NASA Federal Credit Union


Overview / Commentary
301-249-1800
500 Prince Georges Blvd
Upper Marlboro, MD 20774

NASA Federal Credit Union is headquartered in Upper Marlboro and is the 3rd largest credit union in the state of Maryland. It is also the 91st largest credit union in the nation. It was established in 1949 and as of June of 2020, it had grown to 339 employees and 186,034 members at 13 locations. NASA Federal Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in NASA Federal Credit Union is open to anyone through a complimentary membership to the National Space Society. Membership is also open to employees or retirees of NASA Headquarters or any NASA Center or Facility or NAS, employees or members of NASA Federal Credit Union partner companies or associations.
See current membership details

Related Posts

NASA Federal Credit Union 9-Month CD Special Rate Makes A Comeback - 5/16/2020

NASA Federal Credit Union (easy membership) has raised the rate on its 9-month Share Certificate Special to 1.50% APY. Minimum opening deposit is $10k.

NASA FCU CD Specials Crash And Burn - 3/1/2020

NASA Federal wasted no time in crushing their CD special rates for the new month. New rates: 49 months 1.65% 15 months 1.60% 9 months 1.55%

$300 Cash Bonus Premier Checking - 2/6/2020

Got an Email today. Not sure if this is by invite only or if anyone can take advantage. Get a $300 Cash Bonus! Simply open a Premier eChecking account, establish a qualifying direct deposit and make 20 debit card purchases for 3 consecutive months. Use Promo Code: MCU7TE8S1Q120

View all posts from:

4/3/17 - NASA FCU Offers 49-Month CD Special
4/1/17 - 49-Month CD 2.25% APY, Limited Time Offer.
2/14/17 - EWP Increased On New Cds At NASA Federal Credit Union
11/1/16 - NASA FCU Drops 15-Month CD Rate
10/19/16 - NASA FCU Offers Limited-Time 15-Month CD Rate Increase
7/6/16 - 49-Month Special Drops To 2.00%
6/2/16 - NASA FCU Increases 49-month CD Special Rate
6/1/16 - Rate Increase On 49-Month CD
3/7/16 - NASA FCU 49 Month CD Rate Drop.
1/3/16 - NASA FCU Raises Rate On Competitive 49-Month CD Special
1/1/16 - 49 Month Share Certificate Yield Increase
1/6/15 - NASA FCU Offers Nationally Available Top Rate 15- and 49-month CDs
10/27/14 - NASA Federal Credit Union Improves Its CD Terms Document
8/14/14 - Why You Should Always Read Account Disclosures
7/4/14 - 49-Month 2.25% CD Special Offer Extended
6/3/14 - Higher Special CD Rates at NASA Federal Credit Union
3/1/14 - 49-Month CD Special
2/20/14 - 2% 49 Month Cd Nasa CU
2/10/14 - 49-Month CD Special with a Top Rate at NASA FCU - Easy Membership
10/4/09 - 2.20% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/09 - 3.50% 55-Month CD & 2.25% 18-Month CD at NASA Federal Credit Union - Easy Membership
7/26/09 - 4.00% 50-Month CD at NASA Federal Credit Union - Easy Membership
2/2/09 - 3.50% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/08 - 4.25% 11-Month CD at NASA FCU - Easy Membership
8/1/08 - 4.00% 11-Month CD at NASA FCU - Easy Membership
6/1/08 - 5.00% 55-Month CD at NASA FCU - Easy Membership
5/13/08 - $175 New Checking Account and Credit Card Offer at NASA FCU (Easy Membership)
5/13/08 - 5.65% 7-Month CD at NASA FCU (Open to All)
11/3/07 - 5.25% 10-Month / 5.15% 5-Month CD at NASA FCU (Open to All)
4/30/07 - 5.80% 7-Month CD at NASA FCU (Open to All)
4/6/07 - 5.50% 5-Month / 5.50% 15-Month CD at NASA FCU
3/1/07 - 5.75% IRA CD / 5.50% 15-Month CD at NASA FCU
11/17/06 - 5.80% 7-Month CD at Credit Union Open to All (NASA FCU)
10/14/06 - 6.00% 7-Month CD at a Credit Union Open to All (NASA FCU).
10/6/06 - 5.75% 9-Month CD at NASA FCU - $100K (Open To All)

Take A Deep Breath Before You Start

Posted by: |

The process to become a member and to open an account was long but once open it was easy to fund.

Wired funds posted in less than 24 hours.

2 minute phone call to buy 15 mo. 3.25% CD.

In retrospect, I am happy to jump through a few hoops to insure that my account is secure and that the bank isn't allowing any funny-business.

I feel like I am in good company (naIve as it may sound.) Feeling Happy!

2nd wire transfer posted approximately 3 hours after it was sent.

Easy To Get CD Approved But Not To Fund

I was approved for the 15 mo. CD, yet I suppose I have to call to fund my CD, yet I called 3 times until they closed without an answer. :-(

Update, 6/23/19: The bank is open Saturday so I was able to get a hold of a Rep and was explained how to fund first the Savings account, wire transfer is the best option, and then call to fund CD. You have 10 days to fund CD. For the POD or Beneficiary, you have to download/print the Member Application, fill out, including Beneficiary, and return via email to: [email protected] . I don't think I will fund a CD if the Beneficiary is not established first, so I hope they can process it quickly otherwise I won't take my chances.

Feels Like A Bank

Posted by: |

Moving to UNFCU after 10 years with NASA. Fees and procedures make this a cold space adventure. We've always had large deposit accounts and still get nickeled and dimed so don't expect dividends to matter. Funding CDs and moving money around is a hassle and requires talking to someone on the phone.

We love what credit unions stand for, but NasaFCU has lost touch with members; heck I feel closer to CapOne. Nothing to be proud of here. Sad, and you know, after 10 years we closed our accounts, no one even asked why?...bye bye, stay away

Opening Membership Account

Posted by: |

I recently opened a new account, Share Savings. I was able to complete the process on-line in ~ 4 business days. In my case I had to provide a copy of my driver’s license, a utility bill and a notarized copy of my social security card. They also required a hard credit check via Experian. A $5.00 funding to open the membership was completed in the form of an ACH pull from my local credit union. To establish a POD payee, I completed a PDF fill-in Membership Application which was downloaded from their website. All required documentation was easily submitted using their provided secure portal link in the acceptable file formats, Word, PDF, JPG and TIFF. I believe I can fund the anticipated CD account via an ACH push from my local CU or a pull by NASA FCU.

The entire process was a little more involved than anything I’ve experienced in the past but well worth the effort as they have a well-structured user website, very fast message response system along with attractive CD rates.

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Health

Health Grade Components

Overall
NCUA #6328
Year Chartered1949
Employees339
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD6.95%
Annual Interest Income$65.0MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$3.31B$2.77B
LoansQ2 2020vs Q2 2019$2.39B$2.06B
DepositsQ2 2020vs Q2 2019$2.70B$2.31B
Equity CapitalQ2 2020vs Q2 2019$326.9MM$277.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$25.7MM$25.6MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$13.6MM$18.1MM
Real Estate OwnedQ2 2020vs Q2 2019$0$285.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not NASA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NASA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Health Savings Services
OTHER TIERS: 0.25% Up to $2.5k | 0.30% $2.5k - $10k | 0.35% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k
0.15%$5-Education Savings
0.15%$5-IRA Savings
0.10%$5-Prime Savings
0.10%--Holiday Club
0.10%--Business Savings
0.10%--Special Savings

NASA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Premier Advantage Money Market
OTHER TIERS: 0.25% Up to $50k | 0.45% $50k - $100k
0.55%*$100k*-Business Premier Advantage Money Market
OTHER TIERS: 0.25% Up to $50k | 0.45% $50k - $100k
0.40%$40k-Premier Plus Money Market
0.40%$40k-Business Premier Plus Money Market
0.35%$10k-Premier Money Market
0.35%$10k-Business Premier Money Market

NASA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--Premier Preferred Checking Account
0.40%--Business Checking with Interest

NASA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$10k-49 Month Share Certificate Special - New Money
0.75%$1k-60 Month Share Certificate
0.75%$1k-Business 60 Month Share Certificate
0.70%$10k-15 Month Share Certificate Special - New Money
0.65%$10k-9 Month Share Certificate Special - New Money
0.60%$1k-48 Month Share Certificate
0.60%$1k-Business 48 Month Share Certificate
0.55%$1k-36 Month Share Certificate
0.55%$2k-12 Month Health Savings Certificate
0.55%$1k-Business 36 Month Share Certificate
0.50%$1k-24 Month Share Certificate
0.50%$2k-6 Month Health Savings Certificate
0.50%$1k-Business 24 Month Share Certificate
0.45%$50$50k12 Month Early Savers Share Certificate
0.45%$1k-12 Month Share Certificate
0.45%$1k-36 Month Bump Rate Share Certificate
0.45%$1k-Business 12 Month Share Certificate
0.40%$1k-6 Month Share Certificate
0.40%$1k-24 Month Bump Rate Share Certificate
0.40%$1k-Business 6 Month Share Certificate
0.35%$250-12 Month Add-On Share Certificate

NASA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$10k-49 Month IRA Certificate Special - New Money
0.75%$1k-60 Month IRA Certificate
0.70%$10k-15 Month IRA Certificate Special - New Money
0.65%$10k-9 Month IRA Certificate Special
0.60%$1k-48 Month IRA Certificate
0.55%$1k-36 Month IRA Certificate
0.50%$1k-24 Month IRA Certificate
0.45%$1k-12 Month IRA Certificate
0.45%$50$50k12 Month Early Savers IRA Certificate
0.45%$1k-36 Month Bump Rate IRA Certificate
0.40%$1k-6 Month IRA Certificate
0.40%$1k-24 Month Bump Rate IRA Certificate
0.35%$250-12 Month Add-On IRA Certificate
Locations

Availability

Washington Area

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.