Overview / Commentary
PFCU is headquartered in Portland and is the 33rd largest credit union in the state of Michigan. It is also the 528th largest credit union in the nation. It was established in 1947 and as of December of 2024, it had grown to 187 employees and 55,780 members at 13 locations. PFCU has an A health rating.
Field of Membership Restrictions
PFCU is open to those who live, work, worship, attend school, or own a business in Michigan. Immediate family members of anyone eligible to join also qualify for membership.
See current membership details
Health
A
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68690 |
| Year Chartered | 1947 |
| Employees | 187 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.66% |
| Return on Equity - YTD | 6.47% |
| Annual Interest Income | $37.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $817.1MM$803.3MM |
| Loans | Q4 2024vs Q4 2023 | $502.6MM$503.3MM |
| Deposits | Q4 2024vs Q4 2023 | $731.7MM$727.5MM |
| Equity Capital | Q4 2024vs Q4 2023 | $82.4MM$72.6MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $3.5MM$3.5MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $3MM$3.7MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $23K$0 |
