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Lincoln 1st Bank

Popular Accounts at this Bank

2.00%5-year CD5 Year CD
2.17%Reward CheckingLoyalty Checking
1.65%4-year CD4 Year CD

Overview / Commentary
31 Boonton Turnpike
Lincoln Park, NJ 07035

Lincoln 1st Bank is headquartered in Lincoln Park and is the 54th largest bank in the state of New Jersey. It is also the 1,997th largest bank in the nation. It was established in 1922 and as of December of 2016, it had grown to 27 employees at 2 locations. Lincoln 1st Bank's money market rates are 2X the national average, and it has a B health rating.

Related Posts

Lincoln 1st Bank (NJ) Adds Loyalty Checking - 1/2/2017

Lincoln 1st Bank's (NJ) Loyalty Checking earns 2.17% APY on qualifying balances up to $30k. Market area is northern New Jersey, with in-branch visit required to open.

New High-Yield Loyalty Checking At Lincoln 1st Bank - Northern NJ - 12/29/2016

High Yield Loyalty Checking Earn 2.17% APY on balances under $30,000 Conduct at least ten (10) Point of Sale (POS) signature based transactions in astatement cycle Have at least 1 automatic debit (ACH) Have a qualifying direct deposit and be enrolled in e-statements Refunds up to $20 per month of ATM fees No monthly service fee No minimum balance requirements  Checking Lincoln 1st Bank (Lincoln Park, NJ)

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Health Grade Components

FDIC Certificate #28963
Year Established1922
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD5.71%
Annual Interest Income$9.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$338.1MM$246.8MM
LoansQ4 2016vs Q4 2015$113.1MM$85.6MM
DepositsQ4 2016vs Q4 2015$209.7MM$129.2MM
Equity CapitalQ4 2016vs Q4 2015$22.3MM$17.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$660.00K$578.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$4.4MM$4.1MM
Real Estate OwnedQ4 2016vs Q4 2015$0$635.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lincoln 1st Bank Savings Account Rates

1.25%*$250k*-Access Premier Savings
OTHER TIERS: 1.15% Up to $250k
1.00%$50-Statement Savings
0.50%--Vacation Club
0.25%$50-Passbook Savings
0.15%--Holiday Club

Lincoln 1st Bank Money Market Rates

0.95%*$1m*-Money Market Deposit Account
OTHER TIERS: 0.20% $1k - $25k | 0.25% $25k - $50k | 0.30% $50k - $75k | 0.35% $75k - $100k | 0.45% $100k - $250k | 0.75% $250k - $500k | 0.85% $500k - $1mm

Lincoln 1st Bank Checking Account Rates

2.17%*$30k*-Loyalty Checking
OTHER TIERS: 0.10% Up to $30k
0.50%$1k-Business NOW Checking
0.50%$1k-IOLTA Fund
0.15%*$50k*-NOW Checking
OTHER TIERS: 0.02% $1k - $10k | 0.05% $10k - $25k | 0.10% $25k - $50k

Lincoln 1st Bank CD Rates

2.00%$500-5 Year CD
1.65%$500-4 Year CD
1.65%$5k-18 Month CD
1.25%$1k-2.5 Year CD
1.20%$500-2 Year CD
1.10%$5k-13 Month CD
1.00%$500-1 Year CD
0.60%$5k-7 Month CD
0.50%$500-182 Day CD
0.35%$500-91 Day CD

Lincoln 1st Bank IRA Rates

2.00%$500-5 Year IRA
1.65%$500-4 Year IRA
1.25%$500-2.5 Year IRA
1.20%$500-2 Year IRA
1.00%$500-1 Year IRA
0.50%$500-182 Day IRA
0.35%$500-91 Day IRA

Lincoln 1st Bank Locations
Montville Branch193 Changebridge RoadMontville, NJ 07045
Lincoln Park Savings Bank31 Boonton TurnpikeLincoln Park, NJ 07035