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NASA Federal Credit Union


Overview / Commentary
www.nasafcu.com
301-249-1800
500 Prince Georges Blvd
Upper Marlboro, MD 20774

NASA Federal Credit Union is headquartered in Upper Marlboro and is the 2nd largest credit union in the state of Maryland. It is also the 88th largest credit union in the nation. It was established in 1949 and as of December of 2022, it had grown to 356 employees and 221,588 members at 14 locations. NASA Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in NASA Federal Credit Union is open to anyone through a complimentary membership to the National Space Society. Membership is also open to employees or retirees of NASA Headquarters or any NASA Center or Facility or NAS, employees or members of NASA Federal Credit Union partner companies or associations.
See current membership details

Related Posts

NASA Federal Credit Union 49-Month CD Special Continues To Be Competitive - 3/6/2023

NASA Federal Credit Union's (easy membership) 49-month Share Certificate Special continues to offer a near rate-leading APY. $10k minimum of new money.

NASA FCU Increases CD Rates On 3/1/2023 4.90% 49-month - 3/1/2023

49-month 4.90% APY (was 4.75%) 15-month 4.85% APY (was 4.75%) 9-month 4.75% APY (was 4.66%) Min 10k

4.65-4.75% APY 9 TO 49 Months - 2/2/2023

not so much to rush making the deposit, but for Ken to keep CD survey current 4.75% APY - 15 and 49 months 4.5% APY - 9 months $10K Minimum

View all posts from:

12/11/20 - 0.8% 15 Month CD, 0.75% 9 Month CD
12/3/20 - NASA Federal Credit Union Ups 9-Month CD Special Rate
5/16/20 - NASA Federal Credit Union 9-Month CD Special Rate Makes A Comeback
11/1/19 - NASA Federal Credit Union Ups Rates on 9-, 15- & 49-Month CD Specials
7/1/19 - NASA FCU Drops Rate Specials Again
6/8/19 - NASA Federal Credit Union Adds 9-Month CD Special, 2.60% APY
6/2/19 - 9-Month CD, 2.60% APY, $10,000
4/1/19 - NASA Rate Drops Continue
3/1/19 - The Party's Over
2/1/19 - NASA Federal Credit Union Brings Back 15-Month CD Special, 3.20% APY
10/1/18 - NASA FCU 15-Mo. 3.25% CD Might Be Down To 2.75%
9/3/18 - NASA Federal Credit Union Offers Top Rate 15-Month CD
9/1/18 - Raised Rates For Certificates
9/1/18 - 15 Month CD @ 3.25%
7/30/18 - $125 Bonus For Premier Echecking Account With DD Or Billpay+ And Estatement
7/3/18 - NASA FCU 15-Month Special 2.50%
4/2/18 - 2.25% 11 Month CD Has Expired
2/15/18 - 2.25% 11 Month CD
2/15/18 - NASA FCU Adds 11-Month Share Certificate Special
2/15/18 - 11-Month CD
1/2/18 - NASA FCU Boosts Rates On 49- and 15-Month Certificate Specials
1/1/18 - NASA FCU Hikes 49-Month And 15-Month Certificate Rates
4/3/17 - NASA FCU Offers 49-Month CD Special
4/1/17 - 49-Month CD 2.25% APY, Limited Time Offer.
2/14/17 - EWP Increased On New Cds At NASA Federal Credit Union
11/1/16 - NASA FCU Drops 15-Month CD Rate
10/19/16 - NASA FCU Offers Limited-Time 15-Month CD Rate Increase
7/6/16 - 49-Month Special Drops To 2.00%
6/2/16 - NASA FCU Increases 49-month CD Special Rate
6/1/16 - Rate Increase On 49-Month CD
3/7/16 - NASA FCU 49 Month CD Rate Drop.
1/3/16 - NASA FCU Raises Rate On Competitive 49-Month CD Special
1/1/16 - 49 Month Share Certificate Yield Increase
1/6/15 - NASA FCU Offers Nationally Available Top Rate 15- and 49-month CDs
10/27/14 - NASA Federal Credit Union Improves Its CD Terms Document
8/14/14 - Why You Should Always Read Account Disclosures
7/4/14 - 49-Month 2.25% CD Special Offer Extended
6/3/14 - Higher Special CD Rates at NASA Federal Credit Union
3/1/14 - 49-Month CD Special
2/20/14 - 2% 49 Month Cd Nasa CU
2/10/14 - 49-Month CD Special with a Top Rate at NASA FCU - Easy Membership
10/4/09 - 2.20% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/09 - 3.50% 55-Month CD & 2.25% 18-Month CD at NASA Federal Credit Union - Easy Membership
7/26/09 - 4.00% 50-Month CD at NASA Federal Credit Union - Easy Membership
2/2/09 - 3.50% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/08 - 4.25% 11-Month CD at NASA FCU - Easy Membership
8/1/08 - 4.00% 11-Month CD at NASA FCU - Easy Membership
6/1/08 - 5.00% 55-Month CD at NASA FCU - Easy Membership
5/13/08 - $175 New Checking Account and Credit Card Offer at NASA FCU (Easy Membership)
5/13/08 - 5.65% 7-Month CD at NASA FCU (Open to All)
11/3/07 - 5.25% 10-Month / 5.15% 5-Month CD at NASA FCU (Open to All)
4/30/07 - 5.80% 7-Month CD at NASA FCU (Open to All)
4/6/07 - 5.50% 5-Month / 5.50% 15-Month CD at NASA FCU
3/1/07 - 5.75% IRA CD / 5.50% 15-Month CD at NASA FCU
11/17/06 - 5.80% 7-Month CD at Credit Union Open to All (NASA FCU)
10/14/06 - 6.00% 7-Month CD at a Credit Union Open to All (NASA FCU).
10/6/06 - 5.75% 9-Month CD at NASA FCU - $100K (Open To All)

Reviews (76)

Customer Service Has Been Outstanding

Posted by: |

I moved an Ira from Stinkrony Bank to Nasa. After receiving the request fron Nasa, Stinkrony closed my account, ( no interest bearing ), and 22 days later got the funds to Nasa. Nasa offered without any prompt from me, to give me their newer/higher rate and also make it retroactive to make up for the funds lost due to Stinkrony. That's a bit above board for the current situation with bank failures. So I'm moving more funds there now as well.

4

Good And Sound Minded Bank

Posted by: |

NASA-FCU distinguishes itself as a good and sound minded bank for investor. They do what they stipulate and advertise, contrary to cesspool of banks operating on the margins of CFPD sanctions, against their own stipulated terms and disclosures, e.g., UFCU-Texas and Capital1.

4

Very Fast Approval At NASA FCU

Posted by: |

Applied online on a Friday around noon for a savings and 49 month CD joint account and was approved by Saturday morning. I then created my account online. There was no reason to snail mail them any information during this process.

NASA does not have a branch in AZ, but they do have CO-OP shared branches. I found one on their website that was open on a Saturday, so I went there and deposited a check to the savings account to fund both the savings and CD. When I got home the amount was shown on my account online. all within 24 hours of starting the process.

It took a few days for the check to clear. I had to call them to have them transfer the money from the savings to the CD so I could start accruing the interest of 4.75%. I could not accomplish it online because the deposit was being shown with a hold on the funds in the savings account. I called and the customer service rep was great and accomplished the task for me in minutes.

I talked to their customer phone line 3 times with questions, and each time was very pleasant experience. I liked that they tell you exactly how many customers are ahead of you on hold, and they update it every few minutes. Think the longest wait was maybe 15-20 minutes.

I was concerned that the CD rate would not be honored if it was not funded by Jan 31st, since that is what it said the limited offer was good until on their website. But they said that i had 10 days to fund it after approval. Looks like the offer is still valid now into February.

5

SO FAR SO BAD

Posted by: |

Duplicate post deleted by user. Gave 3 stars because of the rate. Knocked down 2 star because of the phone wait times for csr. 26 minutes today and website problems. Total wait and talk time over 50 minutes but CSR was very knowledgeable.

8
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Health
A

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #6328
Year Chartered1949
Employees356
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD9.76%
Annual Interest Income$141.6MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$4.46B$3.65B
LoansQ4 2022vs Q4 2021$3.66B$2.63B
DepositsQ4 2022vs Q4 2021$3.64B$3.01B
Equity CapitalQ4 2022vs Q4 2021$467.4MM$423.4MM
Loan Loss AllowanceQ4 2022vs Q4 2021$17.6MM$13.3MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$14.4MM$9.1MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not NASA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NASA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-Health Savings Services
OTHER TIERS: 0.35% → Up to $2.5k | 0.40% → $2.5k - $10k | 0.45% → $10k - $25k | 0.50% → $25k - $50k | 0.55% → $50k - $100k
0.25%$5-IRA Savings
0.15%$5-Education Savings
0.10%$5-Prime Savings
0.10%--Holiday Club
0.10%--Business Savings
0.10%--Special Savings

NASA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%*$100k*-Premier Advantage Money Market
OTHER TIERS: 1.30% → Up to $50k | 1.50% → $50k - $100k
1.60%*$100k*-Premier Advantage Money Market IRA
OTHER TIERS: 1.30% → Up to $50k | 1.50% → $50k - $100k
1.45%$40k-Premier Plus Money Market
1.45%$40k-Premier Plus Money Market IRA
1.40%$10k-Premier Money Market
1.40%$10k-Premier Money Market IRA
0.45%*$100k*-Business Premier Advantage Money Market
OTHER TIERS: 0.15% → Up to $50k | 0.35% → $50k - $100k
0.30%$40k-Business Premier Plus Money Market
0.25%$10k-Business Premier Money Market

NASA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%--Premier Preferred Checking Account
0.35%--Business Checking with Interest

NASA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.90%$10k-49 Month Share Certificate Special
4.85%$10k-15 Month Share Certificate Special
4.75%$10k-9 Month Share Certificate Special
4.45%$1k-60 Month Share Certificate
4.40%$1k-48 Month Share Certificate
4.35%$1k-36 Month Share Certificate
4.35%$2k-12 Month Health Savings Certificate
4.30%$1k-24 Month Share Certificate
4.25%$50$50k12 Month Early Savers Share Certificate
4.25%$1k-12 Month Share Certificate
4.25%$1k-36 Month Bump Rate Share Certificate
4.20%$1k-24 Month Bump Rate Share Certificate
4.20%$2k-6 Month Health Savings Certificate
4.15%$250-12 Month Add-On Share Certificate
4.10%$1k-6 Month Share Certificate
0.75%$1k-Business 60 Month Share Certificate
0.60%$1k-Business 48 Month Share Certificate
0.55%$1k-Business 36 Month Share Certificate
0.50%$1k-Business 24 Month Share Certificate
0.45%$1k-Business 12 Month Share Certificate
0.40%$1k-Business 6 Month Share Certificate

NASA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.90%$10k-49 Month IRA Certificate Special
4.85%$10k-15 Month IRA Certificate Special
4.75%$10k-9 Month IRA Certificate Special
4.45%$1k-60 Month IRA Certificate
4.40%$1k-48 Month IRA Certificate
4.35%$1k-36 Month IRA Certificate
4.30%$1k-24 Month IRA Certificate
4.25%$1k-12 Month IRA Certificate
4.25%$50$50k12 Month Early Savers IRA Certificate
4.25%$1k-36 Month Bump Rate IRA Certificate
4.20%$1k-24 Month Bump Rate IRA Certificate
4.15%$250-12 Month Add-On IRA Certificate
4.10%$1k-6 Month IRA Certificate
Locations

Availability

Washington Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.