mph.bank and ponce bank are custodial accounts managed by SaveBetter.com. You do not have direct access to these banks without working through Savebetter.com. The account I used to fund my mph.bank account was closed after I transferred the funds. Savebetter will not allow me to link a new account for 60 days. Therefore, I am completely unable to either add or withdraw from this account. Working through a third-party custodian is inefficient, cumbersome and absurd! Avoid Savebetter.com.
Overall | |
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FDIC Certificate # | 32242 |
Year Established | 1984 |
Employees | 116 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 1.51% |
Return on Equity - YTD | 16.71% |
Annual Interest Income | $8.1MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2022vs Q1 2021 | $1.12B$970.8MM |
Loans | Q1 2022vs Q1 2021 | $674.1MM$587.7MM |
Deposits | Q1 2022vs Q1 2021 | $1.02B$844.8MM |
Equity Capital | Q1 2022vs Q1 2021 | $88.1MM$88.3MM |
Loan Loss Allowance | Q1 2022vs Q1 2021 | $5.4MM$5.4MM |
Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $8.3MM$13.3MM |
Real Estate Owned | Q1 2022vs Q1 2021 | $2.3MM$5.7MM |
Always verify rates and promotions with the bank or credit union. We are not mph.bank; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.85% | $1 | - | Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.55% | - | $5k | Spend Account - Qualifying |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.45% | $1 | - | 15 Month High-Yield CD | |
1.25% | $1 | - | 10 Month High-Yield CD |
mph.bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2251 Rombach Ave. - Wilmington, OH 45177