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Meritrust Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.meritrustcu.org
316-683-1199
151 N Main St
Wichita, KS 67202

Meritrust Credit Union is headquartered in Wichita and is the 2nd largest credit union in the state of Kansas. It is also the 238th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 358 employees and 120,553 members at 15 locations. Meritrust Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Meritrust Credit Union is open to those who live, worship or work in Riley, Pottawatomie, Geary, Dickinson, Saline, McPherson, Harvey, Sedgewick, Sumner, Cowley, Butler, Marion, Chase, Morris, Lyon, Osage, or Douglas Counties in Kansas. Membership is also open to employees or retirees of The Boeing Company, its subsidiaries and Spirit AeroSystems, Inc., and members of Boeing employee associations.
See current membership details

Reviews (1)

New App Conversion Disappointment

Posted by: |

Switched the web login to a mobile app. The transition made an existing member feel like they were an unwelcome intruder.

Tried to open a business account on a Saturday morning, but all branches were closed. Took our business to another credit union.

CD Rates are behind other credit unions.

1


Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #24914
Year Chartered1935
Employees358
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD2.02%
Annual Interest Income$25.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.15B$1.94B
LoansQ1 2025vs Q1 2024$1.59B$1.53B
DepositsQ1 2025vs Q1 2024$1.77B$1.56B
Equity CapitalQ1 2025vs Q1 2024$176.2MM$166.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$10.1MM$10.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$8.9MM$8.4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meritrust Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$5k-Premium High-Yield Savings
0.20%*$10$10kVacation Club
OTHER TIERS: 0.05% → $10k+
0.20%*$10$10kHoliday Club
OTHER TIERS: 0.05% → $10k+
0.05%*$500*-Membership Savings
OTHER TIERS: 0.03% → $100 - $500
0.05%*$500*-Millionaires Club
OTHER TIERS: 0.03% → $5 - $500
0.05%*$500*-College and Careers
OTHER TIERS: 0.03% → $100 - $500
0.05%*$500*-My Money Zone
OTHER TIERS: 0.03% → $5 - $500
0.05%*$500*-Secondary Savings
OTHER TIERS: 0.03% → $100 - $500
0.05%*$500*-Business Savings
OTHER TIERS: 0.03% → $0 - $500

Meritrust Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%*$5m*-Corporate Money Market
OTHER TIERS: 2.00% → $0 - $50k | 2.50% → $50k - $100k | 2.75% → $100k - $250k | 3.00% → $250k - $1m | 3.25% → $1m - $5m
4.25%$10k-Non-Profit Business Money Market
3.00%*$250k*-Business Money Market
OTHER TIERS: 1.00% → $2k - $50k | 1.50% → $50k+ | 2.00% → $0 - $2k | 2.25% → $100k - $250k
2.00%*$0$2kFlex Money Market
OTHER TIERS: 0.25% → $2k - $50k | 0.40% → $50k - $100k | 0.55% → $100k - $250k | 0.65% → $250k+
1.00%*$250k*-Meritrust Money Market
OTHER TIERS: 0.25% → $0 - $25k | 0.65% → $25k - $50k | 0.70% → $50k - $100k | 0.85% → $100k - $250k

Meritrust Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$2.5k-Premium Perks Checking
0.75%*$100k*-BusinessPro Elite Checking
OTHER TIERS: 0.25% → $1k - $10k | 0.35% → $10k - $25k | 0.50% → $25k - $100k
0.50%$0-BusinessPro Lite Checking
0.25%$0-Community Plus Checking

Meritrust Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-1 Year Share Certificate
4.00%$500-Business 1 Year Share Certificate
3.50%$500-18 Month Share Certificate
3.50%$500-2 Year Share Certificate
3.50%$500-3 Year Share Certificate
3.50%$500-5 Year Share Certificate
3.50%$500-Business 18 Month Share Certificate
3.50%$500-Business 2 Year Share Certificate
3.50%$500-Business 3 Year Share Certificate
3.50%$500-Business 5 Year Share Certificate
0.50%$500-6 Month Share Certificate
0.50%$500-Business 6 Month Share Certificate
0.40%$500-3 Month Share Certificate
0.40%$500-Business 3 Month Share Certificate

Meritrust Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-1 Year Share IRA
3.50%$500-18 Month Share IRA
3.50%$500-2 Year Share IRA
3.50%$500-3 Year Share IRA
3.50%$500-5 Year Share IRA
0.65%$0-IRA Share
0.50%$500-6 Month Share IRA
0.40%$500-3 Month Share IRA
Locations

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