Meritrust Credit Union


Overview / Commentary
316-683-1199
151 N Main St
Wichita, KS 67202

Meritrust Credit Union is headquartered in Wichita and is the 2nd largest credit union in the state of Kansas. It is also the 248th largest credit union in the nation. It was established in 1935 and as of September of 2024, it had grown to 363 employees and 118,905 members at 15 locations. Meritrust Credit Union's money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Meritrust Credit Union is open to those who live, worship or work in Riley, Pottawatomie, Geary, Dickinson, Saline, McPherson, Harvey, Sedgewick, Sumner, Cowley, Butler, Marion, Chase, Morris, Lyon, Osage, or Douglas Counties in Kansas. Membership is also open to employees or retirees of The Boeing Company, its subsidiaries and Spirit AeroSystems, Inc., and members of Boeing employee associations.
See current membership details

Reviews (1)

New App Conversion Disappointment

Posted by: |

Switched the web login to a mobile app. The transition made an existing member feel like they were an unwelcome intruder.

Tried to open a business account on a Saturday morning, but all branches were closed. Took our business to another credit union.

CD Rates are behind other credit unions.



Health

Health Grade Components

Overall
NCUA #24914
Year Chartered1935
Employees363
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.6%
Annual Interest Income$72MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$1.97B$1.86B
LoansQ3 2024vs Q3 2023$1.56B$1.51B
DepositsQ3 2024vs Q3 2023$1.59B$1.49B
Equity CapitalQ3 2024vs Q3 2023$174.8MM$160.1MM
Loan Loss AllowanceQ3 2024vs Q3 2023$9.8MM$10.1MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$8MM$7.7MM
Real Estate OwnedQ3 2024vs Q3 2023$140K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Meritrust Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meritrust Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$5k-Premium High-Yield Savings
0.65%$0-IRA Share
0.20%*$10$10kVacation Club
OTHER TIERS: 0.05% $10k+
0.20%*$10$10kHoliday Club
OTHER TIERS: 0.05% $10k+
0.05%*$500*-Membership Savings
OTHER TIERS: 0.03% $100 - $500
0.05%*$500*-Millionaires Club
OTHER TIERS: 0.03% $5 - $500
0.05%*$500*-College and Careers
OTHER TIERS: 0.03% $100 - $500
0.05%*$500*-My Money Zone
OTHER TIERS: 0.03% $5 - $500
0.05%*$500*-Secondary Savings
OTHER TIERS: 0.03% $100 - $500
0.05%*$500*-Business Savings
OTHER TIERS: 0.03% $0 - $500

Meritrust Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.60%*$5m*-Corporate Money Market
OTHER TIERS: 2.25% $0 - $50k | 2.75% $50k - $100k | 3.00% $100k - $250k | 3.25% $250k - $1m | 3.50% $1m - $5m
4.25%$10k-Non-Profit Business Money Market
3.00%*$250k*-Business Money Market
OTHER TIERS: 1.00% $2k - $50k | 1.50% $50k+ | 2.00% $0 - $2k | 2.25% $100k - $250k
2.00%*$0$2kFlex Money Market
OTHER TIERS: 0.25% $2k - $50k | 0.40% $50k - $100k | 0.55% $100k - $250k | 0.65% $250k+
1.00%*$250k*-Meritrust Money Market
OTHER TIERS: 0.25% $0 - $25k | 0.65% $25k - $50k | 0.70% $50k - $100k | 0.85% $100k - $250k

Meritrust Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$2.5k-Premium Perks Checking
0.75%*$100k*-BusinessPro Elite Checking
OTHER TIERS: 0.25% $1k - $10k | 0.35% $10k - $25k | 0.50% $25k - $100k
0.50%$0-BusinessPro Lite Checking
0.25%$0-Community Plus Checking
0.05%*$50k*-Business Checking
OTHER TIERS: 0.02% $0 - $10k | 0.03% $10k - $50k

Meritrust Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-13 Month Share Certificate Special
4.50%$500-Business 1 Year Share Certificate
3.50%$500-1 Year Share Certificate
3.50%$500-18 Month Share Certificate
3.50%$500-2 Year Share Certificate
3.50%$500-3 Year Share Certificate
3.50%$500-5 Year Share Certificate
3.50%$500-Business 18 Month Share Certificate
3.50%$500-Business 2 Year Share Certificate
3.50%$500-Business 3 Year Share Certificate
3.50%$500-Business 5 Year Share Certificate
0.50%$500-6 Month Share Certificate
0.50%$500-Business 6 Month Share Certificate
0.40%$500-3 Month Share Certificate
0.40%$500-Business 3 Month Share Certificate

Meritrust Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$500-18 Month Share IRA
3.50%$500-2 Year Share IRA
3.50%$500-3 Year Share IRA
3.50%$500-5 Year Share IRA
0.50%$500-6 Month Share IRA
0.40%$500-3 Month Share IRA
Locations

Availability

Wichita Area

Interactive local rates map


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