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Meriwest Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.meriwest.com
877-637-4937
5615 Chesbro Ave
San Jose, CA 95123

Meriwest Credit Union is headquartered in San Jose and is the 34th largest credit union in the state of California. It is also the 240th largest credit union in the nation. It was established in 1961 and as of March of 2025, it had grown to 232 employees and 79,588 members at 15 locations. Meriwest Credit Union's savings rates are 10X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Meriwest Credit Union is open to those who live, work, or attend school in the Northern California counties of Alameda, Contra Costa, San Francisco, San Mateo, or Santa Clara, or Pima County, Arizona.
See current membership details

Reviews (1)

Escaping A Bad Loan Company.

Posted by: |

Lorena Franco, helped me with a refinance of a car that my son owned. I was having problems with the loan company. She got it done quickly. You are deeply appreciated. Keep up the great work. And I look forward to working with Lorena in the future. Thank you again. .

1


Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68394
Year Chartered1961
Employees232
Primary Regulator
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD1.45%
Annual Interest Income$23.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.13B$2.2B
LoansQ1 2025vs Q1 2024$1.65B$1.71B
DepositsQ1 2025vs Q1 2024$1.69B$1.75B
Equity CapitalQ1 2025vs Q1 2024$166.3MM$156.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$13.4MM$12.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$17.3MM$11.6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meriwest Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$100*$10kPremier Savings for New Members
OTHER TIERS: 2.00% → $50k+ | 3.00% → $10k - $50k
0.10%$5-Youth Accounts
0.10%$100-You Name It Savings
0.10%$100-Business Savings

Meriwest Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$250k*-Money Market Max
OTHER TIERS: 1.25% → $10k - $50k | 2.25% → $50k - $250k
3.00%*$250k*-Business Money Market Plus
OTHER TIERS: 0.10% → $100 - $2.5k | 0.25% → $2.5k - $10k | 0.50% → $10k - $50k | 1.00% → $50k - $100k | 1.50% → $100k - $250k

Meriwest Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100*$15kSmart REWARDS Checking
OTHER TIERS: 0.10% → $15k+
0.68%$100-IOLTA
0.30%$2.5k-Business Elite Checking
0.10%$1.5k-Business Essentials Checking

Meriwest Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%$1k-12-Month Advantage Certificate Special
3.65%$1k-6 Month CD
3.65%$1k-12 Month CD
3.65%$1k-24 Month CD
3.65%$1k-36 Month CD
3.65%$10k-8 Month Liquid Share Certificate
3.65%$1k-Business 6 Month CD
3.65%$10k-Business 8 Month Liquid Share Certificate
3.65%$1k-Business 12 Month CD
3.65%$1k-Business 24 Month CD
3.65%$1k-Business 36 Month CD
3.65%$1k-3 Month Easy Certificate Special - New Money
3.65%$1k-Business 3 Month Easy Certificate Special - New Money

Meriwest Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.65%$1k-6 Month Fixed IRA
3.65%$1k-12 Month Fixed IRA
3.65%$1k-24 Month Fixed IRA
3.65%$1k-36 Month Fixed IRA
3.65%$10k-8 Month IRA Liquid Share Certificate
0.03%$5-Accumulative IRA
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