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MAX Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/22/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/22/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/22/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/22/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/22/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/22/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mymax.com
334-260-2600
400 Eastdale Cir
Montgomery, AL 36117

MAX Credit Union is headquartered in Montgomery and is the 5th largest credit union in the state of Alabama. It is also the 233rd largest credit union in the nation. It was established in 1955 and as of December of 2024, it had grown to 286 employees and 127,460 members at 16 locations. MAX Credit Union's money market rates are 11X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in MAX Credit Union is open to those who live, work, attend school, or worship in the Alabama counties of Autauga, Bullock, Butler, Chambers, Chilton, Coosa, Crenshaw, Dallas, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, Shelby, or Tallapoosa, or the Georgia counties of Chattahoochee, Harris, Marion, Muscogee, or Troup.
See current membership details

Reviews

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68575
Year Chartered1955
Employees286
Primary Regulator
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD11.13%
Annual Interest Income$95.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.15B$2.08B
LoansQ4 2024vs Q4 2023$1.19B$1.1B
DepositsQ4 2024vs Q4 2023$1.9B$1.86B
Equity CapitalQ4 2024vs Q4 2023$209.4MM$179.4MM
Loan Loss AllowanceQ4 2024vs Q4 2023$15.1MM$14.8MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$10.9MM$8.9MM
Real Estate OwnedQ4 2024vs Q4 2023$0$53K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/22/2025
4.54%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/22/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/22/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/22/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/22/2025
4.39%
Our Rating
3.6  / 5
Valley National Bank
High-Yield Savings Account Via Raisin
See Offer
Sponsored Note: Valley National Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 3/22/2025
4.25%
Our Rating
3.7  / 5
Sallie Mae Bank
14 Month High-Yield CD Via Raisin
See Offer
Sponsored Note: Sallie Mae Bank, Member FDIC. $1 minimum, with no fees to open and maintain through Raisin. $250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MAX Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$2.5k*-Share Account
OTHER TIERS: 0.08% → $100 - $2.5k
0.15%*$2.5k*-Club Accounts
OTHER TIERS: 0.08% → $100 - $2.5k

MAX Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$2.5kElevate Money Market
OTHER TIERS: 1.00% → $15k+ | 3.00% → $5k - $15k | 4.00% → $2.5k - $5k

MAX Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$1$15kAchieve Checking - Qualifying
OTHER TIERS: 0.25% → $15k+
0.15%$1.5k-Perform Checking
0.15%*$50k*-Business Aspire+
OTHER TIERS: 0.05% → $10k - $25k | 0.10% → $25k - $50k
0.15%$0-Business MAXI CHECK
0.15%$0-Non Profit MAXI CHECK

MAX Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$10k-7 Month Share Certificate
4.00%$10k-Business 7 Month Share Certificate
3.55%$500-18 Month Share Certificate
3.50%$100k-18 Month Jumbo Share Certificate
2.52%$500-12 Month Share Certificate
2.52%$500-24 Month Share Certificate
2.52%$500-36 Month Share Certificate
2.52%$500-60 Month Share Certificate
2.52%$500-48 Month Share Certificate
2.52%$10k-39 Month Smart Bump Up Share Certificate
2.50%$100k-6 Month Jumbo Share Certificate
2.50%$100k-12 Month Jumbo Share Certificate
2.50%$100k-24 Month Jumbo Share Certificate
2.50%$100k-36 Month Jumbo Share Certificate
2.50%$100k-60 Month Jumbo Share Certificate
2.50%$500-6 Month Share Certificate
2.50%$100k-48 Month Jumbo Share Certificate
2.02%$500-Business 12 Month Share Certificate
2.02%$500-Business 24 Month Share Certificate
2.02%$500-Business 36 Month Share Certificate
2.02%$500-Business 60 Month Share Certificate
2.02%$500-Business 48 Month Share Certificate
1.65%$500-Business 6 Month Share Certificate
0.75%$100k-30 Month Jumbo Share Certificate
0.75%$500-30 Month Share Certificate
0.65%$500-Business 18 Month Share Certificate
0.55%$500-Business 30 Month Share Certificate
0.20%$100k-90 Day Jumbo Share Certificate
0.20%$500-90 Day Share Certificate
0.20%$500-Business 90 Day Share Certificate

MAX Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%$5-18 Month Fixed Rate IRA
2.53%$5-6 Month Variable Rate IRA
2.53%$5-12 Month Fixed Rate IRA
0.75%$5-30 Month Fixed Rate IRA
Locations

Availability



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