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Overview / Commentary
946 Fourth Street
Eldorado, IL 62930

Legence Bank is headquartered in Eldorado and is the 137th largest bank in the state of Illinois. It is also the 2,184th largest bank in the nation. It was established in 1906 and as of December of 2016, it had grown to 97 employees at 7 locations. Legence Bank has a B+ health rating.

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Health Grade Components

FDIC Certificate #10886
Year Established1906
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.01%
Return on Equity - YTD18.3%
Annual Interest Income$15.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$304.0MM$314.3MM
LoansQ4 2016vs Q4 2015$184.0MM$184.2MM
DepositsQ4 2016vs Q4 2015$258.3MM$251.1MM
Equity CapitalQ4 2016vs Q4 2015$30.0MM$34.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.6MM$1.6MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.7MM$1.7MM
Real Estate OwnedQ4 2016vs Q4 2015$676.00K$754.00K
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Legence Bank Savings Account Rates

0.75%*-$50kKasasa Saver
OTHER TIERS: 0.25% $50k+

Legence Bank Checking Account Rates

2.01%*-$10kKasasa Cash
OTHER TIERS: 0.25% $10k+

Legence Bank Locations
Shawneetown Branch301 N Lincoln Blvd WestShawneetown, IL 62984
301 Vine Street Branch301 Vine StreetVienna, IL 62995
Harrisburg Branch502 North CommercialHarrisburg, IL 62946
Legence Bank946 Fourth StreetEldorado, IL 62930
Galatia BranchMain Street and State Highway 34Galatia, IL 62935
Highway FacilityU.S. Highway 45 & State Highway 142Eldorado, IL 62930
Virginia Street Branch7325 East Virginia StreetEvansville, IN 47715