Featured Savings Rates
Featured Accounts

Meritrust Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.10%5-year CD5 Year Share CD
1.65%3-year CD3 Year Share CD
0.80%1-year CD1 Year Share CD

Overview / Commentary
316-683-1199
8710 E 32nd St N
Wichita, KS 67226

Meritrust Credit Union is headquartered in Wichita and is the 2nd largest credit union in the state of Kansas. It is also the 211th largest credit union in the nation. It was established in 1935 and as of June of 2017, it had grown to 327 employees and 92,524 members at 16 locations. Meritrust Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Meritrust Credit Union is open to those who live, worship or work in Riley, Pottawatomie, Geary, Dickinson, Saline, McPherson, Harvey, Sedgewick, Sumner, Cowley, Butler, Marion, Chase, Morris, Lyon, Osage, or Douglas Counties in Kansas. Membership is also open to employees or retirees of The Boeing Company, its subsidiaries and Spirit AeroSystems, Inc., and members of Boeing employee associations.
See current membership details

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Meritrust Is Great!

I have had accounts here for over 15 years. I have checking, saving, and loan accounts, and have never had a problem. They are very helpful whenever you do have a question. They charge no fees for checking and no minimum balance. The reward program is great.

Poor Service

Posted by: King Glenn | Feb 4, 2017

They can't provide a lean release even with a cash payoff . They use a lean release provider .Takes 2 to 3 weeks . Made me lose a sale.

Absolutely Terrible

Posted by: gregth | Sep 13, 2017

Terrible. This review is not only about this location but all. I have called multiple times trying to do business with them. Not only was setting up online account access horrible, so was paying off my loan and closing my account. The customer service representatives are powerless to act and are therefore very reactive. Last time I spoke with them I was the one coming up with solutions to my problems. I was sent to a "manager" to help me and they couldn't even come up with ways to help. When it comes to banking they are in the stone age. If you are affiliated with the military stick to USAA.

Nothing But Good Experiences

Posted by: TUlmer | May 18, 2016

When I moved halfway across the country five years ago, one of the first decisions I had to make was regarding a new bank. After weighing the pros and cons of many options, I ultimately decided to go with a credit union. The biggest reason was the higher interest rates for savings accounts, and the fact that credit unions are non-profit.

Meritrust Credit Union looked to me like the best bet, and after five years there, I still have nothing but good things to say about them. While their customer service was really good, that wasn't a very big concern for me after all, I feel like I'd only interact with them a couple times a year at most. Meritrust also allows me to create a savings account with a higher interest rate (that I can't withdraw from) specifically for things like Christmas funds or vacation funds. I can deposit into it throughout the year and at a specific day of the year it'll be moved back to my checking account and ready to use. That has helped me with budgeting for Christmas, as it ensures I have enough money set aside specifically for that purpose.

They've also helped me transfer my car loan over to them which, while I'm not entirely sure how much I saved in interest, it was an easy enough process that even a dollar saved made it worth it.

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Health

Health Grade Components

Overall
NCUA #63283
Year Chartered1935
Employees327
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.59%
Annual Interest Income$27.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.28B$1.19B
LoansQ2 2017vs Q2 2016$1.10B$1.06B
DepositsQ2 2017vs Q2 2016$1.09B$991.9MM
Equity CapitalQ2 2017vs Q2 2016$114.0MM$110.7MM
Loan Loss AllowanceQ2 2017vs Q2 2016$10.1MM$9.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$7.5MM$4.3MM
Real Estate OwnedQ2 2017vs Q2 2016$286.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meritrust Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%--IRA Share
0.65%--Roth IRA Shares
0.65%--CESA Share
0.20%*-$10kChristmas Club
OTHER TIERS: 0.05% $10k+
0.20%*-$10kVacation Club
OTHER TIERS: 0.05% $10k+
0.05%*$500*-Membership Savings
OTHER TIERS: 0.03% $100 - $500
0.05%*$500*-Millionaires Club
OTHER TIERS: 0.03% Up to $500
0.05%*$500*-College and Careers
OTHER TIERS: 0.03% $100 - $500
0.05%*$500*-My Money Zone
OTHER TIERS: 0.03% Up to $500

Meritrust Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$150k*-Elite Money Market
OTHER TIERS: 0.20% $2,500 - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k | 0.45% $100k - $150k
0.40%*$150k*-Advantage Money Market
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $75k | 0.30% $75k - $100k | 0.35% $100k - $150k
0.20%*$100k*-Pinnacle Select Money Market
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $100k

Meritrust Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$50k*-Roam Free Checking
OTHER TIERS: 0.02% $1k - $10k | 0.03% $10k - $50k
0.05%*$50k*-Green Account
OTHER TIERS: 0.02% $1k - $10k | 0.03% $10k - $50k

Meritrust Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$500-5 Year Share CD
1.65%$500-3 Year Share CD
1.20%$500-2 Year Share CD
1.00%$500-18 Month Share CD
0.80%$500-1 Year Share CD
0.55%$500-6 Month Share CD
0.40%$500-3 Month Share CD

Meritrust Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$500-5 Year Share IRA
1.65%$500-3 Year Share IRA
1.20%$500-2 Year Share IRA
1.00%$500-18 Month Share IRA
0.80%$500-1 Year Share IRA
0.55%$500-6 Month Share IRA
0.40%$500-3 Month Share IRA
Locations

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