NASA Federal Credit Union


Overview / Commentary
301-249-1800
500 Prince Georges Blvd
Upper Marlboro, MD 20774

NASA Federal Credit Union is headquartered in Upper Marlboro and is the 3rd largest credit union in the state of Maryland. It is also the 94th largest credit union in the nation. It was established in 1949 and as of June of 2019, it had grown to 301 employees and 166,639 members at 12 locations. NASA Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in NASA Federal Credit Union is open to anyone through a complimentary membership to the National Space Society. Membership is also open to employees or retirees of NASA Headquarters or any NASA Center or Facility or NAS, employees or members of NASA Federal Credit Union partner companies or associations.
See current membership details

Related Posts

NASA FCU Drops Rate Specials Again - 7/1/2019

New rates: 49 months 2.50% 15 months 2.40%

NASA Federal Credit Union Adds 9-Month CD Special, 2.60% APY - 6/8/2019

NASA Federal Credit Union (easy membership) has added a 9-Month CD Special (2.60% APY) that is available through June 30, 2019. Minimum deposit is $10k of new money.

9-Month CD, 2.60% APY, $10,000 - 6/2/2019

Available for Certificate and IRA funds. Minimum $10,000 new funds required. Early withdrawal penalties apply and may reduce earnings. A minimum of $10,000 in new funds must be brought from an external source and must be deposited between June 1, 2019 and June 30, 2019. Credit Union reserves the right to limit deposits into this special certificate. This limited-time offer is subject to change at any time without notice. Special certificate renews automatically to a standard 6-month term at the rate in effect at the time of renewal unless instructed otherwise.

View all posts from:

11/1/16 - NASA FCU Drops 15-Month CD Rate
10/19/16 - NASA FCU Offers Limited-Time 15-Month CD Rate Increase
7/6/16 - 49-Month Special Drops To 2.00%
6/2/16 - NASA FCU Increases 49-month CD Special Rate
6/1/16 - Rate Increase On 49-Month CD
3/7/16 - NASA FCU 49 Month CD Rate Drop.
1/3/16 - NASA FCU Raises Rate On Competitive 49-Month CD Special
1/1/16 - 49 Month Share Certificate Yield Increase
1/6/15 - NASA FCU Offers Nationally Available Top Rate 15- and 49-month CDs
10/27/14 - NASA Federal Credit Union Improves Its CD Terms Document
8/14/14 - Why You Should Always Read Account Disclosures
7/4/14 - 49-Month 2.25% CD Special Offer Extended
6/3/14 - Higher Special CD Rates at NASA Federal Credit Union
3/1/14 - 49-Month CD Special
2/20/14 - 2% 49 Month Cd Nasa CU
2/10/14 - 49-Month CD Special with a Top Rate at NASA FCU - Easy Membership
10/4/09 - 2.20% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/09 - 3.50% 55-Month CD & 2.25% 18-Month CD at NASA Federal Credit Union - Easy Membership
7/26/09 - 4.00% 50-Month CD at NASA Federal Credit Union - Easy Membership
2/2/09 - 3.50% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/08 - 4.25% 11-Month CD at NASA FCU - Easy Membership
8/1/08 - 4.00% 11-Month CD at NASA FCU - Easy Membership
6/1/08 - 5.00% 55-Month CD at NASA FCU - Easy Membership
5/13/08 - $175 New Checking Account and Credit Card Offer at NASA FCU (Easy Membership)
5/13/08 - 5.65% 7-Month CD at NASA FCU (Open to All)
11/3/07 - 5.25% 10-Month / 5.15% 5-Month CD at NASA FCU (Open to All)
4/30/07 - 5.80% 7-Month CD at NASA FCU (Open to All)
4/6/07 - 5.50% 5-Month / 5.50% 15-Month CD at NASA FCU
3/1/07 - 5.75% IRA CD / 5.50% 15-Month CD at NASA FCU
11/17/06 - 5.80% 7-Month CD at Credit Union Open to All (NASA FCU)
10/14/06 - 6.00% 7-Month CD at a Credit Union Open to All (NASA FCU).
10/6/06 - 5.75% 9-Month CD at NASA FCU - $100K (Open To All)

Take A Deep Breath Before You Start

Posted by: megp | Sep 21, 2018

The process to become a member and to open an account was long but once open it was easy to fund.

Wired funds posted in less than 24 hours.

2 minute phone call to buy 15 mo. 3.25% CD.

In retrospect, I am happy to jump through a few hoops to insure that my account is secure and that the bank isn't allowing any funny-business.

I feel like I am in good company (naIve as it may sound.) Feeling Happy!

2nd wire transfer posted approximately 3 hours after it was sent.

Opened 15 Mo CD

Posted by: DMP | Sep 10, 2018

Went to their website, filled out application. 2 days later received email Status as Approved. Interest compounds monthly.
Had to call to get my Account number and asked it there was a Maximum I could deposit. No can put in as much as I want. Wired in money. My CU has free outdoing wire and NASA doesn't charge to receive wire. 2 hours later in my account. Called and told CSR to open my 15 month CD. All done. No Notary needed. They did have me scan and send in Driver's License and my Trust Certification copy. Easy. A+ CSR very nice.

Easy To Get CD Approved But Not To Fund

I was approved for the 15 mo. CD, yet I suppose I have to call to fund my CD, yet I called 3 times until they closed without an answer. :-(

Update, 6/23/19: The bank is open Saturday so I was able to get a hold of a Rep and was explained how to fund first the Savings account, wire transfer is the best option, and then call to fund CD. You have 10 days to fund CD. For the POD or Beneficiary, you have to download/print the Member Application, fill out, including Beneficiary, and return via email to: [email protected] . I don't think I will fund a CD if the Beneficiary is not established first, so I hope they can process it quickly otherwise I won't take my chances.

Unbelievable!!

Posted by: Fourn6a | Aug 30, 2019

I signed up with NASA Credit union almost a year ago. I signed up for auto payments and now that I'm trying to contact SOMEONE, ANYONE, NO ONE is available!!! I just want to find out how I can look at my remaining balance!!! I do NOT Recommend NASA Federal Credit Union! Ever the "24" phone number is unavailable! How can they have a 24 hour phone number that let's you listen to a voicemail and then HANGS UP!!??? This is the worst customer service experience I've ever encountered!!!

VIEW MORE REVIEWS

Health

Health Grade Components

Overall
NCUA #6328
Year Chartered1949
Employees301
Primary Regulator
Profit Margin
Return on Assets - YTD1.51%
Return on Equity - YTD15.06%
Annual Interest Income$70.2MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$2.77B$2.42B
LoansQ2 2019vs Q2 2018$2.06B$1.87B
DepositsQ2 2019vs Q2 2018$2.31B$1.98B
Equity CapitalQ2 2019vs Q2 2018$277.3MM$239.4MM
Loan Loss AllowanceQ2 2019vs Q2 2018$25.6MM$24.6MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$18.1MM$16.0MM
Real Estate OwnedQ2 2019vs Q2 2018$285.00K$50.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not NASA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NASA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*$100k*-Health Savings Services
OTHER TIERS: 1.00% Up to $10k | 1.10% $10k - $25k | 1.35% $25k - $50k | 1.45% $50k - $100k
0.15%$5-Education Savings
0.15%$5-IRA Savings
0.10%$5-Prime Savings
0.10%--Holiday Club
0.10%--Business Savings
0.10%$5-Special Savings

NASA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Premier Advantage Money Market
OTHER TIERS: 0.70% Up to $50k | 0.90% $50k - $100k
0.90%$40k-Premier Plus Money Market
0.80%$10k-Premier Money Market
0.70%*$100k*-Business Premier Advantage Money Market
OTHER TIERS: 0.40% Up to $50k | 0.60% $50k - $100k
0.60%--Business Premier Plus Money Market
0.55%--Business Premier Money Market

NASA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Premier Preferred Checking Account
0.05%--Business Checking with Interest

NASA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.45%$10k-49 Month Share Certificate Special - New Money
2.30%$10k-15 Month Share Certificate Special - New Money
2.25%$10k-9 Month Share Certificate Special - New Money
1.70%$1k-60 Month Share Certificate
1.65%$1k-48 Month Share Certificate
1.60%$1k-36 Month Share Certificate
1.60%$2k-12 Month Health Savings Certificate
1.55%$1k-24 Month Share Certificate
1.55%$2k-6 Month Health Savings Certificate
1.50%$50$50k12 Month Early Savers Share Certificate
1.50%$1k-12 Month Share Certificate
1.50%$1k-36 Month Bump Rate Share Certificate
1.45%$1k-6 Month Share Certificate
1.45%$1k-24 Month Bump Rate Share Certificate
1.40%$250-12 Month Add-On Share Certificate
1.35%$1k-Business 60 Month Share Certificate
1.10%$1k-Business 48 Month Share Certificate
0.95%$1k-Business 36 Month Share Certificate
0.75%$1k-Business 24 Month Share Certificate
0.65%$1k-Business 12 Month Share Certificate
0.60%$1k-Business 6 Month Share Certificate

NASA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.42%$10k-49 Month IRA Certificate Special - New Money
2.28%$10k-15 Month IRA Certificate Special - New Money
2.23%$10k-9 Month IRA Certificate Special - New Money
1.69%$1k-60 Month IRA Certificate
1.64%$1k-48 Month IRA Certificate
1.59%$1k-36 Month IRA Certificate
1.54%$1k-24 Month IRA Certificate
1.49%$1k-12 Month IRA Certificate
1.49%$50$50k12 Month Early Savers IRA Certificate
1.49%$1k-36 Month Bump Rate IRA Certificate
1.44%$1k-6 Month IRA Certificate
1.44%$1k-24 Month Bump Rate IRA Certificate
1.39%$250-12 Month Add-On IRA Certificate
Locations

Availability

Washington Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.