MAX Credit Union


Overview / Commentary
334-260-2600
400 Eastdale Cir
Montgomery, AL 36117

MAX Credit Union is headquartered in Montgomery and is the 5th largest credit union in the state of Alabama. It is also the 231st largest credit union in the nation. It was established in 1955 and as of June of 2024, it had grown to 287 employees and 126,102 members at 16 locations. MAX Credit Union's money market rates are 11X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in MAX Credit Union is open to those who live, work, attend school, or worship in the Alabama counties of Autauga, Bullock, Butler, Chambers, Chilton, Coosa, Crenshaw, Dallas, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, Shelby, or Tallapoosa, or the Georgia counties of Chattahoochee, Harris, Marion, Muscogee, or Troup.
See current membership details

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Health

Health Grade Components

Overall
NCUA #68575
Year Chartered1955
Employees287
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD10.17%
Annual Interest Income$46.3MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$2.14B$2.01B
LoansQ2 2024vs Q2 2023$1.18B$1.04B
DepositsQ2 2024vs Q2 2023$1.9B$1.82B
Equity CapitalQ2 2024vs Q2 2023$188.1MM$155.6MM
Loan Loss AllowanceQ2 2024vs Q2 2023$14.3MM$13.5MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$9.1MM$6.1MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not MAX Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MAX Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$2.5k*-Share Account
OTHER TIERS: 0.08% $100 - $2.5k
0.15%*$2.5k*-Club Accounts
OTHER TIERS: 0.08% $100 - $2.5k

MAX Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$2.5kElevate Money Market
OTHER TIERS: 1.00% $15k+ | 3.00% $5k - $15k | 4.00% $2.5k - $5k

MAX Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$1$15kAchieve Checking - Qualifying
OTHER TIERS: 0.25% $15k+
0.15%$1.5k-Perform Checking
0.15%*$50k*-Business Aspire+
OTHER TIERS: 0.05% $10k - $25k | 0.10% $25k - $50k
0.15%$0-Business MAXI CHECK
0.15%$0-Non Profit MAXI CHECK

MAX Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$10k-7 Month Share Certificate
4.00%$10k-Business 7 Month Share Certificate
3.55%$500-18 Month Share Certificate
3.50%$100k-18 Month Jumbo Share Certificate
2.52%$500-12 Month Share Certificate
2.52%$500-24 Month Share Certificate
2.52%$500-36 Month Share Certificate
2.52%$500-60 Month Share Certificate
2.52%$500-48 Month Share Certificate
2.52%$10k-39 Month Smart Bump Up Share Certificate
2.50%$100k-6 Month Jumbo Share Certificate
2.50%$100k-12 Month Jumbo Share Certificate
2.50%$100k-24 Month Jumbo Share Certificate
2.50%$100k-36 Month Jumbo Share Certificate
2.50%$100k-60 Month Jumbo Share Certificate
2.50%$500-6 Month Share Certificate
2.50%$100k-48 Month Jumbo Share Certificate
2.02%$500-Business 12 Month Share Certificate
2.02%$500-Business 24 Month Share Certificate
2.02%$500-Business 36 Month Share Certificate
2.02%$500-Business 60 Month Share Certificate
2.02%$500-Business 48 Month Share Certificate
1.65%$500-Business 6 Month Share Certificate
0.75%$100k-30 Month Jumbo Share Certificate
0.75%$500-30 Month Share Certificate
0.65%$500-Business 18 Month Share Certificate
0.55%$500-Business 30 Month Share Certificate
0.20%$100k-90 Day Jumbo Share Certificate
0.20%$500-90 Day Share Certificate
0.20%$500-Business 90 Day Share Certificate

MAX Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%$5-18 Month Fixed Rate IRA
2.53%$5-6 Month Variable Rate IRA
2.53%$5-12 Month Fixed Rate IRA
0.75%$5-30 Month Fixed Rate IRA
Locations

Availability

Montgomery Area

Interactive local rates map


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