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NASA Federal Credit Union


Overview / Commentary
www.nasafcu.com
301-249-1800
500 Prince Georges Blvd
Upper Marlboro, MD 20774

NASA Federal Credit Union is headquartered in Upper Marlboro and is the 3rd largest credit union in the state of Maryland. It is also the 109th largest credit union in the nation. It was established in 1949 and as of March of 2021, it had grown to 332 employees and 196,711 members at 13 locations. NASA Federal Credit Union's money market rates are 25% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in NASA Federal Credit Union is open to anyone through a complimentary membership to the National Space Society. Membership is also open to employees or retirees of NASA Headquarters or any NASA Center or Facility or NAS, employees or members of NASA Federal Credit Union partner companies or associations.
See current membership details

Related Posts

Did NASA FCU Change The Eligibility Requirements? - 6/10/2021

I just received something in the mail from them saying that anyone who joins must be in accordance with their membership requirements but with no more detail than that. I would assume that anyone who joined had been in accordance with NASA's membership requirements at that time. So what does it mean - are they trying to kick out existing members?

NASA Federal Credit Union CD Specials Continue To Be Competitive - 5/6/2021

NASA Federal Credit Union (easy membership) three CD Specials (9-, 15-, and 49-month) continue to offering competitive rates. $10k minimum deposit of new money.

NASA Federal Credit Union Lowers 49 Month CD To 1.4% Starting May 2021 - 5/3/2021

I inquired about the current 49 month CD rate with NASA Customer Service and received the following reply: "Thank you for contacting NASA Federal Credit Union. Upon reviewing the rates, the 49 month CD APY was 1.5% in April 2021. The rates changed for the month of May 2021. The current rate for a 49 month CD is 1.40% currently." The site has 1.4% as the rate for the 49 month CD

View all posts from:

10/1/18 - NASA FCU 15-Mo. 3.25% CD Might Be Down To 2.75%
9/3/18 - NASA Federal Credit Union Offers Top Rate 15-Month CD
9/1/18 - Raised Rates For Certificates
9/1/18 - 15 Month CD @ 3.25%
7/30/18 - $125 Bonus For Premier Echecking Account With DD Or Billpay+ And Estatement
7/3/18 - NASA FCU 15-Month Special 2.50%
4/2/18 - 2.25% 11 Month CD Has Expired
2/15/18 - 2.25% 11 Month CD
2/15/18 - NASA FCU Adds 11-Month Share Certificate Special
2/15/18 - 11-Month CD
1/2/18 - NASA FCU Boosts Rates On 49- and 15-Month Certificate Specials
1/1/18 - NASA FCU Hikes 49-Month And 15-Month Certificate Rates
4/3/17 - NASA FCU Offers 49-Month CD Special
4/1/17 - 49-Month CD 2.25% APY, Limited Time Offer.
2/14/17 - EWP Increased On New Cds At NASA Federal Credit Union
11/1/16 - NASA FCU Drops 15-Month CD Rate
10/19/16 - NASA FCU Offers Limited-Time 15-Month CD Rate Increase
7/6/16 - 49-Month Special Drops To 2.00%
6/2/16 - NASA FCU Increases 49-month CD Special Rate
6/1/16 - Rate Increase On 49-Month CD
3/7/16 - NASA FCU 49 Month CD Rate Drop.
1/3/16 - NASA FCU Raises Rate On Competitive 49-Month CD Special
1/1/16 - 49 Month Share Certificate Yield Increase
1/6/15 - NASA FCU Offers Nationally Available Top Rate 15- and 49-month CDs
10/27/14 - NASA Federal Credit Union Improves Its CD Terms Document
8/14/14 - Why You Should Always Read Account Disclosures
7/4/14 - 49-Month 2.25% CD Special Offer Extended
6/3/14 - Higher Special CD Rates at NASA Federal Credit Union
3/1/14 - 49-Month CD Special
2/20/14 - 2% 49 Month Cd Nasa CU
2/10/14 - 49-Month CD Special with a Top Rate at NASA FCU - Easy Membership
10/4/09 - 2.20% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/09 - 3.50% 55-Month CD & 2.25% 18-Month CD at NASA Federal Credit Union - Easy Membership
7/26/09 - 4.00% 50-Month CD at NASA Federal Credit Union - Easy Membership
2/2/09 - 3.50% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/08 - 4.25% 11-Month CD at NASA FCU - Easy Membership
8/1/08 - 4.00% 11-Month CD at NASA FCU - Easy Membership
6/1/08 - 5.00% 55-Month CD at NASA FCU - Easy Membership
5/13/08 - $175 New Checking Account and Credit Card Offer at NASA FCU (Easy Membership)
5/13/08 - 5.65% 7-Month CD at NASA FCU (Open to All)
11/3/07 - 5.25% 10-Month / 5.15% 5-Month CD at NASA FCU (Open to All)
4/30/07 - 5.80% 7-Month CD at NASA FCU (Open to All)
4/6/07 - 5.50% 5-Month / 5.50% 15-Month CD at NASA FCU
3/1/07 - 5.75% IRA CD / 5.50% 15-Month CD at NASA FCU
11/17/06 - 5.80% 7-Month CD at Credit Union Open to All (NASA FCU)
10/14/06 - 6.00% 7-Month CD at a Credit Union Open to All (NASA FCU).
10/6/06 - 5.75% 9-Month CD at NASA FCU - $100K (Open To All)

Reviews (48)

Proud And Glad To Be Aboard

Posted by: |

To be able to bank with the men of NASA with.all their courage to see where my monies
Are at to be able to talk with the directors of the bank to ASST with some of the concerns the banks executive staff may have

1

Easy To Get CD Approved But Not To Fund

Posted by: |

I was approved for the 15 mo. CD, yet I suppose I have to call to fund my CD, yet I called 3 times until they closed without an answer. :-(

Update, 6/23/19: The bank is open Saturday so I was able to get a hold of a Rep and was explained how to fund first the Savings account, wire transfer is the best option, and then call to fund CD. You have 10 days to fund CD. For the POD or Beneficiary, you have to download/print the Member Application, fill out, including Beneficiary, and return via email to: [email protected] . I don't think I will fund a CD if the Beneficiary is not established first, so I hope they can process it quickly otherwise I won't take my chances.

11

Feels Like A Bank

Posted by: |

Moving to UNFCU after 10 years with NASA. Fees and procedures make this a cold space adventure. We've always had large deposit accounts and still get nickeled and dimed so don't expect dividends to matter. Funding CDs and moving money around is a hassle and requires talking to someone on the phone.

We love what credit unions stand for, but NasaFCU has lost touch with members; heck I feel closer to CapOne. Nothing to be proud of here. Sad, and you know, after 10 years we closed our accounts, no one even asked why?...bye bye, stay away

15

Poor Communication

Posted by: |

Communication is extremely poor. I agree with many negative reviews here the application process is extremely bad. No followup and unreasonable application requirements that doesn't make sense. I wish I have not responded to their solicitation.

1
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Health
A+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #6328
Year Chartered1949
Employees332
Primary Regulator
Profit Margin
Return on Assets - YTD1.51%
Return on Equity - YTD14.05%
Annual Interest Income$29.9MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$3.42B$3.24B
LoansQ1 2021vs Q1 2020$2.27B$2.39B
DepositsQ1 2021vs Q1 2020$2.82B$2.64B
Equity CapitalQ1 2021vs Q1 2020$364.0MM$316.3MM
Loan Loss AllowanceQ1 2021vs Q1 2020$27.3MM$24.9MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$9.8MM$17.5MM
Real Estate OwnedQ1 2021vs Q1 2020$288.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not NASA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NASA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Health Savings Services
OTHER TIERS: 0.25% → Up to $2.5k | 0.30% → $2.5k - $10k | 0.35% → $10k - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $100k
0.15%$5-Education Savings
0.15%$5-IRA Savings
0.10%$5-Prime Savings
0.10%--Holiday Club
0.10%--Business Savings
0.10%--Special Savings

NASA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Premier Advantage Money Market
OTHER TIERS: 0.25% → Up to $50k | 0.45% → $50k - $100k
0.55%*$100k*-Business Premier Advantage Money Market
OTHER TIERS: 0.25% → Up to $50k | 0.45% → $50k - $100k
0.55%*$100k*-Premier Advantage Money Market IRA
OTHER TIERS: 0.25% → Up to $50k | 0.45% → $50k - $100k
0.40%$40k-Premier Plus Money Market
0.40%$40k-Business Premier Plus Money Market
0.40%$40k-Premier Plus Money Market IRA
0.35%$10k-Premier Money Market
0.35%$10k-Business Premier Money Market
0.35%$10k-Premier Money Market IRA

NASA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--Premier Preferred Checking Account
0.40%--Business Checking with Interest

NASA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$10k-49 Month Share Certificate Special - New Money
1.00%$1k-60 Month Share Certificate
0.85%$1k-48 Month Share Certificate
0.75%$1k-Business 60 Month Share Certificate
0.70%$10k-15 Month Share Certificate Special - New Money
0.65%$1k-36 Month Share Certificate
0.65%$10k-9 Month Share Certificate Special - New Money
0.60%$1k-Business 48 Month Share Certificate
0.55%$1k-36 Month Bump Rate Share Certificate
0.55%$2k-12 Month Health Savings Certificate
0.55%$1k-Business 36 Month Share Certificate
0.50%$1k-24 Month Share Certificate
0.50%$2k-6 Month Health Savings Certificate
0.50%$1k-Business 24 Month Share Certificate
0.45%$50$50k12 Month Early Savers Share Certificate
0.45%$1k-12 Month Share Certificate
0.45%$1k-Business 12 Month Share Certificate
0.40%$1k-6 Month Share Certificate
0.40%$1k-24 Month Bump Rate Share Certificate
0.40%$1k-Business 6 Month Share Certificate
0.35%$250-12 Month Add-On Share Certificate

NASA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$10k-49 Month IRA Certificate Special - New Money
1.00%$1k-60 Month IRA Certificate
0.85%$1k-48 Month IRA Certificate
0.70%$10k-15 Month IRA Certificate Special - New Money
0.65%$1k-36 Month IRA Certificate
0.65%$10k-9 Month IRA Certificate Special
0.55%$1k-36 Month Bump Rate IRA Certificate
0.50%$1k-24 Month IRA Certificate
0.45%$1k-12 Month IRA Certificate
0.45%$50$50k12 Month Early Savers IRA Certificate
0.40%$1k-6 Month IRA Certificate
0.40%$1k-24 Month Bump Rate IRA Certificate
0.35%$250-12 Month Add-On IRA Certificate
Locations

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Washington Area

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.