Meriwest Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 3.00% | Savings | Premier Savings for New Members 1.00% - Ally Bank Online Savings Account |
| 1.00% | 5-year CD | 5 Years Pick-A-Term Share Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.15% | 1-year CD | 1 Year Pick-A-Term Share Certificate 1.05% - Ally Bank High Yield 12-Month CD |
Meriwest Credit Union is headquartered in San Jose and is the 30th largest credit union in the state of California. It is also the 182nd largest credit union in the nation. It was established in 1961 and as of June of 2016, it had grown to 209 employees and 72,905 members at 11 locations. Meriwest Credit Union's savings rates are 6X the national average, and it has an A health rating.
Field of Membership Restrictions
MeriWest Credit Union of California is open to the residents, registered students, and the people that maintain employment within the qualified counties of California and Arizona that are listed on the credit union website, employees of the credit union affiliated select employee groups, along with the family and/or household members of the current credit union members.
See current membership details
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8/23/07 - 10% 12-Month CD at a California CU - $1K Max (Meriwest). - Update
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Good Credit Union
I joined Meriwest because they had low fees - in particular, joining Meriwest was the best deal I could find near San Jose on a safe deposit box ($35/year, so far better than joining one of the megabanks to get their "free" safe deposit box when you deposit $10k and get no interest).
Such a great credit union!
Meriwest rocks! The tellers are always happy to see you, there is never a line and they offer a number of great services for everyone in the family. Absolutely love them! I only wish they had more locations.
They waive non-Meriwest ATM charges, they waive Coinstar charges, they give excellent service, and they're very easy to work with. I was with Wells Fargo for 20+ years and Meriwest is a much better place to bank!
I've been impressed with Meriwest Credit Union since I opened an account there last year. I have a checking account and an auto loan with them. I got my car loan last August, and have been in only a couple times since then for deposits and withdrawals (I prefer teller transactions vs. the ATM). Today I went in to open another account, the supervisor with whom I opened my car loan and hadn't seen since last year, recognized me right away. He helped me through the process of opening a new account quickly, and was very gracious and helpful.
One of the best around
This credit union has absolutely great employees who are very dedicated to making you happy. I applied for a home loan here and the process was very smooth and involved me interfacing with a few people from different departments. They all had the same friendly way of going about things and were extremely precise in what they needed from you and did so with a smile. I enjoyed my experience so much that I even opened up a checking and savings accounts. This credit union is awesome!
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68394 |
| Year Chartered | 1961 |
| Employees | 209 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 9.26% |
| Annual Interest Income | $18.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $1.32B$1.11B |
| Loans | Q2 2016vs Q2 2015 | $958.1MM$794.3MM |
| Deposits | Q2 2016vs Q2 2015 | $1.07B$989.7MM |
| Equity Capital | Q2 2016vs Q2 2015 | $98.2MM$96.0MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $8.0MM$8.2MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $4.0MM$8.6MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $903.00K$466.00K |
Always verify rates and promotions with the bank or credit union. We are not Meriwest Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Meriwest Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | $100* | $5k | Premier Savings for New Members | ||
| OTHER TIERS: 0.50% → $50k+ | 1.00% → $10k - $50k | 2.00% → $5k - $10k | |||||
| 0.10% | $100 | - | Business Savings | ||
| 0.05% | $100 | - | You Name It Savings | ||
| 0.03% | $100 | - | Regular Savings/Membership Accounts | ||
| 0.03% | $100 | - | Youth Accounts | ||
| 0.03% | $100 | - | Special Savings Accounts | ||
| 0.03% | $100 | - | Custodial/Trust Accounts | ||
| 0.03% | $100 | - | IRA Savings | ||
| 0.03% | $100 | - | Holiday Club Account | ||
Meriwest Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $250k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → $2,500 - $50k | 0.10% → $50k - $250k | |||||
| 0.15%* | $250k* | - | Business Money Market Account | ||
| OTHER TIERS: 0.05% → $2,500 - $50k | 0.10% → $50k - $250k | |||||
Meriwest Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | $100* | $15k | Smart REWARDS Checking | ||
| OTHER TIERS: 0.10% → $15k+ | |||||
| 0.20%* | $25k* | $250k | Business Premier Checking | ||
| OTHER TIERS: 0.05% → $100 - $10k | 0.10% → $10k - $25k | |||||
| 0.05% | $100 | $250k | Business Basic Checking | ||
Meriwest Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $1k | - | 5 Years Pick-A-Term Share Certificate | |
| 1.00% | $1k | - | 5 Years Pick-A-Term Share Business Certificate | |
| 0.75% | $1k | - | 4 Years Pick-A-Term Share Certificate | |
| 0.75% | $1k | - | 4 Years Pick-A-Term Share Business Certificate | |
| 0.50% | $1k | - | 3 Years Pick-A-Term Share Certificate | |
| 0.50% | $1k | - | 3 Years Pick-A-Term Share Business Certificate | |
| 0.30% | $1k | - | 2 Years Pick-A-Term Share Certificate | |
| 0.30% | $1k | - | 2 Years Pick-A-Term Share Business Certificate | |
| 0.15% | $1k | - | 1 Year Pick-A-Term Share Certificate | |
| 0.15% | $1k | - | 1 Year Pick-A-Term Share Business Certificate | |
| 0.10% | $10k | $10k | 5-Month Liquid Certificate | |
| 0.10% | $1k | - | 6 Months Pick-A-Term Share Certificate | |
| 0.10% | $10k | $10k | 5-Month Liquid Business Certificate | |
| 0.10% | $1k | - | 6 Months Pick-A-Term Share Business Certificate | |
| 0.05% | $1k | - | 1 Month Pick-A-Term Share Certificate | |
| 0.05% | $1k | - | 2 Months Pick-A-Term Share Certificate | |
| 0.05% | $1k | - | 3 Months Pick-A-Term Share Certificate | |
| 0.05% | $1k | - | 1-3 Month Business Pick-A-Term Share Certificate |
Meriwest Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $1k | - | 5 Year Fixed IRA Liquid Share Certificate | |
| 0.75% | $1k | - | 4 Year Fixed IRA Liquid Share Certificate | |
| 0.50% | $1k | - | 3 Year Fixed IRA Liquid Share Certificate | |
| 0.30% | $1k | - | 2 Year Fixed IRA Liquid Share Certificate | |
| 0.15% | $1k | - | 1 Year Fixed IRA Liquid Share Certificate | |
| 0.10% | $10k | $10k | 5-Month IRA Liquid Share Certificate | |
| 0.10% | $1k | - | 6 Month Fixed IRA Liquid Share Certificate | |
| 0.05% | $1k | - | 1 Month Fixed IRA Liquid Share Certificate | |
| 0.05% | $1k | - | 2 Month Fixed IRA Liquid Share Certificate | |
| 0.05% | $1k | - | 3 Month Fixed IRA Liquid Share Certificate |
Meriwest Credit Union has 11 locations. Click to view all Meriwest Credit Union locations.