Nationwide by Axos Bank

Deposits held and insured by Axos Bank

Update. Issue Has Been Resolved.

Posted by: |

Updated 7/15/20. I was contacted by the bank this morning and my issue has been resolved. Thank you.

Be very cautious with opening an account with this bank. They participate in very shady business practices including those that may prevent you from receiving interest that had accumulated in your account. I accumulated almost $300 in interest during June, but because of a small technicality buried within their terms of agreement, I didn't receive any of it.

Good Luck Accessing Your Account And Making Deposits

Posted by: |

This bank loses major points with me for three reasons: The first is being locked out of my account daily; the website failing to recognize my username/pw on a daily basis - requiring me to reset it only to have to call and go through a security check ovee the phone to verify my account. The second is having to go into a CVS and use their register to make any cash deposits. Why can't this company utilize atms for cash deposits like every other banking institution. Mobile deposits for checks are convenient, but sometimes scanned checks are rejected and there is a verification period and an addtional processing time which delays fund availability. Third: I phoned customer service to verify the max amount you could withdraw from an atm. I was asked what I needed the money for. Excuse me? It's my money I earned, and none of your business what I intend to use it for.

Sorry To Be Leaving Axos

I am leaving because of the fraud system used by Axos. I am all in favor of preventing fraud, but this has gotten to be too much. In several incidents I have tried to use my debit card only for it to be declined and then I have had to spend as much as 30 minutes on the phone getting the suspension lifted so I could pay for my purchases. First on of all, where I spend my money is my business, second, how about the embarrassment of getting declined and on top of that having to put the checkout clerk and everyone in line in a waiting mode because I am having to get my card reinstated. It has turned a ten minute shopping trip into a two hour complete sh..tsh....w. This happens so often that it has become way too taxing on me. I am a 70 year old priest and I have been treated shabbily by some retailers when trying to explain why I was holding everyone up. So, I am changing banks.This makes them eligible for one star.... instead of five. Been a faithful customer for years.

Great Rate, Difficult Application.

Posted by: |

Since I previously had a UFB (also Axos) account I had to register as an existing customer.

Unfortunately, it did not recognize my old UFB username/password, so I had to go to UFB to re-register on their new system, with all the emails, access codes, and associated security procedures.

Finally got into Nationwide/Axos with its associated access codes and procedures to fill out an application. I received no confirmation I had actually opened an account until two days later.

It was a long tedious process, then they dropped their rate the next day.



Data as of Q2 2023

Capitalization grade does not factor in PPP loans and the use of the PPP Liquidity Facility.
Learn why bank health matters

Health Grade Components

FDIC Certificate #35546
Year Established2000
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.62%
Return on Equity - YTD16.56%
Annual Interest Income$647.0MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$19.40B$16.00B
LoansQ2 2023vs Q2 2022$16.46B$14.08B
DepositsQ2 2023vs Q2 2022$17.26B$14.08B
Equity CapitalQ2 2023vs Q2 2022$1.88B$1.63B
Loan Loss AllowanceQ2 2023vs Q2 2022$166.5MM$148.4MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$103.1MM$118.3MM
Real Estate OwnedQ2 2023vs Q2 2022$7.0MM$0
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Always verify rates and promotions with the bank or credit union. We are not Nationwide by Axos Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Nationwide by Axos Bank Savings Account Rates

0.30%--My Savings w/ Checking
0.25%$300-Regular Savings
0.20%--My Savings w/o Checking

Nationwide by Axos Bank Money Market Rates

0.25%--Money Market Plus

Nationwide by Axos Bank Checking Account Rates

0.90%-$150kAdvantage Checking - All Qualifiers
0.45%-$150kAdvantage Checking - Qualifying Direct Deposits
0.45%-$150kAdvantage Checking - Qualifying Debit Card Transactions
0.10%--Interest Checking
0.10%--First Checking

Nationwide by Axos Bank CD Rates

4.75%$500-12 Month CD
2.85%$500-18 Month CD
0.20%$500-3 Month CD
0.20%$500-6 Month CD
0.20%$500-9 Month CD
0.20%$500-24 Month CD
0.20%$500-36 Month CD
0.20%$500-48 Month CD
0.20%$500-60 Month CD

Nationwide by Axos Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 4350 La Jolla Village Drive, Suite 140 - San Diego, CA 92122

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.