Advertising Disclosure
  1. Banks
  2. NASA Federal Credit Union

NASA Federal Credit Union


Overview / Commentary
www.nasafcu.com
301-249-1800
500 Prince Georges Blvd
Upper Marlboro, MD 20774

NASA Federal Credit Union is headquartered in Upper Marlboro and is the 3rd largest credit union in the state of Maryland. It is also the 108th largest credit union in the nation. It was established in 1949 and as of March of 2022, it had grown to 334 employees and 207,408 members at 14 locations. NASA Federal Credit Union's money market rates are 36% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in NASA Federal Credit Union is open to anyone through a complimentary membership to the National Space Society. Membership is also open to employees or retirees of NASA Headquarters or any NASA Center or Facility or NAS, employees or members of NASA Federal Credit Union partner companies or associations.
See current membership details

Related Posts

NASA Federal Credit Union Hikes CD Special Rates - 6/24/2022

NASA Federal Credit Union (easy membership) once again boosted its 9-month, 15-month, and 49-month Share Certificate Specials rates to very competitive levels.

NASA FCU Just Issued Higher Rates: 3.0%-48 Mo.; 2.5%-15 Mo.; 2.0%-9 Mo. - 6/23/2022

NASA FCU just sent me an e-mail saying thet just hiked their rates on three CDs: •48 mo., 3.00% APY •15 mo., 2.50% APY •9 mo., 2.00% APY You can see those rates here: https://www.nasafcu.com/stellaryields?sp_rid=NTg2ODAzNzYwNTk1S0&sp_mid=71761051&spMailingID=71761051&spUserID=NTg2ODAzNzYwNTk1S0&spJobID=2246314111&spReportId=MjI0NjMxNDExMQS2 The e-mail says "hurry - this offer ends June 30, 2022." I do not take it to mean it will be eliminated on July 1, but it might be. These rates require new money brought into NASA, and it's $10,000 minimum to open the CDs. Anyone can join NASA FCU via a complimentary membership to the National Space Society.

9 Month 2.00% 15 Month 2.5% - 6/23/2022

Nice bump up at NASA https://www.nasafcu.com/stellaryields

View all posts from:

11/1/19 - NASA Federal Credit Union Ups Rates on 9-, 15- & 49-Month CD Specials
7/1/19 - NASA FCU Drops Rate Specials Again
6/8/19 - NASA Federal Credit Union Adds 9-Month CD Special, 2.60% APY
6/2/19 - 9-Month CD, 2.60% APY, $10,000
4/1/19 - NASA Rate Drops Continue
3/1/19 - The Party's Over
2/1/19 - NASA Federal Credit Union Brings Back 15-Month CD Special, 3.20% APY
10/1/18 - NASA FCU 15-Mo. 3.25% CD Might Be Down To 2.75%
9/3/18 - NASA Federal Credit Union Offers Top Rate 15-Month CD
9/1/18 - Raised Rates For Certificates
9/1/18 - 15 Month CD @ 3.25%
7/30/18 - $125 Bonus For Premier Echecking Account With DD Or Billpay+ And Estatement
7/3/18 - NASA FCU 15-Month Special 2.50%
4/2/18 - 2.25% 11 Month CD Has Expired
2/15/18 - 2.25% 11 Month CD
2/15/18 - NASA FCU Adds 11-Month Share Certificate Special
2/15/18 - 11-Month CD
1/2/18 - NASA FCU Boosts Rates On 49- and 15-Month Certificate Specials
1/1/18 - NASA FCU Hikes 49-Month And 15-Month Certificate Rates
4/3/17 - NASA FCU Offers 49-Month CD Special
4/1/17 - 49-Month CD 2.25% APY, Limited Time Offer.
2/14/17 - EWP Increased On New Cds At NASA Federal Credit Union
11/1/16 - NASA FCU Drops 15-Month CD Rate
10/19/16 - NASA FCU Offers Limited-Time 15-Month CD Rate Increase
7/6/16 - 49-Month Special Drops To 2.00%
6/2/16 - NASA FCU Increases 49-month CD Special Rate
6/1/16 - Rate Increase On 49-Month CD
3/7/16 - NASA FCU 49 Month CD Rate Drop.
1/3/16 - NASA FCU Raises Rate On Competitive 49-Month CD Special
1/1/16 - 49 Month Share Certificate Yield Increase
1/6/15 - NASA FCU Offers Nationally Available Top Rate 15- and 49-month CDs
10/27/14 - NASA Federal Credit Union Improves Its CD Terms Document
8/14/14 - Why You Should Always Read Account Disclosures
7/4/14 - 49-Month 2.25% CD Special Offer Extended
6/3/14 - Higher Special CD Rates at NASA Federal Credit Union
3/1/14 - 49-Month CD Special
2/20/14 - 2% 49 Month Cd Nasa CU
2/10/14 - 49-Month CD Special with a Top Rate at NASA FCU - Easy Membership
10/4/09 - 2.20% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/09 - 3.50% 55-Month CD & 2.25% 18-Month CD at NASA Federal Credit Union - Easy Membership
7/26/09 - 4.00% 50-Month CD at NASA Federal Credit Union - Easy Membership
2/2/09 - 3.50% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/08 - 4.25% 11-Month CD at NASA FCU - Easy Membership
8/1/08 - 4.00% 11-Month CD at NASA FCU - Easy Membership
6/1/08 - 5.00% 55-Month CD at NASA FCU - Easy Membership
5/13/08 - $175 New Checking Account and Credit Card Offer at NASA FCU (Easy Membership)
5/13/08 - 5.65% 7-Month CD at NASA FCU (Open to All)
11/3/07 - 5.25% 10-Month / 5.15% 5-Month CD at NASA FCU (Open to All)
4/30/07 - 5.80% 7-Month CD at NASA FCU (Open to All)
4/6/07 - 5.50% 5-Month / 5.50% 15-Month CD at NASA FCU
3/1/07 - 5.75% IRA CD / 5.50% 15-Month CD at NASA FCU
11/17/06 - 5.80% 7-Month CD at Credit Union Open to All (NASA FCU)
10/14/06 - 6.00% 7-Month CD at a Credit Union Open to All (NASA FCU).
10/6/06 - 5.75% 9-Month CD at NASA FCU - $100K (Open To All)

Reviews (51)

Great Credit Union

Posted by: |

I love Nasa FCU. They have always had competitive rates and they actually answer the phone within reasonable amount of time. I have been with them for about 3 years and just renewed a Jumbo CD, a process which went smoothly and efficiently. I would recommend Nasa to anyone wanting a strong financial institution and top-notch customer service.

6

CD Opening

Posted by: |

I opened a CD account online. I don't recall it being that much of a hassle, and I wanted that great 49 month CD rate. Once it was opened, I had 30 days to fund it. I did the trial deposit thing and ACH'd the money from my bank to the savings account. Their limits don't apply when you initiate from your bank. Also, it is true that you cannot then switch the money to the CD, however, they are very responsive to the message function. They replied within a couple of hours and moved the money immediately. I did not have to call.

2

A Little Frustration

Posted by: |

Application was completed followed by form emails needing Drivers license (provided) proof of residency (Drivers license doesn't count) and copy of SOCIAL SECURITY CARD! Haven't had to do this since the 1960's & draft registration. Happy to report NASA CU reached out and we'll do business going forward.

6

Lots Of Hassle To Open Account

Posted by: |

Day 5 after initial application. After applying they wanted a copy of my SS card, I don't have an original so I sent a copy of my statement. Next day they requested a copy of my DL, after I initially sent it with the application. Next day they wanted to know what city, state did I make my application in. These emails come at 3am, I have Do Not Disturb on so it didn't go off what bank sends you email at 3am. Then the next day at 3am they sent another email asking where I applied at again. I'm still listed as pending on their web portal. On the plus side, when I called they said I could set a CD to auto payout at maturity. They have a 15 month CD @ 1.05% but at this point I don't know if an extra 15 basis points is worth hassle. I'll probably just leave the $5 in the required savings account and see what they're like to deal with after that. If your look for an easy relationship I'd pass on NASA Federal.

4
VIEW MORE REVIEWS

Health
A+

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #6328
Year Chartered1949
Employees334
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD8.16%
Annual Interest Income$26.8MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$3.75B$3.42B
LoansQ1 2022vs Q1 2021$2.81B$2.27B
DepositsQ1 2022vs Q1 2021$3.11B$2.82B
Equity CapitalQ1 2022vs Q1 2021$431.4MM$364.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$13.2MM$27.3MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$8.9MM$9.8MM
Real Estate OwnedQ1 2022vs Q1 2021$0$288.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not NASA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NASA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Health Savings Services
OTHER TIERS: 0.25% → Up to $2.5k | 0.30% → $2.5k - $10k | 0.35% → $10k - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $100k
0.15%$5-Education Savings
0.15%$5-IRA Savings
0.10%$5-Prime Savings
0.10%--Holiday Club
0.10%--Business Savings
0.10%--Special Savings

NASA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Premier Advantage Money Market
OTHER TIERS: 0.30% → Up to $50k | 0.50% → $50k - $100k
0.60%*$100k*-Premier Advantage Money Market IRA
OTHER TIERS: 0.30% → Up to $50k | 0.50% → $50k - $100k
0.45%$40k-Premier Plus Money Market
0.45%*$100k*-Business Premier Advantage Money Market
OTHER TIERS: 0.15% → Up to $50k | 0.35% → $50k - $100k
0.45%$40k-Premier Plus Money Market IRA
0.40%$10k-Premier Money Market
0.40%$10k-Premier Money Market IRA
0.30%$40k-Business Premier Plus Money Market
0.25%$10k-Business Premier Money Market

NASA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--Premier Preferred Checking Account
0.35%--Business Checking with Interest

NASA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$10k-49 Month Share Certificate Special - New Money
2.50%$10k-15 Month Share Certificate Special - New Money
2.00%$10k-9 Month Share Certificate Special - New Money
1.65%$1k-60 Month Share Certificate
1.55%$1k-48 Month Share Certificate
1.45%$1k-36 Month Share Certificate
1.35%$1k-24 Month Share Certificate
1.35%$1k-36 Month Bump Rate Share Certificate
1.25%$1k-24 Month Bump Rate Share Certificate
1.20%$2k-12 Month Health Savings Certificate
1.10%$50$50k12 Month Early Savers Share Certificate
1.10%$1k-12 Month Share Certificate
1.05%$2k-6 Month Health Savings Certificate
1.00%$250-12 Month Add-On Share Certificate
0.95%$1k-6 Month Share Certificate
0.75%$1k-Business 60 Month Share Certificate
0.60%$1k-Business 48 Month Share Certificate
0.55%$1k-Business 36 Month Share Certificate
0.50%$1k-Business 24 Month Share Certificate
0.45%$1k-Business 12 Month Share Certificate
0.40%$1k-Business 6 Month Share Certificate

NASA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$10k-49 Month IRA Certificate Special - New Money
2.50%$10k-15 Month IRA Certificate Special - New Money
2.00%$10k-9 Month IRA Certificate Special - New Money
1.65%$1k-60 Month IRA Certificate
1.55%$1k-48 Month IRA Certificate
1.45%$1k-36 Month IRA Certificate
1.35%$1k-24 Month IRA Certificate
1.35%$1k-36 Month Bump Rate IRA Certificate
1.25%$1k-24 Month Bump Rate IRA Certificate
1.10%$1k-12 Month IRA Certificate
1.10%$50$50k12 Month Early Savers IRA Certificate
1.00%$250-12 Month Add-On IRA Certificate
0.95%$1k-6 Month IRA Certificate
Locations

Availability

Baltimore Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.