Lindell Bank & Trust Company

Overview / Commentary
6900 Clayton Ave.
St. Louis, MO 63139

Lindell Bank & Trust Company is headquartered in St. Louis and is the 35th largest bank in the state of Missouri. It is also the 1,118th largest bank in the nation. It was established in 1923 and as of June of 2022, it had grown to 141 employees at 16 locations. Lindell Bank & Trust Company's money market rates are 3X the national average, and it has an A health rating.

Reviews (2)

Lindell Bank offers great service overall.

Lindell bank is a local bank in Saint Louis,MO who has offered great customer service,amazing web/mobile experience and the ease of utilizing the website features are top of the line.I like using the app because it is very mobile friendly and has many features I have yet to try out but excited to use.I also like the fact that they have offered great tips & advice for my small business banking solutions.The newest and best feature of my local bank that I am fascinated by so far is the mobile remote check deposits.I have many checks that I wanted to cash instantly and I am given that option.I am happy to be a member of my local bank going on two years now.

Stay Away From Lindell Bank

Posted by: |

I am hesitant to go to a local bank after my experience with Lindell Bank. My advice is stay away. The big banks have basic customer service figured out. Lindell totally ruined my experience of the local bank since they were my first.

- They have a spending limit on your own account of only $1500 per day for debit cards.
- Their online banking is total crap. I couldn't access more than about 2 weeks back, yet statements were monthly. So I sometimes couldn't access relatively recent banking information.
- If you get locked out, you can't get back in until normal banking hours. I couldn't even recover my account without talking to someone.
- When we closed our account, they left us with the impression our account was closed. Then they started racking up overdraft fees and refused to reimburse when I provided texts showing we were led to believe they had closed our account.

Bank there at your own risk. If you want a bank that blames the customer, bank with them. You've been warned.


Health Grade Components

FDIC Certificate #1073
Year Established1923
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD10.91%
Annual Interest Income$14.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$862.6MM$880.6MM
LoansQ2 2022vs Q2 2021$377.3MM$453.0MM
DepositsQ2 2022vs Q2 2021$736.9MM$758.8MM
Equity CapitalQ2 2022vs Q2 2021$119.8MM$116.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$21.0MM$21.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.8MM$1.2MM
Real Estate OwnedQ2 2022vs Q2 2021$860.00K$862.00K
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Always verify rates and promotions with the bank or credit union. We are not Lindell Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lindell Bank & Trust Company Savings Account Rates

0.25%$150-Variable Savings Account
0.25%$150-Business Variable Savings Account

Lindell Bank & Trust Company Money Market Rates

1.50%*$1m*-Money Market Account
OTHER TIERS: 0.10% $2.5k - $10k | 0.25% $10k - $25k | 0.35% $25k - $50k | 0.55% $50k - $500k | 0.75% $500k - $1m
1.50%*$1m*-Business Money Market Account
OTHER TIERS: 0.10% $2.5k - $10k | 0.25% $10k - $25k | 0.35% $25k - $50k | 0.55% $50k - $500k | 0.75% $500k - $1m

Lindell Bank & Trust Company Checking Account Rates

0.05%$1k-NOW Checking Account

Lindell Bank & Trust Company CD Rates

4.50%$1k-15 Month CD
3.00%$1k-60 Month CD
2.75%$1k-36 Month CD
2.75%$1k-48 Month CD
2.50%$1k-12 Month CD
2.00%$1k-7 Month CD
0.80%$1k-24 Month CD
0.70%$1k-30 Month CD
0.60%$1k-18 Month CD
0.60%$1k-19 Month CD
0.60%$1k-20 Month CD
0.60%$1k-21 Month CD
0.50%$1k-11 Month CD
0.50%$1k-13 Month CD
0.50%$1k-14 Month CD
0.40%$1k-182 Day CD
0.10%$1k-7-29 Day CD
0.10%$1k-30-89 Day CD
0.05%$1k-90-181 Day CD
0.05%$1k-5 Month CD


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