Meritrust Credit Union


Overview / Commentary
316-683-1199
151 N Main St
Wichita, KS 67202

Meritrust Credit Union is headquartered in Wichita and is the 2nd largest credit union in the state of Kansas. It is also the 256th largest credit union in the nation. It was established in 1935 and as of September of 2023, it had grown to 369 employees and 116,965 members at 15 locations. Meritrust Credit Union's CD rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Meritrust Credit Union is open to those who live, worship or work in Riley, Pottawatomie, Geary, Dickinson, Saline, McPherson, Harvey, Sedgewick, Sumner, Cowley, Butler, Marion, Chase, Morris, Lyon, Osage, or Douglas Counties in Kansas. Membership is also open to employees or retirees of The Boeing Company, its subsidiaries and Spirit AeroSystems, Inc., and members of Boeing employee associations.
See current membership details

Great Credit Union

Posted by: |

I was a member for about 2 years at this Credit Union, I had one or two issues with a my account and they solved them in a very timely matter. First, a merchant had double charged me for a meal and caused me to overdraw. The credit union refunded all of my NSF fees, although I did have to return to the merchant for the refund of the charge itself. Second, by my error, I mis-entered a deposit into an ATM. This was at night, and realized my mistake in the morning, but when I logged on to my bank account, they had already corrected it. I was extremely pleased with this credit union and only closed my account because I moved.

Poor Service

Posted by: |

They can't provide a lean release even with a cash payoff . They use a lean release provider .Takes 2 to 3 weeks . Made me lose a sale.

New App Conversion Disappointment

Posted by: |

Switched the web login to a mobile app. The transition made an existing member feel like they were an unwelcome intruder.

Tried to open a business account on a Saturday morning, but all branches were closed. Took our business to another credit union.

CD Rates are behind other credit unions.

Awesome Customer Service & Banking Needs

Posted by: |

I have been a member now for almost 2 years and I cannot be happier! I love this bank, they have the best customer service. They care about their members and to me that is what matters the most!!!

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Health
B+

Health Grade Components

Overall
NCUA #24914
Year Chartered1935
Employees369
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD8.08%
Annual Interest Income$60.5MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$1.86B$1.8B
LoansQ3 2023vs Q3 2022$1.51B$1.51B
DepositsQ3 2023vs Q3 2022$1.49B$1.45B
Equity CapitalQ3 2023vs Q3 2022$160.1MM$152.9MM
Loan Loss AllowanceQ3 2023vs Q3 2022$10.1MM$4.6MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$7.7MM$4MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Meritrust Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meritrust Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%--IRA Share
0.20%*$10$10kVacation Club
OTHER TIERS: 0.05% $10k+
0.20%*$10$10kHoliday Club
OTHER TIERS: 0.05% $10k+
0.05%*$500*-Membership Savings
OTHER TIERS: 0.03% $100 - $500
0.05%*$500*-Millionaires Club
OTHER TIERS: 0.03% $5 - $500
0.05%*$500*-College and Careers
OTHER TIERS: 0.03% $100 - $500
0.05%*$500*-My Money Zone
OTHER TIERS: 0.03% $5 - $500
0.05%*$500*-Secondary Savings
OTHER TIERS: 0.03% $100 - $500
0.05%*$500*-Business Savings
OTHER TIERS: 0.03% Up to $500

Meritrust Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$10k-Non-Profit Business Money Market
3.00%*$250k*-Business Money Market
OTHER TIERS: 1.00% $2k - $50k | 1.50% $50k+ | 2.00% Up to $2k | 2.25% $100k - $250k
2.00%*-$2kFlex Money Market
OTHER TIERS: 0.25% $2k - $50k | 0.40% $50k - $100k | 0.55% $100k - $250k | 0.65% $250k+
1.00%*$250k*-Meritrust Money Market
OTHER TIERS: 0.25% Up to $25k | 0.65% $25k - $50k | 0.70% $50k - $100k | 0.85% $100k - $250k

Meritrust Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$2.5k-Premium Perks Checking
0.05%*$50k*-Business Checking
OTHER TIERS: 0.02% Up to $10k | 0.03% $10k - $50k

Meritrust Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%$500-1 Year Share Certificate Special
5.25%$500-Business 1 Year Share Certificate Special
1.40%$500-5 Year Share Certificate
1.39%$500-Business 5 Year Share Certificate
1.20%$500-3 Year Share Certificate
1.19%$500-Business 3 Year Share Certificate
1.05%$500-2 Year Share Certificate
1.04%$500-Business 2 Year Share Certificate
1.00%$500-18 Month Share Certificate
1.00%$500-Business 18 Month Share Certificate
0.50%$500-6 Month Share Certificate
0.50%$500-Business 6 Month Share Certificate
0.40%$500-3 Month Share Certificate
0.40%$500-Business 3 Month Share Certificate

Meritrust Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$500-5 Year Share IRA
1.20%$500-3 Year Share IRA
1.05%$500-2 Year Share IRA
1.00%$500-18 Month Share IRA
0.50%$500-6 Month Share IRA
0.40%$500-3 Month Share IRA
Locations

Availability



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