Macatawa Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.01%	5-year CD	3.00% - American Express National Bank 60 Month CD
0.35%	1-year CD	2.55% - Goldman Sachs Bank USA High-yield 12 Month CD
0.15%	Savings	1.90% - American Express National Bank High Yield Savings Account

View all Macatawa Bank rates »

Overview / Commentary

www.macatawabank.com

616-820-1444

10753 Macatawa Drive
Holland, MI 49424

Macatawa Bank is headquartered in Holland and is the 6^th largest bank in the state of Michigan. It is also the 434^th largest bank in the nation. It was established in 1997 and as of June of 2018, it had grown to 345 employees at 30 locations. Macatawa Bank's money market rates are 36% higher than the national average, and it boasts an A+ health rating.

Overall
FDIC Certificate #	34618
Year Established	1997
Employees	345
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.45%
Return on Equity - YTD	12.92%
Annual Interest Income	$32.9MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$1.87B$1.76B
Loans	Q2 2018vs Q2 2017	$1.31B$1.24B
Deposits	Q2 2018vs Q2 2017	$1.59B$1.47B
Equity Capital	Q2 2018vs Q2 2017	$213.5MM$204.2MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$16.7MM$16.6MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$125.00K$670.00K
Real Estate Owned	Q2 2018vs Q2 2017	$3.9MM$7.1MM

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Macatawa Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$10k^*	-	Health Savings Account
OTHER TIERS: 0.05% → Up to $1k \| 0.10% → $1k - $2.5k \| 0.25% → $2.5k - $5k \| 0.40% → $5k - $10k
0.15%^*	$1k^*	-	Regular Savings
OTHER TIERS: 0.10% → Up to $1k
0.15%^*	$1k^*	-	IRA Savings
OTHER TIERS: 0.10% → Up to $1k

Macatawa Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$100k^*	-	Preferred Partner Money Market
OTHER TIERS: 0.25% → Up to $10k \| 0.30% → $10k - $25k \| 0.35% → $25k - $50k \| 0.45% → $50k - $100k
0.55%^*	$250k^*	-	Personal Money Market
OTHER TIERS: 0.20% → Up to $25k \| 0.25% → $25k - $50k \| 0.35% → $50k - $100k \| 0.50% → $100k - $250k

Macatawa Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$250k^*	-	Interest Rewards Checking
OTHER TIERS: 0.15% → Up to $5k \| 0.20% → $5k - $250k

Macatawa Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.70%	$1k	$100k	37 Month CD Special
2.60%	$1k	$100k	29 Month CD Special
2.25%	$1k	$100k	17 Month CD Special
2.01%	$1k	-	48-59 Month CD
2.01%	$1k	-	60-120 Month CD
1.31%	$1k	-	36-47 Month CD
1.26%	$1k	-	24-35 Month CD
1.00%	$1k	-	18-23 Month CD
0.75%	$1k	-	12-17 Month CD
0.50%	$1k	-	6-11 Month CD
0.35%	$1k	-	12 Month Personal Easy Exit CD
0.25%	$1k	-	3-5 Month CD

Macatawa Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.70%	$1k	$100k	37 Month IRA Special
2.60%	$1k	$100k	29 Month IRA Special
2.25%	$1k	$100k	17 Month IRA Special
2.01%	$1k	-	48-59 Month IRA
2.01%	$1k	-	60-120 Month IRA
1.31%	$1k	-	36-47 Month IRA
1.26%	$1k	-	24-35 Month IRA
1.00%	$1k	-	18-23 Month IRA
0.75%	$1k	-	12-17 Month IRA
0.50%	$1k	-	6-11 Month IRA
0.25%	$1k	-	3-5 Month IRA

Locations

Availability

Grand Rapids Area

Grand Rapids Area bank & credit union details

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