Lindell Bank & Trust Company

Overview / Commentary
6900 Clayton Ave.
St. Louis, MO 63139

Lindell Bank & Trust Company is headquartered in ST. LOUIS and is the 38th largest bank in the state of Missouri. It is also the 1,126th largest bank in the nation. It was established in 1923 and as of March of 2023, it had grown to 138 employees at 16 locations. Lindell Bank & Trust Company has an A health rating.

Reviews (2)

Lindell Bank offers great service overall.

Lindell bank is a local bank in Saint Louis,MO who has offered great customer service,amazing web/mobile experience and the ease of utilizing the website features are top of the line.I like using the app because it is very mobile friendly and has many features I have yet to try out but excited to use.I also like the fact that they have offered great tips & advice for my small business banking solutions.The newest and best feature of my local bank that I am fascinated by so far is the mobile remote check deposits.I have many checks that I wanted to cash instantly and I am given that option.I am happy to be a member of my local bank going on two years now.

Stay Away From Lindell Bank

Posted by: |

I am hesitant to go to a local bank after my experience with Lindell Bank. My advice is stay away. The big banks have basic customer service figured out. Lindell totally ruined my experience of the local bank since they were my first.

- They have a spending limit on your own account of only $1500 per day for debit cards.
- Their online banking is total crap. I couldn't access more than about 2 weeks back, yet statements were monthly. So I sometimes couldn't access relatively recent banking information.
- If you get locked out, you can't get back in until normal banking hours. I couldn't even recover my account without talking to someone.
- When we closed our account, they left us with the impression our account was closed. Then they started racking up overdraft fees and refused to reimburse when I provided texts showing we were led to believe they had closed our account.

Bank there at your own risk. If you want a bank that blames the customer, bank with them. You've been warned.


Health Grade Components

FDIC Certificate #1073
Year Established1923
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.76%
Return on Equity - YTD11.91%
Annual Interest Income$8.8MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$859.8MM$877.0MM
LoansQ1 2023vs Q1 2022$404.6MM$375.5MM
DepositsQ1 2023vs Q1 2022$722.0MM$747.1MM
Equity CapitalQ1 2023vs Q1 2022$127.9MM$123.6MM
Loan Loss AllowanceQ1 2023vs Q1 2022$19.0MM$21.0MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$1.2MM$1.4MM
Real Estate OwnedQ1 2023vs Q1 2022$167.00K$861.00K

Rates for Lindell Bank & Trust Company are currently being reviewed.



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