Overview / Commentary
400 Eastdale Cir
Montgomery, AL 36117-2114

MAX Credit Union is headquartered in Montgomery and is the 4th largest credit union in the state of Alabama. It is also the 214th largest credit union in the nation. It was established in 1955 and as of June of 2018, it had grown to 307 employees and 109,933 members at 17 locations. MAX Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in MAX Credit Union is open to those who live, work, attend school, or worship in Autauga, Bullock, Butler, Chambers, Chilton, Coosa, Crenshaw, Dallas, Elmore, Lee, Lowndes, Macon, Montgomery, Pike, Russell, Shelby, or Tallapoosa Counties in Alabama and Chattahoochee, Harris, Marion, Muscogee, or Troup Counties in Georgia.
See current membership details

Reviews (1)

Love Max Credit Union!

Posted by: JT | Jul 16, 2014

Max Credit Union is the best financial institution I have done business with. Unlike many banks that charge outrageous fees, I have not had this problem with Max. They really work with customers when it comes to loans. I have very limited credit and could not secure auto financing. Max Credit Union was more than happy to approve me and at a reasonably low interest rate. They're Great!


Health Grade Components

NCUA #68575
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD5.97%
Annual Interest Income$22.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$1.35B$1.30B
LoansQ2 2018vs Q2 2017$859.2MM$772.0MM
DepositsQ2 2018vs Q2 2017$1.15B$1.11B
Equity CapitalQ2 2018vs Q2 2017$178.9MM$175.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$9.7MM$8.7MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$7.6MM$9.2MM
Real Estate OwnedQ2 2018vs Q2 2017$0$22.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

MAX Credit Union Savings Account Rates

0.25%*$2.5k*-Share Account
OTHER TIERS: 0.13% $100 - $2.5k
0.25%*$2.5k*-Club Accounts
OTHER TIERS: 0.13% $100 - $2.5k

MAX Credit Union Money Market Rates

0.49%*$500k*-Performance MMA
OTHER TIERS: 0.25% $1 - $5k | 0.29% $5k - $25k | 0.33% $25k - $50k | 0.37% $50k - $100k | 0.41% $100k - $250k | 0.45% $250k - $500k
0.49%*$500k*-Business MMA
OTHER TIERS: 0.25% $1 - $5k | 0.29% $5k - $25k | 0.33% $25k - $50k | 0.37% $50k - $100k | 0.41% $100k - $250k | 0.45% $250k - $500k
0.25%$2.5k-Private Reserve MMA

MAX Credit Union Checking Account Rates

2.25%*$1$15kAchieve Checking - Qualifying
OTHER TIERS: 0.25% $15k+
OTHER TIERS: 0.10% $2.5k - $10k | 0.20% $10k - $25k | 0.30% $25k - $50k
0.25%$1.5k-Perform Checking
0.25%--Business MAXI CHECK
0.25%--Non Profit MAXI CHECK

MAX Credit Union CD Rates

3.15%$100k-60 Month Jumbo Share Certificate
3.03%$500$100k60 Month Share Certificate
3.03%$500$100kBusiness 60 Month Share Certificate
2.75%$100k-48 Month Jumbo Share Certificate
2.63%$500-48 Month Share Certificate
2.63%$500-Business 48 Month Share Certificate
2.55%$100k-36 Month Jumbo Share Certificate
2.45%$100k-30 Month Jumbo Share Certificate
2.42%$500$100k36 Month Share Certificate
2.42%$500$100kBusiness 36 Month Share Certificate
2.42%$10k-39 Month Smart Bump Up Share Certificate
2.40%$100k-24 Month Jumbo Share Certificate
2.37%$500$100k30 Month Share Certificate
2.37%$500$100kBusiness 30 Month Share Certificate
2.32%$500$100k24 Month Share Certificate
2.32%$500$100kBusiness 24 Month Share Certificate
2.30%$100k-18 Month Jumbo Share Certificate
2.22%$500$100k18 Month Share Certificate
2.22%$500$100kBusiness 18 Month Share Certificate
2.20%$100k-12 Month Jumbo Share Certificate
2.12%$500$100k12 Month Share Certificate
2.12%$500$100kBusiness 12 Month Share Certificate
1.40%$100k-6 Month Jumbo Share Certificate
1.30%$500$100k6 Month Share Certificate
1.30%$500$100kBusiness 6 Month Share Certificate
0.80%$100k-90 Day Jumbo Share Certificate
0.75%$500$100k90 Day Share Certificate
0.75%$500$100kBusiness 90 Day Share Certificate
0.15%$100k-60 Day Jumbo Share Certificate
0.10%$100k-30 Day Jumbo Share Certificate
0.10%$500$100k60 Day Share Certificate
0.10%$500$100kBusiness 60 Day Share Certificate
0.05%$500$100k30 Day Share Certificate
0.05%$500$100kBusiness 30 Day Share Certificate

MAX Credit Union IRA Rates

2.17%$500-18 Month Fixed Rate IRA
2.17%$500-30 Month Fixed Rate IRA
1.92%$500-12 Month Fixed Rate IRA
1.26%$500-6 Month Variable Rate IRA


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