Thus far, opening an account at MidFirst has been pretty simple. The Customer Service Representatives are helpful and the trial deposits to fund the account appeared the very next day. Hopefully, the good experience continues since it is the only 3% CD (10 years) I have been able to find. I am afraid we are in for a very long period of low interest rates.
the online application was quick and easy. Just need driver license number and bank account to fund the CD. Waiting for trial deposits. The rate locks in with application.I will let you know if any problems arise.
Overall | |
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FDIC Certificate # | 4063 |
Year Established | 1911 |
Employees | 3093 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 1.41% |
Return on Equity - YTD | 13.93% |
Annual Interest Income | $847.7MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $36.48B$33.08B |
Loans | Q2 2023vs Q2 2022 | $29.85B$26.47B |
Deposits | Q2 2023vs Q2 2022 | $21.14B$20.75B |
Equity Capital | Q2 2023vs Q2 2022 | $3.73B$3.34B |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $187.9MM$170.6MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $30.5MM$33.1MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $7.3MM$7.0MM |
Sorry, we do not have rate data for MidFirst Direct.
MidFirst Direct is an Internet only bank and does not have branch locations. Its headquarters is located at 501 Nw Grand Boulevard - Oklahoma City, OK 73118