MAX Credit Union

Overview / Commentary
400 Eastdale Cir
Montgomery, AL 36117-2114

MAX Credit Union is headquartered in Montgomery and is the 5th largest credit union in the state of Alabama. It is also the 227th largest credit union in the nation. It was established in 1955 and as of June of 2020, it had grown to 309 employees and 114,935 members at 18 locations. MAX Credit Union's money market rates are 7X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in MAX Credit Union is open to those who live, work, attend school, or worship in Autauga, Bullock, Butler, Chambers, Chilton, Coosa, Crenshaw, Dallas, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, Shelby, or Tallapoosa Counties in Alabama and Chattahoochee, Harris, Marion, Muscogee, or Troup Counties in Georgia.
See current membership details

Related Posts

Elevate Money Market Earns 5% APY On Your First $2,500 - 11/20/2019 "Blended" APY structure pulled from their promotional webpage, however I couldn't find it on their regular rate card: up to $2,500 earns 5% $2,500.01 - $5,000 earns 3% $5,000.01 - $15,000 earns 1% $15,000.01 and up earns .50% So 5k effectively is 4%, 10k is 2.5%, 15k is 2%. Beyond that not so great.

Reviews (1)

Love Max Credit Union!

Posted by: |

Max Credit Union is the best financial institution I have done business with. Unlike many banks that charge outrageous fees, I have not had this problem with Max. They really work with customers when it comes to loans. I have very limited credit and could not secure auto financing. Max Credit Union was more than happy to approve me and at a reasonably low interest rate. They're Great!


Health Grade Components

NCUA #68575
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD4.62%
Annual Interest Income$25.4MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$1.63B$1.42B
LoansQ2 2020vs Q2 2019$936.4MM$906.7MM
DepositsQ2 2020vs Q2 2019$1.40B$1.21B
Equity CapitalQ2 2020vs Q2 2019$216.0MM$199.4MM
Loan Loss AllowanceQ2 2020vs Q2 2019$11.9MM$10.4MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$7.0MM$11.5MM
Real Estate OwnedQ2 2020vs Q2 2019$72.00K$89.00K
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Always verify rates and promotions with the bank or credit union. We are not MAX Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MAX Credit Union Savings Account Rates

0.25%*$2.5k*-Share Account
OTHER TIERS: 0.13% $100 - $2.5k
0.25%*$2.5k*-Club Accounts
OTHER TIERS: 0.13% $100 - $2.5k

MAX Credit Union Money Market Rates

3.00%*-$2.5kElevate Money Market
OTHER TIERS: 0.50% $15k+ | 1.00% $5k - $15k | 2.00% $2.5k - $5k
0.80%*$100k*-Performance MMA
OTHER TIERS: 0.25% $1 - $25k | 0.40% $25k - $100k
0.80%*$100k*-Business MMA
OTHER TIERS: 0.25% $1 - $25k | 0.40% $25k - $100k
0.40%$2.5k-Private Reserve MMA

MAX Credit Union Checking Account Rates

2.25%*$1$15kAchieve Checking - Qualifying
OTHER TIERS: 0.25% $15k+
OTHER TIERS: 0.10% $2.5k - $10k | 0.20% $10k - $25k | 0.30% $25k - $50k
0.25%$1.5k-Perform Checking
0.25%--Business MAXI CHECK
0.25%--Non Profit MAXI CHECK

MAX Credit Union CD Rates

1.16%$500$100k60 Month Share Certificate
1.16%$500$100kBusiness 60 Month Share Certificate
1.15%$100k-60 Month Jumbo Share Certificate
1.00%$100k-24 Month Jumbo Share Certificate
1.00%$100k-30 Month Jumbo Share Certificate
1.00%$100k-36 Month Jumbo Share Certificate
1.00%$500$100k24 Month Share Certificate
1.00%$500$100k30 Month Share Certificate
1.00%$500$100k36 Month Share Certificate
1.00%$500$100kBusiness 24 Month Share Certificate
1.00%$500$100kBusiness 30 Month Share Certificate
1.00%$500$100kBusiness 36 Month Share Certificate
1.00%$100k-48 Month Jumbo Share Certificate
1.00%$500-48 Month Share Certificate
1.00%$500-Business 48 Month Share Certificate
1.00%$10k-39 Month Smart Bump Up Share Certificate
0.80%$100k-18 Month Jumbo Share Certificate
0.80%$500$100k18 Month Share Certificate
0.80%$500$100kBusiness 18 Month Share Certificate
0.70%$100k-12 Month Jumbo Share Certificate
0.70%$500$100k12 Month Share Certificate
0.70%$500$100kBusiness 12 Month Share Certificate
0.60%$100k-6 Month Jumbo Share Certificate
0.60%$500$100k6 Month Share Certificate
0.60%$500$100kBusiness 6 Month Share Certificate
0.50%$100k-90 Day Jumbo Share Certificate
0.50%$500$100k90 Day Share Certificate
0.50%$500$100kBusiness 90 Day Share Certificate

MAX Credit Union IRA Rates

1.11%$5-30 Month Fixed Rate IRA
1.01%$5-18 Month Fixed Rate IRA
0.90%$5-12 Month Fixed Rate IRA
0.80%$5-6 Month Variable Rate IRA


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