Meriwest Credit Union

Overview / Commentary
5615 Chesbro Ave
San Jose, CA 95123

Meriwest Credit Union is headquartered in San Jose and is the 32nd largest credit union in the state of California. It is also the 225th largest credit union in the nation. It was established in 1961 and as of March of 2024, it had grown to 221 employees and 80,228 members at 15 locations. Meriwest Credit Union's savings rates are 11X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Meriwest Credit Union is open to those who live, work, or attend school in the Northern California counties of Alameda, Contra Costa, San Francisco, San Mateo, or Santa Clara, or Pima County, Arizona.
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Health Grade Components

NCUA #68394
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD0.97%
Annual Interest Income$24.1MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.2B$2.27B
LoansQ1 2024vs Q1 2023$1.71B$1.8B
DepositsQ1 2024vs Q1 2023$1.75B$1.78B
Equity CapitalQ1 2024vs Q1 2023$156.5MM$150.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$12.7MM$7.7MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$11.6MM$13MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Meriwest Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meriwest Credit Union Savings Account Rates

5.50%*$100*$10kPremier Savings for New Members
OTHER TIERS: 2.50% $50k+ | 3.50% $10k - $50k
0.10%$5-Youth Accounts
0.10%$100-You Name It Savings
0.10%$100-Business Savings
0.03%$5-Accumulative IRA

Meriwest Credit Union Money Market Rates

3.00%*$250k*-Money Market Max
OTHER TIERS: 1.25% $10k - $50k | 2.25% $50k - $250k
1.00%$10k-Business High Yield Money Market - New Money

Meriwest Credit Union Checking Account Rates

2.00%*$100*$15kSmart REWARDS Checking
OTHER TIERS: 0.10% $15k+
1.00%*$25k*$250kBusiness Premier Checking
OTHER TIERS: 0.25% $100 - $10k | 0.50% $10k - $25k

Meriwest Credit Union CD Rates

4.25%$10k-Business 8 Month Liquid Share Certificate
4.00%$1k-24 Month CD
4.00%$1k-36 Month CD
4.00%$1k-Business 24 Month CD
4.00%$1k-Business 36 Month CD
3.80%$1k-6 Month CD
3.80%$1k-12 Month CD
3.80%$1k-Business 6 Month CD
3.80%$1k-Business 12 Month CD
3.75%$10k-8 Month Liquid Share Certificate

Meriwest Credit Union IRA Rates

4.00%$1k-24 Month Fixed IRA
4.00%$1k-36 Month Fixed IRA
3.80%$1k-6 Month Fixed IRA
3.80%$1k-12 Month Fixed IRA
3.75%$10k-8 Month IRA Liquid Share Certificate


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