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Overview / Commentary
8710 E 32nd St N
Wichita, KS 67226

Meritrust Credit Union is headquartered in Wichita and is the 2nd largest credit union in the state of Kansas. It is also the 225th largest credit union in the nation. It was established in 1935 and as of December of 2017, it had grown to 327 employees and 92,249 members at 16 locations. Meritrust Credit Union's money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Meritrust Credit Union is open to those who live, worship or work in Riley, Pottawatomie, Geary, Dickinson, Saline, McPherson, Harvey, Sedgewick, Sumner, Cowley, Butler, Marion, Chase, Morris, Lyon, Osage, or Douglas Counties in Kansas. Membership is also open to employees or retirees of The Boeing Company, its subsidiaries and Spirit AeroSystems, Inc., and members of Boeing employee associations.
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Meritrust Is Great!

I have had accounts here for over 15 years. I have checking, saving, and loan accounts, and have never had a problem. They are very helpful whenever you do have a question. They charge no fees for checking and no minimum balance. The reward program is great.

Poor Service

Posted by: King Glenn | Feb 4, 2017

They can't provide a lean release even with a cash payoff . They use a lean release provider .Takes 2 to 3 weeks . Made me lose a sale.

Nothing But Good Experiences

Posted by: TUlmer | May 18, 2016

When I moved halfway across the country five years ago, one of the first decisions I had to make was regarding a new bank. After weighing the pros and cons of many options, I ultimately decided to go with a credit union. The biggest reason was the higher interest rates for savings accounts, and the fact that credit unions are non-profit.

Meritrust Credit Union looked to me like the best bet, and after five years there, I still have nothing but good things to say about them. While their customer service was really good, that wasn't a very big concern for me after all, I feel like I'd only interact with them a couple times a year at most. Meritrust also allows me to create a savings account with a higher interest rate (that I can't withdraw from) specifically for things like Christmas funds or vacation funds. I can deposit into it throughout the year and at a specific day of the year it'll be moved back to my checking account and ready to use. That has helped me with budgeting for Christmas, as it ensures I have enough money set aside specifically for that purpose.

They've also helped me transfer my car loan over to them which, while I'm not entirely sure how much I saved in interest, it was an easy enough process that even a dollar saved made it worth it.

Great Credit Union

Posted by: 123456789 | Sep 20, 2014

I was a member for about 2 years at this Credit Union, I had one or two issues with a my account and they solved them in a very timely matter. First, a merchant had double charged me for a meal and caused me to overdraw. The credit union refunded all of my NSF fees, although I did have to return to the merchant for the refund of the charge itself. Second, by my error, I mis-entered a deposit into an ATM. This was at night, and realized my mistake in the morning, but when I logged on to my bank account, they had already corrected it. I was extremely pleased with this credit union and only closed my account because I moved.



Health Grade Components

NCUA #63283
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD2.16%
Annual Interest Income$55.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.26B$1.27B
LoansQ4 2017vs Q4 2016$1.06B$1.11B
DepositsQ4 2017vs Q4 2016$1.07B$1.05B
Equity CapitalQ4 2017vs Q4 2016$118.1MM$116.8MM
Loan Loss AllowanceQ4 2017vs Q4 2016$10.7MM$7.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$6.7MM$7.3MM
Real Estate OwnedQ4 2017vs Q4 2016$28.00K$210.00K
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Always verify rates and promotions with the bank or credit union. We are not Meritrust Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meritrust Credit Union Savings Account Rates

0.65%--IRA Share
0.20%*-$10kChristmas Club
OTHER TIERS: 0.05% $10k+
0.20%*-$10kVacation Club
OTHER TIERS: 0.05% $10k+
0.05%*$500*-Membership Savings
OTHER TIERS: 0.03% $100 - $500
0.05%*$500*-Millionaires Club
OTHER TIERS: 0.03% Up to $500
0.05%*$500*-College and Careers
OTHER TIERS: 0.03% $100 - $500
0.05%*$500*-My Money Zone
OTHER TIERS: 0.03% Up to $500

Meritrust Credit Union Money Market Rates

2.00%*-$2kFlex Money Market
OTHER TIERS: 0.50% $2k - $50k | 0.75% $50k+
2.00%*-$2kBusiness Money Market
OTHER TIERS: 0.50% $2k - $50k | 0.75% $50k+

Meritrust Credit Union Checking Account Rates

0.05%*$50k*-Roam Free Checking
OTHER TIERS: 0.02% $1k - $10k | 0.03% $10k - $50k
0.05%*$50k*-Green Account
OTHER TIERS: 0.02% $1k - $10k | 0.03% $10k - $50k

Meritrust Credit Union CD Rates

1.75%$500-5 Year Share CD
1.35%$500-3 Year Share CD
1.30%$500-2 Year Share CD
1.00%$500-18 Month Share CD
0.80%$500-1 Year Share CD
0.55%$500-6 Month Share CD
0.40%$500-3 Month Share CD

Meritrust Credit Union IRA Rates

1.75%$500-5 Year Share IRA
1.35%$500-3 Year Share IRA
1.30%$500-2 Year Share IRA
1.00%$500-18 Month Share IRA
0.80%$500-1 Year Share IRA
0.55%$500-6 Month Share IRA
0.40%$500-3 Month Share IRA


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