Lindell Bank & Trust Company is headquartered in St. Louis and is the 47th largest bank in the state of Missouri. It is also the 1,400th largest bank in the nation. It was established in 1923 and as of June of 2019, it had grown to 118 employees at 12 locations. Lindell Bank & Trust Company's money market rates are 2X the national average, and it has an A health rating.
Lindell Bank offers great service overall.
Lindell bank is a local bank in Saint Louis,MO who has offered great customer service,amazing web/mobile experience and the ease of utilizing the website features are top of the line.I like using the app because it is very mobile friendly and has many features I have yet to try out but excited to use.I also like the fact that they have offered great tips & advice for my small business banking solutions.The newest and best feature of my local bank that I am fascinated by so far is the mobile remote check deposits.I have many checks that I wanted to cash instantly and I am given that option.I am happy to be a member of my local bank going on two years now.
Stay Away From Lindell Bank
I am hesitant to go to a local bank after my experience with Lindell Bank. My advice is stay away. The big banks have basic customer service figured out. Lindell totally ruined my experience of the local bank since they were my first.
- They have a spending limit on your own account of only $1500 per day for debit cards.
- Their online banking is total crap. I couldn't access more than about 2 weeks back, yet statements were monthly. So I sometimes couldn't access relatively recent banking information.
- If you get locked out, you can't get back in until normal banking hours. I couldn't even recover my account without talking to someone.
- When we closed our account, they left us with the impression our account was closed. Then they started racking up overdraft fees and refused to reimburse when I provided texts showing we were led to believe they had closed our account.
Bank there at your own risk. If you want a bank that blames the customer, bank with them. You've been warned.
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 1073 |
| Year Established | 1923 |
| Employees | 118 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.03% |
| Return on Equity - YTD | 10.72% |
| Annual Interest Income | $11.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $519.4MM$528.8MM |
| Loans | Q2 2019vs Q2 2018 | $258.7MM$257.5MM |
| Deposits | Q2 2019vs Q2 2018 | $401.2MM$417.1MM |
| Equity Capital | Q2 2019vs Q2 2018 | $100.0MM$95.6MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $21.8MM$20.4MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $1.6MM$2.2MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $236.00K$554.00K |
Always verify rates and promotions with the bank or credit union. We are not Lindell Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Lindell Bank & Trust Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $150 | - | Savings Account | |
| 0.25% | $150 | - | Business Savings Account |
Lindell Bank & Trust Company Money Market Rates
Lindell Bank & Trust Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | NOW Checking Account |
