Overview / Commentary
10753 Macatawa Drive
Holland, MI 49424

Macatawa Bank is headquartered in Holland and is the 6th largest bank in the state of Michigan. It is also the 431st largest bank in the nation. It was established in 1997 and as of September of 2018, it had grown to 336 employees at 29 locations. Macatawa Bank's money market rates are 59% higher than the national average, and it boasts an A+ health rating.

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Promo Cds - Quick Look - 2/12/2018

Macatawa Bank is running three promo CDs: 17-months - 1.75% APY 29-months - 2.10% APY 37-months - 2.25% APY $1,000 minimum opening deposit per CD and up to a maximum of $100,000 collectively per household


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Health Grade Components

FDIC Certificate #34618
Year Established1997
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD13.19%
Annual Interest Income$50.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.92B$1.80B
LoansQ3 2018vs Q3 2017$1.33B$1.25B
DepositsQ3 2018vs Q3 2017$1.62B$1.51B
Equity CapitalQ3 2018vs Q3 2017$217.4MM$207.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$16.8MM$16.4MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$123.00K$521.00K
Real Estate OwnedQ3 2018vs Q3 2017$3.5MM$6.7MM
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Always verify rates and promotions with the bank or credit union. We are not Macatawa Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Macatawa Bank Savings Account Rates

0.50%*$10k*-Health Savings Account
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $2.5k | 0.25% $2.5k - $5k | 0.40% $5k - $10k
0.20%*$1k*-Regular Savings
OTHER TIERS: 0.10% Up to $1k
0.20%*$1k*-IRA Savings
OTHER TIERS: 0.10% Up to $1k

Macatawa Bank Money Market Rates

0.70%*$250k*-Preferred Partner Money Market
OTHER TIERS: 0.25% Up to $10k | 0.30% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k | 0.65% $100k - $250k
0.60%*$250k*-Personal Money Market
OTHER TIERS: 0.20% Up to $25k | 0.25% $25k - $50k | 0.40% $50k - $100k | 0.55% $100k - $250k

Macatawa Bank Checking Account Rates

0.35%*$250k*-Interest Rewards Checking
OTHER TIERS: 0.15% Up to $5k | 0.20% $5k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k

Macatawa Bank CD Rates

2.85%$1k$100k37 Month CD Special
2.75%$1k$100k29 Month CD Special
2.50%$1k$100k17 Month CD Special
2.01%$1k-48-59 Month CD
2.01%$1k-60-120 Month CD
1.31%$1k-36-47 Month CD
1.26%$1k-24-35 Month CD
1.00%$1k-18-23 Month CD
0.75%$1k-12-17 Month CD
0.50%$1k-6-11 Month CD
0.35%$1k-12 Month Personal Easy Exit CD
0.25%$1k-3-5 Month CD

Macatawa Bank IRA Rates

2.85%$1k$100k37 Month IRA Special
2.75%$1k$100k29 Month IRA Special
2.50%$1k$100k17 Month IRA Special
2.01%$1k-48-59 Month IRA
2.01%$1k-60-120 Month IRA
1.31%$1k-36-47 Month IRA
1.26%$1k-24-35 Month IRA
1.00%$1k-18-23 Month IRA
0.75%$1k-12-17 Month IRA
0.50%$1k-6-11 Month IRA
0.25%$1k-3-5 Month IRA


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