Lincoln 1st Bank

Overview / Commentary
261 Comly Rd
Lincoln Park, NJ 07035

Lincoln 1st Bank is headquartered in Lincoln Park and is the 53rd largest bank in the state of New Jersey. It is also the 2,720th largest bank in the nation. It was established in 1922 and as of December of 2021, it had grown to 33 employees at 2 locations. Lincoln 1st Bank has a C+ health rating.


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Health Grade Components

FDIC Certificate #28963
Year Established1922
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.25%
Return on Equity - YTD-3.88%
Annual Interest Income$7.9MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$261.5MM$313.0MM
LoansQ4 2021vs Q4 2020$172.9MM$181.7MM
DepositsQ4 2021vs Q4 2020$176.7MM$226.7MM
Equity CapitalQ4 2021vs Q4 2020$17.9MM$20.0MM
Loan Loss AllowanceQ4 2021vs Q4 2020$2.5MM$2.6MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$2.4MM$3.9MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lincoln 1st Bank Savings Account Rates

0.25%--Platinum 1st Savings
0.15%*$250k*-Premier Access Savings
OTHER TIERS: 0.10% Up to $250k
0.15%--Youth Savings
0.10%$50-Passbook Savings
0.10%*$250k*-Premium Business Savings
OTHER TIERS: 0.01% Up to $100k | 0.05% $100k - $250k
0.05%$50-Statement Savings
0.05%--Student Saver Passbook

Lincoln 1st Bank Money Market Rates

0.10%*$100k*-Money Market Deposit Account
OTHER TIERS: 0.05% $1k - $100k

Lincoln 1st Bank Checking Account Rates

0.95%--IOLTA Fund
0.10%*$30k*-Loyalty Checking
OTHER TIERS: 0.08% Up to $30k
0.05%$1k-Business NOW Checking
0.05%*$10k*-Student NOW Checking
OTHER TIERS: 0.02% Up to $10k

Lincoln 1st Bank CD Rates

0.25%$5k-9 Month CD
0.15%$500-2 Year CD
0.15%$500-4 Year CD
0.15%$500-5 Year CD
0.15%$1k-2.5 Year CD
0.15%$5k-36 Month CD
0.10%$5k-13 Month CD
0.05%$500-91 Day CD
0.05%$500-182 Day CD
0.05%$500-1 Year CD
0.05%$5k-7 Month CD

Lincoln 1st Bank IRA Rates

0.15%$500-2 Year IRA
0.15%$500-2.5 Year IRA
0.15%$500-4 Year IRA
0.15%$500-5 Year IRA
0.05%$500-91 Day IRA
0.05%$500-182 Day IRA
0.05%$500-1 Year IRA

Lincoln 1st Bank Locations
Montville Branch223 Changebridge RoadMontville, NJ 07045
Lincoln Park Savings Bank261 Comly RdLincoln Park, NJ 07035

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