New Mexico Bank & Trust

Overview / Commentary
320 Gold Street, S.W.
Albuquerque, NM 87102

New Mexico Bank & Trust is headquartered in Albuquerque and is the largest bank in the state of New Mexico. It is also the 446th largest bank in the nation. It was established in 1998 and as of June of 2021, it had grown to 167 employees at 24 locations. New Mexico Bank & Trust has an A health rating.

Reviews (1)

Customer Service Used To Be MUCH Better

Posted by: |

I have had an account with NMB&T since 1997 or 98.  Until a few years ago it was an exceptionally good bank with great customer service.  I don't know what changed on their end but this relationship is slowly ending.  There have been several major errors in information that I received over the phone that cost me a lot of time and money. Then they started charging me a service fee to use my card, on top of what I pay for the other banks ATM.  They have no ATMs where I live, the closest is 60 miles.  Every time I use the card the fees are close to $5 now, or I can drive 60 miles.  Not only did they start charging the $1.50 but the initially did it twice for one transaction.  They really don't care anymore and I really don't see much point in having an account with them.  I have opened an account at NMEFCU.


Health Grade Components

FDIC Certificate #34726
Year Established1998
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD15.43%
Annual Interest Income$36.7MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$2.50B$1.90B
LoansQ2 2021vs Q2 2020$1.27B$1.16B
DepositsQ2 2021vs Q2 2020$2.20B$1.70B
Equity CapitalQ2 2021vs Q2 2020$231.6MM$165.1MM
Loan Loss AllowanceQ2 2021vs Q2 2020$14.5MM$18.8MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$8.7MM$10.8MM
Real Estate OwnedQ2 2021vs Q2 2020$1.9MM$2.1MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

New Mexico Bank & Trust Savings Account Rates

0.01%--Regular Savings
0.01%--High Yield Savings
0.01%--IRA Savings
0.01%--Business Solutions High Yield Savings
0.01%--Business Savings
0.01%--Business High Yield Savings
0.01%--Platinum Savings
0.01%$50k-Signature Series Savings

New Mexico Bank & Trust Money Market Rates

0.01%--Regular Money Market
0.01%--Premium Money Market Savings
0.01%--Business Solutions Money Market Savings
0.01%--Business Money Market
0.01%--Business Premium Money Market

New Mexico Bank & Trust Checking Account Rates

0.01%$50k-Signature Series Checking
0.01%--Platinum Checking
0.01%--Commercial Interest Checking

New Mexico Bank & Trust CD Rates

0.15%$1k-36 Month CD
0.15%$1k-48 Month CD
0.15%$1k-60 Month CD
0.15%$1k-84 Month CD
0.10%$1k-24 Month CD
0.07%$1k-18 Month CD
0.05%$1k-12 Month CD
0.03%$1k-3 Month CD
0.03%$1k-6 Month CD

New Mexico Bank & Trust IRA Rates

0.15%$1k-60 Month IRA
0.15%$1k-48 Month IRA
0.15%$1k-36 Month IRA
0.15%$1k-84 Month IRA
0.10%$1k-24 Month IRA
0.07%$1k-18 Month IRA
0.05%$1k-12 Month IRA
0.03%$1k-3 Month IRA
0.03%$1k-6 Month IRA


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