MAX Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.25%	Reward Checking	1.75% - National Average
2.78%	5-year CD	3.00% - Goldman Sachs Bank USA High-yield 5 Year CD
2.37%	1-year CD	2.70% - Goldman Sachs Bank USA High-yield 12 Month CD

View all MAX Credit Union rates »

Overview / Commentary

www.mymax.com

800-776-6776

400 Eastdale Cir
Montgomery, AL 36117-2114

MAX Credit Union is headquartered in Montgomery and is the 4^th largest credit union in the state of Alabama. It is also the 219^th largest credit union in the nation. It was established in 1955 and as of December of 2018, it had grown to 309 employees and 110,535 members at 18 locations. MAX Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in MAX Credit Union is open to those who live, work, attend school, or worship in Autauga, Bullock, Butler, Chambers, Chilton, Coosa, Crenshaw, Dallas, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, Shelby, or Tallapoosa Counties in Alabama and Chattahoochee, Harris, Marion, Muscogee, or Troup Counties in Georgia.
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Reviews (1)

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Love Max Credit Union!

Posted by: JT | Jul 16, 2014

Max Credit Union is the best financial institution I have done business with. Unlike many banks that charge outrageous fees, I have not had this problem with Max. They really work with customers when it comes to loans. I have very limited credit and could not secure auto financing. Max Credit Union was more than happy to approve me and at a reasonably low interest rate. They're Great!

Comment

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68575
Year Chartered	1955
Employees	309
Primary Regulator

Profit Margin
Return on Assets - YTD	0.79%
Return on Equity - YTD	5.67%
Annual Interest Income	$46.4MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$1.37B$1.32B
Loans	Q4 2018vs Q4 2017	$887.6MM$804.4MM
Deposits	Q4 2018vs Q4 2017	$1.16B$1.12B
Equity Capital	Q4 2018vs Q4 2017	$186.9MM$177.9MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$10.1MM$9.3MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$10.6MM$9.8MM
Real Estate Owned	Q4 2018vs Q4 2017	$136.00K$22.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MAX Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$2.5k^*	-	Share Account
OTHER TIERS: 0.13% → $100 - $2.5k
0.25%^*	$2.5k^*	-	Club Accounts
OTHER TIERS: 0.13% → $100 - $2.5k

MAX Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$100k^*	-	Performance MMA
OTHER TIERS: 0.25% → $1 - $25k \| 0.50% → $25k - $100k
1.00%^*	$100k^*	-	Business MMA
OTHER TIERS: 0.25% → $1 - $25k \| 0.50% → $25k - $100k
0.40%	$2.5k	-	Private Reserve MMA

MAX Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%^*	$1	$15k	Achieve Checking - Qualifying
OTHER TIERS: 0.25% → $15k+
0.40%^*	$50k^*	-	Aspire+
OTHER TIERS: 0.10% → $2.5k - $10k \| 0.20% → $10k - $25k \| 0.30% → $25k - $50k
0.25%	$1.5k	-	Perform Checking
0.25%	-	-	Business MAXI CHECK
0.25%	-	-	Non Profit MAXI CHECK

MAX Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.90%	$100k	-	60 Month Jumbo Share Certificate
2.78%	$500	$100k	60 Month Share Certificate
2.78%	$500	$100k	Business 60 Month Share Certificate
2.65%	$100k	-	48 Month Jumbo Share Certificate
2.63%	$500	-	Business 48 Month Share Certificate
2.55%	$100k	-	36 Month Jumbo Share Certificate
2.52%	$500	-	48 Month Share Certificate
2.45%	$100k	-	12 Month Jumbo Share Certificate
2.45%	$100k	-	18 Month Jumbo Share Certificate
2.45%	$100k	-	24 Month Jumbo Share Certificate
2.45%	$100k	-	30 Month Jumbo Share Certificate
2.42%	$500	$100k	36 Month Share Certificate
2.42%	$500	$100k	Business 36 Month Share Certificate
2.42%	$10k	-	39 Month Smart Bump Up Share Certificate
2.37%	$500	$100k	12 Month Share Certificate
2.37%	$500	$100k	18 Month Share Certificate
2.37%	$500	$100k	24 Month Share Certificate
2.37%	$500	$100k	30 Month Share Certificate
2.37%	$500	$100k	Business 12 Month Share Certificate
2.37%	$500	$100k	Business 18 Month Share Certificate
2.37%	$500	$100k	Business 24 Month Share Certificate
2.37%	$500	$100k	Business 30 Month Share Certificate
1.60%	$100k	-	6 Month Jumbo Share Certificate
1.50%	$500	$100k	6 Month Share Certificate
1.50%	$500	$100k	Business 6 Month Share Certificate
0.80%	$100k	-	90 Day Jumbo Share Certificate
0.75%	$500	$100k	90 Day Share Certificate
0.75%	$500	$100k	Business 90 Day Share Certificate

MAX Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.38%	$500	-	30 Month Fixed Rate IRA
2.22%	$500	-	12 Month Fixed Rate IRA
2.22%	$500	-	18 Month Fixed Rate IRA
1.51%	$500	-	6 Month Variable Rate IRA

Locations

Availability

Montgomery Area

Montgomery Area bank & credit union details

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