Mission Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | 5-year CD | 60 Month CD 2.40% - Goldman Sachs Bank USA 5 Year CD |
| 0.40% | 1-year CD | 12 Month CD |
| 0.10% | Savings | Savings Account |
Mission Federal Credit Union is headquartered in San Diego and is the 11th largest credit union in the state of California. It is also the 56th largest credit union in the nation. It was established in 1961 and as of June of 2017, it had grown to 516 employees and 213,777 members at 33 locations. Mission Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in Mission Federal Credit Union is open to those who live, work, or attend school in San Diego County. (Membership requirements are listed in the credit union's online application)
See current membership details
Related Posts
Mission Federal Credit Union better than banks
I've been a Mission Federal member for over 20 years, and I have never had a problem. The tellers have always been courteous and helpful. Even when a mistake was made, which happens (funds were put in the wrong account) when I returned to correct the error they were very helpful and made the necessary correction right away, which I doubt one would encounter at a bank. And just recently when there was an issue with my business account which needed my attention Mission Federal emailed me right away to inform me.
I would tell anyone who is fed up with banks to give Mission Federal a try. Great staff and great service. What more can you ask for?
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 14384 |
| Year Chartered | 1961 |
| Employees | 516 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.94% |
| Return on Equity - YTD | 7.86% |
| Annual Interest Income | $47.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $3.34B$3.01B |
| Loans | Q2 2017vs Q2 2016 | $2.30B$1.92B |
| Deposits | Q2 2017vs Q2 2016 | $2.88B$2.59B |
| Equity Capital | Q2 2017vs Q2 2016 | $398.2MM$365.4MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $13.1MM$11.2MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $2.8MM$3.4MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $522.00K$268.00K |
Always verify rates and promotions with the bank or credit union. We are not Mission Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Mission Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Summer Club Savings w/ Direct Deposit | |
| 0.50% | - | - | Holiday Saver w/ Direct Deposit | |
| 0.25% | - | - | Summer Club Savings w/o Direct Deposit | |
| 0.25% | - | - | Holiday Saver w/o Direct Deposit | |
| 0.10% | - | - | Savings Account | |
| 0.10% | - | - | IRA Savings | |
| 0.10% | - | - | Roth IRA Savings | |
| 0.10% | - | - | Coverdell Education Savings | |
| 0.10% | - | - | Business Savings Account |
Mission Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $2,500 | - | Money Market Account | |
| 0.15% | $2,500 | - | Business Money Market Account |
Mission Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $500 | - | Smart Checking | |
| 0.05% | $10k | - | Business Dividend Checking |
Mission Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | $10k* | - | 60 Month CD | ||
| OTHER TIERS: 1.95% → $2k - $10k | |||||
| 2.00%* | $10k* | - | Business 60 Month CD | ||
| OTHER TIERS: 1.95% → $2k - $10k | |||||
| 1.50%* | $10k* | - | 48 Month CD | ||
| OTHER TIERS: 1.45% → $2k - $10k | |||||
| 1.50%* | $10k* | - | Business 48 Month CD | ||
| OTHER TIERS: 1.45% → $2k - $10k | |||||
| 1.11% | - | $10k | 24 Month Promotional CD | ||
| 1.00%* | $10k* | - | 36 Month CD | ||
| OTHER TIERS: 0.95% → $2k - $10k | |||||
| 1.00%* | $10k* | - | Business 36 Month CD | ||
| OTHER TIERS: 0.95% → $2k - $10k | |||||
| 0.70%* | $10k* | - | 24 Month CD | ||
| OTHER TIERS: 0.65% → $2k - $10k | |||||
| 0.70%* | $10k* | - | Business 24 Month CD | ||
| OTHER TIERS: 0.65% → $2k - $10k | |||||
| 0.50%* | $10k* | - | 18 Month CD | ||
| OTHER TIERS: 0.45% → $2k - $10k | |||||
| 0.40%* | $10k* | - | 12 Month CD | ||
| OTHER TIERS: 0.35% → $2k - $10k | |||||
| 0.40%* | $10k* | - | Business 12 Month CD | ||
| OTHER TIERS: 0.35% → $2k - $10k | |||||
| 0.30%* | $10k* | - | 6 Month CD | ||
| OTHER TIERS: 0.25% → $2k - $10k | |||||
| 0.30%* | $10k* | - | Business 6 Month CD | ||
| OTHER TIERS: 0.25% → $2k - $10k | |||||
| 0.20%* | $10k* | - | 3 Month CD | ||
| OTHER TIERS: 0.15% → $2k - $10k | |||||
| 0.20%* | $10k* | - | Business 3 Month CD | ||
| OTHER TIERS: 0.15% → $2k - $10k | |||||
Mission Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | $10k* | - | 60 Month IRA | ||
| OTHER TIERS: 1.95% → $2k - $10k | |||||
| 1.50%* | $10k* | - | 48 Month IRA | ||
| OTHER TIERS: 1.45% → $2k - $10k | |||||
| 1.11% | - | $10k | 24 Month Promotional IRA | ||
| 1.00%* | $10k* | - | 36 Month IRA | ||
| OTHER TIERS: 0.95% → $2k - $10k | |||||
| 0.70%* | $10k* | - | 24 Month IRA | ||
| OTHER TIERS: 0.65% → $2k - $10k | |||||
| 0.50%* | $10k* | - | 18 Month IRA | ||
| OTHER TIERS: 0.45% → $2k - $10k | |||||
| 0.40%* | $10k* | - | 12 Month IRA | ||
| OTHER TIERS: 0.35% → $2k - $10k | |||||
| 0.30%* | $10k* | - | 6 Month IRA | ||
| OTHER TIERS: 0.25% → $2k - $10k | |||||
| 0.20%* | $10k* | - | 3 Month IRA | ||
| OTHER TIERS: 0.15% → $2k - $10k | |||||
