $20 charge to move the IRA to another institution.

12

1.5% 22 Month CD

Posted by: |

In mouse type @ bottom of page says: "To qualify for the offer, certificates must be funded completely with new deposits or new members in VA, NC, MD, and DC. "
I'm going to email them to see if that quashes new deposits & new members from outside those states.
Can't really rate as I've not done business with Langley yet.

6

CD Rates June 2019

Posted by: |

CD rates for Langley can be found at: https://www.langleyfcu.org/deposits-certificate

I don't know why they are not listed on Deposit Accounts.

7

Declined Despite 800+ Credit Score

Posted by: |

Despite having a credit rating well into the 800s, owning my home free and clear, being a multi-millionaire and owning a multi-million dollar company I was declined, not once but twice. I inquired by phone as to which of the 3 credit reporting agencies they use for new accounts. They replied: "Equifax". I asked "are you not aware of the class-action lawsuits against Equifax due to data breaches- why on Earth would your CEO use Equifax? "No", she replied. "I've not heard about that", as if it was something recent she was unaware of. Mind you, all the online app asks for is your name, address a phone no. and email along with your SS no. Nothing else. Honestly, is this how pathetically far down the rabbit hole our banks and credit unions have fallen? No wonder a recent Wall Street Journal article said Americans are unhappy with their banks and marching with their feet and their money.

8
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Health
A

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #1261
Year Chartered1936
Employees679
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD7.16%
Annual Interest Income$71.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$4.49B$3.92B
LoansQ2 2022vs Q2 2021$3.83B$2.77B
DepositsQ2 2022vs Q2 2021$3.82B$3.25B
Equity CapitalQ2 2022vs Q2 2021$408.3MM$375.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$23.0MM$29.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$22.3MM$8.4MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Langley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Langley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$1kLangley Saves
OTHER TIERS: 0.05% → $1k+
0.05%$100-Savings Account

Langley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%*$1m*-Platinum Money Market Savings
OTHER TIERS: 1.25% → $25k - $100k | 1.50% → $100k - $250k | 1.80% → $250k - $500k | 2.05% → $500k - $1m
2.30%*$1m*-Business Platinum Money Market
OTHER TIERS: 1.25% → $25k - $100k | 1.50% → $100k - $250k | 1.80% → $250k - $500k | 2.05% → $500k - $1m
0.90%*$100k*-Traditional Money Market Savings
OTHER TIERS: 0.05% → $100 - $2.5k | 0.40% → $2.5k - $10k | 0.65% → $10k - $25k | 0.75% → $25k - $50k | 0.80% → $50k - $100k
0.90%*$100k*-Business Money Market
OTHER TIERS: 0.05% → $100 - $2.5k | 0.40% → $2.5k - $10k | 0.65% → $10k - $25k | 0.75% → $25k - $50k | 0.80% → $50k - $100k
0.40%$100-Money Market IRA

Langley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$10k-Platinum Checking

Langley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-16 Month CD Special - New Money
4.00%$500-Business 16 Month CD Special - New Money
3.20%$500-Business 30 Month CD w/ Active Rewards
3.20%$500-Business 60 Month CD w/ Active Rewards
3.20%$500-30 Month CD w/ Active Rewards
3.20%$500-60 Month CD w/ Active Rewards
2.50%$500-Business 12 Month CD w/ Active Rewards
2.50%$500-12 Month CD w/ Active Rewards
2.36%$500-Business 36 Month CD w/ Active Rewards
2.36%$500-Business 48 Month CD w/ Active Rewards
2.36%$500-36 Month CD w/ Active Rewards
2.36%$500-48 Month CD w/ Active Rewards
2.30%$500-Business 18 Month CD w/ Active Rewards
2.30%$500-Business 24 Month CD w/ Active Rewards
2.30%$500-18 Month CD w/ Active Rewards
2.30%$500-24 Month CD w/ Active Rewards
0.50%$500-Business 6 Month CD w/ Active Rewards
0.50%$500-6 Month CD w/ Active Rewards
0.35%$500-Business 3 Month CD w/ Active Rewards
0.35%$500-3 Month CD w/ Active Rewards

Langley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-16 Month IRA Certificate Special - New Money
3.20%$500-60 Month IRA
3.20%$500-30 Month IRA
2.50%$500-12 Month IRA
2.36%$500-36 Month IRA
2.36%$500-48 Month IRA
2.30%$500-18 Month IRA
2.30%$500-24 Month IRA
Locations

Availability

Norfolk Area

Interactive local rates map


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