NASA Federal Credit Union


Overview / Commentary
301-249-1800
500 Prince Georges Blvd
Upper Marlboro, MD 20774

NASA Federal Credit Union is headquartered in Upper Marlboro and is the 3rd largest credit union in the state of Maryland. It is also the 109th largest credit union in the nation. It was established in 1949 and as of September of 2021, it had grown to 337 employees and 204,902 members at 14 locations. NASA Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in NASA Federal Credit Union is open to anyone through a complimentary membership to the National Space Society. Membership is also open to employees or retirees of NASA Headquarters or any NASA Center or Facility or NAS, employees or members of NASA Federal Credit Union partner companies or associations.
See current membership details

Related Posts

NASA Federal Credit Union Raises CD Special Rates - 12/2/2021

NASA Federal Credit Union (easy membership) has again raised the rates on its three Share Certificate Specials to very competitive rate levels.

NASA Federal Credit Union Boosts 15-Month CD Special Rate - 11/3/2021

NASA Federal Credit Union (easy membership) has again raised the rates on its three Share Certificate Specials, giving the 9-, 15-, 49-month SCS very competitive rates.

NASA FCU Competitive Cds - 11/2/2021

NASA FCU competitive CDs: 9m 0.75%, 15m 1.00%, 49m 1.60% https://www.nasafcu.com/personal/checking-savings/certificates/high-yield-certificates

View all posts from:

10/1/18 - NASA FCU 15-Mo. 3.25% CD Might Be Down To 2.75%
9/3/18 - NASA Federal Credit Union Offers Top Rate 15-Month CD
9/1/18 - Raised Rates For Certificates
9/1/18 - 15 Month CD @ 3.25%
7/30/18 - $125 Bonus For Premier Echecking Account With DD Or Billpay+ And Estatement
7/3/18 - NASA FCU 15-Month Special 2.50%
4/2/18 - 2.25% 11 Month CD Has Expired
2/15/18 - 2.25% 11 Month CD
2/15/18 - NASA FCU Adds 11-Month Share Certificate Special
2/15/18 - 11-Month CD
1/2/18 - NASA FCU Boosts Rates On 49- and 15-Month Certificate Specials
1/1/18 - NASA FCU Hikes 49-Month And 15-Month Certificate Rates
4/3/17 - NASA FCU Offers 49-Month CD Special
4/1/17 - 49-Month CD 2.25% APY, Limited Time Offer.
2/14/17 - EWP Increased On New Cds At NASA Federal Credit Union
11/1/16 - NASA FCU Drops 15-Month CD Rate
10/19/16 - NASA FCU Offers Limited-Time 15-Month CD Rate Increase
7/6/16 - 49-Month Special Drops To 2.00%
6/2/16 - NASA FCU Increases 49-month CD Special Rate
6/1/16 - Rate Increase On 49-Month CD
3/7/16 - NASA FCU 49 Month CD Rate Drop.
1/3/16 - NASA FCU Raises Rate On Competitive 49-Month CD Special
1/1/16 - 49 Month Share Certificate Yield Increase
1/6/15 - NASA FCU Offers Nationally Available Top Rate 15- and 49-month CDs
10/27/14 - NASA Federal Credit Union Improves Its CD Terms Document
8/14/14 - Why You Should Always Read Account Disclosures
7/4/14 - 49-Month 2.25% CD Special Offer Extended
6/3/14 - Higher Special CD Rates at NASA Federal Credit Union
3/1/14 - 49-Month CD Special
2/20/14 - 2% 49 Month Cd Nasa CU
2/10/14 - 49-Month CD Special with a Top Rate at NASA FCU - Easy Membership
10/4/09 - 2.20% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/09 - 3.50% 55-Month CD & 2.25% 18-Month CD at NASA Federal Credit Union - Easy Membership
7/26/09 - 4.00% 50-Month CD at NASA Federal Credit Union - Easy Membership
2/2/09 - 3.50% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/08 - 4.25% 11-Month CD at NASA FCU - Easy Membership
8/1/08 - 4.00% 11-Month CD at NASA FCU - Easy Membership
6/1/08 - 5.00% 55-Month CD at NASA FCU - Easy Membership
5/13/08 - $175 New Checking Account and Credit Card Offer at NASA FCU (Easy Membership)
5/13/08 - 5.65% 7-Month CD at NASA FCU (Open to All)
11/3/07 - 5.25% 10-Month / 5.15% 5-Month CD at NASA FCU (Open to All)
4/30/07 - 5.80% 7-Month CD at NASA FCU (Open to All)
4/6/07 - 5.50% 5-Month / 5.50% 15-Month CD at NASA FCU
3/1/07 - 5.75% IRA CD / 5.50% 15-Month CD at NASA FCU
11/17/06 - 5.80% 7-Month CD at Credit Union Open to All (NASA FCU)
10/14/06 - 6.00% 7-Month CD at a Credit Union Open to All (NASA FCU).
10/6/06 - 5.75% 9-Month CD at NASA FCU - $100K (Open To All)

Great Credit Union

Posted by: |

I love Nasa FCU. They have always had competitive rates and they actually answer the phone within reasonable amount of time. I have been with them for about 3 years and just renewed a Jumbo CD, a process which went smoothly and efficiently. I would recommend Nasa to anyone wanting a strong financial institution and top-notch customer service.

CD Opening

Posted by: |

I opened a CD account online. I don't recall it being that much of a hassle, and I wanted that great 49 month CD rate. Once it was opened, I had 30 days to fund it. I did the trial deposit thing and ACH'd the money from my bank to the savings account. Their limits don't apply when you initiate from your bank. Also, it is true that you cannot then switch the money to the CD, however, they are very responsive to the message function. They replied within a couple of hours and moved the money immediately. I did not have to call.

A Little Frustration

Application was completed followed by form emails needing Drivers license (provided) proof of residency (Drivers license doesn't count) and copy of SOCIAL SECURITY CARD! Haven't had to do this since the 1960's & draft registration. Happy to report NASA CU reached out and we'll do business going forward.

Difficult To Join--Poor Communication And Unreasonable Requests For Info

Posted by: |

First, thank you to everyone who has shared their experience. I wish I'd read this before I attempted to join.

Their CD rates are good, so I decided to join. Yikes. I had few questions, so I called first, a solid 20+ minutes wait, though the person I spoke to was professional. I applied online. It took 4 days for them to look at my application, though their auto-robot kept emailing me and asking me to upload requested document that I'd already uploaded. Then, like others here, they started asking for more and different documentation, including access to my credit report. I have a credit freeze, so lifting it is kind of a pain. Why do they need a credit report for me to give them money? I've never needed to do this to open a CD anywhere. Also, I'm opening it in the name of my trust. Initially they asked for one part of the trust doc, then they wanted more. At a minimum, their requirements are not clear. When I had called, I'd asked the person for a list of the docs I needed to provide, so I could have them ready. She said, "It depends " and that they'd email me after I applied. Their auto-robot had sent a list, but it was not complete. Anyway, this all seems like a bad sign. In theory, businesses are on their best behavior before they have your money, so I wonder what it will be like when I try to get the money out when the CDs mature. Not worth the headache. Hope others have a better experience.

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Health
A+

Health Grade Components

Overall
NCUA #6328
Year Chartered1949
Employees337
Primary Regulator
Profit Margin
Return on Assets - YTD1.76%
Return on Equity - YTD15.49%
Annual Interest Income$92.2MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$3.52B$3.35B
LoansQ3 2021vs Q3 2020$2.49B$2.39B
DepositsQ3 2021vs Q3 2020$2.91B$2.71B
Equity CapitalQ3 2021vs Q3 2020$397.5MM$338.1MM
Loan Loss AllowanceQ3 2021vs Q3 2020$23.2MM$26.3MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$8.1MM$13.2MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not NASA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NASA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Health Savings Services
OTHER TIERS: 0.25% Up to $2.5k | 0.30% $2.5k - $10k | 0.35% $10k - $25k | 0.40% $25k - $50k | 0.45% $50k - $100k
0.15%$5-Education Savings
0.15%$5-IRA Savings
0.10%$5-Prime Savings
0.10%--Holiday Club
0.10%--Business Savings
0.10%--Special Savings

NASA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Premier Advantage Money Market
OTHER TIERS: 0.15% Up to $50k | 0.35% $50k - $100k
0.45%*$100k*-Business Premier Advantage Money Market
OTHER TIERS: 0.15% Up to $50k | 0.35% $50k - $100k
0.45%*$100k*-Premier Advantage Money Market IRA
OTHER TIERS: 0.15% Up to $50k | 0.35% $50k - $100k
0.30%$40k-Premier Plus Money Market
0.30%$40k-Business Premier Plus Money Market
0.30%$40k-Premier Plus Money Market IRA
0.25%$10k-Premier Money Market
0.25%$10k-Business Premier Money Market
0.25%$10k-Premier Money Market IRA

NASA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--Premier Preferred Checking Account
0.35%--Business Checking with Interest

NASA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$10k-49 Month Share Certificate Special - New Money
1.05%$10k-15 Month Share Certificate Special - New Money
1.00%$1k-60 Month Share Certificate
0.85%$1k-48 Month Share Certificate
0.80%$1k-36 Month Share Certificate
0.80%$10k-9 Month Share Certificate Special - New Money
0.75%$1k-Business 60 Month Share Certificate
0.70%$1k-36 Month Bump Rate Share Certificate
0.65%$1k-24 Month Share Certificate
0.60%$1k-Business 48 Month Share Certificate
0.55%$1k-24 Month Bump Rate Share Certificate
0.55%$2k-12 Month Health Savings Certificate
0.55%$1k-Business 36 Month Share Certificate
0.50%$2k-6 Month Health Savings Certificate
0.50%$1k-Business 24 Month Share Certificate
0.45%$50$50k12 Month Early Savers Share Certificate
0.45%$1k-12 Month Share Certificate
0.45%$1k-Business 12 Month Share Certificate
0.40%$1k-6 Month Share Certificate
0.40%$1k-Business 6 Month Share Certificate
0.35%$250-12 Month Add-On Share Certificate

NASA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$10k-49 Month IRA Certificate Special - New Money
1.05%$10k-15 Month IRA Certificate Special - New Money
1.00%$1k-60 Month IRA Certificate
0.85%$1k-48 Month IRA Certificate
0.80%$1k-36 Month IRA Certificate
0.80%$10k-9 Month IRA Certificate Special
0.70%$1k-36 Month Bump Rate IRA Certificate
0.65%$1k-24 Month IRA Certificate
0.55%$1k-24 Month Bump Rate IRA Certificate
0.45%$1k-12 Month IRA Certificate
0.45%$50$50k12 Month Early Savers IRA Certificate
0.40%$1k-6 Month IRA Certificate
0.35%$250-12 Month Add-On IRA Certificate
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