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YOU MAY NOT ABLE TO ACCESS YOUR ACCOUNT
Posted by: FLAbanker | Apr 26, 2022
mph.bank, Liberty Savings Bank and Ponce Bank are custodial accounts with online access via SaveBetter.com. You do not have direct access to these banks without working through Savebetter.com. The account I used to fund my mph.bank account was closed after I transferred the initial funds. Savebetter will not allow me to link a new account for 60 days. Therefore, I am completely unable to either add or withdraw from this account. Working through a third-party custodian is inefficient, cumbersome and absurd. Avoid Savebetter.com.
Health
B
Data as of Q2 2022
Data displayed below is for insuring bank: Liberty Savings Bank
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 32242 |
| Year Established | 1984 |
| Employees | 113 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.62% |
| Return on Equity - YTD | 20.93% |
| Annual Interest Income | $18.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $1.26B$923.6MM |
| Loans | Q2 2022vs Q2 2021 | $829.1MM$530.4MM |
| Deposits | Q2 2022vs Q2 2021 | $928.5MM$802.9MM |
| Equity Capital | Q2 2022vs Q2 2021 | $69.7MM$97.7MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $5.8MM$5.4MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $7.8MM$9.0MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $2.3MM$3.8MM |