Mission Federal Credit Union

Overview / Commentary
10325 Meanley Dr
San Diego, CA 92131

Mission Federal Credit Union is headquartered in San Diego and is the 11th largest credit union in the state of California. It is also the 58th largest credit union in the nation. It was established in 1961 and as of June of 2022, it had grown to 597 employees and 281,804 members at 34 locations. Mission Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Mission Federal Credit Union is open to those who live, work, or attend school in San Diego County. (Membership requirements are listed in the credit union's online application)
See current membership details

Reviews (2)

Mission Federal Credit Union better than banks

Posted by: |

I've been a Mission Federal member for over 20 years, and I have never had a problem. The tellers have always been courteous and helpful. Even when a mistake was made, which happens (funds were put in the wrong account) when I returned to correct the error they were very helpful and made the necessary correction right away, which I doubt one would encounter at a bank. And just recently when there was an issue with my business account which needed my attention Mission Federal emailed me right away to inform me.

I would tell anyone who is fed up with banks to give Mission Federal a try. Great staff and great service. What more can you ask for?

Do Not Apply If You Anticipate Getting Any Kind Of Credit Elsewhere In The Next 2 Years.

Posted by: |

CSR e-mailed me that Mission requires a hard pull against your credit for all who apply. Even if intending to be a non-borrowing member. A no-no for me.


Health Grade Components

NCUA #14384
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD10.33%
Annual Interest Income$63.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$5.40B$5.02B
LoansQ2 2022vs Q2 2021$3.62B$2.77B
DepositsQ2 2022vs Q2 2021$4.72B$4.35B
Equity CapitalQ2 2022vs Q2 2021$573.3MM$597.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$25.1MM$23.7MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.6MM$2.4MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Mission Federal Credit Union are currently being reviewed.



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