NASA Federal Credit Union


Overview / Commentary
301-249-1800
500 Prince Georges Blvd
Upper Marlboro, MD 20774

NASA Federal Credit Union is headquartered in Upper Marlboro and is the 2nd largest credit union in the state of Maryland. It is also the 70th largest credit union in the nation. It was established in 1949 and as of December of 2023, it had grown to 358 employees and 237,764 members at 14 locations. NASA Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in NASA Federal Credit Union is open to anyone through a complimentary membership to the National Space Society. Membership is also open to employees or retirees of NASA Headquarters or any NASA Center or Facility or NAS, employees or members of NASA Federal Credit Union partner companies or associations.
See current membership details

Related Posts

Certificate Specials Gain 10bps - 4/1/2024

9 Month Share Certificate Special - 5.40% (was 5.30%) 15 Month Share Certificate Special - 5.25% (was 5.15%) 49 Month Share Certificate Special - 4.45% (was 4.35%)

Another Rate Decrease Across Their Certificate Terms - 2/1/2024

NASA FCU, like many others has cut the rates on their various certificate terms as the calendar turns to February.

49Mo CD Special @ 4.75 APY (New Money, 10K Min) - 1/8/2024

In case anyone's interested, Nasa's running a 49mo CD special. DA only lists their 48mo CD (4.35%), but for one more month they're offering a 49mo special for 4.75% right now. 10k Min, new money, for normal or IRA CDs.

View all posts from:

12/2/21 - NASA Federal Credit Union Raises CD Special Rates
11/3/21 - NASA Federal Credit Union Boosts 15-Month CD Special Rate
11/2/21 - NASA FCU Competitive Cds
10/4/21 - NASA Federal Credit Union Ups 49-Month CD Special Rate
6/18/21 - $300 Bonus With Qualifying Direct Deposit And Debit Card Purchases.*
6/10/21 - Did NASA FCU Change The Eligibility Requirements?
5/6/21 - NASA Federal Credit Union CD Specials Continue To Be Competitive
5/3/21 - NASA Federal Credit Union Lowers 49 Month CD To 1.4% Starting May 2021
4/3/21 - NASA Federal Credit Union Gives 49-Month CD Special Major Rate Boost
12/11/20 - 0.8% 15 Month CD, 0.75% 9 Month CD
12/3/20 - NASA Federal Credit Union Ups 9-Month CD Special Rate
5/16/20 - NASA Federal Credit Union 9-Month CD Special Rate Makes A Comeback
11/1/19 - NASA Federal Credit Union Ups Rates on 9-, 15- & 49-Month CD Specials
7/1/19 - NASA FCU Drops Rate Specials Again
6/8/19 - NASA Federal Credit Union Adds 9-Month CD Special, 2.60% APY
6/2/19 - 9-Month CD, 2.60% APY, $10,000
4/1/19 - NASA Rate Drops Continue
3/1/19 - The Party's Over
2/1/19 - NASA Federal Credit Union Brings Back 15-Month CD Special, 3.20% APY
10/1/18 - NASA FCU 15-Mo. 3.25% CD Might Be Down To 2.75%
9/3/18 - NASA Federal Credit Union Offers Top Rate 15-Month CD
9/1/18 - Raised Rates For Certificates
9/1/18 - 15 Month CD @ 3.25%
7/30/18 - $125 Bonus For Premier Echecking Account With DD Or Billpay+ And Estatement
7/3/18 - NASA FCU 15-Month Special 2.50%
4/2/18 - 2.25% 11 Month CD Has Expired
2/15/18 - 2.25% 11 Month CD
2/15/18 - NASA FCU Adds 11-Month Share Certificate Special
2/15/18 - 11-Month CD
1/2/18 - NASA FCU Boosts Rates On 49- and 15-Month Certificate Specials
1/1/18 - NASA FCU Hikes 49-Month And 15-Month Certificate Rates
4/3/17 - NASA FCU Offers 49-Month CD Special
4/1/17 - 49-Month CD 2.25% APY, Limited Time Offer.
2/14/17 - EWP Increased On New Cds At NASA Federal Credit Union
11/1/16 - NASA FCU Drops 15-Month CD Rate
10/19/16 - NASA FCU Offers Limited-Time 15-Month CD Rate Increase
7/6/16 - 49-Month Special Drops To 2.00%
6/2/16 - NASA FCU Increases 49-month CD Special Rate
6/1/16 - Rate Increase On 49-Month CD
3/7/16 - NASA FCU 49 Month CD Rate Drop.
1/3/16 - NASA FCU Raises Rate On Competitive 49-Month CD Special
1/1/16 - 49 Month Share Certificate Yield Increase
1/6/15 - NASA FCU Offers Nationally Available Top Rate 15- and 49-month CDs
10/27/14 - NASA Federal Credit Union Improves Its CD Terms Document
8/14/14 - Why You Should Always Read Account Disclosures
7/4/14 - 49-Month 2.25% CD Special Offer Extended
6/3/14 - Higher Special CD Rates at NASA Federal Credit Union
3/1/14 - 49-Month CD Special
2/20/14 - 2% 49 Month Cd Nasa CU
2/10/14 - 49-Month CD Special with a Top Rate at NASA FCU - Easy Membership
10/4/09 - 2.20% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/09 - 3.50% 55-Month CD & 2.25% 18-Month CD at NASA Federal Credit Union - Easy Membership
7/26/09 - 4.00% 50-Month CD at NASA Federal Credit Union - Easy Membership
2/2/09 - 3.50% 18-Month CD at NASA Federal Credit Union - Easy Membership
9/1/08 - 4.25% 11-Month CD at NASA FCU - Easy Membership
8/1/08 - 4.00% 11-Month CD at NASA FCU - Easy Membership
6/1/08 - 5.00% 55-Month CD at NASA FCU - Easy Membership
5/13/08 - $175 New Checking Account and Credit Card Offer at NASA FCU (Easy Membership)
5/13/08 - 5.65% 7-Month CD at NASA FCU (Open to All)
11/3/07 - 5.25% 10-Month / 5.15% 5-Month CD at NASA FCU (Open to All)
4/30/07 - 5.80% 7-Month CD at NASA FCU (Open to All)
4/6/07 - 5.50% 5-Month / 5.50% 15-Month CD at NASA FCU
3/1/07 - 5.75% IRA CD / 5.50% 15-Month CD at NASA FCU
11/17/06 - 5.80% 7-Month CD at Credit Union Open to All (NASA FCU)
10/14/06 - 6.00% 7-Month CD at a Credit Union Open to All (NASA FCU).
10/6/06 - 5.75% 9-Month CD at NASA FCU - $100K (Open To All)

Excellent Customer Service & Great Rates!

Posted by: |

Opened a CD with them on a Friday and then saw the posted rate increase the following Monday morning. Contacted customer service to see if they had any sort of Ally-like best rate guarantee. They don't, but they offered to close and reopen the CD at the higher interest rate with no penalty other than losing the small amount of interest that had accrued over the weekend. It was a quick, easy, and enjoyable customer support interaction, which is rare in the banking world and was very appreciated. Highly recommend!

Customer Service Has Been Outstanding

I moved an Ira from Stinkrony Bank to Nasa. After receiving the request fron Nasa, Stinkrony closed my account, ( no interest bearing ), and 22 days later got the funds to Nasa. Nasa offered without any prompt from me, to give me their newer/higher rate and also make it retroactive to make up for the funds lost due to Stinkrony. That's a bit above board for the current situation with bank failures. So I'm moving more funds there now as well.

SO FAR SO BAD

Duplicate post deleted by user. Gave 3 stars because of the rate. Knocked down 2 star because of the phone wait times for csr. 26 minutes today and website problems. Total wait and talk time over 50 minutes but CSR was very knowledgeable.

Application Denied

Posted by: |

They denied our application because my husband has a fraud alert on his credit file, due to identity theft. The alert says to call before opening any accounts, but they didn't even bother. They didn't ask for any more proof of our identity, just took the lazy route and denied the application. Oh well, I'll put my money elsewhere, your loss NASA. Once again, the victim of identity theft is left to pick up the pieces of what the criminal did - instead of working with the victim to show more proof of who they are. I wasn't asking for a loan - I was going to put MY money into your bank in a CD. Applied again after we removed the fraud alerts on our accounts. It took 26 days pending, then they finally denied us again - no reason, we have an 840 credit score. If you want a good credit union, try Next Mark in VA - great CD promo rate on 10 month (6%) and accounts were opened in 4 days. NASA can pound sand.

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Health

Health Grade Components

Overall
NCUA #6328
Year Chartered1949
Employees358
Primary Regulator
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD8.94%
Annual Interest Income$256.4MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$5.24B$4.46B
LoansQ4 2023vs Q4 2022$4.14B$3.66B
DepositsQ4 2023vs Q4 2022$4.15B$3.64B
Equity CapitalQ4 2023vs Q4 2022$507MM$467.4MM
Loan Loss AllowanceQ4 2023vs Q4 2022$32.1MM$17.6MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$23.1MM$14.4MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not NASA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

NASA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-Health Savings Services
OTHER TIERS: 0.35% Up to $2.5k | 0.40% $2.5k - $10k | 0.45% $10k - $25k | 0.50% $25k - $50k | 0.55% $50k - $100k
0.25%$5-IRA Savings
0.15%$5-Education Savings
0.15%$5-Education Savings
0.10%$5-Prime Savings
0.10%--Holiday Club
0.10%--Business Savings
0.10%--Special Savings

NASA Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100k*-Premier Advantage Money Market
OTHER TIERS: 1.65% Up to $50k | 1.85% $50k - $100k
2.00%*$100k*-Premier Advantage Money Market IRA
OTHER TIERS: 1.65% Up to $50k | 1.85% $50k - $100k
1.80%$40k-Premier Plus Money Market
1.80%$40k-Premier Plus Money Market IRA
1.75%$10k-Premier Money Market
1.75%$10k-Premier Money Market IRA
0.45%*$100k*-Business Premier Advantage Money Market
OTHER TIERS: 0.15% Up to $50k | 0.35% $50k - $100k
0.30%$40k-Business Premier Plus Money Market
0.25%$10k-Business Premier Money Market

NASA Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Premier Preferred Checking Account
0.35%--Business Checking with Dividends

NASA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.40%$10k-9 Month Share Certificate Special - New Money
5.25%$10k-15 Month Share Certificate Special - New Money
4.90%$1k-6 Month Share Certificate
4.90%$2k-6 Month Health Savings Certificate
4.60%$2k-12 Month Health Savings Certificate
4.50%$50$50k12 Month Early Savers Share Certificate
4.50%$1k-12 Month Share Certificate
4.45%$10k-49 Month Share Certificate Special - New Money
4.40%$250-12 Month Add-On Share Certificate
4.35%$1k-24 Month Share Certificate
4.25%$1k-36 Month Share Certificate
4.25%$1k-24 Month Bump Rate Share Certificate Special
4.15%$1k-36 Month Bump Rate Share Certificate Special
4.10%$1k-48 Month Share Certificate
4.00%$1k-60 Month Share Certificate
0.75%$1k-Business 60 Month Share Certificate
0.60%$1k-Business 48 Month Share Certificate
0.55%$1k-Business 36 Month Share Certificate
0.50%$1k-Business 24 Month Share Certificate
0.45%$1k-Business 12 Month Share Certificate
0.40%$1k-Business 6 Month Share Certificate

NASA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.40%$10k-9 Month IRA Certificate Special - New Money
5.25%$10k-15 Month IRA Certificate Special - New Money
4.90%$1k-6 Month IRA Certificate
4.50%$1k-12 Month IRA Certificate
4.50%$50$50k12 Month Early Savers IRA Certificate
4.45%$10k-49 Month IRA Certificate Special - New Money
4.40%$250-12 Month Add-On IRA Certificate
4.35%$1k-24 Month IRA Certificate
4.25%$1k-36 Month IRA Certificate
4.25%$1k-24 Month Bump Rate IRA Certificate Special
4.15%$1k-36 Month Bump Rate IRA Certificate Special
4.10%$1k-48 Month IRA Certificate
4.00%$1k-60 Month IRA Certificate
Locations

Availability



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