Mission Federal Credit Union is headquartered in San Diego and is the 10th largest credit union in the state of California. It is also the 54th largest credit union in the nation. It was established in 1961 and as of June of 2023, it had grown to 619 employees and 295,954 members at 35 locations. Mission Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.
Membership in Mission Federal Credit Union is open to those who live, work, worship, or attend school in San Diego County, California.
See current membership details
I love MFCU. I've also been a Customer for just about 20 years. They financed my home and have been my Financial partner for a huge chunk of my life.
I don't think I have ever paid any service charge for anything ever at my CU. It honestly feels like a trusted Member of my Family.
I've been a Mission Federal member for over 20 years, and I have never had a problem. The tellers have always been courteous and helpful. Even when a mistake was made, which happens (funds were put in the wrong account) when I returned to correct the error they were very helpful and made the necessary correction right away, which I doubt one would encounter at a bank. And just recently when there was an issue with my business account which needed my attention Mission Federal emailed me right away to inform me.
I would tell anyone who is fed up with banks to give Mission Federal a try. Great staff and great service. What more can you ask for?
CSR e-mailed me that Mission requires a hard pull against your credit for all who apply. Even if intending to be a non-borrowing member. A no-no for me.
Overall | |
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NCUA # | 14384 |
Year Chartered | 1961 |
Employees | 619 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.93% |
Return on Equity - YTD | 9.67% |
Annual Interest Income | $103.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $6.11B$5.40B |
Loans | Q2 2023vs Q2 2022 | $4.22B$3.62B |
Deposits | Q2 2023vs Q2 2022 | $5.29B$4.72B |
Equity Capital | Q2 2023vs Q2 2022 | $583.9MM$573.3MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$25.1MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $3.4MM$2.6MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Mission Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.03% | $500 | - | Smart Checking | |
0.03% | $10k | - | Business Dividend Checking |