MAX Credit Union


Overview / Commentary
334-260-2600
400 Eastdale Cir
Montgomery, AL 36117

MAX Credit Union is headquartered in Montgomery and is the 5th largest credit union in the state of Alabama. It is also the 232nd largest credit union in the nation. It was established in 1955 and as of March of 2024, it had grown to 291 employees and 124,369 members at 16 locations. MAX Credit Union's money market rates are 11X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in MAX Credit Union is open to those who live, work, attend school, or worship in the Alabama counties of Autauga, Bullock, Butler, Chambers, Chilton, Coosa, Crenshaw, Dallas, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, Shelby, or Tallapoosa, or the Georgia counties of Chattahoochee, Harris, Marion, Muscogee, or Troup.
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Health
B+

Health Grade Components

Overall
NCUA #68575
Year Chartered1955
Employees291
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD8.89%
Annual Interest Income$22.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.13B$2.02B
LoansQ1 2024vs Q1 2023$1.15B$1.03B
DepositsQ1 2024vs Q1 2023$1.9B$1.83B
Equity CapitalQ1 2024vs Q1 2023$181.6MM$155.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$15.2MM$13.4MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$9.2MM$8MM
Real Estate OwnedQ1 2024vs Q1 2023$63K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not MAX Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MAX Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$2.5k*-Share Account
OTHER TIERS: 0.08% $100 - $2.5k
0.15%*$2.5k*-Club Accounts
OTHER TIERS: 0.08% $100 - $2.5k

MAX Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$2.5kElevate Money Market
OTHER TIERS: 1.00% $15k+ | 3.00% $5k - $15k | 4.00% $2.5k - $5k

MAX Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$1$15kAchieve Checking - Qualifying
OTHER TIERS: 0.25% $15k+
0.15%$1.5k-Perform Checking
0.15%*$50k*-Business Aspire+
OTHER TIERS: 0.05% $10k - $25k | 0.10% $25k - $50k
0.15%$0-Business MAXI CHECK
0.15%$0-Non Profit MAXI CHECK

MAX Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$10k-7 Month Share Certificate
4.00%$10k-Business 7 Month Share Certificate
3.55%$500$100k18 Month Share Certificate
3.50%$100k-18 Month Jumbo Share Certificate
2.52%$500$100k12 Month Share Certificate
2.52%$500$100k24 Month Share Certificate
2.52%$500$100k36 Month Share Certificate
2.52%$500$100k60 Month Share Certificate
2.52%$500-48 Month Share Certificate
2.52%$10k-39 Month Smart Bump Up Share Certificate
2.50%$100k-6 Month Jumbo Share Certificate
2.50%$100k-12 Month Jumbo Share Certificate
2.50%$100k-24 Month Jumbo Share Certificate
2.50%$100k-36 Month Jumbo Share Certificate
2.50%$100k-60 Month Jumbo Share Certificate
2.50%$500$100k6 Month Share Certificate
2.50%$100k-48 Month Jumbo Share Certificate
2.02%$500$100kBusiness 12 Month Share Certificate
2.02%$500$100kBusiness 24 Month Share Certificate
2.02%$500$100kBusiness 36 Month Share Certificate
2.02%$500$100kBusiness 60 Month Share Certificate
2.02%$500-Business 48 Month Share Certificate
1.65%$500$100kBusiness 6 Month Share Certificate
0.75%$100k-30 Month Jumbo Share Certificate
0.75%$500$100k30 Month Share Certificate
0.65%$500$100kBusiness 18 Month Share Certificate
0.55%$500$100kBusiness 30 Month Share Certificate
0.20%$100k-90 Day Jumbo Share Certificate
0.20%$500$100k90 Day Share Certificate
0.20%$500$100kBusiness 90 Day Share Certificate

MAX Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%$5-18 Month Fixed Rate IRA
2.53%$5-6 Month Variable Rate IRA
2.53%$5-12 Month Fixed Rate IRA
0.75%$5-30 Month Fixed Rate IRA
Locations

Availability



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