Midwest BankCentre

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.midwestbankcentre.com

314-544-8599

2191 Lemay Ferry Road
Lemay, MO 63125

Midwest BankCentre is headquartered in LEMAY and is the 15^th largest bank in the state of Missouri. It is also the 437^th largest bank in the nation. It was established in 1906 and as of March of 2025, it had grown to 281 employees at 18 locations. Midwest BankCentre's CD rates are 3X the national average, and it boasts an A+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	1058
Year Established	1906
Employees	281
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.14%
Return on Equity - YTD	10.09%
Annual Interest Income	$37.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$2.87B$2.72B
Loans	Q1 2025vs Q1 2024	$2.27B$2.13B
Deposits	Q1 2025vs Q1 2024	$2.39B$2.27B
Equity Capital	Q1 2025vs Q1 2024	$324.6MM$291.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$32MM$29.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$7.7MM$6.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Midwest BankCentre; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midwest BankCentre Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.01%^*	$0	$1k	Youth Savings
OTHER TIERS: 0.10% → $1k+
0.30%	$0	-	Statement Savings
0.05%	$0	$5.2k	Christmas Club

Midwest BankCentre Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.45%^*	$100k^*	-	Money Market
OTHER TIERS: 0.25% → $1k - $10k \| 0.50% → $10k - $25k \| 0.90% → $25k - $50k \| 1.35% → $50k - $100k
1.25%^*	$150k^*	-	Business Money Market
OTHER TIERS: 0.50% → $1k - $50k \| 1.00% → $50k - $150k

Midwest BankCentre Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$500k^*	-	Max Rewards Checking
OTHER TIERS: 0.05% → $0 - $5k \| 0.10% → $5k - $500k

Midwest BankCentre CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.15%	$1k	-	6 Month CD Special
4.15%	$1k	-	Business 6 Month CD Special
4.00%	$1k	-	18 Month CD Special
4.00%	$1k	-	7 Month No Penalty CD
4.00%	$1k	-	Business 7 Month No Penalty CD
4.00%	$1k	-	Business 18 Month CD Special
4.00%	$1k	-	13 Month CD
4.00%	$1k	-	Business 13 Month CD
3.75%	$1k	-	24 Month CD
3.75%	$1k	-	Business 24 Month CD
3.00%	$1k	-	12 Month CD
3.00%	$1k	-	Business 12 Month CD
2.75%	$1k	-	15 Month CD
2.75%	$1k	-	Business 15 Month CD
2.55%	$1k	-	60 Month CD
2.55%	$1k	-	Business 60 Month CD
2.50%	$1k	-	48 Month CD
2.50%	$1k	-	Business 48 Month CD
2.25%	$1k	-	36 Month CD
2.25%	$1k	-	Business 36 Month CD
1.00%	$1k	-	3 Month CD
1.00%	$1k	-	Business 3 Month CD

Locations

Availability

St. Louis Area

St. Louis Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.