Advertising Disclosure
  1. Home
  2. Banks
  3. Mutual Federal Savings Bank, A FSB

Mutual Federal Savings Bank, A FSB

Deposits held and insured by First Bank Richmond

TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.mutualfederal.com
937-498-1195
121 South Ohio Avenue
Sidney, OH 45365
Deposits held and insured by First Bank Richmond
Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q1 2025

Data displayed below is for insuring bank: First Bank Richmond
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28533
Year Established1887
Employees171
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD7.32%
Annual Interest Income$20.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.52B$1.48B
LoansQ1 2025vs Q1 2024$1.18B$1.12B
DepositsQ1 2025vs Q1 2024$1.11B$1.08B
Equity CapitalQ1 2025vs Q1 2024$121.3MM$116.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$16.1MM$15.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$7MM$6.9MM
Real Estate OwnedQ1 2025vs Q1 2024$37K$82K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Mutual Federal Savings Bank, A FSB; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mutual Federal Savings Bank, A FSB Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$0$1kFit Savings
OTHER TIERS: 0.25% → $1k+
0.25%$0-Statement Savings
0.20%$0-Kid's First savings
0.15%*$5k*-HSA Checking Account
OTHER TIERS: 0.05% → $0 - $500 | 0.10% → $500 - $5k

Mutual Federal Savings Bank, A FSB Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$1m*-Money Market Savings
OTHER TIERS: 1.01% → $0 - $100k | 2.02% → $100k - $1m

Mutual Federal Savings Bank, A FSB Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-Modern Fit Checking
0.25%*$50k*-Classic Fit Checking
OTHER TIERS: 0.10% → $0 - $5k | 0.15% → $5k - $15k | 0.20% → $15k - $50k
0.20%*$10k*-Sole Proprietor Business Checking
OTHER TIERS: 0.10% → $500 - $5k | 0.15% → $5k - $10k
0.20%*$10k*-Community Companion Checking
OTHER TIERS: 0.10% → $500 - $5k | 0.15% → $5k - $10k
0.20%*$75k*-Mutual Business Select Plus Checking
OTHER TIERS: 0.10% → $25k - $50k | 0.15% → $50k - $75k

Mutual Federal Savings Bank, A FSB CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.21%$1k-15 Month CD Special
3.69%$1k-3 Month CD
3.69%$1k-6 Month CD
3.50%$1k-9 Month CD
3.35%$1k-2 Year CD
3.35%$1k-3 Year CD
3.30%$1k-18 Month CD
3.25%$1k-1 Year CD
3.25%$1k-4 Year CD
3.20%$1k-5 Year CD

Mutual Federal Savings Bank, A FSB IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.35%$1k-2 Year IRA
3.35%$1k-3 Year IRA
3.30%$1k-18 Month IRA
3.25%$1k-1 Year IRA
3.25%$1k-4 Year IRA
3.20%$1k-5 Year IRA
3.20%$1k-7 Year IRA
0.25%$100-IRA Statement Savings
Locations


Mutual Federal Savings Bank, A FSB Locations
Mutual Federal Savings Bank, A FSB121 South Ohio AvenueSidney, OH 45365
Piqua Branch138 N Sunset DrPiqua, OH 45356
Troy Branch1867 West Main StreetTroy, OH 45373
South A Street Motor Branch601 South A StreetRichmond, IN 47375
Sidney Branch2601 Michigan StSidney, OH 45365
Piqua Downtown126 W High StPiqua, OH 45356

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.