New Mexico Bank & Trust

Overview / Commentary
320 Gold Street, S.W.
Albuquerque, NM 87102

New Mexico Bank & Trust is headquartered in ALBUQUERQUE and is the largest bank in the state of New Mexico. It is also the 437th largest bank in the nation. It was established in 1998 and as of March of 2023, it had grown to 141 employees at 21 locations. New Mexico Bank & Trust has a B health rating.

Reviews (1)

Customer Service Used To Be MUCH Better

Posted by: |

I have had an account with NMB&T since 1997 or 98.  Until a few years ago it was an exceptionally good bank with great customer service.  I don't know what changed on their end but this relationship is slowly ending.  There have been several major errors in information that I received over the phone that cost me a lot of time and money. Then they started charging me a service fee to use my card, on top of what I pay for the other banks ATM.  They have no ATMs where I live, the closest is 60 miles.  Every time I use the card the fees are close to $5 now, or I can drive 60 miles.  Not only did they start charging the $1.50 but the initially did it twice for one transaction.  They really don't care anymore and I really don't see much point in having an account with them.  I have opened an account at NMEFCU.


Health Grade Components

FDIC Certificate #34726
Year Established1998
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD24.22%
Annual Interest Income$28.5MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$2.63B$2.58B
LoansQ1 2023vs Q1 2022$1.31B$1.37B
DepositsQ1 2023vs Q1 2022$2.36B$2.33B
Equity CapitalQ1 2023vs Q1 2022$176.3MM$191.9MM
Loan Loss AllowanceQ1 2023vs Q1 2022$11.9MM$12.1MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$5.2MM$4.5MM
Real Estate OwnedQ1 2023vs Q1 2022$1.2MM$1.7MM
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Always verify rates and promotions with the bank or credit union. We are not New Mexico Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

New Mexico Bank & Trust Savings Account Rates

1.25%*$250k*-Signature Series Savings
OTHER TIERS: 0.25% $50k - $150k | 1.00% $150k - $250k
0.75%*$50k*-Platinum Savings
OTHER TIERS: 0.25% Up to $50k

New Mexico Bank & Trust Money Market Rates

0.10%*$100k*-Regular Money Market
OTHER TIERS: 0.05% Up to $100k
0.10%*$100k*-Premium Money Market Savings
OTHER TIERS: 0.05% Up to $100k

New Mexico Bank & Trust Checking Account Rates

1.75%*$250k*-Signature Series Checking
OTHER TIERS: 0.25% $50k - $150k | 1.25% $150k - $250k
1.00%*$50k*-Platinum Checking
OTHER TIERS: 0.10% Up to $50k

New Mexico Bank & Trust CD Rates

5.05%-$1m8 Month CD Special - New Money
4.25%--13 Month CD
3.75%--9 Month CD
3.50%--18 Month CD
0.90%--60 Month CD
0.85%--48 Month CD
0.75%--36 Month CD
0.70%--24 Month CD
0.60%--12 Month CD
0.35%--6 Month CD
0.25%--3 Month CD

New Mexico Bank & Trust IRA Rates

5.05%-$1m8 Month IRA Special - New Money
4.25%--13 Month IRA
3.75%--9 Month IRA
3.50%--18 Month IRA
0.90%--60 Month IRA
0.85%--48 Month IRA
0.75%--36 Month IRA
0.70%--24 Month IRA
0.60%--12 Month IRA
0.35%--6 Month IRA
0.25%--3 Month IRA


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