Mission Federal Credit Union is headquartered in San Diego and is the 9th largest credit union in the state of California. It is also the 53rd largest credit union in the nation. It was established in 1961 and as of March of 2025, it had grown to 652 employees and 318,716 members at 35 locations. Mission Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in Mission Federal Credit Union is open to those who live, work, worship, or attend school in San Diego County, California.
See current membership details
I Love MFCU
I love MFCU. I've also been a Customer for just about 20 years. They financed my home and have been my Financial partner for a huge chunk of my life.
I don't think I have ever paid any service charge for anything ever at my CU. It honestly feels like a trusted Member of my Family.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 14384 |
| Year Chartered | 1961 |
| Employees | 652 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.69% |
| Return on Equity - YTD | 6.32% |
| Annual Interest Income | $72.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $6.83B$6.59B |
| Loans | Q1 2025vs Q1 2024 | $4.77B$4.45B |
| Deposits | Q1 2025vs Q1 2024 | $5.98B$5.65B |
| Equity Capital | Q1 2025vs Q1 2024 | $731.8MM$639.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $58.4MM$54.1MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $9MM$7.2MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
