Featured Savings Rates
Featured Accounts

Meriwest Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%5-year CD5 Years Pick-A-Term Share Certificate
0.15%1-year CD1 Year Pick-A-Term Share Certificate
0.03%SavingsSpecial Savings Accounts

Overview / Commentary
877-637-4937
5615 Chesbro Ave
San Jose, CA 95123-3046

Meriwest Credit Union is headquartered in San Jose and is the 31st largest credit union in the state of California. It is also the 186th largest credit union in the nation. It was established in 1961 and as of March of 2016, it had grown to 212 employees and 72,366 members at 11 locations. Meriwest Credit Union's savings rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

MeriWest Credit Union of California is open to the residents, registered students, and the people that maintain employment within the qualified counties of California and Arizona that are listed on the credit union website, employees of the credit union affiliated select employee groups, along with the family and/or household members of the current credit union members.
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Reviews (3)

Good Credit Union

I joined Meriwest because they had low fees - in particular, joining Meriwest was the best deal I could find near San Jose on a safe deposit box ($35/year, so far better than joining one of the megabanks to get their "free" safe deposit box when you deposit $10k and get no interest).

Such a great credit union!

Meriwest rocks! The tellers are always happy to see you, there is never a line and they offer a number of great services for everyone in the family. Absolutely love them! I only wish they had more locations.



They waive non-Meriwest ATM charges, they waive Coinstar charges, they give excellent service, and they're very easy to work with. I was with Wells Fargo for 20+ years and Meriwest is a much better place to bank!



I've been impressed with Meriwest Credit Union since I opened an account there last year. I have a checking account and an auto loan with them. I got my car loan last August, and have been in only a couple times since then for deposits and withdrawals (I prefer teller transactions vs. the ATM). Today I went in to open another account, the supervisor with whom I opened my car loan and hadn't seen since last year, recognized me right away. He helped me through the process of opening a new account quickly, and was very gracious and helpful.

One of the best around

Posted by: Jason3 | Jul 29, 2014

This credit union has absolutely great employees who are very dedicated to making you happy. I applied for a home loan here and the process was very smooth and involved me interfacing with a few people from different departments. They all had the same friendly way of going about things and were extremely precise in what they needed from you and did so with a smile. I enjoyed my experience so much that I even opened up a checking and savings accounts. This credit union is awesome!



Health
A

Health Grade Components

Overall
NCUA #68394
Year Chartered1961
Employees212
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD8.41%
Annual Interest Income$9.2MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.29B$1.10B
LoansQ1 2016vs Q1 2015$940.4MM$758.2MM
DepositsQ1 2016vs Q1 2015$1.05B$980.4MM
Equity CapitalQ1 2016vs Q1 2015$95.3MM$95.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$8.1MM$8.2MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$3.3MM$6.8MM
Real Estate OwnedQ1 2016vs Q1 2015$980.00K$498.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meriwest Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$100*$5kPremier Savings
OTHER TIERS: 0.50% $50k+ | 1.00% $10k - $50k | 2.00% $5k - $10k
0.10%$100-Business Savings
0.05%$100-You Name It Savings
0.03%$100-Regular Savings/Membership Accounts
0.03%$100-Youth Accounts
0.03%$100-Special Savings Accounts
0.03%$100-Custodial/Trust Accounts
0.03%$100-IRA Savings
0.03%$100-Holiday Club Account

Meriwest Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$250k*-Money Market Account
OTHER TIERS: 0.05% $2,500 - $50k | 0.10% $50k - $250k
0.15%*$250k*-Business Money Market Account
OTHER TIERS: 0.05% $2,500 - $50k | 0.10% $50k - $250k

Meriwest Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$100*$15kSmart REWARDS Checking
OTHER TIERS: 0.10% $15k+
0.20%*$25k*$250kBusiness Premier Checking
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k
0.05%$100$250kBusiness Basic Checking

Meriwest Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-5 Years Pick-A-Term Share Certificate
1.00%$1k-5 Years Pick-A-Term Share Business Certificate
0.75%$1k-4 Years Pick-A-Term Share Certificate
0.75%$1k-4 Years Pick-A-Term Share Business Certificate
0.50%$1k-3 Years Pick-A-Term Share Certificate
0.50%$1k-3 Years Pick-A-Term Share Business Certificate
0.30%$1k-2 Years Pick-A-Term Share Certificate
0.30%$1k-2 Years Pick-A-Term Share Business Certificate
0.15%$1k-1 Year Pick-A-Term Share Certificate
0.15%$1k-1 Year Pick-A-Term Share Business Certificate
0.10%$10k$10k5-Month Liquid Certificate
0.10%$1k-6 Months Pick-A-Term Share Certificate
0.10%$10k$10k5-Month Liquid Business Certificate
0.10%$1k-6 Months Pick-A-Term Share Business Certificate
0.05%$1k-1 Month Pick-A-Term Share Certificate
0.05%$1k-2 Months Pick-A-Term Share Certificate
0.05%$1k-3 Months Pick-A-Term Share Certificate
0.05%$1k-1-3 Month Business Pick-A-Term Share Certificate

Meriwest Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-5 Year Fixed IRA Liquid Share Certificate
0.75%$1k-4 Year Fixed IRA Liquid Share Certificate
0.50%$1k-3 Year Fixed IRA Liquid Share Certificate
0.30%$1k-2 Year Fixed IRA Liquid Share Certificate
0.15%$1k-1 Year Fixed IRA Liquid Share Certificate
0.10%$10k$10k5-Month IRA Liquid Share Certificate
0.10%$1k-6 Month Fixed IRA Liquid Share Certificate
0.05%$1k-1 Month Fixed IRA Liquid Share Certificate
0.05%$1k-2 Month Fixed IRA Liquid Share Certificate
0.05%$1k-3 Month Fixed IRA Liquid Share Certificate
Locations

Meriwest Credit Union has 11 locations. Click to view all Meriwest Credit Union locations.