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Mission Federal Credit Union


Overview / Commentary
www.missionfed.com
858-524-2850
10325 Meanley Dr
San Diego, CA 92131

Mission Federal Credit Union is headquartered in San Diego and is the 10th largest credit union in the state of California. It is also the 52nd largest credit union in the nation. It was established in 1961 and as of June of 2024, it had grown to 612 employees and 308,595 members at 35 locations. Mission Federal Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Mission Federal Credit Union is open to those who live, work, worship, or attend school in San Diego County, California.
See current membership details

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Reviews (1)

I Love MFCU

Posted by: |

I love MFCU. I've also been a Customer for just about 20 years. They financed my home and have been my Financial partner for a huge chunk of my life.

I don't think I have ever paid any service charge for anything ever at my CU. It honestly feels like a trusted Member of my Family.

2


Health
A+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #14384
Year Chartered1961
Employees612
Primary Regulator
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD13.18%
Annual Interest Income$140MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$6.57B$6.11B
LoansQ2 2024vs Q2 2023$4.54B$4.22B
DepositsQ2 2024vs Q2 2023$5.63B$5.29B
Equity CapitalQ2 2024vs Q2 2023$672.8MM$583.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$55.5MM$53MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$7.1MM$3.4MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Mission Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mission Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$0-Special Rate Account
2.25%$0-Business Special Rate Account
0.50%$0-Summer Club Savings w/ Direct Deposit
0.50%$0-Holiday Saver w/ Direct Deposit
0.25%$0-Summer Club Savings w/o Direct Deposit
0.25%$0-Holiday Saver w/o Direct Deposit
0.03%$1-Savings Account
0.03%$0-IRA Savings
0.03%$0-Roth IRA Savings
0.03%$0-Coverdell Education Savings
0.03%$0-Business Savings Account

Mission Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-Ultra Money Market
OTHER TIERS: 0.03% → $0 - $25k
0.05%*$50k*-Money Market Account
OTHER TIERS: 0.03% → $2.5k - $50k
0.05%*$50k*-Business Money Market Account
OTHER TIERS: 0.03% → $2.5k - $50k

Mission Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$500-Smart Checking
0.03%$10k-Business Dividend Checking

Mission Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500$1mBusiness 6 Month CD Special
4.25%$500-6-Month Flex Promo Certificate- Add On
4.05%*$100k*-6 Month CD
OTHER TIERS: 3.95% → $2k - $10k | 4.00% → $10k - $100k
4.05%*$100k*-Business 6 Month CD
OTHER TIERS: 3.95% → $2k - $10k | 4.00% → $10k - $100k
4.00%$2k$1mBusiness 9 Month CD Special
4.00%$2k-9 Month CD Special
3.80%*$100k*-12 Month CD
OTHER TIERS: 3.70% → $2k - $10k | 3.75% → $10k - $100k
3.80%*$100k*-Business 12 Month CD
OTHER TIERS: 3.70% → $2k - $10k | 3.75% → $10k - $100k
3.25%$2k$1m25 Month Bump Up CD Special
2.80%*$100k*-3 Month CD
OTHER TIERS: 2.70% → $2k - $10k | 2.75% → $10k - $100k
2.80%*$100k*-Business 3 Month CD
OTHER TIERS: 2.70% → $2k - $10k | 2.75% → $10k - $100k
2.70%*$100k*-18 Month CD
OTHER TIERS: 2.60% → $2k - $10k | 2.65% → $10k - $100k
2.55%*$100k*-24 Month CD
OTHER TIERS: 2.45% → $2k - $10k | 2.50% → $10k - $100k
2.55%*$100k*-Business 24 Month CD
OTHER TIERS: 2.45% → $2k - $10k | 2.50% → $10k - $100k
2.05%*$100k*-36 Month CD
OTHER TIERS: 1.95% → $2k - $10k | 2.00% → $10k - $100k
2.05%*$100k*-48 Month CD
OTHER TIERS: 1.95% → $2k - $10k | 2.00% → $10k - $100k
2.05%*$100k*-60 Month CD
OTHER TIERS: 1.95% → $2k - $10k | 2.00% → $10k - $100k
2.05%*$100k*-Business 36 Month CD
OTHER TIERS: 1.95% → $2k - $10k | 2.00% → $10k - $100k
2.05%*$100k*-Business 48 Month CD
OTHER TIERS: 1.95% → $2k - $10k | 2.00% → $10k - $100k
2.05%*$100k*-Business 60 Month CD
OTHER TIERS: 1.95% → $2k - $10k | 2.00% → $10k - $100k

Mission Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%*$100k*-6 Month IRA
OTHER TIERS: 3.95% → $2k - $10k | 4.00% → $10k - $100k
3.80%*$100k*-12 Month IRA
OTHER TIERS: 3.70% → $2k - $10k | 3.75% → $10k - $100k
2.80%*$100k*-3 Month IRA
OTHER TIERS: 2.70% → $2k - $10k | 2.75% → $10k - $100k
2.70%*$100k*-18 Month IRA
OTHER TIERS: 2.60% → $2k - $10k | 2.65% → $10k - $100k
2.55%*$100k*-24 Month IRA
OTHER TIERS: 2.45% → $2k - $10k | 2.50% → $10k - $100k
2.05%*$100k*-36 Month IRA
OTHER TIERS: 1.95% → $2k - $10k | 2.00% → $10k - $100k
2.05%*$100k*-60 Month IRA
OTHER TIERS: 1.95% → $2k - $10k | 2.00% → $10k - $100k
2.05%*$100k*-48 Month IRA
OTHER TIERS: 1.95% → $2k - $10k | 2.00% → $10k - $100k
Locations

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