Meriwest Credit Union


Overview / Commentary
877-637-4937
5615 Chesbro Ave
San Jose, CA 95123

Meriwest Credit Union is headquartered in San Jose and is the 34th largest credit union in the state of California. It is also the 237th largest credit union in the nation. It was established in 1961 and as of September of 2024, it had grown to 219 employees and 79,531 members at 15 locations. Meriwest Credit Union's savings rates are 10X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Meriwest Credit Union is open to those who live, work, or attend school in the Northern California counties of Alameda, Contra Costa, San Francisco, San Mateo, or Santa Clara, or Pima County, Arizona.
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Health
C+

Health Grade Components

Overall
NCUA #68394
Year Chartered1961
Employees219
Primary Regulator
Profit Margin
Return on Assets - YTD0.27%
Return on Equity - YTD3.45%
Annual Interest Income$73.1MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$2.11B$2.24B
LoansQ3 2024vs Q3 2023$1.64B$1.76B
DepositsQ3 2024vs Q3 2023$1.67B$1.79B
Equity CapitalQ3 2024vs Q3 2023$166.7MM$148.1MM
Loan Loss AllowanceQ3 2024vs Q3 2023$11.7MM$10.7MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$23.7MM$6.1MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Meriwest Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meriwest Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$100*$10kPremier Savings for New Members
OTHER TIERS: 2.00% $50k+ | 3.00% $10k - $50k
0.10%$5-Youth Accounts
0.10%$100-You Name It Savings
0.10%$100-Business Savings
0.03%$5-Accumulative IRA

Meriwest Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$250k*-Money Market Max
OTHER TIERS: 1.25% $10k - $50k | 2.25% $50k - $250k
1.00%$10k-Business High Yield Money Market - New Money

Meriwest Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100*$15kSmart REWARDS Checking
OTHER TIERS: 0.10% $15k+
1.00%*$25k*$250kBusiness Premier Checking
OTHER TIERS: 0.25% $100 - $10k | 0.50% $10k - $25k
0.68%$100-IOLTA

Meriwest Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$1k-12-Month Advantage Certificate Special
3.85%$1k-3 Month Easy Certificate Special - New Money
3.85%$1k-Business 3 Month Easy Certificate Special - New Money
3.75%$1k-24 Month CD
3.75%$1k-36 Month CD
3.75%$1k-Business 24 Month CD
3.75%$1k-Business 36 Month CD
3.65%$10k-8 Month Liquid Share Certificate
3.65%$10k-Business 8 Month Liquid Share Certificate
3.60%$1k-6 Month CD
3.60%$1k-12 Month CD
3.60%$1k-Business 6 Month CD
3.60%$1k-Business 12 Month CD

Meriwest Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$1k-24 Month Fixed IRA
3.75%$1k-36 Month Fixed IRA
3.65%$10k-8 Month IRA Liquid Share Certificate
3.60%$1k-6 Month Fixed IRA
3.60%$1k-12 Month Fixed IRA
Locations

Availability



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