Overview / Commentary
301-249-1800
500 Prince Georges Blvd
Upper Marlboro, MD 20774

NASA Federal Credit Union is headquartered in Upper Marlboro and is the 3rd largest credit union in the state of Maryland. It is also the 93rd largest credit union in the nation. It was established in 1949 and as of September of 2018, it had grown to 295 employees and 157,980 members at 12 locations. NASA Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in NASA Federal Credit Union is open to anyone through a complimentary membership to the National Space Society. Membership is also open to employees or retirees of NASA Headquarters or any NASA Center or Facility or NAS, employees or members of NASA Federal Credit Union partner companies or associations.
See current membership details

Related Posts

NASA Federal Credit Union Brings Back 15-Month CD Special, 3.20% APY - 2/1/2019

NASA Federal Credit Union (easy membership) has competitive rates on 15-month (3.20% APY), 25-month (3.25% APY), and 49-month (3.35% APY) CDs. $10k min of new money.

NASA FCU 15-Mo. 3.25% CD Might Be Down To 2.75% - 10/1/2018

The windows on the homepage still include the 3.25% deal BUT the rate sheet shows an APY of 2.75%. Fine print: A minimum of $5,000 in new funds must be brought from an external source and must be deposited between October 1, 2018 and October 31, 2018. Credit Union reserves the right to limit deposits into this special certificate. This limited-time offer is subject to change at any time without notice. https://www.nasafcu.com/rates/share-certificate-rates/

NASA Federal Credit Union Offers Top Rate 15-Month CD - 9/3/2018

NASA Federal Credit Union (easy membership) has added a 15-month (3.25% APY) and 49-month Certificate Special (3.35% APY). Minimum deposit is at least $5 of new money.

View all posts from:

11/1/16 - NASA FCU Drops 15-Month CD Rate
10/19/16 - NASA FCU Offers Limited-Time 15-Month CD Rate Increase
7/6/16 - 49-Month Special Drops To 2.00%
6/2/16 - NASA FCU Increases 49-month CD Special Rate
6/1/16 - Rate Increase On 49-Month CD
3/7/16 - NASA FCU 49 Month CD Rate Drop.
1/3/16 - NASA FCU Raises Rate On Competitive 49-Month CD Special
1/1/16 - 49 Month Share Certificate Yield Increase
1/6/15 - NASA FCU Offers Nationally Available Top Rate 15- and 49-month CDs
10/27/14 - NASA Federal Credit Union Improves Its CD Terms Document
8/14/14 - Why You Should Always Read Account Disclosures
7/4/14 - 49-Month 2.25% CD Special Offer Extended
6/3/14 - Higher Special CD Rates at NASA Federal Credit Union
3/1/14 - 49-Month CD Special
2/20/14 - 2% 49 Month Cd Nasa CU
2/10/14 - 49-Month CD Special with a Top Rate at NASA FCU - Easy Membership
10/4/09 - 2.20% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/09 - 3.50% 55-Month CD & 2.25% 18-Month CD at NASA Federal Credit Union - Easy Membership
7/26/09 - 4.00% 50-Month CD at NASA Federal Credit Union - Easy Membership
2/2/09 - 3.50% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/08 - 4.25% 11-Month CD at NASA FCU - Easy Membership
8/1/08 - 4.00% 11-Month CD at NASA FCU - Easy Membership
6/1/08 - 5.00% 55-Month CD at NASA FCU - Easy Membership
5/13/08 - $175 New Checking Account and Credit Card Offer at NASA FCU (Easy Membership)
5/13/08 - 5.65% 7-Month CD at NASA FCU (Open to All)
11/3/07 - 5.25% 10-Month / 5.15% 5-Month CD at NASA FCU (Open to All)
4/30/07 - 5.80% 7-Month CD at NASA FCU (Open to All)
4/6/07 - 5.50% 5-Month / 5.50% 15-Month CD at NASA FCU
3/1/07 - 5.75% IRA CD / 5.50% 15-Month CD at NASA FCU
11/17/06 - 5.80% 7-Month CD at Credit Union Open to All (NASA FCU)
10/14/06 - 6.00% 7-Month CD at a Credit Union Open to All (NASA FCU).
10/6/06 - 5.75% 9-Month CD at NASA FCU - $100K (Open To All)

Take A Deep Breath Before You Start

Posted by: megp | Sep 21, 2018

The process to become a member and to open an account was long but once open it was easy to fund.

Wired funds posted in less than 24 hours.

2 minute phone call to buy 15 mo. 3.25% CD.

In retrospect, I am happy to jump through a few hoops to insure that my account is secure and that the bank isn't allowing any funny-business.

I feel like I am in good company (naIve as it may sound.) Feeling Happy!

2nd wire transfer posted approximately 3 hours after it was sent.

Opened 15 Mo CD

Posted by: DMP | Sep 10, 2018

Went to their website, filled out application. 2 days later received email Status as Approved. Interest compounds monthly.
Had to call to get my Account number and asked it there was a Maximum I could deposit. No can put in as much as I want. Wired in money. My CU has free outdoing wire and NASA doesn't charge to receive wire. 2 hours later in my account. Called and told CSR to open my 15 month CD. All done. No Notary needed. They did have me scan and send in Driver's License and my Trust Certification copy. Easy. A+ CSR very nice.

Not The Easiest Application To Complete

The application process went alright but some aspects need work. They won't ACH money in so once you're accepted as a member you have to either send a cashiers check or wire the money to them. After that's accomplished the money goes to a savings account and from there you fund the CD, except you can't do that online yourself. You have to call and get them to do it for you. Also, I was told I'd be able to add a POD to our joint acct during the application process. Never saw it so they sent me my prefilled app back through e-mail and I had to print it and fill out the POD area, sign it, and then send it back to them. But when you compose a message to them through your account area there is no way to put an attachment with it. I found the original application portal where I'd had to upload DL, SS card, and proof of address so uploaded it there but they can't seem to find it. Waiting on someone to see if they can track it down. Also you can't change beneficiaries on each CD. Whoever is listed is the beneficiary for all your money with them. You can add someone and it will split the total but not different ones for different CD's. The rate I got was great and the people try to make things go smooth but their overall process is awkward.

Notarize This

Posted by: milty | Sep 6, 2018

I think my experience is the same as many others here in that jumping through NASA CU's extreme hoops to open a CD account here just to earn 25 basis points more does not hardly seem worth it. So run don't walk away from this unless you don't mind having to send or upload "notarized" copies of your driver's license, social security card, utility bills, car registrations, etc., even though you have already passed their identity test questions. As far as I am concerned NASA CU can go shove their notary requests . . .

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Health

Health Grade Components

Overall
NCUA #6328
Year Chartered1949
Employees295
Primary Regulator
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD11.44%
Annual Interest Income$84.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$2.56B$2.24B
LoansQ3 2018vs Q3 2017$1.93B$1.85B
DepositsQ3 2018vs Q3 2017$2.13B$1.84B
Equity CapitalQ3 2018vs Q3 2017$248.9MM$220.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$25.5MM$21.2MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$17.2MM$18.3MM
Real Estate OwnedQ3 2018vs Q3 2017$820.00K$896.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not NASA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NASA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$100k*-Health Savings Services
OTHER TIERS: 0.15% Up to $10k | 0.25% $10k - $25k | 0.50% $25k - $50k | 0.60% $50k - $100k
0.15%$5-Education Savings
0.15%$5-IRA Savings
0.10%$5-Prime Savings
0.10%--Holiday Club
0.10%--Sub-Savings
0.10%--Business Savings

NASA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$100k*-Premier Advantage Money Market
OTHER TIERS: 0.80% Up to $50k | 1.00% $50k - $100k
1.00%$40k-Premier Plus Money Market
0.90%$10k-Premier Money Market
0.70%*$100k*-Business Premier Advantage Money Market
OTHER TIERS: 0.40% Up to $50k | 0.60% $50k - $100k
0.60%--Business Premier Plus Money Market
0.55%--Business Premier Money Market

NASA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Premier Preferred Checking Account
0.05%--Business Checking with Interest

NASA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.35%$10k-49 Month Share Certificate Special - New Money
3.25%$10k-25 Month Share Certificate Special - New Money
3.20%$10k-15 Month Share Certificate Special - New Money
2.30%$1k-60 Month Share Certificate
2.05%$1k-48 Month Share Certificate
1.90%$1k-36 Month Share Certificate
1.85%$1k-36 Month Bump Rate Share Certificate
1.70%$1k-24 Month Share Certificate
1.70%$2k-12 Month Health Savings Certificate
1.65%$1k-24 Month Bump Rate Share Certificate
1.65%$2k-6 Month Health Savings Certificate
1.60%$50$50k12 Month Early Savers Share Certificate
1.60%$1k-12 Month Share Certificate
1.55%$1k-6 Month Share Certificate
1.50%$250-12 Month Add-On Share Certificate
1.35%$1k-Business 60 Month Share Certificate
1.10%$1k-Business 48 Month Share Certificate
0.95%$1k-Business 36 Month Share Certificate
0.75%$1k-Business 24 Month Share Certificate
0.65%$1k-Business 12 Month Share Certificate
0.60%$1k-Business 6 Month Share Certificate

NASA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.35%$10k-49 Month IRA Certificate Special - New Money
3.25%$10k-25 Month IRA Certificate Special - New Money
3.20%$10k-15 Month IRA Certificate Special - New Money
2.30%$1k-60 Month IRA Certificate
2.05%$1k-48 Month IRA Certificate
1.90%$1k-36 Month IRA Certificate
1.85%$1k-36 Month Bump Rate IRA Certificate
1.70%$1k-24 Month IRA Certificate
1.65%$1k-24 Month Bump Rate IRA Certificate
1.60%$1k-12 Month IRA Certificate
1.60%$50$50k12 Month Early Savers IRA Certificate
1.55%$1k-6 Month IRA Certificate
1.50%$250-12 Month Add-On IRA Certificate
Locations

Availability

Washington Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.