First National 1870

Deposits held and insured by Sunflower Bank, N.A.

Eligibility Requirements | Locations (32) | Receive alerts for this bank

Ignite Money Market - New Money

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TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstnational1870.com

505-798-5849

2200 Louisiana Blvd
Albuquerque, NM 87110

Deposits held and insured by Sunflower Bank, N.A.

Reviews (2)

Write a Review

Easy To Work With

Posted by: Barbie64 | May 22, 2023

We opened a CD recently, and they were very easy to work with while we were out of town, opening the savings account online, funding it, then opening the CD's via email and telephone. We were happy to finally have a local bank in our area to get a great rate on CD's.

Comment

A Sad Decline In Banking Quality

Posted by: SFNM | Aug 17, 2021

Sunflower took over our local bank - First National of Santa Fe back in 2016-17 and changed it to 1870 Bank - subsequently closed most branches and ATM locations leaving whole sections of the city without a branch or even ATM. They don't monitor ATMs carefully and ATMs often run out of cash on weekends and even weekdays sometimes. An awful bank seemingly acquired for what purpose I don't know, but it clearly wasn't to provide customer service.

Comment

Health

Data as of Q1 2025

Data displayed below is for insuring bank: Sunflower Bank, N.A.

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	4767
Year Established	1892
Employees	1139
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.24%
Return on Equity - YTD	10.02%
Annual Interest Income	$110.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$8.2B$7.77B
Loans	Q1 2025vs Q1 2024	$6.46B$6.26B
Deposits	Q1 2025vs Q1 2024	$6.98B$6.55B
Equity Capital	Q1 2025vs Q1 2024	$1.03B$917.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$91.8MM$79.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$79.1MM$59.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$4.9MM$4.4MM

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First National 1870 Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
4.45%^*	$50k^*	-	Ignite Money Market - New Money
OTHER TIERS: 4.10% → $0 - $50k
2.00%^*	$250k^*	-	Business Vitality Money Market Account - New Money
OTHER TIERS: 0.50% → $0 - $100k \| 1.30% → $100k - $250k

First National 1870 CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.00%	$1k	-	6 Month CD Special
4.00%	$1k	-	Business 6 Month CD Special

First National 1870 IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.00%	$1k	-	6 Month IRA Special

Locations

Availability

Albuquerque Area

Albuquerque Area bank & credit union details

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