Nevada State Bank

Deposits held and insured by Zions Bank

Awesome Bank

Posted by: |

I really enjoy working with Nevada State Bank, both with my personal and business accounts. Great people. The manager, Theresa, at the N. Rainbow branch is great. Who remembers people's names these days. She does.

A great local bank for Nevadans

Posted by: |

Nevada State Bank is a very good option for you banking needs in Nevada. It has a good number of branch locations and ATMs throughout the state. Their checking and savings account products are also easy to set up and have low fees. One exception to the rule is that for a free checking account, you either need to have money regularly direct deposited into the account, or keep a $1500 average limit in the account each month. Their website has all of the regular functionality that you would expect from a much larger bank. For example, they have online bill pay features, transfer features, and allow viewing of all of your past statements. Whenever I go into a physical branch, the staff is always very courteous and helpful.

As Recently As 2014/2015, NSB Still Holding Onto "New Account, Large Deposits" Overlong

Posted by: |

I have read some of the complaints, herein, and I, too, experienced an overlong hold on a $ 10,000 deposit (cashier's check from former out-of-state bank) when I was attempting to open a new account at NSB.

Their representative took the check and said the entire $ 10,000 would not be available for 9 days. Even though I acquiesced in this policy, I later checked federal regulations on NSB's policy and have cut-&-pasted them below.

In my case, the "New Accounts" rep should have clearly and openly stated that $ 5,000 of my
$ 10,000 would be available the next business day (see I.a.1., below) and the remainder in 7 days (if, in furtherance of good customer service, they followed regulation II.B.1., below). Otherwise, regulations allowed a hold on the remaining $ 5,000 for 9 business days (see I.A.1.a., below) which is the route NSB chose to follow (of course).

The most important rule is to note that, generally, it is the type of the deposit that dictates the hold time. So as not to post an overlong review, I have limited the cited regulations to "New Accounts" and "Large Deposits: $ 5,000 or More".

I. New Account.
A. Deposit into an account that has been open for fewer than 30 days (unless you've had another account with the same institution for at least 30 days).
1. Cash, Electronic Payments & First $5,000 of Checks.
a. Next Day; Remainder 9th Business Day

II. Large Deposit.
B. Deposit other than cash or electronic payment totaling more than $5,000 in a single day.
1. First $5,000 2nd Business Day; Remainder 7th Business Day or Later.

With regard to the only other matters of concern to me, though I find in-person employee attitude to be professional and considerate, customer service at the drive-up is slow and they still want identifying documents every time I cash a check even though I've been a customer for 1-1/2 years. It seems to me that they exhibit an overall sense of distrust of the customer.

Horrible Bank

If you own a business you do not want to go here. Horrible company, horrible app, horrible online services. I'll be fighting this company for years to come due to their own incompetence. Much more to write that I do not have time for. Hours, and hours.



Data as of Q2 2022

Data displayed below is for insuring bank: Zions Bank
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Health Grade Components

FDIC Certificate #2270
Year Established1873
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD12.56%
Annual Interest Income$1.16B
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$87.78B$87.21B
LoansQ2 2022vs Q2 2021$51.90B$50.93B
DepositsQ2 2022vs Q2 2021$79.06B$76.11B
Equity CapitalQ2 2022vs Q2 2021$5.63B$8.03B
Loan Loss AllowanceQ2 2022vs Q2 2021$508.7MM$534.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$191.5MM$288.8MM
Real Estate OwnedQ2 2022vs Q2 2021$0$1.4MM
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Always verify rates and promotions with the bank or credit union. We are not Nevada State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Nevada State Bank Savings Account Rates

0.02%--Relationship Savings
0.02%--Business Relationship Savings
0.01%--Classic Savings
0.01%--Individual Development Account
0.01%--Young Savers
0.01%--Business Savings
0.01%--Public Funds Savings
0.01%--Business Secured Visa Savings
0.01%--Secured Visa Savings

Nevada State Bank Money Market Rates

0.25%*$1m*-Relationship Money Market
OTHER TIERS: 0.05% $1k - $25k | 0.08% $25k - $100k | 0.10% $100k - $250k | 0.23% $250k - $1m
0.25%*$1m*-Relationship IRA Money Market
OTHER TIERS: 0.01% Up to $2k | 0.05% $2k - $25k | 0.08% $25k - $100k | 0.10% $100k - $500k | 0.20% $500k - $1m
0.25%*$1m*-Business Relationship Money Market
OTHER TIERS: 0.05% $1k - $25k | 0.08% $25k - $100k | 0.10% $100k - $250k | 0.23% $250k - $1m
0.21%*$250k*-Money Market
OTHER TIERS: 0.05% $1k - $25k | 0.08% $25k - $250k
0.21%*$1m*-IRA Money Market
OTHER TIERS: 0.01% Up to $2k | 0.05% $2k - $25k | 0.08% $25k - $500k | 0.18% $500k - $1m
0.21%*$250k*-Business Money Market
OTHER TIERS: 0.05% $1k - $25k | 0.08% $25k - $250k
0.13%*$250k*-Public Funds Money Market
OTHER TIERS: 0.05% $1k - $25k | 0.08% $25k - $100k | 0.10% $100k - $250k
0.06%*$1m*-Business Money Market Sweep
OTHER TIERS: 0.02% $10k - $100k | 0.04% $100k - $1m

Nevada State Bank Checking Account Rates

0.80%--IOLTA Checking
0.01%--Premium Interest Checking
0.01%--Public Funds Interest Checking

Nevada State Bank CD Rates

1.06%$1k-6 Month Premier CD
1.06%$1k-1 Year Premier CD
1.06%$1k-9 Month Premier CD
1.06%$1k$100kBusiness 6 Month Premium CD
1.06%$1k$100kBusiness 9 Month Premium CD
1.06%$1k$100kBusiness 1 Year Premium CD
1.01%$1k$100k6 Month CD
1.01%$1k$100k1 Year CD
1.01%$1k$100k9 Month CD
1.01%$1k-Business 6 Month CD
1.01%$1k-Business 9 Month CD
1.01%$1k-Business 1 Year CD
1.01%--Public Funds 6 Month CD
1.01%--Public Funds 9 Month CD
1.01%--Public Funds 1 Year CD
1.01%$100k-6 Month Jumbo CD
1.01%$100k-9 Month Jumbo CD
1.01%$100k-1 Year Jumbo CD
0.95%$1k-18 Month Premier CD
0.95%$1k$100kBusiness 18 Month Premium CD
0.90%$1k$100k18 Month CD
0.90%$1k-Business 18 Month CD
0.90%--Public Funds 18 Month CD
0.90%$100k-18 Month Jumbo CD
0.85%$1k-5 Year Premier CD
0.85%$1k$100kBusiness 5 Year Premium CD
0.80%$1k$100k5 Year CD
0.80%$1k-4 Year Premier CD
0.80%$1k-Business 5 Year CD
0.80%$1k$100kBusiness 4 Year Premium CD
0.80%--Public Funds 5 Year CD
0.80%$100k-5 Year Jumbo CD
0.75%$1k$100k4 Year CD
0.75%$1k-3 Year Premier CD
0.75%$1k-Business 4 Year CD
0.75%$1k$100kBusiness 3 Year Premium CD
0.75%--Public Funds 4 Year CD
0.75%$100k-4 Year Jumbo CD
0.70%$1k-2 Year Premier CD
0.70%$1k$100k3 Year CD
0.70%$1k-Business 3 Year CD
0.70%$1k$100kBusiness 2 Year Premium CD
0.70%--Public Funds 3 Year CD
0.70%$100k-3 Year Jumbo CD
0.65%$1k$100k2 Year CD
0.65%$1k-Business 2 Year CD
0.65%--Public Funds 2 Year CD
0.65%$100k-2 Year Jumbo CD
0.55%$1k-1 Month Premier CD
0.55%$1k-3 Month Premier CD
0.55%$1k$100kBusiness 1 Month Premium CD
0.55%$1k$100kBusiness 3 Month Premium CD
0.50%$1k$100k1 Month CD
0.50%$1k$100k3 Month CD
0.50%$1k-Business 1 Month CD
0.50%$1k-Business 3 Month CD
0.50%--Public Funds 1 Month CD
0.50%--Public Funds 3 Month CD
0.50%$100k-1 Month Jumbo CD
0.50%$100k-3 Month Jumbo CD

Nevada State Bank IRA Rates

1.06%$1k-6 Month Premier IRA
1.06%$1k-9 Month Premier IRA
1.06%$1k-1 Year Premier IRA
1.01%$1k-6 Month IRA
1.01%$1k-1 Year IRA
1.01%$1k-9 Month IRA
0.95%$1k-18 Month Premier IRA
0.90%$1k-18 Month IRA
0.85%$1k-5 Year Premier IRA
0.80%$1k-5 Year IRA
0.80%$1k-4 Year Premier IRA
0.75%$1k-4 Year IRA
0.75%$1k-3 Year Premier IRA
0.70%$1k-3 Year IRA
0.70%$1k-2 Year Premier IRA
0.65%$1k-2 Year IRA
0.55%$1k-1 Month Premier IRA
0.55%$1k-3 Month Premier IRA
0.50%$1k- 1 Month IRA
0.50%$1k-3 Month IRA


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