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Members CU (NC)


Overview / Commentary
www.memcu.com
336-748-4800
2098 Frontis Plaza Blvd Ste A
Winston Salem, NC 27113-5297

Members CU (NC) is headquartered in Winston Salem and is the 14th largest credit union in the state of North Carolina. It is also the 794th largest credit union in the nation. It was established in 1953 and as of June of 2024, it had grown to 112 employees and 48,739 members at 16 locations. Members CU (NC)'s money market rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Members Credit Union is open to those who live, work, worship, or attend school in the North Carolina counties of Duplin, Sampson, Surry, Wilkes, or Yadkin, or within a 25-mile radius of Hope Mills. Those who join the Carolinas Credit Union Foundation ($15 fee), the North Carolina Consumers Council ($10 fee), or the Hispanic League of the Piedmont Triad ($10 fee) are also eligible for membership.
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Health
A

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #60002
Year Chartered1953
Employees112
Primary Regulator
Profit Margin
Return on Assets - YTD1.23%
Return on Equity - YTD9.05%
Annual Interest Income$10.9MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$441.4MM$454.9MM
LoansQ2 2024vs Q2 2023$189MM$190.1MM
DepositsQ2 2024vs Q2 2023$378.2MM$397.3MM
Equity CapitalQ2 2024vs Q2 2023$60MM$54MM
Loan Loss AllowanceQ2 2024vs Q2 2023$3.6MM$2.9MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$1.4MM$1.7MM
Real Estate OwnedQ2 2024vs Q2 2023$90K$93K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Members CU (NC) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%*$250k*-Super 60 Savings Account
OTHER TIERS: 0.60% → $600 - $50k | 1.36% → $50k - $100k | 1.82% → $100k - $250k
1.01%$25-IRA Shares
0.60%$25-Regular Share Account
0.60%$25-Trust Accounts
0.60%$25-Custodian Accounts
0.15%$25-Christmas Club
0.15%$25-Vacation Club

Members CU (NC) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.92%*$250k*-Money Market Account
OTHER TIERS: 0.60% → $500 - $50k | 1.26% → $50k - $100k | 1.71% → $100k - $250k

Members CU (NC) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$25-Regular Checking Account
0.01%$0-MyFi Checking Account

Members CU (NC) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.51%$2k-24 Month CD
3.51%$2k-36 Month CD
3.51%$2k-60 Month CD
3.30%$2k-12 Month CD
3.30%$2k-18 Month CD
3.10%$500-6 Month CD
3.10%$50k-6 Month Jumbo CD

Members CU (NC) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.51%$2k-24 Month IRA
3.51%$2k-36 Month IRA
3.51%$2k-60 Month IRA
3.30%$2k-12 Month IRA
Locations

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