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Midwest BankCentre


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.midwestbankcentre.com
314-544-8599
2191 Lemay Ferry Road
Lemay, MO 63125

Midwest BankCentre is headquartered in LEMAY and is the 15th largest bank in the state of Missouri. It is also the 437th largest bank in the nation. It was established in 1906 and as of March of 2025, it had grown to 281 employees at 18 locations. Midwest BankCentre's CD rates are 3X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #1058
Year Established1906
Employees281
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD10.09%
Annual Interest Income$37.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.87B$2.72B
LoansQ1 2025vs Q1 2024$2.27B$2.13B
DepositsQ1 2025vs Q1 2024$2.39B$2.27B
Equity CapitalQ1 2025vs Q1 2024$324.6MM$291.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$32MM$29.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$7.7MM$6.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Midwest BankCentre; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midwest BankCentre Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.01%*$0$1kYouth Savings
OTHER TIERS: 0.10% → $1k+
0.30%$0-Statement Savings
0.05%$0$5.2kChristmas Club

Midwest BankCentre Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$100k*-Money Market
OTHER TIERS: 0.25% → $1k - $10k | 0.50% → $10k - $25k | 0.90% → $25k - $50k | 1.35% → $50k - $100k
1.25%*$150k*-Business Money Market
OTHER TIERS: 0.50% → $1k - $50k | 1.00% → $50k - $150k

Midwest BankCentre Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$500k*-Max Rewards Checking
OTHER TIERS: 0.05% → $0 - $5k | 0.10% → $5k - $500k

Midwest BankCentre CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$1k-6 Month CD Special
4.15%$1k-Business 6 Month CD Special
4.00%$1k-18 Month CD Special
4.00%$1k-7 Month No Penalty CD
4.00%$1k-Business 7 Month No Penalty CD
4.00%$1k-Business 18 Month CD Special
4.00%$1k-13 Month CD
4.00%$1k-Business 13 Month CD
3.75%$1k-24 Month CD
3.75%$1k-Business 24 Month CD
3.00%$1k-12 Month CD
3.00%$1k-Business 12 Month CD
2.75%$1k-15 Month CD
2.75%$1k-Business 15 Month CD
2.55%$1k-60 Month CD
2.55%$1k-Business 60 Month CD
2.50%$1k-48 Month CD
2.50%$1k-Business 48 Month CD
2.25%$1k-36 Month CD
2.25%$1k-Business 36 Month CD
1.00%$1k-3 Month CD
1.00%$1k-Business 3 Month CD
Locations

Availability

St. Louis Area

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