The Gratz Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.25% | 5-year CD | 5 Year CD 2.35% - Synchrony Bank 60 Month CD |
| 0.35% | 1-year CD | 12 Month CD 1.40% - Synchrony Bank 12 Month CD |
| 0.15% | Savings | Statement Savings Account |
The Gratz Bank is headquartered in Gratz and is the 106th largest bank in the state of Pennsylvania. It is also the 2,196th largest bank in the nation. It was established in 1934 and as of March of 2017, it had grown to 50 employees at 5 locations. The Gratz Bank has a B+ health rating.
Local friendly banking at its best.
Gratz Bank is our local community bank. They have 4 branches in surrounding areas. We have a checking , savings, and our mortgage through them. Not only is it conveniently located, they tailor their products to the customer. It is nice to go into the branch and they know who you are and call you by name. We wanted to do an addition on our home and we didn't have enough equity so they worked with us on a construction loan and then streamed that into a new mortgage for us. They assured us every step in the process and immediately answered all our concerns. We also have our payment directly withdrawn from our checking account which allows us further savings in interest. I would definitely recommend this bank to everyone for a personable and friendly experience. Banking shouldn't have to be stressful.
Small town friendly
The Gratz bank is a small local bank just outside of town. They have 4 branches. I enjoy doing my banking here. They are not only close and convenient but their customer service is top notch. They know their customers by name and always greet with a friendly smile. They offer many products from a multitude of loans to savings options. If you find yourself in a situation and you don't fit one of their conventional products they work with you to customize the products to your needs. This is something the large banks do not do. We have a mortgage as well as a checking and savings accounts here. Occasionally we do vacation/christmas spending clubs as well. I have never had a negative experience. When my husbands aunt and father passed away within a month of one another, they worked with us to pay off his fathers mortgage and gave us a mortgage on his aunts house to cover that. In that mortgage we had a year to start paying on the mortgage so we had time to get the house sold. Very satisfied and best customer service overall.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 14863 |
| Year Established | 1934 |
| Employees | 50 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.01% |
| Return on Equity - YTD | 11.64% |
| Annual Interest Income | $2.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $304.2MM$295.9MM |
| Loans | Q1 2017vs Q1 2016 | $203.4MM$192.3MM |
| Deposits | Q1 2017vs Q1 2016 | $268.3MM$264.1MM |
| Equity Capital | Q1 2017vs Q1 2016 | $26.7MM$25.1MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $1.8MM$1.5MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $1.7MM$768.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $63.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not The Gratz Bank; we are a rate comparison website and cannot provide official rates or promotions.
The Gratz Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $25 | - | Automatic Club Account | |
| 0.15% | $100 | - | Statement Savings Account | |
| 0.15% | $25 | - | Variable IRA Savings Account |
The Gratz Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $2,500 | - | 40 Month Bump CD Promo | |
| 1.40% | $500 | - | 6-10 Year CD | |
| 1.25% | $500 | - | 5 Year CD | |
| 1.00% | $500 | - | 48 Month CD | |
| 0.75% | $500 | - | 36 Month CD | |
| 0.65% | $500 | - | 30 Month CD | |
| 0.60% | $500 | - | 24 Month CD | |
| 0.55% | $500 | - | 18 Month CD | |
| 0.35% | $500 | - | 12 Month CD | |
| 0.20% | $500 | - | 6 Month CD |
The Gratz Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $2,500 | - | 40 Month Bump IRA Promo | |
| 1.40% | $500 | - | 6-10 Year Premium IRA | |
| 1.25% | $500 | - | 5 Year Premium IRA | |
| 1.00% | $500 | - | 48 Month Premium IRA | |
| 0.75% | $500 | - | 36 Month Premium IRA | |
| 0.65% | $500 | - | 30 Month Premium IRA | |
| 0.60% | $500 | - | 24 Month Premium IRA | |
| 0.55% | $500 | - | 18 Month Premium IRA | |
| 0.35% | $500 | - | 12 Month Premium IRA | |
| 0.20% | $500 | - | 6 Month Premium IRA |
| The Gratz Bank Locations | ||
|---|---|---|
| Valley View Branch | 1625 West Main Street | Valley View, PA 17983 |
| The Gratz Bank | 32 West Market Street | Gratz, PA 17030 |
| Herndon Office Branch | 4231 State Route 147 | Herndon, PA 17830 |
| West Market Street Branch | 2221 West Market Street | Pottsville, PA 17901 |
| 260 Sunbury St Br | 260 Sunbury Street | Minersville, PA 17954 |