2. NASA Federal Credit Union

NASA Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.00%4-year CD
1.80% - National Average
3.00%4-year IRA
1.80% - National Average
2.75%18-month CD
2.75% - Synchrony Bank 18 Month CDAdvertisement
View all NASA Federal Credit Union rates »

Overview / Commentary
www.nasafcu.com
301-249-1800
500 Prince Georges Blvd
Upper Marlboro, MD 20774

NASA Federal Credit Union is headquartered in Upper Marlboro and is the 3rd largest credit union in the state of Maryland. It is also the 102nd largest credit union in the nation. It was established in 1949 and as of June of 2018, it had grown to 301 employees and 156,192 members at 12 locations. NASA Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in NASA Federal Credit Union is open to anyone through a complimentary membership to the National Space Society. Membership is also open to employees or retirees of NASA Headquarters or any NASA Center or Facility or NAS, employees or members of NASA Federal Credit Union partner companies or associations.
See current membership details

Related Posts

NASA FCU 15-Mo. 3.25% CD Might Be Down To 2.75% - 10/1/2018

The windows on the homepage still include the 3.25% deal BUT the rate sheet shows an APY of 2.75%. Fine print: A minimum of $5,000 in new funds must be brought from an external source and must be deposited between October 1, 2018 and October 31, 2018. Credit Union reserves the right to limit deposits into this special certificate. This limited-time offer is subject to change at any time without notice. https://www.nasafcu.com/rates/share-certificate-rates/

NASA Federal Credit Union Offers Top Rate 15-Month CD - 9/3/2018

NASA Federal Credit Union (easy membership) has added a 15-month (3.25% APY) and 49-month Certificate Special (3.35% APY). Minimum deposit is at least $5 of new money.

Raised Rates For Certificates - 9/1/2018

NASA Fed Cred raised their 49 month Certificates to 3.35% APY and the 15 month to 3.25% APY.

View all posts from:


Reviews (34)

Take A Deep Breath Before You Start

Posted by: megp | Sep 21, 2018

The process to become a member and to open an account was long but once open it was easy to fund.

Wired funds posted in less than 24 hours.

2 minute phone call to buy 15 mo. 3.25% CD.

In retrospect, I am happy to jump through a few hoops to insure that my account is secure and that the bank isn't allowing any funny-business.

I feel like I am in good company (naIve as it may sound.) Feeling Happy!

2nd wire transfer posted approximately 3 hours after it was sent.

8

Opened 15 Mo CD

Posted by: DMP | Sep 10, 2018

Went to their website, filled out application. 2 days later received email Status as Approved. Interest compounds monthly.
Had to call to get my Account number and asked it there was a Maximum I could deposit. No can put in as much as I want. Wired in money. My CU has free outdoing wire and NASA doesn't charge to receive wire. 2 hours later in my account. Called and told CSR to open my 15 month CD. All done. No Notary needed. They did have me scan and send in Driver's License and my Trust Certification copy. Easy. A+ CSR very nice.

10

Good Experience Overall

Posted by: BillA | Sep 24, 2018

Opened a CD account and got in funded without jumping through any hoops. The only hiccup was that they have a $10k limit per ACH pull, so I had to link up an external account and do a push from the other side. Good responsiveness to both phone and web mail communications and CSR was knowledgeable.

2

Notarize This

Posted by: milty | Sep 6, 2018

I think my experience is the same as many others here in that jumping through NASA CU's extreme hoops to open a CD account here just to earn 25 basis points more does not hardly seem worth it. So run don't walk away from this unless you don't mind having to send or upload "notarized" copies of your driver's license, social security card, utility bills, car registrations, etc., even though you have already passed their identity test questions. As far as I am concerned NASA CU can go shove their notary requests . . .

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Health
A

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #6328
Year Chartered1949
Employees301
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD9.76%
Annual Interest Income$54.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$2.42B$2.20B
LoansQ2 2018vs Q2 2017$1.87B$1.74B
DepositsQ2 2018vs Q2 2017$1.98B$1.84B
Equity CapitalQ2 2018vs Q2 2017$239.4MM$213.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$24.6MM$19.9MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$16.0MM$16.2MM
Real Estate OwnedQ2 2018vs Q2 2017$50.00K$989.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

NASA FCU 15-Mo. 3.25% CD Might Be Down To 2.75%

alan1   |  
The windows on the homepage still include the 3.25% deal BUT the rate sheet shows an APY of 2.75%. Fine print:

A minimum of $5,000 in new funds must be brought from an external source and must be deposited between October 1, 2018 and October 31, 2018. Credit Union reserves the right to limit deposits into this special certificate. This limited-time offer is subject to change at any time without notice.
https://www.nasafcu.com/rates/share-certificate-rates/
9

Raised Rates For Certificates

CDsForMe   |  
NASA Fed Cred raised their 49 month Certificates to 3.35% APY and the 15 month to 3.25% APY.
17

15 Month CD @ 3.25%

petey   |  
Just saw this on their website. Minimum deposit of $5K required.
26

$125 Bonus For Premier Echecking Account With DD Or Billpay+ And Estatement

RJM   |  
I just got this email today. Probably not a fantastic deal but thought I would post in case anyone knows how easy/hard it is. (I can't do a direct deposit unless they count ACH transfer ins)
--------------------------------
When it comes to smart banking, you’re ahead of the game. That’s why our most popular checking account is perfect for you.

Simply open a Premier eChecking account with a qualifying direct deposit and you’ll receive a $125 Bonus.¹

Plus, you’ll earn cash back every year with every debit card purchase you make.

From Hawaii to Maine, you'll have fee-free access to thousands of ATMs and shared branches around the nation. Type in your zip code to find a location that’s convenient to you.

Open your account today! Offer Expires October 31, 2018.

1 $125 checking offer requires a $500 minimum monthly recurring direct deposit into a NASA Federal checking account within 60 days of account opening or Active BillPay+ of 3 bill payments per month of at least $10 using our online BillPay+ service along with eStatements 60 days after account opening.

² Qualifying Direct Deposit or BillPay+ and eStatement required.
2

Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NASA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$100k*-Health Savings Services
OTHER TIERS: 0.15% → Up to $10k | 0.25% → $10k - $25k | 0.50% → $25k - $50k | 0.60% → $50k - $100k
0.15%$5-Education Savings
0.15%$5-IRA Savings
0.10%$5-Prime Savings
0.10%--Holiday Club
0.10%--Sub-Savings
0.10%--Business Savings

NASA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$100k*-Premier Advantage Money Market
OTHER TIERS: 0.65% → Up to $50k | 0.85% → $50k - $100k
0.85%$40k-Premier Plus Money Market
0.80%$10k-Premier Money Market
0.70%*$100k*-Business Premier Advantage Money Market
OTHER TIERS: 0.40% → Up to $50k | 0.60% → $50k - $100k
0.60%--Business Premier Plus Money Market
0.55%--Business Premier Money Market

NASA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Premier Preferred Checking Account
0.05%--Business Checking with Interest

NASA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$5k-49 Months Share Certificate Special (New Money)
2.75%$5k-15 Months Share Certificate Special (New Money)
1.95%$1k-60 Months Share Certificate
1.70%$1k-48 Months Share Certificate
1.55%$1k-36 Months Share Certificate
1.50%$1k-36 Months Bump Rate Share Certificate
1.35%$1k-24 Months Share Certificate
1.35%$2k-12 Months Health Savings Certificate
1.35%$1k-Business 60 Months Share Certificate
1.30%$1k-24 Months Bump Rate Share Certificate
1.30%$2k-6 Months Health Savings Certificate
1.25%$50$50kEarly Savers 12 Months Share Certificate
1.25%$1k-12 Months Share Certificate
1.20%$1k-6 Months Share Certificate
1.15%$250-Add-On 12 Months Share Certificate
1.10%$1k-Business 48 Months Share Certificate
0.95%$1k-Business 36 Months Share Certificate
0.75%$1k-Business 24 Months Share Certificate
0.65%$1k-Business 12 Months Share Certificate
0.60%$1k-Business 6 Months Share Certificate

NASA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$5k-49 Months IRA Certificate Special (New Money)
2.75%$5k-15 Months IRA Certificate Special (New Money)
1.95%$1k-60 Months IRA Certificate
1.70%$1k-48 Months IRA Certificate
1.55%$1k-36 Months IRA Certificate
1.50%$1k-36 Months Bump Rate IRA Certificate
1.35%$1k-24 Months IRA Certificate
1.30%$1k-24 Months Bump Rate IRA Certificate
1.25%$1k-12 Months IRA Certificate
1.25%$50$50kEarly Savers 12 Months IRA Certificate
1.20%$1k-6 Months IRA Certificate
1.15%$250-Add-On 12 Months IRA Certificate
Locations

Availability



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