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New Mexico Bank & Trust

Deposits held and insured by UMB Bank, National Association

TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.nmb-t.com
505-830-8169
320 Gold Street, S.W.
Albuquerque, NM 87102
Deposits held and insured by UMB Bank, National Association
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Health
A

Data as of Q1 2025

Data displayed below is for insuring bank: UMB Bank, National Association
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #8273
Year Established1902
Employees4300
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.85%
Annual Interest Income$737.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$69.01B$45.07B
LoansQ1 2025vs Q1 2024$35.57B$23.42B
DepositsQ1 2025vs Q1 2024$58.14B$37.05B
Equity CapitalQ1 2025vs Q1 2024$6.77B$3.18B
Loan Loss AllowanceQ1 2025vs Q1 2024$368.9MM$226.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$99.5MM$20.8MM
Real Estate OwnedQ1 2025vs Q1 2024$4.2MM$2.5MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

New Mexico Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$1m*-High Yield Savings
OTHER TIERS: 0.25% → $0 - $25k | 0.50% → $25k - $100k | 0.75% → $100k - $500k | 1.25% → $500k - $1m
1.00%*$250k*-Signature Series Savings
OTHER TIERS: 0.25% → $50k - $150k | 0.75% → $150k - $250k
0.50%*$50k*-Platinum Savings
OTHER TIERS: 0.25% → $0 - $50k
0.20%$0-Satatement Savings

New Mexico Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%$0-Money Market Special - New Money
1.50%*$1m*-Premium Money Market Savings
OTHER TIERS: 0.25% → $0 - $25k | 0.50% → $25k - $100k | 0.75% → $100k - $500k | 1.25% → $500k - $1m
0.10%*$100k*-Regular Money Market
OTHER TIERS: 0.05% → $0 - $100k

New Mexico Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Signature Series Checking
OTHER TIERS: 0.25% → $50k - $250k
0.25%*$50k*-Platinum Checking
OTHER TIERS: 0.10% → $0 - $50k

New Mexico Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$0$1m8 Month CD Special - New Money
2.75%$0-18 Month CD
0.90%$0-60 Month CD
0.85%$0-48 Month CD
0.75%$0-36 Month CD
0.70%$0-24 Month CD
0.60%$0-12 Month CD
0.35%$0-6 Month CD
0.25%$0-3 Month CD

New Mexico Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$0$1m8 Month IRA Special - New Money
2.75%$0-18 Month IRA
0.90%$0-60 Month IRA
0.85%$0-48 Month IRA
0.75%$0-36 Month IRA
0.70%$0-24 Month IRA
0.60%$0-12 Month IRA
0.35%$0-6 Month IRA
0.25%$0-3 Month IRA
Locations

Availability



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