Overview / Commentary
605 Willowbrook Lane
West Chester, PA 19382

LINKBANK is headquartered in West Chester and is the 147th largest bank in the state of Pennsylvania. It is also the 4,965th largest bank in the nation. It was established in 1999 and as of September of 2018, it had grown to 9 employees at 3 locations. LINKBANK has a C- health rating.

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Reviews (4)

Customer Since 2001. No Complaints.

Posted by: begood | Nov 23, 2011

Customer since 2001. No complaints. Customer service is reliable. Issues are resolved quickly. No ATM fees – not even for foreign currency transactions. Reliable bill payments. Customer to customer transfers online supported. Your choice of ATM or Debit card (or both). I really hope this bank pulls through the recession.

HORRIBLE Customer Service

Posted by: Anonymous | Jul 11, 2011

Don't waste your time with these people. The branch manager is an incredibly rude man. I called him with a simple question and he YELLED at me, and before he HUNG UP on me he informed me I should take my business to Wells Fargo. Which I did. And I am much happier now.

Bad Banking

Posted by: Anonymous | Feb 9, 2011

The bank has deteriorated over the time we have used them which is close to 5 years. Financial status appears very unstable. Bill pay which used to happen is now taking almost 2 weeks during which time I think they are using our funds for their own purposes.

I Would Never Do Business With This Bank Again

Posted by: Anonymous | Mar 24, 2010

I would never do business with this Bank again.  They hide behind fine print and are out to cheat the consumer.  When a CD matured on a weekend and the following Monday was a holiday, they only paid interest through the maturity date, yet they kept the proceeds for an additional 3 days.  When dealing with other banks, I have found that they pay interest for such a period.  I believe Stonebridge will not exist in 5 years and suggest potential depositors find other institutions.  I have suggested to Bankrate.com that they lower their rating on this institution. 

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. LINKBANK has a relatively low asset base, and a negative return on equity.

Health Grade Components

FDIC Certificate #35077
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-1.85%
Return on Equity - YTD-28.53%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$50.9MM$72.0MM
LoansQ3 2018vs Q3 2017$35.0MM$50.8MM
DepositsQ3 2018vs Q3 2017$47.3MM$56.8MM
Equity CapitalQ3 2018vs Q3 2017$3.3MM$4.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$354.00K$409.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.7MM$4.0MM
Real Estate OwnedQ3 2018vs Q3 2017$0$23.00K

Sorry, we do not have rate data for LINKBANK.


LINKBANK Locations
Stonebridge Bank605 Willowbrook LaneWest Chester, PA 19382

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