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NASA Federal Credit Union


Overview / Commentary
www.nasafcu.com
301-249-1800
500 Prince Georges Blvd
Upper Marlboro, MD 20774

NASA Federal Credit Union is headquartered in Upper Marlboro and is the 3rd largest credit union in the state of Maryland. It is also the 107th largest credit union in the nation. It was established in 1949 and as of June of 2022, it had grown to 344 employees and 209,567 members at 14 locations. NASA Federal Credit Union's CD rates are 3X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in NASA Federal Credit Union is open to anyone through a complimentary membership to the National Space Society. Membership is also open to employees or retirees of NASA Headquarters or any NASA Center or Facility or NAS, employees or members of NASA Federal Credit Union partner companies or associations.
See current membership details

Related Posts

NASA FCU Increases CD Rates - 12/1/22 - 12/1/2022

NASA FCU increased CD APYs today: 6 month - 1.95 -> 2.25 9 month - 4.00 -> 4.40 12 month - 2.50 -> 2.80 15 month - 4.05 -> 4.50 2 year - 2.90 -> 3.20 3 year - 3.05 -> 3.25 4 year - 3.20 ->3.30 49 month - 4.10 ->4.60 5 year - 3.35 -> 3.45

NASA Federal Credit Union Offers Stellar Rate On 9-Month CD Special - 11/3/2022

NASA Federal Credit Union (easy membership) has again hiked the 9-, 15-, and 49-month Share Certificate Specials rates to competitive levels. $10k minimum of new money.

NASA FCU - Specials CDs: 9-Month @ 4%, 15-Month @ 4.05% And 49-Month @ 4.10% - 11/1/2022

" **A minimum $10,000 required to open all special certificates. Special 9-month, 15-month and 49-month certificates require new funds brought from an external source. ..." https://www.nasafcu.com/stellaryields

View all posts from:

11/1/19 - NASA Federal Credit Union Ups Rates on 9-, 15- & 49-Month CD Specials
7/1/19 - NASA FCU Drops Rate Specials Again
6/8/19 - NASA Federal Credit Union Adds 9-Month CD Special, 2.60% APY
6/2/19 - 9-Month CD, 2.60% APY, $10,000
4/1/19 - NASA Rate Drops Continue
3/1/19 - The Party's Over
2/1/19 - NASA Federal Credit Union Brings Back 15-Month CD Special, 3.20% APY
10/1/18 - NASA FCU 15-Mo. 3.25% CD Might Be Down To 2.75%
9/3/18 - NASA Federal Credit Union Offers Top Rate 15-Month CD
9/1/18 - Raised Rates For Certificates
9/1/18 - 15 Month CD @ 3.25%
7/30/18 - $125 Bonus For Premier Echecking Account With DD Or Billpay+ And Estatement
7/3/18 - NASA FCU 15-Month Special 2.50%
4/2/18 - 2.25% 11 Month CD Has Expired
2/15/18 - 2.25% 11 Month CD
2/15/18 - NASA FCU Adds 11-Month Share Certificate Special
2/15/18 - 11-Month CD
1/2/18 - NASA FCU Boosts Rates On 49- and 15-Month Certificate Specials
1/1/18 - NASA FCU Hikes 49-Month And 15-Month Certificate Rates
4/3/17 - NASA FCU Offers 49-Month CD Special
4/1/17 - 49-Month CD 2.25% APY, Limited Time Offer.
2/14/17 - EWP Increased On New Cds At NASA Federal Credit Union
11/1/16 - NASA FCU Drops 15-Month CD Rate
10/19/16 - NASA FCU Offers Limited-Time 15-Month CD Rate Increase
7/6/16 - 49-Month Special Drops To 2.00%
6/2/16 - NASA FCU Increases 49-month CD Special Rate
6/1/16 - Rate Increase On 49-Month CD
3/7/16 - NASA FCU 49 Month CD Rate Drop.
1/3/16 - NASA FCU Raises Rate On Competitive 49-Month CD Special
1/1/16 - 49 Month Share Certificate Yield Increase
1/6/15 - NASA FCU Offers Nationally Available Top Rate 15- and 49-month CDs
10/27/14 - NASA Federal Credit Union Improves Its CD Terms Document
8/14/14 - Why You Should Always Read Account Disclosures
7/4/14 - 49-Month 2.25% CD Special Offer Extended
6/3/14 - Higher Special CD Rates at NASA Federal Credit Union
3/1/14 - 49-Month CD Special
2/20/14 - 2% 49 Month Cd Nasa CU
2/10/14 - 49-Month CD Special with a Top Rate at NASA FCU - Easy Membership
10/4/09 - 2.20% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/09 - 3.50% 55-Month CD & 2.25% 18-Month CD at NASA Federal Credit Union - Easy Membership
7/26/09 - 4.00% 50-Month CD at NASA Federal Credit Union - Easy Membership
2/2/09 - 3.50% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/08 - 4.25% 11-Month CD at NASA FCU - Easy Membership
8/1/08 - 4.00% 11-Month CD at NASA FCU - Easy Membership
6/1/08 - 5.00% 55-Month CD at NASA FCU - Easy Membership
5/13/08 - $175 New Checking Account and Credit Card Offer at NASA FCU (Easy Membership)
5/13/08 - 5.65% 7-Month CD at NASA FCU (Open to All)
11/3/07 - 5.25% 10-Month / 5.15% 5-Month CD at NASA FCU (Open to All)
4/30/07 - 5.80% 7-Month CD at NASA FCU (Open to All)
4/6/07 - 5.50% 5-Month / 5.50% 15-Month CD at NASA FCU
3/1/07 - 5.75% IRA CD / 5.50% 15-Month CD at NASA FCU
11/17/06 - 5.80% 7-Month CD at Credit Union Open to All (NASA FCU)
10/14/06 - 6.00% 7-Month CD at a Credit Union Open to All (NASA FCU).
10/6/06 - 5.75% 9-Month CD at NASA FCU - $100K (Open To All)

Reviews (72)

BEAUTIFUL EXPERIENCE

Posted by: |

JUST PUT A LOT OF MONEY WITH THESE GUYS AND FEEL VERY HAPPY AS A+ REALLY MEANS A+ FOR CUSTOMER SERVICE SAFETY OF DEPOSITS AND PROFESSIONAL COURTESY ! ! SO ALL OF THESE NEGATIVE REVIEWS ARE ABSURD.

14

Great Rates And Service

Posted by: |

It was a little difficult to get registered but worth the trouble. I have been very happy with the service I have received from phoning in. I am looking forward to a long relationship with NASA. Great CD rates

12

Customer Service

Posted by: |

I agree with some of the issues customers have had with NASA. However I have found that when doing online chatting with their representative they are very helpful, knowledgeable and competent..The great thing about doing online chat is that YOU have the ability to download a transcript and prove what was said or not said.
Lets all face reality....Customer service anywhere with pretty much any business or bank is not what it used to be 10, 15 or 20 years ago.
I just spent 2 days and made maybe 20 calls to different branch offices trying to contact a single national well known bank. Every time, if the phone was answered it was by an automated teller that either couldn't understand English or would disconnect.
Knowledgeable people who take pride in their work are hard for any company to hire. Why...because most companies who have such employees are going to do anything reasonable to keep them!
I think most(not alll) businesses and banks want to do the right thing by their customers. But remember most businesses today have a Board of Directors or Shareholders they have to answer to. If they are doing something WRONG gather you proof and email the President, CEO or Board with you proof

1

Declined With No Reason Given

Posted by: |

After 4 days of back and forth...utility bills, social security card, drivers license, unfrozen credit (at all 3 bureaus because they would answer which one) I was declined for a SAVINGS ACCOUNT with no reason given.
I have an 810 at Expirian and an 836 at Equifax and I was declined for a SAVINGS ACCOUNT, without an explanation! This process was way more difficult than opening an account at Vanguard or Schwab and it was just a SAVINGS ACCOUNT! Save yourself the time and effort an skip NASA FCU.

16
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Health
A+

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #6328
Year Chartered1949
Employees344
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD6.81%
Annual Interest Income$52.9MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$3.82B$3.47B
LoansQ2 2022vs Q2 2021$3.06B$2.35B
DepositsQ2 2022vs Q2 2021$3.08B$2.87B
Equity CapitalQ2 2022vs Q2 2021$437.4MM$381.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$13.9MM$24.7MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$9.3MM$8.9MM
Real Estate OwnedQ2 2022vs Q2 2021$0$288.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not NASA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NASA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-Health Savings Services
OTHER TIERS: 0.35% → Up to $2.5k | 0.40% → $2.5k - $10k | 0.45% → $10k - $25k | 0.50% → $25k - $50k | 0.55% → $50k - $100k
0.25%$5-IRA Savings
0.15%$5-Education Savings
0.10%$5-Prime Savings
0.10%--Holiday Club
0.10%--Business Savings
0.10%--Special Savings

NASA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$100k*-Premier Advantage Money Market
OTHER TIERS: 0.90% → Up to $50k | 1.10% → $50k - $100k
1.20%*$100k*-Premier Advantage Money Market IRA
OTHER TIERS: 0.90% → Up to $50k | 1.10% → $50k - $100k
1.05%$40k-Premier Plus Money Market
1.05%$40k-Premier Plus Money Market IRA
1.00%$10k-Premier Money Market
1.00%$10k-Premier Money Market IRA
0.45%*$100k*-Business Premier Advantage Money Market
OTHER TIERS: 0.15% → Up to $50k | 0.35% → $50k - $100k
0.30%$40k-Business Premier Plus Money Market
0.25%$10k-Business Premier Money Market

NASA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%--Premier Preferred Checking Account
0.35%--Business Checking with Interest

NASA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.60%$10k-49 Month Share Certificate Special - New Money
4.50%$10k-15 Month Share Certificate Special - New Money
4.40%$10k-9 Month Share Certificate Special - New Money
3.45%$1k-60 Month Share Certificate
3.30%$1k-48 Month Share Certificate
3.25%$1k-36 Month Share Certificate
3.20%$1k-24 Month Share Certificate
3.15%$1k-36 Month Bump Rate Share Certificate
3.10%$1k-24 Month Bump Rate Share Certificate
2.90%$2k-12 Month Health Savings Certificate
2.80%$50$50k12 Month Early Savers Share Certificate
2.80%$1k-12 Month Share Certificate
2.70%$250-12 Month Add-On Share Certificate
2.40%$2k-6 Month Health Savings Certificate
2.25%$1k-6 Month Share Certificate
0.75%$1k-Business 60 Month Share Certificate
0.60%$1k-Business 48 Month Share Certificate
0.55%$1k-Business 36 Month Share Certificate
0.50%$1k-Business 24 Month Share Certificate
0.45%$1k-Business 12 Month Share Certificate
0.40%$1k-Business 6 Month Share Certificate

NASA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.60%$10k-49 Month IRA Certificate Special - New Money
4.50%$10k-15 Month IRA Certificate Special - New Money
4.40%$10k-9 Month IRA Certificate Special - New Money
3.45%$1k-60 Month IRA Certificate
3.30%$1k-48 Month IRA Certificate
3.25%$1k-36 Month IRA Certificate
3.20%$1k-24 Month IRA Certificate
3.15%$1k-36 Month Bump Rate IRA Certificate
3.10%$1k-24 Month Bump Rate IRA Certificate
2.80%$1k-12 Month IRA Certificate
2.80%$50$50k12 Month Early Savers IRA Certificate
2.70%$250-12 Month Add-On IRA Certificate
2.25%$1k-6 Month IRA Certificate
Locations

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