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PFCU


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.pfcu4me.com
844-517-3611
9077 Charlotte Hwy
Portland, MI 48875-8417

PFCU is headquartered in Portland and is the 33rd largest credit union in the state of Michigan. It is also the 529th largest credit union in the nation. It was established in 1947 and as of March of 2025, it had grown to 185 employees and 56,128 members at 13 locations. PFCU's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

PFCU is open to those who live, work, worship, attend school, or own a business in Michigan. Immediate family members of anyone eligible to join also qualify for membership.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68690
Year Chartered1947
Employees185
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD6.03%
Annual Interest Income$9.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$832.5MM$819.3MM
LoansQ1 2025vs Q1 2024$511.5MM$499.6MM
DepositsQ1 2025vs Q1 2024$744.4MM$742.4MM
Equity CapitalQ1 2025vs Q1 2024$84.7MM$73.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.6MM$3.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.6MM$2.3MM
Real Estate OwnedQ1 2025vs Q1 2024$23K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

PFCU Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Savings
0.05%$100-Other Savings & Escrow

PFCU Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$100k*-Money Market
OTHER TIERS: 0.25% → $2k - $25k | 0.65% → $25k - $50k | 0.70% → $50k - $100k

PFCU Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$2.5k*-Personal Checking Plus
OTHER TIERS: 0.05% → $0 - $2.5k
0.10%*$2.5k*-Business Checking Plus
OTHER TIERS: 0.05% → $0 - $2.5k

PFCU CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.45%$500-24 Month CD
3.25%$500-36 Month CD
3.20%$500-12 Month CD
3.15%$500-48 Month CD
3.05%$500-60 Month CD
2.95%$500-6 Month CD

PFCU IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%$500-24 Month IRA
3.35%$500-36 Month IRA
3.30%$500-12 Month IRA
3.25%$500-48 Month IRA
3.15%$500-60 Month IRA
3.05%$500-6 Month IRA
0.25%$100-Individual Retirement Account
Locations

Availability



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