Lincoln 1st Bank

Overview / Commentary
31 Boonton Turnpike
Lincoln Park, NJ 07035

Lincoln 1st Bank is headquartered in Lincoln Park and is the 49th largest bank in the state of New Jersey. It is also the 2,391st largest bank in the nation. It was established in 1922 and as of June of 2020, it had grown to 35 employees at 2 locations. Lincoln 1st Bank has a C health rating.


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Health Grade Components

FDIC Certificate #28963
Year Established1922
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.28%
Return on Equity - YTD-3.94%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$294.4MM$331.4MM
LoansQ2 2020vs Q2 2019$203.1MM$189.3MM
DepositsQ2 2020vs Q2 2019$206.4MM$237.6MM
Equity CapitalQ2 2020vs Q2 2019$21.6MM$23.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.8MM$950.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$4.7MM$400.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lincoln 1st Bank Savings Account Rates

0.35%--Platinum 1st Savings
0.25%*$250k*-Premier Access Savings
OTHER TIERS: 0.20% Up to $250k
0.25%--Youth Savings
0.15%$50-Passbook Savings
0.15%$50-Statement Savings
0.15%--Student Saver Passbook
0.10%*$250k*-Premium Business Savings
OTHER TIERS: 0.01% Up to $100k | 0.05% $100k - $250k

Lincoln 1st Bank Money Market Rates

0.15%*$100k*-Money Market Deposit Account
OTHER TIERS: 0.10% $1k - $100k

Lincoln 1st Bank Checking Account Rates

0.95%--IOLTA Fund
0.25%*-$30kLoyalty Checking
OTHER TIERS: 0.10% $30k+
0.15%*$50k*-Student NOW Checking
OTHER TIERS: 0.02% Up to $10k | 0.05% $10k - $25k | 0.10% $25k - $50k
0.10%$1k-Business NOW Checking

Lincoln 1st Bank CD Rates

0.51%$5k-18 Month Variable CD w/Checking
0.15%$500-91 Day CD
0.15%$500-182 Day CD
0.15%$500-1 Year CD
0.15%$500-2 Year CD
0.15%$500-4 Year CD
0.15%$500-5 Year CD
0.15%$500-5 Month CD Promo
0.15%$5k-7 Month CD
0.15%$5k-13 Month CD
0.15%$1k-2.5 Year CD
0.15%$5k-36 Month CD

Lincoln 1st Bank IRA Rates

0.15%$500-91 Day IRA
0.15%$500-182 Day IRA
0.15%$500-1 Year IRA
0.15%$500-2 Year IRA
0.15%$500-2.5 Year IRA
0.15%$500-4 Year IRA
0.15%$500-5 Year IRA

Lincoln 1st Bank Locations
Montville Branch223 Changebridge RoadMontville, NJ 07045
Lincoln Park Savings Bank31 Boonton TurnpikeLincoln Park, NJ 07035

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