2. Mission Federal Credit Union

Mission Federal Credit Union


Overview / Commentary
www.missionfed.com
858-524-2850
10325 Meanley Dr
San Diego, CA 92131

Mission Federal Credit Union is headquartered in San Diego and is the 11th largest credit union in the state of California. It is also the 56th largest credit union in the nation. It was established in 1961 and as of September of 2019, it had grown to 568 employees and 251,278 members at 34 locations. Mission Federal Credit Union's CD rates are 44% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Mission Federal Credit Union is open to those who live, work, or attend school in San Diego County. (Membership requirements are listed in the credit union's online application)
See current membership details

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Reviews (1)

Mission Federal Credit Union better than banks

Posted by: Lucinda | Jun 23, 2014

I've been a Mission Federal member for over 20 years, and I have never had a problem. The tellers have always been courteous and helpful. Even when a mistake was made, which happens (funds were put in the wrong account) when I returned to correct the error they were very helpful and made the necessary correction right away, which I doubt one would encounter at a bank. And just recently when there was an issue with my business account which needed my attention Mission Federal emailed me right away to inform me.

I would tell anyone who is fed up with banks to give Mission Federal a try. Great staff and great service. What more can you ask for?

3


Health
A+

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #14384
Year Chartered1961
Employees568
Primary Regulator
Profit Margin
Return on Assets - YTD1.66%
Return on Equity - YTD12.12%
Annual Interest Income$95.0MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$3.83B$3.54B
LoansQ3 2019vs Q3 2018$2.78B$2.62B
DepositsQ3 2019vs Q3 2018$3.24B$3.01B
Equity CapitalQ3 2019vs Q3 2018$520.0MM$453.8MM
Loan Loss AllowanceQ3 2019vs Q3 2018$14.8MM$13.8MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$2.8MM$3.1MM
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Mission Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mission Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Summer Club Savings w/ Direct Deposit
0.50%--Holiday Saver w/ Direct Deposit
0.25%--Summer Club Savings w/o Direct Deposit
0.25%--Holiday Saver w/o Direct Deposit
0.10%--Savings Account
0.10%--IRA Savings
0.10%--Roth IRA Savings
0.10%--Coverdell Education Savings
0.10%--Business Savings Account

Mission Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$225k*-High Yield Money Market
OTHER TIERS: 0.20% → Up to $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k | 0.45% → $100k - $225k
0.20%*$50k*-Money Market Account
OTHER TIERS: 0.15% → $2.5k - $50k
0.20%*$50k*-Business Money Market Account
OTHER TIERS: 0.15% → $2.5k - $50k

Mission Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Smart Checking
0.05%$10k-Business Dividend Checking

Mission Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%*$100k*-60 Month CD
OTHER TIERS: 2.20% → $2k - $10k | 2.25% → $10k - $100k
2.30%*$100k*-Business 60 Month CD
OTHER TIERS: 2.20% → $2k - $10k | 2.25% → $10k - $100k
1.90%*$100k*-48 Month CD
OTHER TIERS: 1.80% → $2k - $10k | 1.85% → $10k - $100k
1.90%*$100k*-Business 48 Month CD
OTHER TIERS: 1.80% → $2k - $10k | 1.85% → $10k - $100k
1.80%*$100k*-36 Month CD
OTHER TIERS: 1.70% → $2k - $10k | 1.75% → $10k - $100k
1.80%*$100k*-Business 36 Month CD
OTHER TIERS: 1.70% → $2k - $10k | 1.75% → $10k - $100k
1.75%$2k$1m11 Month CD Special
1.55%*$100k*-24 Month CD
OTHER TIERS: 1.45% → $2k - $10k | 1.50% → $10k - $100k
1.55%*$100k*-Business 24 Month CD
OTHER TIERS: 1.45% → $2k - $10k | 1.50% → $10k - $100k
1.40%*$100k*-18 Month CD
OTHER TIERS: 1.30% → $2k - $10k | 1.35% → $10k - $100k
1.30%*$100k*-12 Month CD
OTHER TIERS: 1.20% → $2k - $10k | 1.25% → $10k - $100k
1.30%*$100k*-Business 12 Month CD
OTHER TIERS: 1.20% → $2k - $10k | 1.25% → $10k - $100k
0.85%*$100k*-6 Month CD
OTHER TIERS: 0.75% → $2k - $10k | 0.80% → $10k - $100k
0.85%*$100k*-Business 6 Month CD
OTHER TIERS: 0.75% → $2k - $10k | 0.80% → $10k - $100k
0.75%*$100k*-3 Month CD
OTHER TIERS: 0.65% → $2k - $10k | 0.70% → $10k - $100k
0.75%*$100k*-Business 3 Month CD
OTHER TIERS: 0.65% → $2k - $10k | 0.70% → $10k - $100k

Mission Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%*$100k*-60 Month IRA
OTHER TIERS: 2.20% → $2k - $10k | 2.25% → $10k - $100k
1.90%*$100k*-48 Month IRA
OTHER TIERS: 1.80% → $2k - $10k | 1.85% → $10k - $100k
1.80%*$100k*-36 Month IRA
OTHER TIERS: 1.70% → $2k - $10k | 1.75% → $10k - $100k
1.75%$2k$1m11 Month IRA Special
1.55%*$100k*-24 Month IRA
OTHER TIERS: 1.45% → $2k - $10k | 1.50% → $10k - $100k
1.40%*$100k*-18 Month IRA
OTHER TIERS: 1.30% → $2k - $10k | 1.35% → $10k - $100k
1.30%*$100k*-12 Month IRA
OTHER TIERS: 1.20% → $2k - $10k | 1.25% → $10k - $100k
0.85%*$100k*-6 Month IRA
OTHER TIERS: 0.75% → $2k - $10k | 0.80% → $10k - $100k
0.75%*$100k*-3 Month IRA
OTHER TIERS: 0.65% → $2k - $10k | 0.70% → $10k - $100k
Locations

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