MAX Credit Union

Overview / Commentary
400 Eastdale Cir
Montgomery, AL 36117

MAX Credit Union is headquartered in Montgomery and is the 5th largest credit union in the state of Alabama. It is also the 217th largest credit union in the nation. It was established in 1955 and as of December of 2020, it had grown to 305 employees and 116,418 members at 19 locations. MAX Credit Union's money market rates are 7X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in MAX Credit Union is open to those who live, work, attend school, or worship in the Alabama counties of Autauga, Bullock, Butler, Chambers, Chilton, Coosa, Crenshaw, Dallas, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, Shelby, or Tallapoosa, or the Georgia counties of Chattahoochee, Harris, Marion, Muscogee, or Troup.
See current membership details

Related Posts

MAX Credit Union's Elevate Money Market Has Competitive Blended APY - 12/29/2020

MAX Credit Union (AL/GA) Elevate Money Market earns higher rates on smaller balances. The blended APYs are very competitive for balances under $50k.

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Reviews (1)

Love Max Credit Union!

Posted by: |

Max Credit Union is the best financial institution I have done business with. Unlike many banks that charge outrageous fees, I have not had this problem with Max. They really work with customers when it comes to loans. I have very limited credit and could not secure auto financing. Max Credit Union was more than happy to approve me and at a reasonably low interest rate. They're Great!


Health Grade Components

NCUA #68575
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD4.93%
Annual Interest Income$50.8MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.77B$1.46B
LoansQ4 2020vs Q4 2019$940.7MM$925.4MM
DepositsQ4 2020vs Q4 2019$1.53B$1.24B
Equity CapitalQ4 2020vs Q4 2019$221.6MM$204.8MM
Loan Loss AllowanceQ4 2020vs Q4 2019$14.2MM$10.6MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$8.7MM$14.4MM
Real Estate OwnedQ4 2020vs Q4 2019$0$213.00K
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Always verify rates and promotions with the bank or credit union. We are not MAX Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MAX Credit Union Savings Account Rates

0.20%*$2.5k*-Share Account
OTHER TIERS: 0.10% $100 - $2.5k
0.20%*$2.5k*-Club Accounts
OTHER TIERS: 0.10% $100 - $2.5k

MAX Credit Union Money Market Rates

3.00%*-$2.5kElevate Money Market
OTHER TIERS: 0.50% $15k+ | 1.00% $5k - $15k | 2.00% $2.5k - $5k
0.50%*$100k*-Performance MMA
OTHER TIERS: 0.20% $1 - $5k | 0.25% $5k - $25k | 0.40% $25k - $100k
0.50%*$100k*-Business MMA
OTHER TIERS: 0.20% $1 - $5k | 0.25% $5k - $25k | 0.40% $25k - $100k
0.30%$2.5k-Private Reserve MMA

MAX Credit Union Checking Account Rates

2.25%*$1$15kAchieve Checking - Qualifying
OTHER TIERS: 0.25% $15k+
0.20%$1.5k-Perform Checking
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k
0.20%--Business MAXI CHECK
0.20%--Non Profit MAXI CHECK

MAX Credit Union CD Rates

1.00%$500$100kBusiness 60 Month Share Certificate
0.90%$100k-60 Month Jumbo Share Certificate
0.90%$500$100k60 Month Share Certificate
0.80%$500$100kBusiness 24 Month Share Certificate
0.80%$500$100kBusiness 30 Month Share Certificate
0.80%$500$100kBusiness 36 Month Share Certificate
0.80%$100k-48 Month Jumbo Share Certificate
0.80%$500-48 Month Share Certificate
0.80%$500-Business 48 Month Share Certificate
0.70%$100k-36 Month Jumbo Share Certificate
0.70%$500$100k36 Month Share Certificate
0.70%$10k-39 Month Smart Bump Up Share Certificate
0.60%$100k-24 Month Jumbo Share Certificate
0.60%$100k-30 Month Jumbo Share Certificate
0.60%$500$100k24 Month Share Certificate
0.60%$500$100k30 Month Share Certificate
0.60%$500$100kBusiness 18 Month Share Certificate
0.50%$100k-18 Month Jumbo Share Certificate
0.50%$500$100k18 Month Share Certificate
0.50%$500$100kBusiness 12 Month Share Certificate
0.40%$100k-12 Month Jumbo Share Certificate
0.40%$500$100k12 Month Share Certificate
0.40%$500$100kBusiness 6 Month Share Certificate
0.30%$100k-6 Month Jumbo Share Certificate
0.30%$500$100k6 Month Share Certificate
0.30%$500$100kBusiness 90 Day Share Certificate
0.20%$100k-90 Day Jumbo Share Certificate
0.20%$500$100k90 Day Share Certificate

MAX Credit Union IRA Rates

0.70%$5-30 Month Fixed Rate IRA
0.60%$5-18 Month Fixed Rate IRA
0.50%$5-12 Month Fixed Rate IRA
0.40%$5-6 Month Variable Rate IRA


Montgomery Area

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