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Portland Federal Credit Union

Popular Accounts at this Credit Union

2.10%5-year CD60 Month CD
0.65%1-year CD12 Month CD
0.05%SavingsRegular Savings

Overview / Commentary
9077 Charlotte Hwy
Portland, MI 48875

Portland Federal Credit Union is headquartered in Portland and is the 46th largest credit union in the state of Michigan. It is also the 780th largest credit union in the nation. It was established in 1947 and as of June of 2016, it had grown to 95 employees and 27,398 members at 7 locations. Portland Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Portland Federal Credit Union is open to those who live, work, worship or attend school in Barry, Ionia, Kent counties, or select areas of Lansing, Michigan.
See current membership details

Reviews (1)

PFCU is for me!

Posted by: runner08 | Nov 3, 2014

Portland Federal Credit Union is a banking service in Mid Michigan that is 100% about customer satisfaction. They have friendly staff and they are always happy to help you with a warm smile. They strongly value community as well and participate in several local events. PFCU also throws events for its customers including grilling hot dogs in the summer. I think this is really important because it shows PFCU really cares about its bankers. PFCU is slowly becoming part of the mobile world - they recently added online check deposit which is a great feature to their mobile app and very convenient. I would recommend PFCU as a bank of choice if you are living in the Mid Michigan area!


Health Grade Components

NCUA #5477
Year Chartered1947
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD7.35%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$284.2MM$266.7MM
LoansQ2 2016vs Q2 2015$219.0MM$194.1MM
DepositsQ2 2016vs Q2 2015$254.9MM$239.6MM
Equity CapitalQ2 2016vs Q2 2015$28.5MM$26.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$936.00K$891.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.6MM$2.5MM
Real Estate OwnedQ2 2016vs Q2 2015$89.00K$240.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Portland Federal Credit Union Savings Account Rates

0.10%$100-Individual Retirement Account
0.05%$100-Regular Savings
0.05%$100-Club Accounts & Escrow

Portland Federal Credit Union Money Market Rates

0.15%*$50k*-Money Market
OTHER TIERS: 0.05% $2,500 - $10k | 0.10% $10k - $50k

Portland Federal Credit Union Checking Account Rates

0.10%*$2,500*-Personal Checking PLUS
OTHER TIERS: 0.05% Up to $2,500

Portland Federal Credit Union CD Rates

2.10%--60 Month CD
1.65%--48 Month CD
1.40%--36 Month CD
0.90%--24 Month CD
0.65%--12 Month CD
0.40%--6 Month CD

Portland Federal Credit Union IRA Rates

2.20%--60 Month IRA
1.75%--48 Month IRA
1.50%--36 Month IRA
1.00%--24 Month IRA
0.75%--12 Month IRA
0.50%--6 Month IRA

Portland Federal Credit Union Locations
Branch Office11635 Fulton St E Ste 400Lowell, MI 49331-8417
Branch Office4035 S State RdIonia, MI 48846
Branch Office102 W Main StWestphalia, MI 48894-9838
Branch Office2025 Lapo RdLake Odessa, MI 48849
Branch Office644 Migaldi LnLansing, MI 48917-7750
Branch Office9077 Charlotte HwyPortland, MI 48875
Branch Office9864 Cherry Valley Ave SECaledonia, MI 49316-7312