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The Gratz Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.25%5-year CD5 Year CD
0.35%1-year CD12 Month CD
0.15%SavingsStatement Savings Account

Overview / Commentary
717-365-3181
32 West Market Street
Gratz, PA 17030

The Gratz Bank is headquartered in Gratz and is the 106th largest bank in the state of Pennsylvania. It is also the 2,196th largest bank in the nation. It was established in 1934 and as of March of 2017, it had grown to 50 employees at 5 locations. The Gratz Bank has a B+ health rating.

Reviews (1)

Small town friendly

The Gratz bank is a small local bank just outside of town. They have 4 branches. I enjoy doing my banking here. They are not only close and convenient but their customer service is top notch. They know their customers by name and always greet with a friendly smile. They offer many products from a multitude of loans to savings options. If you find yourself in a situation and you don't fit one of their conventional products they work with you to customize the products to your needs. This is something the large banks do not do. We have a mortgage as well as a checking and savings accounts here. Occasionally we do vacation/christmas spending clubs as well. I have never had a negative experience. When my husbands aunt and father passed away within a month of one another, they worked with us to pay off his fathers mortgage and gave us a mortgage on his aunts house to cover that. In that mortgage we had a year to start paying on the mortgage so we had time to get the house sold. Very satisfied and best customer service overall.



Health
B+

Health Grade Components

Overall
FDIC Certificate #14863
Year Established1934
Employees50
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD11.64%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$304.2MM$295.9MM
LoansQ1 2017vs Q1 2016$203.4MM$192.3MM
DepositsQ1 2017vs Q1 2016$268.3MM$264.1MM
Equity CapitalQ1 2017vs Q1 2016$26.7MM$25.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.8MM$1.5MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.7MM$768.00K
Real Estate OwnedQ1 2017vs Q1 2016$63.00K$0
Rates
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The Gratz Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25-Automatic Club Account
0.15%$25-Statement Savings Account
0.15%$25-Variable IRA Savings Account

The Gratz Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$2,500-40 Month Promotional CD
1.40%$500-6-10 Year CD
1.25%$500-5 Year CD
1.00%$500-48 Month CD
0.75%$500-36 Month CD
0.65%$500-30 Month CD
0.60%$500-24 Month CD
0.55%$500-18 Month CD
0.35%$500-12 Month CD
0.20%$500-6 Month CD

The Gratz Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$2,500-40 Month Promotional IRA
1.40%$500-6 Year Premium IRA
1.25%$500-5 Year Premium IRA
1.00%$500-48 Month Premium IRA
0.75%$500-36 Month Premium IRA
0.65%$500-30 Month Premium IRA
0.60%$500-24 Month Premium IRA
0.55%$500-18 Month Premium IRA
0.35%$500-12 Month Premium IRA
0.20%$500-6 Month Premium IRA
Locations


The Gratz Bank Locations
Valley View Branch1625 West Main StreetValley View, PA 17983
The Gratz Bank32 West Market StreetGratz, PA 17030
Herndon Office Branch4231 State Route 147Herndon, PA 17830
West Market Street Branch2221 West Market StreetPottsville, PA 17901
260 Sunbury St Br260 Sunbury StreetMinersville, PA 17954